Port Washington Credit Union NY | Convenient ATM Access & Services

Introduction

Welcome to Port Washington, your trusted financial partner located at 157 Main St, Port Washington, NY 11050. Since our establishment in 1968, we have dedicated ourselves to serving our community with integrity and commitment. At Main Office (Site ID: 46,866), we believe in empowering our members by providing them with personalized financial solutions tailored to their unique needs. With a robust membership of over 3,071 individuals, we pride ourselves on being more than just a credit union; we are a vital part of the Port Washington community. Our total assets stand strong at $79,813,101, reflecting our stability and reliability. We offer a wide range of services, including loans and deposits, totaling approximately $6,805,898 in deposits and 1,339 loans and leases to help you reach your financial goals. Under the leadership of our CEO, Michael Fitzgerald, and Board President, Steven Belanich, we strive to create an environment where every member feels valued and supported. Our friendly staff is here to assist you with any inquiries or services you may need. You can reach us easily at (516) 883-3537 for any questions or assistance. While members can visit us at our branch address, official correspondence should be sent to the same location for your convenience. We invite you to explore our website at pwfcu.org for more information on membership eligibility and the various services we provide. Join us today and experience the difference that comes from being part of a community-focused credit union! Whether you're looking to open an account or apply for a loan, we're here to help you every step of the way. Visit us or give us a call we can't wait to serve you!

Branch History & Mission

Commitment to Innovation and Accessibility

As we look back on our history, we also embrace the future. We are committed to keeping pace with advancements in technology, ensuring that our members have access to online banking and convenient ATM services. With an ATM available at our branch, you can easily manage your finances on-the-go. Although we do not currently offer drive-thru banking or shared service centers, our customer-centric approach ensures that your needs remain our top priority.

Community Outreach

At Port Washington, we understand that true success goes beyond numbers; it's about making a difference in people's lives. Our partnerships with local organizations allow us to engage in various outreach initiatives aimed at uplifting the community. We believe that by supporting local causes, we can help create a brighter future for everyone in Port Washington.

Join Us!

We invite you to become part of the Port Washington family! Experience firsthand how we can support your financial journey while contributing positively to our community. For more information or to open an account, visit us online at https://www.pwfcu.org/ or call us at (516) 883-3537. Together, let's build a stronger future for all!

Our Mission

The mission of Port Washington is simple yet powerful: to provide accessible financial services while fostering a supportive community environment. We are dedicated to helping our members achieve their financial goals through personalized service and innovative solutions. From savings accounts to loans, we strive to offer products that meet the diverse needs of our community.

Branch Location & Accessibility

Connect With Us

We invite you to visit us soon! If you have questions or want more information about our services, don't hesitate to call us at (516) 883-3537. We look forward to welcoming you into the Port Washington family!

Nearby Landmarks and Accessibility

Nestled near local favorites, our branch is just a stone's throw away from key spots like the local park and the community center, making it a breeze to fit banking into your daily routine. We prioritize accessibility for everyone, ensuring that all members can navigate our space comfortably with features such as ADA-compliant ramps.

Parking and Services

Parking is available nearby, so you can easily hop in and out without hassle. Our branch operates during convenient hours: Monday through Friday from 8:30 AM to 3:00 PM, and Saturday from 9:00 AM to 12:00 PM. While we currently do not offer drive-thru services, you will find an ATM available for quick cash access right at our location. At Port Washington, we provide essential services like ATM access for withdrawals and balance checks. Our friendly staff is always on hand to assist with any questions or needs you may have.

Member Eligibility

Joining Port Washington is like becoming part of a warm, welcoming family that truly cares about your financial well-being. To become a member, you'll need to meet a few simple eligibility criteria. If you live, work, worship, or attend school in the Port Washington area, you're already on the right track! This inclusive approach means that many in our community can benefit from our personalized services and competitive rates. Once you confirm your eligibility, opening an account is a breeze just visit us at 157 Main St Port Washington Ny 11050 or check out more details on how to get started at https://webadmin.professionalmanagedhosting.com/general_cu/applications/loanapp.asp?instid=122&[email protected]. For any questions or assistance, feel free to give us a call at (516) 883-3537. You can also explore the specifics of our membership requirements by visiting https://www.pwfcu.org/who-can-join/. We're excited to welcome you into our community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $903,894, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services designed to simplify your daily operations. Imagine being able to accept payments easily from your customers while keeping track of transactions seamlessly. Our services can help you focus on what matters most growing your business. Explore how Port Washington at 157 Main St Port Washington Ny 11050 in Port Washington, NY can be your partner in success. For more information or assistance, call us at (516) 883-3537 today!

Comprehensive List Of Services

ATM Services

For those times when you need quick access to your funds, our ATM services are here to help. With basic ATM access, you can easily make withdrawals and check your balance without stepping into the branch. This service is perfect for members who are on the go and want to manage their money conveniently. Whether you're out running errands or grabbing a coffee, knowing that you have easy access to your cash gives you peace of mind.

Digital Banking Features

In today's fast-paced world, having the ability to bank online is essential. While we currently offer ATM services only, we encourage our members to explore options such as online banking and person-to-person payment solutions that may be available through our website. These features allow you to manage your accounts from anywhere, at any time, ensuring that your banking experience is as smooth as possible.

Member Support

If you ever have questions about your account or need assistance with any of our services, don't hesitate to reach out! You can contact us at (516) 883-3537 during our operating hours: Monday through Friday from 8:30 AM to 3:00 PM, and Saturday from 9:00 AM to 12:00 PM. Our friendly staff is always ready to assist you with anything you need. At Port Washington, we understand that banking is not just about transactions; it's about building relationships with our members. We strive to provide a supportive environment where you can feel comfortable discussing your financial goals and needs. Whether you're considering opening an account or simply need assistance with existing services, we invite you to visit us at 157 Main St Port Washington Ny 11050 in Port Washington, NY. Explore how we can help make your financial journey easier and more rewarding. For more information about becoming a member or accessing our services, please visit our website at Main Office or call us today! Let's work together towards achieving your financial goals!

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.pwfcu.org/, allows you to check balances, transfer funds, and manage your account from the comfort of your home or on the go. For those who need to send money quickly, our person-to-person transfer feature makes it simple to send funds to friends and family with just a few clicks.

Mobile Access

While we currently do not offer mobile payments or a dedicated mobile application, our website is fully optimized for mobile use. This means you can log in and manage your finances directly from your smartphone or tablet without any extra hassle. We believe in making banking accessible for everyone. Whether you're checking your balance or transferring funds, our user-friendly interface ensures that you can navigate easily. Join us at Port Washington today and experience the freedom of online banking tailored just for you!

Security and Ease of Use

Security is a top priority for us. Our online banking system is designed with robust security measures to keep your information safe while you enjoy hassle-free access to your accounts. Plus, without the need for electronic signature authorization or e-statements, we keep things straightforward for our members.

Financial Strength

A Strong Foundation

With a net worth of $13,606,843, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,705 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member Trust

Total Share and Deposit Accounts stand at 5,226, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $343,541. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Port Washington is your trusted partner. Visit us at 157 Main St Port Washington Ny 11050 or call (516) 883-3537 to learn more about how we can help you achieve your financial goals.

Members First

Your savings are our priority. Members' savings are secured through $28,591,820 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Better Services

With $12,254,411 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your needs is reflected in the $121 in used auto loans and $65,085,396 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,679,916 in used vehicle loans and $431,790 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new vehicle or a reliable used option, we have flexible terms that can fit your budget.

Credit Lines and Business Loans

If you're interested in having access to extra funds when needed, our total credit lines amount to $5,000,000. Additionally, for business owners, our outstanding commercial loans totaling $903,894 provide the capital needed to grow and expand your business operations. At Port Washington, we prioritize understanding your unique financial situation. If you're considering refinancing any existing loans or want to know about eligibility options, please don't hesitate to reach out. We're here to assist you every step of the way. For more information on our loan offerings or to discuss how we can help meet your financial needs, contact us at (516) 883-3537, or visit us at our branch located at 157 Main St Port Washington Ny 11050 in Port Washington, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,567,650, make buying or refinancing simple. We are dedicated to guiding you through the process so that you feel confident in your decision.

Unsecured Credit Card Loans

For those looking for flexible spending options, we also offer unsecured credit card loans with a total of $363,347 in loans helping members manage their finances effectively. These cards come with competitive rates and terms designed to give you the purchasing power you need without breaking the bank.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that all loan offers are not only legitimate but also adhere to strict guidelines for fairness and transparency. By pulling data from trusted sources, LendMesh ensures that you receive accurate information when comparing loans.

Port Washington