Polam Credit Union Lone Tree CO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Polam, your trusted partner in financial growth and community support, located at 9227 E Lincoln Ave Ste 200, Lone Tree, CO 80124. Established in 1973, we have proudly served our members for decades, fostering a sense of community and trust that you can rely on. With a total membership of 3,394 and assets exceeding $74 million, we are dedicated to providing personalized banking solutions tailored to your unique needs. At Polam, we understand that financial decisions can be daunting. That's why our team of friendly professionals is here to guide you every step of the way. Whether you're looking for an auto loan or considering mortgage options, we offer a variety of services including checking and savings accounts, personal loans, and business banking solutions. Our commitment to our members is reflected in our impressive financial standing, with total deposits amounting to $1,064,443 and a net worth of $10,527,777. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 9227 E Lincoln Ave Ste 200, Lone Tree, CO 80124-5504. You can also reach us at (303) 439-2881 or send a fax to (650) 367-8945. Led by CEO Mark Chrzanowski and Board President Andrzej Wolny, our team of 21 employees is committed to serving you with integrity and excellence. We invite you to explore how Polam can help you achieve your financial goals. Don't hesitate visit us today or call us for more information! Your journey towards better banking starts here.

Branch History & Mission

Commitment to Service

While members can visit us at our branch address of 9227 E Lincoln Ave Ste 200 in Lone Tree, official correspondence should be sent to our mailing address: 9227 E Lincoln Ave Ste 200, Lone Tree, CO 80124-5504. We operate with flexible hours open from 9:00 am to 4:00 pm on Mondays, Tuesdays, Wednesdays, and Fridays; and until 6:00 pm on Thursdays to ensure we are available when you need us. Although we do not have ATM or drive-thru services at this location, we provide shared service center access for basic transactions through partner credit unions. This ensures that our members have convenient access to their funds whenever necessary.

Join Us

As we look toward the future, Polam remains committed to innovation and customer-centric solutions. With advancements like online banking and mobile payment options available for your convenience, we're excited about making banking easier than ever before. We invite you to join us at Polam Credit Union. Experience firsthand the benefits of being part of a member-focused organization dedicated not only to your financial health but also to uplifting our wonderful community. Reach out today at (303) 439-2881 or visit us online at polamfcu.com let's embark on this journey together!

Our Evolution

From our humble beginnings at 9227 E Lincoln Ave Ste 200, we have steadily evolved to meet the needs of our members. Today, we manage total assets of $74,380,698, a testament to our responsible management and the trust placed in us by our members. We are not just about numbers; we focus on building relationships and empowering individuals through personalized banking experiences. Our headquarters is located in Redwood City, California, but our heart remains firmly planted in Lone Tree. We understand that each member's financial journey is unique and strive to offer services that cater to individual needs from checking and savings accounts to auto loans and personal financing.

Our Mission

Our mission at Polam is simple yet powerful: to provide exceptional financial services while making a positive impact in our community. We believe that financial wellness is attainable for everyone, and we work diligently to offer products designed with your success in mind. Whether you're looking for auto loans, mortgages, or credit card options with rewards, we are here to guide you every step of the way. We also take pride in fostering partnerships within the community. Through outreach programs and support initiatives, we aim to uplift those around us and contribute positively to local development.

Branch Location & Accessibility

Welcome to Polam, your trusted financial partner located at 9227 E Lincoln Ave Ste 200 Lone Tree Co 80124 in the heart of Lone Tree, Colorado! Nestled conveniently within the vibrant community of Douglas County, our branch is easy to reach and designed with your needs in mind. Whether you're coming from the nearby Park Meadows Mall or just a short drive from I-25, we're here to provide you with top-notch banking services. At Polam, accessibility is a priority. Our location is equipped with ADA-compliant features, ensuring that everyone can enjoy a smooth visit. There's ample parking available right outside our doors, making it simple for you to stop by without any hassle. Our friendly team is here during convenient hours: we are open from 9:00 AM to 4:00 PM on Mondays, Tuesdays, Wednesdays, and Fridays, and we extend our hours until 6:00 PM on Thursdays. Feel free to drop in during these times we look forward to assisting you! While members can visit us at 9227 E Lincoln Ave Ste 200 Lone Tree Co 80124, official correspondence should be sent to our mailing address at 9227 E Lincoln Ave Ste 200, Lone Tree, CO 80124-5504. For any inquiries or assistance, don't hesitate to give us a call at (303) 439-2881. Although we currently do not have ATM or drive-thru services available, we do offer shared service center options for basic transactions like deposits and withdrawals for partner credit union members. This way, you still have access to essential banking services even when you're on the go. Experience personalized banking today visit us at Polam or give us a call! We can't wait to help you achieve your financial goals.

Member Eligibility

At Polam, we believe that becoming a member is like joining a close-knit community where your financial well-being matters. If you live, work, or worship in the area around 9227 E Lincoln Ave Ste 200 Lone Tree Co 80124, you're likely eligible to join us! We welcome individuals who share our values and are looking for personalized banking solutions tailored to their needs. By choosing Polam, you gain access to a variety of benefits designed to help you thrive financially, from competitive loan rates to rewarding credit card options. Ready to take the next step? Opening an account is simple and straightforward. You can find more details on eligibility and the process by visiting this link. If you have any questions or need assistance, feel free to reach out at (303) 439-2881. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options that Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $8 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,586,286, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

In addition to loans, we offer merchant services designed to simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether online or in-person. Our tools provide quick access to funds and detailed transaction insights, making it easier for you to focus on what you do best running your business. Visit us at 9227 E Lincoln Ave Ste 200 Lone Tree Co 80124 in Lone Tree, CO, or call us at (303) 439-2881 to explore how we can support your business today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or looking to refinance an existing loan, our auto loans and vehicle financing options make it simple. Picture driving off in your dream car with monthly payments that fit your budget. We offer competitive rates to ensure you get the best deal possible.

Business Banking

For entrepreneurs and small business owners, our business banking services include merchant services and business loans that help you grow and manage your ventures effectively. We understand the unique challenges businesses face and are committed to helping you succeed.

Credit Cards with Rewards

Our credit cards come with rewards that let you earn as you spend. From cash back on everyday purchases to travel rewards for your next getaway, these cards are designed to benefit you while managing your expenses effectively.

Digital Banking Features

We pride ourselves on offering robust digital banking features that enhance convenience. With online banking available 24/7, plus mobile applications that allow for mobile payments and person-to-person transfers, managing your finances has never been easier.

Mortgage Loans & Refinancing

Buying a home is one of the most significant investments you'll make. Our mortgage loans provide flexible terms and personalized service to help you navigate this journey confidently. Whether you're purchasing your first home or refinancing an existing mortgage for better rates, Polam has solutions that align with your goals.

Personal Banking

Our personal banking services include checking and savings accounts designed for everyday use. Imagine being able to manage your money with ease, whether you're making a quick deposit or setting aside funds for that special vacation. With Polam, you can easily access your accounts through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans and debt consolidation options, you can tackle those financial challenges head-on. Imagine simplifying multiple payments into one manageable monthly payment it's all possible with Polam's support.

Shared Branch Transactions

For members of partner credit unions, we also provide basic shared branch transactions such as deposits and withdrawals. This feature ensures you have access to essential banking services even when you're away from our branch. At Polam, we strive to be more than just a credit union; we want to be a trusted partner in your financial journey. If you have any questions or need assistance choosing the right service for you, don't hesitate to give us a call at 303-439-2881 or visit our website at polamfcu.com. Join us today and experience the difference in personal finance!

Digital & Online Banking

Key Services

Our members enjoy the convenience of online banking through our website at https://polamfcu.com/. Here, you can check your balances, pay bills, and transfer money with just a few clicks. If you're on the go, our mobile application allows you to manage your accounts from your smartphone, ensuring you have everything you need right at your fingertips. For those who love quick transactions, our person-to-person transfer feature makes sending money to friends or family easier than ever. Plus, with mobile payments available, you can leave your wallet at home and make purchases directly from your phone.

Security and Accessibility

Your security is our top priority. We provide electronic signature authorization for important documents, making it simple to handle paperwork without the hassle of printing and mailing. Additionally, we offer e-statements so you can view your account statements online saving paper while keeping your information secure. Our user-friendly platform is designed for everyone, ensuring that all members can navigate their accounts easily. Real-time account management means you'll always know where your money is going. With all these features combined, Polam makes digital banking not only accessible but also enjoyable. Whether you're at home or on the move, managing your finances has never been easier!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 6,333, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $2,463,245, reflecting our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Polam is your trusted partner. Visit us at 9227 E Lincoln Ave Ste 200 Lone Tree Co 80124 or call (303) 439-2881 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $10,527,777 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,036 in used auto loans and a total of $63,416,457 in loans and leases available.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $7,923,265 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $10,527,777, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,415 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,941,521 in used vehicle loans and $2,764,344 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we've got options tailored for you.

Business and Commercial Loans

For business owners, our outstanding commercial loans totaling $3,586,286 provide the capital needed to grow and expand. We understand the unique challenges that businesses face, and our loan products are designed to support your ambitions.

Credit Lines

Additionally, we offer total credit lines of $5,000,000 to give you the flexibility and access you need for unexpected expenses or planned purchases. At Polam, we are committed to providing personalized service and competitive rates. We encourage you to explore refinancing options if you're looking to lower your monthly payments or improve your loan terms our team is ready to guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're considering a new loan or refinancing an existing one, we're here to help you every step of the way. Reach out today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,404,799, make buying or refinancing simple. We aim to provide you with a straightforward path to homeownership, ensuring that your experience is as smooth as possible.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $168,318 in loans helping members manage their finances effectively, our credit cards come with features that fit your lifestyle.

Loan Aggregator

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