Philadelphia Credit Union PA | Cheap Mortgage Refinance & Business Loans

Introduction

Welcome to Philadelphia Credit Union, located at 8025 Roosevelt Blvd, Philadelphia, PA 19152. Established in 1951, we have proudly served our community for over seven decades, building a strong foundation of trust and reliability among our 120,196 members. At Philadelphia, we understand that financial needs vary from person to person, and that's why we offer a wide range of services tailored to fit your unique situation. With total assets exceeding $1.7 billion, we are committed to providing you with the best financial solutions available. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also support local businesses through our business banking services, which feature merchant services and business loans. Under the leadership of our dedicated CEO, Patricia Craven, and Board President Bernard Lester, our team of 278 employees is here to assist you every step of the way. We take pride in our robust financial standing our net worth stands at an impressive $235,940,838, ensuring that we can continue to support our members' goals. While members can visit us at our branch on Roosevelt Blvd, official correspondence should be sent to the same address: 8025 Roosevelt Blvd, Philadelphia, PA 19152-3000. Feel free to reach out by phone at (215) 333-4450 during our lobby hours: Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM. Join us in experiencing a supportive community where your financial well-being is our priority. Visit us today or check out more about what we offer at http://www.pfcu.com. Your journey towards smarter banking starts here!

Branch History & Mission

At Philadelphia Credit Union, we pride ourselves on a rich history and a strong commitment to serving our community. Founded in 1951, our branch has grown alongside the vibrant city of Philadelphia, becoming a trusted partner for financial services and support. Located at 8025 Roosevelt Blvd, Philadelphia, PA 19152, we are easily accessible to all members of our community. Over the years, Philadelphia Credit Union has evolved significantly, reaching a total membership of 120,196 individuals who rely on us for their banking needs. Our assets have also flourished, currently totaling an impressive $1,706,878,783. This growth reflects not just our sound financial practices but also our dedication to providing excellent service and valuable resources to our members. Our mission is clear: we aim to empower our members through accessible financial services while fostering a spirit of community support. We offer a wide range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Every product we provide is designed with the member's best interests in mind. While members can visit us at 8025 Roosevelt Blvd, official correspondence should be sent to 8025 Roosevelt Blvd, Philadelphia, PA 19152-3000. Our branch operates Monday through Friday from 8:00 AM to 5:00 PM and Saturdays from 9:00 AM to 2:00 PM. We also provide ATM access for added convenience. In addition to traditional banking services, we've embraced digital advancements that enhance member experience. From online banking and mobile payments to e-statements and person-to-person payment options, we ensure that banking is easy and accessible for everyone. Community engagement is at the heart of what we do. We actively participate in local initiatives and partnerships aimed at uplifting those around us. Whether it's financial education programs or charitable contributions, Philadelphia Credit Union believes in giving back. We invite you to join us at Philadelphia Credit Union where your financial wellbeing is our priority. Experience the benefits of being part of a member-focused credit union dedicated to your success! For more information or assistance, feel free to reach out at 215-333-4450.

Branch Location & Accessibility

Convenient Location

Situated near popular landmarks, our branch is easily accessible for everyone in the community. You'll find us close to [mention nearby landmarks if applicable], making it a breeze to fit a visit into your day. Parking is available, ensuring that you can get in and out quickly without hassle. We also prioritize accessibility with features like ADA compliance and ramps, so everyone can enjoy our services comfortably.

Get in Touch

If you're ready to take the next step or simply have questions about what we offer, feel free to call us at (215) 333-4450. Our team at Philadelphia is excited to welcome you and provide the support you deserve! Don't hesitate come visit us today!

Operating Hours

At Philadelphia, we know that your time is valuable. That's why we offer convenient operating hours from Monday to Friday, 8:00 AM to 5:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. Whether you need assistance with personal banking, loans, or any other financial service, our dedicated team is here to help during these hours.

Services and Features

Our branch offers a variety of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we have options for everyone. If you prefer managing your finances online or on-the-go, our mobile banking services allow for easy transactions right from your smartphone. For added convenience, we provide ATM access at our location so you can perform cash withdrawals and balance checks whenever you need. Although we currently do not offer drive-thru service or shared service center options, our friendly staff are always ready to assist you inside the branch.

Member Eligibility

Joining Philadelphia is more than just opening an account it's about becoming part of a warm, supportive community that prioritizes your financial well-being. If you're looking to become a member, the good news is that eligibility is open to anyone who lives, works, worships, or attends school in the Philadelphia area. This means you can easily step into a membership that provides not only great services but also a sense of belonging and support from fellow members. To learn more about the specific criteria and ensure you meet them, feel free to check out the detailed information at . Once you're ready to take the next step, opening an account with us is simple and straightforward! You can reach out directly at (215) 333-4450 for assistance or guidance through the process. At Philadelphia, we are dedicated to making your banking experience as inclusive and enjoyable as possible. Welcome aboard!

Business Banking & Commercial Services

Merchant Services that Work for You

In today's competitive market, having reliable payment solutions is crucial. Our merchant services provide you with the tools needed to process transactions smoothly, allowing you to focus on what matters most growing your business. Whether it's point-of-sale systems or online payment solutions, we tailor our offerings to fit your unique needs. Located at 8025 Roosevelt Blvd Philadelphia Pa 19152, Philadelphia, PA, we're here for all your business banking needs. Reach out at (215) 333-4450 to learn more about how we can help your business thrive!

Tailored Loan Options

Imagine being able to invest in new equipment or expand your operations without the financial stress. We've funded over $594 in commercial loans for our members, helping businesses scale and succeed. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: With an outstanding commercial loan portfolio of $253,033,586, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Access Anytime, Anywhere

With our online and mobile banking features, managing your finances has never been easier. You can withdraw cash at our ATMs or check your balances effortlessly. Plus, with person-to-person payment options, sending money to friends or family is just a few taps away. We invite you to reach out! If you have any questions about our services or want personalized assistance, please call us at (215) 333-4450. At Philadelphia, we are dedicated to helping you navigate your financial journey with confidence and support. Visit us today!

Business Banking Tailored for You

For business owners, Philadelphia offers dedicated services including merchant services and business loans. We believe in supporting local businesses because they are the backbone of our community. Whether you need capital to expand or tools to streamline operations, we've got you covered.

Financing Your Dreams

Need a new vehicle? Our auto loans and vehicle financing options make purchasing your dream car straightforward and stress-free. We understand that transportation is vital, so we work hard to offer competitive rates that help you save money. If you're looking to buy a home or refinance your existing mortgage, our mortgage loans are designed with flexibility in mind. We guide you through the process, ensuring you understand every step along the way, making homeownership more attainable.

Personal Banking Made Simple

When it comes to personal banking, we offer a variety of options designed for your everyday needs. You can easily open a checking or savings account that fits your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts are user-friendly and accessible through online and mobile banking. Imagine checking your balance or transferring money anytime, anywhere this is the convenience we provide.

Support for Your Financial Journey

Personal loans and debt consolidation are also available if you're looking to simplify your finances or tackle unexpected expenses. We know life can throw curveballs, and we're here to help you manage them without overwhelming debt. For those who enjoy rewards, our credit cards come with fantastic perks that can enhance your everyday purchases. Earn points on shopping, dining, and travel while enjoying the benefits of responsible credit use.

Digital & Online Banking

Key Features

Our online banking includes features like electronic signature authorization for quick document processing. Plus, you can opt for e-statements to go paperless keeping your financial information secure and easily accessible. If you're looking for added flexibility, our mobile payments feature lets you make purchases directly from your phone. Don't forget about our dedicated mobile application! It provides all the functionality of online banking right in your pocket. Whether you want to make person-to-person transfers or manage multiple accounts, our app makes it all simple and straightforward.

Security & Accessibility

Security is a top priority for us at Philadelphia. We use advanced encryption technologies to ensure that your personal information remains safe while you bank online. You can feel confident knowing that every transaction is protected. No matter where life takes you, our digital services empower you to manage your money effectively. With easy access to real-time account management, budgeting tools, and a user-friendly interface, staying connected to your finances has never been more manageable. Join us at Philadelphia today and discover how our digital banking services can enhance your financial experience!

Financial Strength

Commitment to Growth

With $220,097,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $6,555 in used auto loans and $1,081,376,011 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $7,234,785, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 259 full-time employees and 19 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Investments

Members' savings are secured through $300,415,888 in share certificates and $64,539,362 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $235,940,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,379 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Over Time

Total Share and Deposit Accounts: 288,786, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $396,235,514. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Philadelphia is your trusted partner. Visit us at 8025 Roosevelt Blvd Philadelphia Pa 19152 or call (215) 333-4450 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $104,409,782 in used vehicle loans and $51,711,142 in new vehicle loans, helping our members get on the road with confidence. Whether you want to finance a brand-new model or a reliable pre-owned vehicle, we have options that suit various budgets and preferences.

Business Financing

For business owners, our outstanding commercial loans totaling $253,033,586 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face, and we're here to support your journey toward success with financial solutions designed for entrepreneurs.

Credit Lines and Personal Loans

Managing finances can be tricky at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $0 helping members manage their expenses effectively. Additionally, our credit lines allow you to access funds when you need them most whether it's for unexpected expenses or planned purchases. At Philadelphia, we prioritize making the borrowing process as simple as possible. We also provide refinancing options if you're looking to lower your interest rates or consolidate debt. To learn more about eligibility requirements and how we can assist you in achieving your financial goals, feel free to reach out at (215) 333-4450 or visit us at 8025 Roosevelt Blvd Philadelphia Pa 19152 in Philadelphia, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and take the first step towards better financial health!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing straightforward. With Junior Lien 1-4 Family Residential Properties loans totaling $182,706,088, we provide competitive rates and flexible terms to help you secure your dream home without unnecessary stress.

Loan Aggregator

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Philadelphia