Philadelphia Credit Union PA | Best Auto Loans & Personal Banking

Introduction

Welcome to Philadelphia's Snyder Ave Branch, where your financial well-being is our top priority! Established in 1951, we have proudly served our community for over seven decades, building trust and providing exceptional financial services tailored to meet the needs of our 120,196 members. Conveniently located at 929 Snyder Ave, Philadelphia, PA 19148, we invite you to discover how we can help you achieve your financial goals. At Snyder Ave Branch, we're not just about numbers; we're about people. With total assets exceeding $1.7 billion and deposits reaching $140,278,519, we ensure that your money is safe while also working hard to provide you with competitive rates on loans and savings. Our total loans amount to 53,652, reflecting our commitment to supporting our members' dreams whether it's buying a new car, purchasing a home, or financing a business. Our dedicated team of 278 employees is led by our CEO, Patricia Craven, and Board President, Bernard Lester. Together, they foster a friendly and supportive environment where every member feels valued. We understand the importance of community impact; that's why we strive to give back through various initiatives and personalized services. We offer a variety of products designed for both personal and business banking, including checking accounts, auto loans, mortgages, and credit cards with rewards. Plus, enjoy the convenience of online banking services and ATMs that make managing your finances easier than ever. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to the same address: 929 Snyder Ave, Philadelphia, PA 19148-2357. If you have any questions or need assistance, don't hesitate to reach out via phone at 215-755-7523. Come join us at Snyder Ave Branch today! Whether you're looking to open a new account or explore loan options, we're here to help you every step of the way. Visit our website at http://www.pfcu.com for more information or stop by during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 2 PM. Your journey towards financial success starts here!

Branch History & Mission

Our Mission

The mission of Philadelphia is simple yet profound: to empower our members through accessible financial services while fostering community development. We believe that when our members succeed financially, the entire community thrives. Our range of services includes personal banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. For businesses, we offer essential banking services such as merchant services and business loans. Beyond just financial transactions, we strive to create lasting relationships within the community. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us. We prioritize innovation by embracing digital advancements such as online banking and mobile payments while ensuring ADA compliance for all our facilities. Our operating hours are tailored for your convenience: Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to 2:00 PM. With ATM availability and drive-thru banking options also provided, accessing your finances has never been easier. As we continue this journey together with you our valued member we invite you to join Philadelphia Credit Union. Experience the difference of being part of a community-focused institution where your financial well-being is at the heart of everything we do. Together, let's build a brighter future! If you have any questions or would like more information about how we can help you achieve your financial goals, please call us at 215-755-7523 or visit us online at pfcu.com.

Branch Location & Accessibility

Accessibility Features

At our Snyder Ave location, we prioritize your convenience and comfort. The branch features ADA-compliant entrances and ramps to ensure everyone can visit us without any hassle. We also have ample parking available, so you won't have to worry about finding a spot when you come in.

Connect With Us

Ready to experience top-notch service? Give us a call at 215-755-7523 or stop by the Snyder Ave Branch today. We look forward to welcoming you into our community!

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to fit your schedule. Visit us Monday through Friday from 8:00 AM to 5:00 PM, and on Saturday from 9:00 AM to 2:00 PM. Whether you need assistance with personal banking or are looking for business solutions, our dedicated team is here to help during these hours.

Services Offered

The Snyder Ave Branch provides a wide range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Our ATM is readily available for withdrawals and balance checks. Prefer face-to-face service? Take advantage of our drive-thru banking for simple transactions like deposits and withdrawals. While members can visit us at 929 Snyder Ave, official correspondence should be sent to our mailing address at 929 Snyder Ave, Philadelphia, PA 19148-2357.

Member Eligibility

At Philadelphia, we believe that everyone deserves a chance to be part of a community that cares. Joining us is simple and welcoming! To become a member, you just need to meet some basic eligibility criteria, which typically include living, working, or attending school in the area around our branch. This means if you're part of our vibrant Philadelphia community, we'd love to have you on board! For more detailed eligibility information, feel free to check out our website at . Opening your account is just as easy! You can visit us at our friendly location at 929 Snyder Ave Philadelphia Pa 19148, where our dedicated team is ready to assist you. Whether you have questions or need help with the process, don't hesitate to give us a call at (215) 755-7523. We're here for you from Monday to Saturday, ensuring that you feel supported every step of the way. Join us at Philadelphia and experience the many advantages of being a member where your financial journey matters!

Business Banking & Commercial Services

Comprehensive Merchant Services

Imagine running your business smoothly, with tools that make transactions easy and efficient. Our merchant services provide just that offering solutions that simplify payment processing, allowing you to focus on what matters most: serving your customers. With options tailored to fit your operations, you can accept payments easily and securely.

Driving Economic Growth

With an outstanding commercial loan portfolio of $253,033,586, we continue to drive economic growth by financing new and expanding businesses. At Philadelphia, we're not just about lending; we're about building lasting relationships that empower the local economy. Visit us at 929 Snyder Ave Philadelphia Pa 19148 in Philadelphia, PA or call us at (215) 755-7523 to learn how we can support your business journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $594 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local entrepreneurs to realize their dreams and create jobs in our community.

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick transactions like deposits and withdrawals, ensuring that even the simplest tasks fit into your busy schedule. If you're ready to experience these services firsthand or have any questions about how we can assist you further, don't hesitate to reach out! You can contact us at (215) 755-7523 during our operating hours from Monday to Friday, 8:00 AM - 5:00 PM and Saturday from 9:00 AM - 2:00 PM. At Philadelphia, we're here for all your financial needs!

Business Banking

For business owners, we understand that managing finances can be challenging. That's why we offer comprehensive business banking solutions, including merchant services and business loans tailored to support your growth.

Credit Cards and Rewards

Looking to earn rewards while spending? Our credit cards with rewards allow you to enjoy perks on every purchase, making it easier for you to save while enjoying the things you love.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust online and mobile banking features let you manage your accounts anytime, anywhere. Whether it's checking your balance or transferring funds, our secure platform makes banking simple and efficient. Plus, with ATM access for cash withdrawals and balance checks, getting money when you need it is hassle-free.

Personal Banking

Our personal banking services are designed with you in mind. With options like checking and savings accounts, you can easily manage your day-to-day finances. Need to buy a new car? Our auto loans and vehicle financing solutions help you drive away with the best rates available. If you're considering buying a home or refinancing your current mortgage, our mortgage loans and refinancing options are here to assist every step of the way. We also offer personal loans and debt consolidation services to help you take control of your finances without added stress.

Digital & Online Banking

Key Features for Your Convenience

Our 24/7 online banking service gives you the freedom to check balances, make payments, and transfer funds whenever it suits you. Whether you're at home or on the go, your accounts are just a few clicks away. Need to send money to a friend? Our person-to-person transfer feature makes it simple just enter their details, and voilà! For those who prefer using their smartphones, our mobile application is user-friendly and packed with features. You can easily make mobile payments and access e-statements right from your device. Plus, if you prefer signing documents digitally, we offer electronic signature authorization for a hassle-free experience.

Security You Can Trust

Security is our top priority. Our online banking services are equipped with robust security measures to keep your information safe. We understand that trust is essential in financial matters, so we work hard to ensure that every transaction is protected.

Stay Informed

With e-statements available, you can receive your account statements electronically no more paper clutter! This not only helps you stay organized but also reduces your environmental footprint. At Philadelphia, we strive to make banking convenient for you. Our digital services are designed with accessibility in mind so that managing your finances can be straightforward and stress-free. Explore everything we offer by visiting http://www.pfcu.com today!

Financial Strength

Member-Focused Savings

Members' savings are secured through $300,415,888 in share certificates and $64,539,362 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $7,234,785 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 259 full-time employees and 19 part-time employees who are dedicated to serving you with knowledge and commitment. With net shares totaling $396,235,514, we have funds available for lending and investments that directly benefit our members. Furthermore, having a total of 288,786 shows a strong and growing member base that trusts us with their finances.

Reinvestment for Better Services

With $220,097,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy is key to maintaining our competitive edge while ensuring your funds are secure. Our lending capacity supports your financial goals across various sectors with $6,555 in used auto loans and $1,081,376,011 in total loans and leases. Whether you're looking to buy a car or need assistance with other financial endeavors, we're here to help.

Solid Financial Health

With a net worth of $235,940,838, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial for ensuring that we can meet your needs today and in the future. Our net worth ratio of $1,379 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your trust matters to us, and our financial metrics reflect our commitment to safeguarding your investments.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Philadelphia is your trusted partner. Visit us at 929 Snyder Ave Philadelphia Pa 19148 or call (215) 755-7523 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $104,409,782 in used vehicle loans and $51,711,142 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easy for you to drive away in the car you want.

Business Loans

For business owners, our outstanding commercial loans totaling $253,033,586 provide the capital needed to grow and expand your business. We understand that each business has unique needs, and our financial experts are ready to work with you to find the right loan solution.

Financial Insights

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. This transparency reflects our dedication to serving our members with integrity and reliability. If you're interested in exploring our loan offerings further or have questions about refinancing options, don't hesitate to reach out! You can contact us at (215) 755-7523, or visit us at 929 Snyder Ave Philadelphia Pa 19148 in Philadelphia, PA. Let us help you take the next step toward your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $182,706,088, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Personal and Unsecured Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These loans are designed for those who need quick access to funds without putting up collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to regulatory guidelines guarantees that users receive fair and transparent offers.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the rates they see reflect actual offers available to them. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can compare loans without worrying about hidden agendas or favoritism. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial illustrates how effective and user-friendly LendMesh is for those seeking the best possible loan rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Philadelphia