Penfed Credit Union

In the welcoming community of Exmore, the Pentagon Credit Union branch at 4376 Lankford Hwy is your trusted local partner for smart financial solutions. Open Monday through Friday from 9:00 AM to 5:00 PM, this branch offers convenient ATM and cash withdrawal services to keep your money accessible throughout the day. Whether you’re planning to drive away with some of Pentagon’s best auto loans or looking into competitive mortgage loans and refinancing options, the friendly team is ready to support your goals with personalized guidance.
Serving over 2.8 million members nationwide and managing assets exceeding $32 billion, Pentagon Credit Union provides a full spectrum of services tailored to your needs. From personal banking options like checking and savings accounts to credit cards loaded with rewarding perks, plus business banking solutions including merchant services and business loans, this branch delivers comprehensive financial support. Enjoy the ease of online and mobile banking that lets you manage your finances anytime, anywhere.
Visit the Pentagon Credit Union branch in Exmore or call 757-734-0088 today to experience community-focused service and explore how our top auto loans and mortgage programs can help you achieve your financial dreams!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
heloc
Home Equity Line of Credit (HELOC)
7.375 % - 18 %
$500,000
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
30-Year Conforming Fixed
6.25 %
6.469 %
1.5
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal loan
8.99 %
5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
Model Year 2024 or newer & never titled
3.79 % - 6.04 %
3 Yrs - 7 Yrs

Introduction

Welcome to Pentagon, your trusted partner in financial success! Located at 4376 Lankford Hwy, Exmore, VA 23350, our branch has been serving the community since 1935. With a proud membership of over 2.8 million, we are dedicated to providing exceptional financial services tailored to meet your needs. At Pentagon, we understand that every member's journey is unique. That's why we offer a range of personalized banking options, including checking and savings accounts, auto loans, mortgages, personal loans, and even business banking solutions. With total assets exceeding $32.7 billion, we are well-equipped to support our members' financial goals while ensuring their investments are secure. While members can visit us at our Exmore location, official correspondence should be sent to the same address: 4376 Lankford Hwy, Exmore, VA 23350. We encourage you to reach out via phone at 757-734-0088 if you have any questions or need assistance. Under the leadership of CEO James Schenck and Board President Edward Cody, our team of over 2,880 employees is committed to building lasting relationships with our members. We pride ourselves on being more than just a credit union; we are a community cornerstone that cares about your financial well-being. Whether you're looking for competitive rates on loans or the convenience of online and mobile banking, Pentagon is here for you. Come discover how we can help you thrive financially! Visit us today or explore our services further at penfed.org. Your journey to financial empowerment starts here!

Branch History & Mission

Commitment to Innovation

As part of our dedication to serving you better, we continually invest in technology that enhances your banking experience. From online and mobile banking options to ATM availability right here at the branch, we ensure that managing your finances is convenient and straightforward. Our lobby hours are designed with your schedule in mind join us Monday through Friday from 9:00 AM to 5:00 PM.

Join Us

We invite you to become part of the Pentagon family. Experience firsthand how we prioritize your financial well-being while also making meaningful contributions to the Exmore community. Visit us today or give us a call at (757) 734-0088; let's start building a brighter financial future together!

Our Journey

Founded in 1935, Pentagon began as a small credit union dedicated to serving the financial needs of its members. Over the years, we have expanded significantly, now boasting a total membership of over 2,837,771 individuals. Today, our assets have reached an impressive $32,713,549,837, reflecting our commitment to responsible growth and sound financial practices. Located at 4376 Lankford Hwy Exmore Va 23350, we are ideally situated near local landmarks that make us easily accessible for all your banking needs. While you can visit us at this address, official correspondence should be sent to 4376 Lankford Hwy, Exmore, VA 23350 if it differs from our branch location.

Our Mission

At Pentagon, our mission is simple yet profound: to provide exceptional financial services while actively supporting and uplifting our community. We believe that everyone deserves access to reliable banking solutions and personalized service. Whether it's helping you secure your first auto loan or providing resources for small businesses, we strive to empower each member with the tools they need for financial success. Our commitment extends beyond banking; we engage in various outreach efforts that benefit local organizations and initiatives. Through partnerships and community programs, we aim to make a positive impact on the lives of those around us.

Branch Location & Accessibility

Location Highlights

Our branch is easily reachable, making it a breeze for members and visitors alike. If you're looking for landmarks, we're close to popular spots that make navigating here simple. We have ample parking available, ensuring that you can access our services without any hassle. Plus, our building features ADA-compliant accessibility options so everyone can enjoy a smooth visit.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are set from Monday to Friday, 9:00 AM to 5:00 PM. This schedule allows you the flexibility to visit us when it best suits your day.

Services Offered

At the Pentagon branch, we offer a variety of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is readily available for quick withdrawals and balance checks. While we do not have drive-thru service at this location, our friendly staff is always ready to assist you inside. If you need to reach us for any inquiries or assistance, don't hesitate to call us at 757-734-0088. We're here to help! We invite you to come by and experience firsthand how we can support your financial journey. Whether you're an existing member or considering joining us, we look forward to welcoming you at the Pentagon branch!

Member Eligibility

At Pentagon, we believe that joining our credit union is like becoming part of a caring family, where your financial well-being is our top priority. If you're looking to become a member, you'll be happy to know that eligibility is quite inclusive! Generally, anyone who lives, works, or worships in the local community can join us. Whether you're just starting your financial journey or looking to enhance your existing plans, being a member opens up a world of benefits tailored to meet your needs. To learn more about the specific eligibility requirements, feel free to visit us at for the latest details. Ready to take the next step? Opening an account is simple and straightforward; just give us a call at (757) 734-0088, and we'll guide you through the process. Our friendly team at 4376 Lankford Hwy Exmore Va 23350 is excited to welcome you and help you enjoy all the advantages of being part of Pentagon!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments effortlessly, whether at your storefront or online. Our tools make it easy to manage transactions, track sales, and enhance customer experiences all while saving you time and money. Visit us at 4376 Lankford Hwy Exmore Va 23350 in Exmore, VA, or call us at (757) 734-0088 to learn how we can help you achieve your business goals today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing services make it easy for you to drive off in your dream car without breaking the bank. With competitive rates and flexible terms, we help you find a financing option that fits your budget.

Business Banking Options

For entrepreneurs and business owners, we provide comprehensive Business Banking solutions including merchant services and business loans. We are committed to helping local businesses thrive by offering tailored financial products that cater specifically to your business needs.

Convenient Access Anytime

To further enhance your banking experience, we offer ATM services that allow for cash withdrawals and balance checks without any hassle. With Basic ATM Access, managing your cash flow becomes straightforward and convenient. As part of our commitment to convenience, remember that our branch located at 4376 Lankford Hwy Exmore Va 23350 is open Monday through Friday from 9:00 AM to 5:00 PM. If you have any questions or want more information about any of our services, please don't hesitate to reach out at (757) 734-0088. Explore all these services and more at Exmore. Your financial journey starts here let us be your trusted partner along the way!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Pentagon, we support you every step of the way with our Mortgage Loans & Refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our team is here to guide you through the process.

Personal Banking Solutions

We understand that managing finances can be challenging. That's why we offer Personal Banking options that include checking and savings accounts designed for everyday use. Imagine having easy access to your funds with our online and mobile banking features, allowing you to check balances, transfer money, and pay bills right from your smartphone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we offer Personal Loans & Debt Consolidation services to help you manage those costs effectively. Our loans can provide the financial relief you need when facing emergencies or planning for major life events.

Rewarding Credit Cards

With our Credit Cards with Rewards, you can earn points on every purchase while enjoying benefits like cashback or travel rewards. It's a smart way to make your spending work for you!

Digital & Online Banking

Access Anytime

With 24/7 online banking services at Pentagon, you're in control of your finances whenever you need it. Our user-friendly interface ensures that even those who may not be tech-savvy can navigate their accounts with ease. In today's fast-paced world, having access to reliable digital banking tools can make all the difference. At Pentagon, we're committed to providing an accessible and secure banking experience so that you can focus on what truly matters in life.

Key Features for You

Our services include electronic signature authorization, allowing you to sign documents quickly and securely without the hassle of printing and mailing. Plus, with e-statements available, you can keep track of your finances in an eco-friendly way no more paper clutter! If you're always on the move, our mobile application makes banking even simpler. From making person-to-person transfers to setting up mobile payments, everything is just a tap away. This means you can send money to friends or family quickly and easily, making shared expenses less of a headache.

Financial Strength

A Growing Member Base

Total Share Accounts stand strong at 4,116,497, showing a robust and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $76,015,739, highlighting our commitment to supporting your financial ambitions. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 4376 Lankford Hwy Exmore Va 23350 or call (757) 734-0088 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $194,968 in used auto loans and $26,072,314,016 in total loans and leases.

Solid Financial Health

With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. We make it easy to finance your next vehicle with flexible terms and competitive rates.

Business Loans

For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we are here to support your business ambitions. At Pentagon, we're committed to making borrowing as straightforward as possible. If you're considering refinancing options or want to know more about eligibility requirements, don't hesitate to reach out. You can contact us at (757) 734-0088, and our friendly staff will be happy to assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial dreams right here in Exmore, VA!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. Our credit cards come with benefits that can help you earn rewards while staying within your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We provide guidance throughout the process to ensure you find the best fit for your financial situation.

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