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Home Equity Loans
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Personal Loans
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Introduction
Welcome to Pentagon at our Miramar Branch, located at 9494 Miramar Rd, San Diego, CA 92126. Since our establishment in 1935, we have proudly served our community with a commitment to providing exceptional financial services. With over 2.8 million members, we understand the importance of trust and reliability in your financial journey. At Pentagon, we are more than just a credit union; we are your financial partner. Our total assets reach an impressive $32,713,549,837, and we have successfully facilitated over 1,531,327 loans and leases. We aim to empower our members by offering a wide range of services from personal banking and auto loans to business banking solutions. Our dedicated team of 2,880 employees is here to ensure you receive the best possible service. Under the leadership of CEO James Schenck and Board President Edward Cody, we prioritize your financial well-being above all else. We believe that strong relationships lead to better financial outcomes for everyone involved. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 9494 Miramar Rd, San Diego, CA 92126. For any inquiries or assistance, feel free to call us at (858) 860-8814. Join us today at Pentagon and experience the difference in banking that prioritizes you. Whether you're looking to open an account or explore loan options, we're here for you every step of the way! For more information about our services, check out our website at penfed.org.
Branch History & Mission
Community Commitment
Our commitment goes beyond just banking; it's about giving back. We actively participate in local initiatives and forge partnerships with organizations that share our vision for a stronger community. Through various outreach programs, we aim to make a positive impact on the lives of those we serve. While members can visit us at 9494 Miramar Rd San Diego Ca 92126, official correspondence should be sent to 9494 Miramar Rd, San Diego, CA 92126 if it differs from our branch address. We're open Monday through Friday from 9:00 AM - 5:00 PM and are proud to offer ATM availability for your convenience. Join us at Pentagon where you will find not only exceptional financial services but also a welcoming environment where your needs matter. Experience the difference of being part of a community-focused credit union because when you succeed, we all succeed! If you're ready to take the next step in your financial journey, give us a call at (858) 860-8814 or visit us today!
Mission Statement
At Pentagon, our mission is simple: we are dedicated to providing reliable financial services that enhance the lives of our members. We strive to be more than just a credit union; we aim to be a trusted partner in your financial journey. By focusing on community support and outreach efforts, we work hard to improve the lives of those around us. We understand that each member has unique needs. That's why we offer a wide range of services from personal checking accounts and savings plans to business banking solutions all designed with you in mind. Whether you need assistance with online banking or have questions about our loan products, we're here to help.
Our Journey
From the start, our mission has been clear: to provide exceptional financial services while fostering a sense of community. Over the years, we have adapted to meet the needs of our members, embracing new technologies and offering innovative solutions. Our branch, located at 9494 Miramar Rd San Diego Ca 92126, is easily accessible for those looking for personal banking options, auto loans, mortgage refinancing, and much more. As we reflect on our history, it's inspiring to see how far we've come. We pride ourselves on creating strong relationships with our members, offering personalized service that sets us apart from traditional banks. Our commitment to financial education and responsible lending practices has empowered countless individuals and families in our area.
Branch Location & Accessibility
Accessibility Features
We pride ourselves on being an inclusive space for everyone. Our branch is ADA compliant, featuring ramps and accessible entryways to accommodate all visitors comfortably.
Convenient Location
Nestled near popular landmarks, including local parks and shopping centers, our branch makes it simple to combine your banking needs with your daily errands. Parking is available right outside our doors, ensuring you can quickly pop in without the hassle of long walks or crowded lots.
Get in Touch!
For any questions or if you're ready to open an account, don't hesitate to reach out! You can call us at 858-860-8814 or visit us in person at our Miramar location. We look forward to welcoming you into the Pentagon family!
Operating Hours
Our friendly team is ready to assist you from Monday to Friday, between 9:00 AM and 5:00 PM. We aim to fit your schedule and make banking convenient for you.
Services Offered
At the Miramar Branch, we provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgages, our knowledgeable staff can guide you through every step. While we currently do not offer drive-thru banking, we have an ATM available for quick cash withdrawals and balance checks.
Member Eligibility
At Pentagon, we believe that becoming a member is about joining a community where your financial well-being matters. If you're looking to become part of our welcoming family, you'll be pleased to know that eligibility is quite straightforward. Generally, anyone who lives, works, or worships in the area, as well as their family members, can join us. We're committed to supporting our members with a range of financial services designed just for you. If you want to dive deeper into the specific eligibility criteria, feel free to visit our website at for the most up-to-date information. Once you find out you're eligible, opening an account is easy and convenient! You can get started right away by calling us at (858) 860-8814 or visiting us at 9494 Miramar Rd San Diego Ca 92126 during our operating hours. Join us today and experience the benefits of being part of Pentagon!
Business Banking & Commercial Services
Business Loans That Fuel Growth
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $564 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,632,399,984, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services That Simplify Transactions
Imagine a busy day at your retail store where customers are eager to make purchases but only have cards. Our merchant services step in to simplify transactions, allowing you to accept various payment methods seamlessly. This not only enhances customer satisfaction but also helps increase sales opportunities. Located conveniently at 9494 Miramar Rd San Diego Ca 92126, San Diego, CA, our dedicated team is here to partner with you on your journey. Reach out at (858) 860-8814 or visit us during our operating hours from Monday to Friday, 9 AM to 5 PM. Let's work together to unlock your business potential!
Comprehensive List Of Services
Business Banking
If you're a business owner, we understand that your financial needs are unique. Our business banking services, including merchant services and business loans, are tailored to support your growth and success. We're here to assist you in managing cash flow and investing in your business.
Convenient Access
With an ATM available at our branch, accessing cash is quick and easy. You can perform basic transactions such as withdrawals and balance checks without hassle. Plus, our cash withdrawal services ensure that you always have access to your funds when needed. At Pentagon, we are committed to providing exceptional service to all our members. Our team is ready to guide you through each service we offer, ensuring that you find the right solutions for your individual needs. Ready to take the next step? Visit us at 9494 Miramar Rd San Diego Ca 92126 or give us a call at (858) 860-8814 for more information about how we can help you achieve your financial goals!
Credit Cards with Rewards
For those who like to earn while they spend, our credit cards with rewards program offers great benefits on everyday purchases. Enjoy cashback or points redeemable for travel, merchandise, and more making every dollar work harder for you.
Loans Made Simple
When it comes to financing your dreams, we have several options available. Need a new car? Our auto loans and vehicle financing solutions can help you get behind the wheel with affordable rates. If you're considering home ownership or refinancing, our mortgage loans make the process straightforward and stress-free. Additionally, our personal loans and debt consolidation services can provide you with the financial flexibility you need during challenging times.
Personal Banking
Our personal banking options are designed to help you manage your finances easily and effectively. We offer checking and savings accounts that cater to both everyday needs and long-term goals. You can enjoy convenient access to your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere.
Digital & Online Banking
Accessibility and Ease of Use
Whether you're at home or on the move, managing your finances has never been easier with Pentagon's digital banking services. Our commitment to providing accessible and efficient tools ensures that you have real-time control over your accounts. Experience hassle-free banking today sign up for our online services and enjoy the convenience that comes with being a member of Pentagon!
Key Features of Our Online Banking Services
Our online banking platform is user-friendly and packed with features that make it simple for you to manage your money. You can easily check your account balances, view transaction history, and transfer funds all from the comfort of your home or on the go. If you prefer using your smartphone, our mobile application is available for download, allowing you to perform transactions right from your pocket. Need to send money quickly? Our person-to-person transfer feature lets you send and receive money instantly with just a few taps. Plus, with mobile payments enabled, you can make purchases directly from your phone, making shopping even more convenient. We also prioritize security in all our digital services. Our electronic signature authorization means you can sign documents securely without needing to print anything out. And if you're looking to go paperless, our e-statements are available for easy access to your account statements at any time.
Financial Strength
Committed Team of Professionals
We also take pride in having 2,856 full-time employees and 24 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 4,116,497, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pentagon is your trusted partner. Visit us at 9494 Miramar Rd San Diego Ca 92126 or call (858) 860-8814 to learn more about how we can help you achieve your financial goals.
Comprehensive Lending Support
Our lending capacity is robust, with $194,968 in used auto loans and $26,072,314,016 in total loans and leases supporting members' financial goals across various sectors. Our operational efficiency is also reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.
Investments Backed by Earnings
With $2,776,578,388 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to reinvestment supports our ability to offer comprehensive services tailored to your needs.
Member-Centric Savings Options
Members' savings are secured through $12,769,593,886 in share certificates and $2,815,129,878 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $201,717,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Strong Financial Health
With a net worth of $3,260,605,705, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $985 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,778,882,869 in used vehicle loans and $1,230,240,741 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have options that can make financing easier for you.
Business Financing
For business owners, our outstanding commercial loans totaling $1,632,399,984 provide the capital needed to grow and expand your operations. We understand the unique challenges businesses face and are committed to providing tailored solutions. At Pentagon, our commitment is to help you navigate your financial journey with confidence. If you're interested in exploring refinancing options or checking your eligibility for any of these products, don't hesitate to reach out! For more information about our loan offerings or assistance with your application, please contact us at (858) 860-8814. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,216,974,844, make buying or refinancing simple. We're here to guide you through the process with straightforward terms and dedicated support.
Unsecured Credit Card Loans
We also offer flexible terms on unsecured credit card loans, with a total of $2,090,578,789 in loans helping members manage their finances effectively. This option can be an excellent way for you to handle everyday purchases or unexpected expenses without added stress.
Loan Aggregator
Benefits of Using LendMesh
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