Patriot Credit Union Shippensburg PA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Patriot at our Shippensburg branch, located conveniently at 1095 W King St, Shippensburg, PA 17257. Since our establishment in 1965, we have dedicated ourselves to serving the financial needs of our members and the local community with integrity and care. With a total membership of 79,152 and total assets exceeding $1.15 billion, we pride ourselves on being a trusted financial partner for individuals and families alike. At Patriot, we believe that your financial journey should be smooth and straightforward. Our extensive services include personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Whether you're saving for your first car or looking to grow your business, we're here to help every step of the way. Our commitment to our community is reflected in our robust financial health. We currently hold total deposits of $113,949,911 and have provided over 44,438 loans to our members. With a net worth of $135,130,077, you can feel confident knowing that your money is safe with us. Additionally, we maintain a cash reserve of $7,582,052, ensuring that we are well-prepared to meet your needs. Leadership at Patriot is not just about numbers; it's about people. Under the guidance of our CEO Ron Celaschi and Board President Dennis Coons, our team of 217 employees is dedicated to providing personalized service. We encourage you to connect with us at any time; simply call us at 717-263-4444 or visit our website at patriotfcu.org for more information. While members can visit us directly at our branch location for all their banking needs, official correspondence should be sent to the same address: 1095 W King St, Shippensburg, PA 17257-7900. We invite you to experience the Patriot difference today where community values meet exceptional service!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces digital advancements such as online and mobile banking options that allow you to manage your finances anytime, anywhere. We ensure that all our services are ADA compliant so everyone can enjoy their banking experience comfortably. While members can visit us at 1095 W King St, official correspondence should be sent to 1095 W King St, Shippensburg, PA 17257-7900 if needed. We also offer convenient ATM services for quick transactions and drive-thru banking for those on the go.

Join Us!

We invite you to become part of the Patriot family. Experience firsthand how we combine modern banking conveniences with a personal touch rooted in community values. Whether you're looking for a loan or simply want advice on managing your finances better, we're here for you every step of the way. For more information or assistance, don't hesitate to call us at 717-263-4444 or visit our website at www.patriotfcu.org. Together, let's build a brighter financial future!

Our Mission

At Patriot, our mission is simple yet profound: We aim to empower individuals and families by providing them with the financial tools they need to achieve their goals. We believe that everyone deserves access to quality banking services without barriers. Our offerings include personal banking solutions like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. We also prioritize community outreach and engagement because we know that supporting our local neighborhoods helps everyone thrive. Through partnerships with local organizations and initiatives aimed at improving financial literacy, we strive not just to be a bank but a vital part of the fabric of Shippensburg.

Branch Location & Accessibility

Convenient Access

At our Shippensburg branch, you'll find ample parking available, so you can park with ease when you visit. We take accessibility seriously and have features like ramps to ensure that everyone can access our services comfortably. Plus, with our drive-thru banking option, you can complete your transactions without leaving your car perfect for those busy days!

Operating Hours

We understand that life can be hectic, which is why we offer flexible hours to accommodate your schedule. Our lobby and drive-thru are open Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday from 8:30 AM to 6:00 PM, Friday from 8:30 AM to 6:30 PM, and Saturday from 8:30 AM to 1:00 PM. Whether you prefer coming in during the week or on the weekend, we've got you covered!

Services Offered

At this branch, we provide a variety of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is ready to assist you. We also offer online and mobile banking options for added convenience. If you're looking for a quick cash withdrawal or balance check, our ATM is available on-site. While members can visit us at our Shippensburg location for all their banking needs, official correspondence should be sent to the same address at 1095 W King St, Shippensburg, PA 17257-7900. We invite you to stop by or give us a call at 717-263-4444. Let us show you how Patriot Credit Union can help you achieve your financial goals!

Member Eligibility

At Patriot, we believe that everyone deserves a chance to be part of a caring community. Becoming a member is not just about opening an account; it's about joining a family that supports each other. If you're curious about whether you qualify, we welcome individuals who live, work, worship, or attend school in our local area. This makes it easy for many people to join us! To get all the specific details on eligibility criteria, feel free to check out our website at . Joining is simple and straightforward! You can open your account online or visit us at our branch located at 1095 W King St Shippensburg Pa 17257. We're here to help you every step of the way, so if you have any questions, don't hesitate to call us at (717) 263-4444. Let's make your financial journey rewarding together!

Business Banking & Commercial Services

Business Loans that Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,432,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine running your business smoothly without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what matters most your customers. From card payments to online transactions, we provide reliable solutions that fit your needs. Located at 1095 W King St Shippensburg Pa 17257 in Shippensburg, PA, our team is ready to partner with you on your journey to success. Reach out to us at (717) 263-4444 and discover how we can help your business thrive!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash in a hurry? Our ATM & Cash Withdrawal Services provide 24/7 access to your funds. Plus, with basic drive-thru banking available for deposits and withdrawals, you can take care of simple transactions without ever leaving your car.

Business Banking Services

For local entrepreneurs and business owners, we offer robust Business Banking services. Whether you're looking for merchant services or business loans, we provide the tools necessary to help your business thrive. We're committed to supporting local businesses because we believe that when our community grows, we all benefit.

Call Us Today!

At Patriot, we're proud to be part of the Shippensburg community and are here to serve you. If you have questions about any of our services or want to explore how we can assist you further, don't hesitate to reach out at (717) 263-4444. Experience the difference today visit us at 1095 W King St Shippensburg Pa 17257 or check out more on our website at Shippensburg. Your financial journey starts here!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Patriot offers comprehensive Online & Mobile Banking solutions. With easy access through our mobile application and online banking portal, you can manage your accounts anytime, anywhere. Whether you're making a quick deposit via mobile payments or checking your balance using e-statements, we make banking simple and accessible.

Personal Banking Solutions

When it comes to managing your everyday finances, our Personal Banking options are tailored just for you. From checking and savings accounts to help you manage your day-to-day expenses, to auto loans and vehicle financing that make purchasing your dream car a reality, we've got you covered. If you're considering buying a home, our mortgage loans and refinancing options ensure you have the best rates available. Imagine finally consolidating your debts into one easy monthly payment with our personal loans a great way to regain control over your finances. Plus, our credit cards come with rewards that can turn your everyday purchases into exciting benefits.

Digital & Online Banking

24/7 Service

Our commitment to accessibility means that whether it's 2 PM or 2 AM, our 24/7 online banking services are here for you. Whether you're checking your account balance or looking for the latest transaction details, everything is just a click away. At Patriot, we aim to provide a user-friendly experience that makes banking simple and efficient. Join us today and see how our digital banking services can enhance your financial life!

Key Features

Our online banking services provide an easy way to check your balance, pay bills, and transfer funds all from the comfort of your home or on the go. You can also enjoy electronic statements, which means no more paper clutter and instant access to your financial information whenever you need it. If you're looking for quick transactions with friends or family, our person-to-person transfer feature lets you send money instantly with just an email or phone number.

Security and Accessibility

Security is our top priority. With features like electronic signature authorization, you can rest assured that your transactions are safe. Plus, our mobile application makes it even easier to manage your accounts right from your smartphone. Need to make a payment? Our mobile payments feature allows you to complete transactions quickly and securely without having to pull out your wallet.

Financial Strength

Growing Trust from Members

Total Share Accounts stand at 150,304, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $473,262, reinforcing our capability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot is your trusted partner. Visit us at 1095 W King St Shippensburg Pa 17257 or call (717) 263-4444 to learn more about how we can help you achieve your financial goals.

Investment Back into Our Community

With $131,635,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $20,145 in used auto loans and $880,047,588 in total loans and leases available.

Member-Centric Savings

Members' savings are secured through $366,166,328 in share certificates and $178,139,880 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,477,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to operate efficiently is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 9 part-time employees who are dedicated to serving you with knowledge and commitment.

Our Strong Financial Foundation

With a net worth of $135,130,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,168 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,359,256 in used vehicle loans and $178,265,226 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our flexible terms can fit your budget.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $100,432,503 provide the capital needed to grow and expand. We understand the challenges that come with running a business, and our loans are tailored to support your objectives. We invite you to reach out to us at (717) 263-4444 for more information about our loan offerings or visit us at 1095 W King St Shippensburg Pa 17257. Additionally, you can explore our website for more details: Patriot FCU. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Credit Lines

For those who need ongoing access to funds, our total credit lines amounting to $289,220,487 provide the flexibility you need for unexpected expenses or planned purchases. You can draw from this line as needed while only paying interest on what you use.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,865,853, make buying or refinancing simple. We offer competitive interest rates and terms that cater to first-time buyers as well as seasoned homeowners looking to refinance their existing mortgages.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,686,186 in loans helping members manage their finances effectively. These credit cards come with no collateral requirement and are designed to give you the freedom to make purchases while building your credit history.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent, allowing users to trust the information they receive.

Patriot