Patriot Credit Union Chambersburg PA | Affordable Auto Loans & Checking

Introduction

At Patriot Credit Union, we believe in empowering our members with the financial tools they need to thrive. Located at 1536 Lincoln Way E, Chambersburg, PA 17202, our branch has been a cornerstone of this community since 1965. With a dedicated team of 217 employees led by CEO Ron Celaschi and Board President Dennis Coons, we are committed to providing exceptional service and support to our 79,152 members. As a trusted financial partner, we take pride in managing total assets of $1,154,763,622 and total deposits amounting to $113,949,911. Our strong financial foundation allows us to offer a wide range of products and services tailored to meet your needs whether you're looking for personal banking solutions like checking accounts or auto loans, or business banking options such as merchant services and business loans. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 778, Chambersburg, PA 17201. We encourage you to explore our website at patriotfcu.org for more information about our offerings or to apply for a loan today. At Patriot Credit Union, we're not just about numbers; we're about making a positive impact in the lives of our members and the community. With total loans exceeding 44,438, we are here to help you achieve your financial goals. Whether you're saving for your first home or looking for the right vehicle financing option, our team is ready to assist you every step of the way. Feel free to reach out to us at (717) 263-4444 with any questions or visit us during our operating hours: Monday through Friday from 10 AM to 6:30 PM and Saturday from 8 AM to 1 PM. Let's work together towards a brighter financial future!

Branch History & Mission

Commitment to Service

While members can visit us at 1536 Lincoln Way E for personalized service during our operating hours Monday through Friday from 10 AM to 6:30 PM and Saturday from 8 AM to 1 PM we also provide extended convenience through our drive-thru services and ATM availability. If you need to send official correspondence, please use our mailing address: PO Box 778, Chambersburg, PA 17201. Our ADA-compliant facilities ensure that all members feel welcome and valued. At Patriot, customer satisfaction is at the heart of everything we do. Our dedicated staff works tirelessly to provide personalized support that meets the unique needs of each member.

Join Us

As we continue to grow and evolve alongside our community, we invite you to be part of our journey. Whether you're looking for a loan or simply want to open an account, Patriot is here for you every step of the way. Experience the difference that comes with being a member of a credit union dedicated to your success. For more information about how you can join us or to explore our services further, please call us at 717-263-4444 or visit our website at patriotfcu.org. Together, let's build a brighter future for Chambersburg!

Our Journey

Since our inception, Patriot has focused on providing accessible financial solutions tailored to the needs of our community. Over the years, we've introduced various services, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. As technology advanced, so did we; today, our members enjoy convenient online and mobile banking features that make managing finances easier than ever. Our mission is simple yet profound: to empower our members through exceptional financial services while actively supporting local initiatives. We believe in creating opportunities for everyone in Chambersburg and beyond. This commitment extends beyond just banking; we engage in community outreach efforts that include partnerships with local organizations and participation in events that uplift those around us.

Branch Location & Accessibility

Accessibility and Parking

At Patriot, we understand the importance of accessibility. Our branch is equipped with features to ensure everyone can visit us with ease. We offer ADA-compliant ramps and designated parking spaces right at our doorstep. Whether you're coming in for a quick transaction or need assistance from one of our friendly staff members, we're here to help.

Connect with Us

If you have any questions or need assistance, don't hesitate to reach out! Call us at 717-263-4444 or stop by during our operating hours. Our dedicated team is excited to assist you with all your banking needs. Come visit us today at Patriot on Lincoln Way E we're here to serve you!

Operating Hours

We're open during convenient hours to fit your busy schedule! You can visit us Monday through Thursday from 7 AM to 7 PM, Friday from 10 AM to 6:30 PM, and Saturday from 8 AM to 1 PM. If you prefer drive-thru service, you can enjoy extended hours Monday through Friday from 7 AM to 7 PM and Saturday from 7 AM to 3 PM.

Services Offered

At our Patriot branch, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? We have ATM access available for easy withdrawals and balance checks. Plus, our drive-thru service allows for quick deposits and simple transactions without leaving your vehicle.

Member Eligibility

Becoming a member of Patriot means joining a community that genuinely cares about your financial well-being. Here, we welcome individuals who live, work, or worship in the local area, as well as their family members. It's all about creating a supportive environment where you can thrive financially. For those interested in exploring membership at our branch located at 1536 Lincoln Way E Chambersburg Pa 17202, the process is straightforward and welcoming. You can find detailed eligibility criteria by visiting . If you're ready to take the next step toward financial empowerment, feel free to reach out to us at (717) 263-4444 or check out our account opening details here: https://www.patriotfcu.org/apply-for-loan/. We look forward to welcoming you into our Patriot family!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer essential merchant services that simplify transactions for your business. Imagine being able to accept payments easily and securely, whether you're at a storefront or on the go. Our merchant services allow you to focus on what matters most growing your business while enhancing customer satisfaction. Located at 1536 Lincoln Way E Chambersburg Pa 17202 in Chambersburg, PA, our team is here to help you find the right financial solutions that fit your vision. Contact us at (717) 263-4444 or visit us today to learn more about how we can assist your business in achieving its goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,432,503, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, you'll appreciate our business banking services which include merchant services and business loans designed to support your growth and operations.

Convenient Access

We understand that convenience is key in today's busy world. That's why we offer ATM access for quick cash withdrawals and balance checks. Our drive-thru service allows you to handle deposits and withdrawals without leaving your car perfect for those on the go. Whether you're visiting us in person or utilizing our online resources, Patriot is here to support you every step of the way. If you have questions about any of our services or need assistance, don't hesitate to call us at (717) 263-4444. Join us at Patriot today and discover how we can help simplify your financial journey!

Credit Cards

For those who enjoy rewards, our credit cards come with great benefits that can enhance your spending power while providing you with valuable points on everyday purchases.

Loans and Financing

When it comes time to make significant purchases or consolidate debt, our auto loans and vehicle financing can help get you behind the wheel without breaking the bank. We also offer mortgage loans and refinancing options for those ready to buy a home or improve their current mortgage terms. Personal loans are available too for various needs like debt consolidation or unexpected expenses.

Personal Banking

For those looking to manage their day-to-day finances, our personal banking services include checking and savings accounts tailored to help you reach your goals. With easy online and mobile banking options, keeping track of your finances is a breeze. Imagine being able to check your balance, transfer funds, or pay bills from the comfort of your home or on-the-go.

Digital & Online Banking

Key Features for Your Convenience

With our online banking services, you can easily check your account balances, pay bills, and transfer money all in real-time. Need to send money to a friend? Our person-to-person transfer feature makes this as simple as a few taps on your smartphone. Plus, if you're out shopping, you can take advantage of our mobile payments option, ensuring that you never miss a beat. Our mobile application brings banking right to your fingertips. You can download it today and enjoy the ease of managing your accounts wherever you are. Whether you're at home or out running errands, you'll have all the tools you need right in your pocket.

Security You Can Trust

We know security is a top concern for our members. That's why we offer electronic signature authorization for added peace of mind when making transactions online. Additionally, e-statements are available to help reduce paper clutter while keeping your information secure. At Patriot, we prioritize accessibility and ease-of-use in all our digital services. You don't have to be tech-savvy to navigate our platform; we've designed it with you in mind. We aim to make your banking experience smooth and hassle-free so that you can focus on what matters most in life. Experience modern banking with us today! Visit https://www.patriotfcu.org/ to get started.

Financial Strength

A Strong Foundation

With a net worth of $135,130,077, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,168 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Trust

With total share accounts reaching 150,304, it's clear that more members trust us with their finances every day. This growing member base strengthens our community focus and allows us to offer even more beneficial services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot is your trusted partner. Visit us at 1536 Lincoln Way E Chambersburg Pa 17202 or call (717) 263-4444 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $366,166,328 in share certificates and $178,139,880 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,477,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $131,635,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant as shown by our $20,145 in used auto loans and $880,047,588 in total loans and leases; this supports your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,359,256 in used vehicle loans and $178,265,226 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $100,432,503 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and aim to support local entrepreneurs in their journey toward success. At Patriot, we are committed to providing personal service and expert advice tailored to each member's individual needs. If you're unsure about which loan option is right for you, our team is here to help guide you through every step of the process. Feel free to visit us at our branch located at 1536 Lincoln Way E Chambersburg Pa 17202, Chambersburg, PA or give us a call at (717) 263-4444 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Credit Cards

Managing daily expenses is easier with our flexible terms on unsecured credit card loans, with a total of $14,686,186 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that fit various lifestyles and spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,865,853, make buying or refinancing simple. We provide guidance throughout the process so you can feel confident in your decision. If you're considering refinancing your current mortgage, we also have solutions available that can help reduce your monthly payments.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh offers users a trustworthy platform to explore their borrowing options. LendMesh ensures accurate loan comparisons by sourcing loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This data reflects the latest results (Source: https://www.ncua.gov), guaranteeing that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh builds a solid foundation of trust for its users. The benefits of using LendMesh are clear: - Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in the options presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Instead, it focuses on delivering unbiased results that users can trust. - Real-Time Rate Comparisons: Users have access to up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their finances. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to discover competitive loan rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Patriot

Introduction

Branch History & Mission

Commitment to Service

Join Us

Our Journey

Branch Location & Accessibility

Accessibility and Parking

Connect with Us

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services

Tailored Loan Solutions

Comprehensive List Of Services

Business Banking

Convenient Access

Credit Cards

Loans and Financing

Personal Banking

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Financial Strength

A Strong Foundation

Growing Trust

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Loan Offering

Auto Loans

Business Loans

Credit Cards

Mortgage Loans

Loan Aggregator

Join Our Community