Patriot Credit Union Chambersburg PA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Patriot, your trusted financial partner located at 488 Gateway Ave, Chambersburg, PA 17201. Established in 1965, our credit union has proudly served over 79,152 members, fostering a strong sense of community and commitment to financial well-being. With total assets exceeding $1.15 billion and deposits reaching $113,949,911, we have built a solid foundation to support you on your financial journey. At Patriot, we understand that banking isn't just about numbers; it's about relationships. Our dedicated team of 217 employees is here to provide personalized service and expert guidance tailored to your unique needs. Under the leadership of our CEO, Ron Celaschi, and Board President, Dennis Coons, we strive to create an environment where every member feels valued and supported. While you can always visit us at our branch location, please note that official correspondence should be directed to the same address: 488 Gateway Ave, Chambersburg, PA 17201. Whether you're looking for auto loans, mortgages, or business banking solutions, we've got you covered with a wide range of services designed for both individuals and businesses alike. With total loans exceeding 44,438, including auto loans and personal financing options, we're committed to helping you achieve your goals. Our net worth stands strong at $135,130,077, reflecting our stability and ability to serve you well into the future. Ready to experience the difference? Call us today at 717-263-4444 or visit our website at patriotfcu.org for more information on how we can assist you in achieving your financial dreams. Your journey begins here!

Branch History & Mission

Community Engagement

We understand that banking goes beyond transactions; it's about building relationships and strengthening our community. Through various outreach initiatives and partnerships with local organizations, we actively support local events and programs that uplift our community members. While members can visit us at 488 Gateway Ave Chambersburg Pa 17201, official correspondence should be sent to 488 Gateway Ave, Chambersburg, PA 17201 if it differs from the branch address. If you have any questions or need assistance, don't hesitate to call us at 717-263-4444.

Join Us

As we continue on this journey together, we invite you to join Patriot Credit Union. Experience the difference that comes from being part of a community-focused institution where your needs come first. Together, let's build a brighter financial future!

Our Mission

The mission of Patriot is simple yet powerful: to provide accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity for financial wellness and security. Our dedicated team strives to support each member through personalized service and a wide range of offerings including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. In addition to traditional banking services, we embrace technology to improve your experience. With options like online banking and mobile payments available, managing your finances has never been easier. We're also proud to ensure ADA compliance so that all members can access our facilities and services without barriers.

Branch Location & Accessibility

Convenient Access and Amenities

At Patriot Credit Union, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, ensuring everyone can navigate comfortably. Ample parking is available right outside our doors, so you won't have to worry about finding a spot. Plus, we offer both ATM services and drive-thru banking for those who prefer a quick and efficient way to manage their accounts without leaving their vehicles.

Join Us!

We invite you to come by and experience the friendly service at Patriot Credit Union's Gateway Avenue Office. Whether you're looking for assistance with a loan or want to learn more about our financial products, we're here to help you every step of the way. Visit us soon!

Operating Hours That Fit Your Schedule

We understand that life gets busy! That's why our lobby is open Monday through Thursday from 8:30 AM to 5:00 PM, and on Fridays until 7:00 PM for those who need extra time during the week. On Saturdays, we welcome you from 8:30 AM to 12:00 PM. Our friendly staff is always ready to assist you with personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. While members can visit us at 488 Gateway Ave for transactions or inquiries, official correspondence should be sent to the same address as there is no separate mailing address. If you have questions or need assistance before your visit, don't hesitate to give us a call at 717-263-4444.

Member Eligibility

Becoming a member of Patriot is like joining a welcoming family that truly cares about your financial journey. If you live, work, worship, or attend school in the Chambersburg area, you're already on the right track! At Patriot, we embrace a diverse community and are excited to help individuals from various backgrounds become part of our credit union. You can enjoy personalized services and competitive rates that make banking easier and more rewarding. To get started, simply visit us at our branch located at 488 Gateway Ave Chambersburg Pa 17201 or give us a call at (717) 263-4444 for any questions you may have. We also invite you to check out the detailed eligibility criteria on our website: . Opening an account is straightforward too just follow the instructions found here: https://www.patriotfcu.org/apply-for-loan/. We look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loans That Empower Your Vision

Imagine having the funds to expand your operations, hire new staff, or invest in cutting-edge equipment. With our commercial lending programs, you can make that vision a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,432,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

In today's fast-paced market, efficient payment solutions are key to keeping your business thriving. Our merchant services simplify transactions, whether you're a small shop or a larger enterprise. By offering easy credit card processing and mobile payment options, we ensure your customers have a smooth shopping experience leading to increased sales and customer satisfaction. Visit us at 488 Gateway Ave Chambersburg Pa 17201, Chambersburg, PA, or give us a call at (717) 263-4444 to explore how our business banking services can support your journey!

Comprehensive List Of Services

Business Banking Services

For business owners, we provide specialized support through our Business Banking services, including Merchant Services & Business Loans. Whether you're starting a new venture or looking to grow an existing one, we have financial products designed to fuel your success.

Convenient Access Points

We understand that convenience matters. That's why we offer a variety of access points including ATM & Cash Withdrawal Services, as well as a friendly Drive-Thru Banking option for quick transactions like deposits and withdrawals without leaving your car. At Patriot, member satisfaction is our priority. If you have any questions or need assistance with any of our services, feel free to reach out at (717) 263-4444. We're here to help! Ready to take the next step? Visit us today at 488 Gateway Ave Chambersburg Pa 17201, call us at (717) 263-4444, or check out our website at Patriot FCU for more information on how we can assist you in achieving your financial goals!

Home Financing Options

If you're ready to own your home, our Mortgage Loans & Refinancing services can guide you through the process. We understand that purchasing a home is one of the biggest decisions you'll make, and we're here to support you every step of the way. Whether you're buying your first home or refinancing an existing mortgage, we have tailored solutions that fit your needs.

Personal Banking Solutions

Whether you are looking to manage your day-to-day finances or plan for long-term goals, our Personal Banking options are designed just for you. Open a Checking or Savings Account that fits your lifestyle, offering easy access to your funds through our Online & Mobile Banking services. Imagine checking your balance or transferring money from the comfort of your home or while on the go it's that simple!

Personal Loans and Credit Cards

Need some extra cash for unexpected expenses? Our Personal Loans & Debt Consolidation services offer quick access to funds with reasonable repayment plans. Plus, check out our Credit Cards with Rewards that allow you to earn while you spend, making everyday purchases more rewarding.

Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it easier than ever. Picture yourself cruising down the highway in that dream vehicle without worrying about high-interest rates. With competitive rates and flexible terms, we help make vehicle ownership achievable for everyone.

Digital & Online Banking

Always Here for You

Whether it's day or night, our online banking services are ready to assist you whenever you need them. If you have questions or require assistance, our friendly team is just a call away at (717) 263-4444. Experience the convenience and security of digital banking with Patriot today! Your financial management is just a click away.

Easy Online Access

Explore our online banking services at https://www.patriotfcu.org/. Whether you're checking your balance, transferring money, or paying bills, our user-friendly platform allows you to manage your accounts with ease. You can also access e-statements to keep track of your transactions without the clutter of paper statements because who needs that extra paperwork?

Go Mobile

With our mobile application available for download, banking on-the-go has never been easier. Want to make quick payments? Our mobile payments feature lets you send money directly from your smartphone. You can even use person-to-person transfers to send money to friends or family instantly no need for cash or checks!

Secure Transactions

Security is a top priority for us. We offer electronic signature authorization for documents, ensuring that your transactions are not only simple but also safe. Plus, our 24/7 online banking services mean you can bank on your schedule, knowing that your personal information is protected every step of the way.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 150,304, showing a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending and investments amount to $473,262, which further illustrates our readiness to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot is your trusted partner. Visit us at 488 Gateway Ave Chambersburg Pa 17201 or call (717) 263-4444 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $366,166,328 in share certificates and $178,139,880 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,477,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $131,635,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $20,145 in used auto loans and $880,047,588 in total loans and leases.

Strong Financial Health

With a net worth of $135,130,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,168 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,359,256 in used vehicle loans and $178,265,226 in new vehicle loans already helping members get on the road. We provide options for both new and used vehicles, ensuring that you can find financing that fits your budget. Plus, refinancing options are available if you're looking to lower your current payments.

Business Financing

For business owners, our outstanding commercial loans totaling $100,432,503 provide the capital needed to grow and expand. Whether you're starting a new venture or need additional funds for existing operations, we have tailored solutions to meet your business needs. At Patriot, we prioritize transparency and support. Our team is ready to assist you with any questions about eligibility or refinancing options. Feel free to reach out at (717) 263-4444 for personalized assistance or visit us at 488 Gateway Ave Chambersburg Pa 17201 in Chambersburg, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can support your journey toward financial success!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,686,186 in loans helping members manage their finances effectively. These cards come with features designed to help you build credit while offering convenience for everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,865,853, make buying or refinancing simple. We strive to make the process straightforward and accessible, guiding you through each step along the way. With various terms and conditions available, you can find a mortgage solution that works for you.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulations ensures that you receive fair and transparent offers when comparing loans.

Patriot