Patriot Credit Union Chambersburg PA | Top Auto Loans & Mobile Banking

Introduction

Welcome to Patriot, your trusted financial partner located at 511 S 6th St, Chambersburg, PA 17201. Established in 1965, we have proudly served our community for over five decades, building a strong foundation of trust and reliability. With a total membership of 79,152 and assets reaching an impressive $1,154,763,622, we are committed to providing exceptional service and support to all our members. At Patriot, we understand that your financial needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Whether you're looking to buy your first car or expand your business, our dedicated team is here to help you every step of the way. For any official correspondence, please note that our mailing address is 800 Wayne Ave, Chambersburg, PA 17201. We invite you to visit us or reach out at 717-263-4444 to learn more about how we can assist you with your financial goals. With a net worth of $135,130,077 and cash in hand totaling $7,582,052, you can trust that your finances are in good hands with us. Led by CEO Ron Celaschi and Board President Dennis Coons, our team of 217 employees is dedicated to ensuring that each member receives personalized attention and care. Join us at Patriot and experience the difference of being part of a community-focused credit union that truly cares about your financial well-being. Explore more about what we offer by visiting our website at patriotfcu.org today!

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution. Our commitment extends beyond transactions; we strive to make a positive impact on the lives of those around us. Whether it's through local sponsorships or volunteer efforts, we aim to uplift our community because when you thrive, we all thrive together.

Join Us!

We invite you to become part of the Patriot family! Explore the benefits of membership today by visiting us or calling (717) 263-4444 during our operating hours from 11:00 AM - 1:00 PM when school is open. Experience firsthand how we blend tradition with innovation for a brighter financial future together. Visit our website at Cashs Student Branch for more information on how you can get started!

Our Evolution

Since our doors opened, we have remained dedicated to serving our members with integrity and compassion. Through various milestones, we have adapted to meet the needs of our community while maintaining our core values. In addition to traditional banking services, we have embraced digital advancements that make banking easier and more convenient for everyone. Today, we offer online and mobile banking options, ensuring that managing your finances can be done at your fingertips. As we grew, so did our responsibilities. We are proud to provide services such as personal banking, auto loans, mortgages, and business banking solutions tailored to fit the diverse needs of our members. With each passing year, we've deepened our connections within the community through partnerships and outreach efforts aimed at supporting local initiatives.

Our Mission

At Patriot, our mission is clear: to empower individuals and families by providing accessible financial services while fostering a spirit of community support. We believe that everyone deserves a chance at financial success and security. Our team works tirelessly to ensure that every member feels valued and understood. We understand that correspondence matters too; while you can visit us at 511 S 6Th St, official mail should be directed to 800 Wayne Ave, Chambersburg, PA 17201 if different from the branch address.

Branch Location & Accessibility

Accessibility Features

Getting to us is straightforward, with ample parking available for all our members. Our facility is designed for everyone, featuring ADA-compliant ramps and accessible entrances. We strive to ensure that all members can comfortably access our services.

Connect With Us

Have questions or need more information? Don't hesitate to reach out! Call us at 717-263-4444. We're excited to welcome you into our community and support your financial journey. Visit us today!

Operating Hours & Services Offered

Our friendly team is ready to assist you Monday through Friday from 11:00 AM to 1:00 PM when school is open. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we have the resources to help you thrive financially. Plus, we offer ATM services for quick cash withdrawals and balance checks whenever you need them. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 800 Wayne Ave, Chambersburg, PA 17201.

Member Eligibility

Becoming a member of Patriot feels like joining a warm and welcoming community where your financial needs are prioritized. If you're in the Chambersburg area, you might be pleased to know that eligibility is open to individuals who live, work, worship, or go to school in Franklin County. This inclusive approach means that many people can benefit from our services, which include everything from personal loans to rewarding credit cards. For more detailed information about eligibility criteria, feel free to visit our website at . Joining is simple! Once you determine your eligibility, you can easily start the account opening process by visiting us at https://www.patriotfcu.org/apply-for-loan/. If you have any questions or need assistance, don't hesitate to reach out at (717) 263-4444. We're here to help you take that important step towards better banking with Patriot at our branch located at 511 S 6Th St Chambersburg Pa 17201.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,432,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that streamline your payment processing. Imagine being able to accept payments easily from customers in-store or online. Our solutions make transactions smooth and efficient, allowing you to focus on what matters most growing your business. Visit us at 511 S 6Th St Chambersburg Pa 17201, Chambersburg, PA or call us at (717) 263-4444 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Made Easy

For our business members, we understand the unique challenges you face. That's why we offer comprehensive Business Banking solutions, including Merchant Services & Business Loans. These services are designed to empower local businesses and entrepreneurs in our community.

Convenient Access Anytime

With convenience being key in today's fast-paced world, Patriot provides an array of easy-to-use features such as ATM & Cash Withdrawal Services. We have ATMs available so you can access your funds whenever you need them just one more way we put our members first. Additionally, our digital banking features ensure that whether it's checking balances or transferring money through Person-to-Person payments, managing your finances is simple and straightforward. If you have any questions about our services or would like assistance setting up an account, feel free to reach us at (717) 263-4444. We're here to help! At Patriot, we're dedicated to providing the tools and support needed for all your financial goals. Visit us today at 511 S 6Th St Chambersburg Pa 17201 or check out more about what we offer on our website: Cashs Student Branch. Your journey towards better banking starts here!

Loans for Every Need

Life can sometimes throw unexpected expenses your way. That's why we provide Auto Loans & Vehicle Financing, making it easier than ever to get behind the wheel of your dream car. Additionally, our Mortgage Loans & Refinancing options can help you secure a home or lower your current mortgage payments, allowing you to focus on what really matters creating memories with family. Need some extra cash? Our Personal Loans & Debt Consolidation services can help simplify your finances and relieve some stress. Plus, if you're looking for a credit card that rewards you for everyday spending, check out our Credit Cards with Rewards perfect for those who enjoy getting something back on their purchases.

Personal Banking Solutions

Whether you're saving for a new car, planning a vacation, or just want to manage your everyday expenses, our Personal Banking services have you covered. We offer Checking & Savings Accounts designed to help you grow your savings while keeping your funds easily accessible. Imagine having the flexibility to track your spending and save for those important moments, all from the comfort of your home with our Online & Mobile Banking options.

Digital & Online Banking

Always Available

Our 24/7 online banking services mean that your accounts are always accessible whenever you need them. You can monitor transactions in real time, giving you peace of mind about your finances. Managing your money has never been easier or more secure! At Patriot, we are committed to providing tools that empower our members. Explore all these digital offerings and more by visiting our website today!

Key Services Offered

With our online banking portal, you can take control of your finances effortlessly. Enjoy features like e-statements that let you view your account statements digitally, helping you stay organized while reducing paper clutter. Plus, with electronic signature authorization, signing important documents is simple and secure, allowing for a hassle-free experience. If you're looking to make payments quickly, our mobile payments feature makes it easy to pay bills or send money directly from your smartphone. Our dedicated mobile application ensures you have all your banking needs at your fingertips. Whether it's checking balances, transferring funds, or making person-to-person transfers, everything is designed to be user-friendly and efficient.

Financial Strength

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

We value each member who trusts us with their finances; currently, we have a total of 150,304 share accounts. This growth showcases the confidence our community has in Patriot, further solidifying our role as a reliable partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot is your trusted partner. Visit us at 511 S 6Th St Chambersburg Pa 17201 or call (717) 263-4444 to learn more about how we can help you achieve your financial goals.

Investing in Member Services

With $131,635,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $20,145 in used auto loans and $880,047,588 in total loans and leases, supporting members' financial goals across various sectors.

Member Savings Secured

Members' savings are secured through $366,166,328 in share certificates and $178,139,880 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,477,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $135,130,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,168 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,359,256 in used vehicle loans and $178,265,226 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away with the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $100,432,503 provide the capital needed to grow and expand. Whether you need funding for inventory, equipment, or other operational costs, we are here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,865,853, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our dedicated team is here to guide you through every step of the process.

Refinancing Options

If you're interested in refinancing any of our loan products, be sure to ask about our eligibility options. We aim to make the process as straightforward as possible so you can take advantage of better rates or terms when necessary. At Patriot, we're committed to providing personalized service tailored to your unique financial situation. For more information about our loan offerings or to speak with one of our representatives, please call us at (717) 263-4444 or visit us at 511 S 6Th St Chambersburg Pa 17201 in Chambersburg, PA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards your financial future today!

Unsecured Credit Card Loans

Managing your finances effectively is important, which is why we also offer flexible terms on unsecured credit card loans. With a total of $14,686,186 in loans helping members maintain their budgets, you can enjoy peace of mind knowing you have a reliable financial resource at your fingertips.

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