Patriot Credit Union Chambersburg PA | Low Mortgage Rates & Quick Personal Loans

Introduction

At Patriot, we understand that financial decisions can be daunting, but they don't have to be. Located at 140 S Federal St, Chambersburg, PA 17201, our branch is committed to providing a welcoming and supportive environment for all our members. Since opening our doors in 1965, we've built a strong foundation of trust with our community, serving over 79,152 members and maintaining total assets of $1,154,763,622. Our mission goes beyond banking; we strive to empower you on your financial journey. Whether you're looking for personal banking services like checking and savings accounts, auto loans, or business banking solutions, we're here to help. With a total of $113,949,911 in deposits and an impressive loan portfolio consisting of 44,438 loans and leases, we provide the resources you need for growth and security. While members can visit us at our physical location for convenient services such as drive-thru banking and ATM access, official correspondence should be sent to P.O. Box 778, Chambersburg, PA 17201 if different from our branch address. Our dedicated team of 217 employees, led by CEO Ron Celaschi and Board President Dennis Coons, are always ready to assist you. With a net worth of $135,130,077 and cash reserves totaling $7,582,052, you can trust that your finances are in safe hands with us. We pride ourselves on offering personalized support tailored to meet your unique needs. If you're ready to take the next step towards financial well-being or have any questions about our services, don't hesitate to reach out! Call us at 717-263-4444 or visit our website at patriotfcu.org. Your path to financial success begins here with Patriot Credit Union!

Branch History & Mission

Join Us

As we continue on this journey of growth and service, we invite you to be a part of our family at Patriot. Experience firsthand the benefits of membership from competitive loan rates to exceptional customer service. Come visit us during our operating hours: Monday through Wednesday from 8:30 AM - 4:30 PM; Thursday and Friday until 7 PM; and Saturday from 8:30 AM - Noon. For any questions or assistance, feel free to reach out at 717-263-4444. Let's build a brighter future together!

Our Journey

From our modest beginnings, Patriot has grown significantly over the years. We now proudly serve over 79,152 members with total assets reaching an impressive $1,154,763,622. Our branch has evolved not only in size but also in the variety of services we offer. Whether it's personal banking, auto loans, or business banking solutions, we strive to meet the diverse needs of our members. In addition to our traditional banking services, we have embraced modern advancements to enhance your experience. With features such as online banking, mobile payments, and e-statements, managing your finances has never been easier. We are committed to ensuring that our services are accessible to everyone by adhering to ADA compliance standards.

Our Mission

At the heart of Patriot's mission is a dedication to enriching the lives of our members and supporting our local community. We believe that everyone deserves access to affordable financial solutions tailored to their unique circumstances. Our mission statement emphasizes not just financial growth but also community support. We actively engage in outreach efforts and partnerships with local organizations to make a positive impact right here in Chambersburg. While members can visit us at 140 S Federal St for personalized service, official correspondence should be directed to P.O. Box 778, Chambersburg, PA 17201 if different from our branch address.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Our location is surrounded by familiar landmarks, making it easy to find us! We are just a stone's throw away from local favorites like the Chambersburg Memorial Park and close to various shopping centers. Parking is available nearby, and we have ensured that our facilities are fully accessible with ADA-compliant features, including ramps for those who need them.

Friendly Banking Hours

At Patriot Credit Union, we understand that life can get busy. That's why we offer flexible operating hours to suit your schedule. Visit us Monday through Wednesday from 8:30 AM to 4:30 PM, and enjoy extended hours on Thursdays and Fridays until 7 PM. If you prefer weekends, stop by on Saturdays from 8:30 AM to Noon. Our drive-thru service allows for quick and easy transactions without leaving your car.

Get in Touch

Ready to experience hassle-free banking? Feel free to call us at 717-263-4444 if you have questions or want more information about our services. We invite you to visit us at Patriot Credit Union on Federal Street where friendly service meets your financial needs!

Services Tailored for You

We pride ourselves on providing a wide range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash? Our ATM is available for quick withdrawals or balance checks whenever you need it. Plus, with our drive-thru banking option, you can handle simple transactions efficiently.

Member Eligibility

At Patriot, we believe that everyone deserves the chance to be part of a caring and supportive community. If you're looking to join us, becoming a member is simple! Our doors are open to individuals who live, work, worship, or attend school in our local area. We also welcome family members of existing members. This means that whether you're new to town or have deep roots here, you can benefit from our services. Joining Patriot isn't just about opening an account; it's about gaining access to a range of financial products designed with your needs in mind. From checking and savings accounts to loans and credit options, we offer tailored solutions that help you achieve your financial goals. To make the process even easier, you can find detailed eligibility criteria on our website at . If you're ready to take the next step, head over to https://www.patriotfcu.org/apply-for-loan/ for account opening details. Have questions? Don't hesitate to call us at (717) 263-4444 we're here to help!

Business Banking & Commercial Services

Business Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,432,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced world, having reliable merchant services can make all the difference. From payment processing to point-of-sale solutions, our services help streamline your transactions and enhance customer satisfaction. Picture this: a busy Saturday morning where customers are flowing in and out of your store. With our efficient merchant services, you can focus on serving them rather than worrying about payment delays. Visit us at 140 S Federal St Chambersburg Pa 17201 in Chambersburg, PA, or call us at (717) 263-4444 to learn more about how we can support your business's financial needs!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential services like Merchant Services & Business Loans to support your entrepreneurial journey. We recognize how crucial it is for businesses to have reliable banking solutions that facilitate growth and success.

Convenient Access Points

We know that convenience is key in today's fast-paced world. That's why we offer various access points including ATMs for easy cash withdrawals and balance checks. Our Basic Drive-Thru Banking allows quick transactions like deposits and withdrawals without needing to step inside the branch perfect for those on the go!

Final Thoughts

At Patriot, we pride ourselves on being more than just a credit union; we're a partner in your financial journey. With services ranging from personal banking solutions to business support, we aim to cater to all aspects of your financial life. We invite you to visit us at 140 S Federal St Chambersburg Pa 17201, call us at (717) 263-4444, or explore more about what we offer by visiting our website at Federal Street. Join us today and discover how we can help turn your financial dreams into reality!

Flexible Loan Options

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come in handy. These loans can help you manage and reduce debt, allowing you more freedom in your budget. Additionally, if you're looking for ways to earn rewards while spending, check out our Credit Cards with Rewards that offer perks tailored just for you.

Personal Banking Solutions

When it comes to personal banking, we have you covered with checking and savings accounts tailored for your everyday needs. Imagine effortlessly managing your finances online through our secure Online & Mobile Banking services. Whether you're making deposits, checking balances, or transferring funds, everything is just a click away. For those looking to finance their next vehicle, our Auto Loans & Vehicle Financing options are designed with competitive rates to help you drive away in style without breaking the bank. If buying a home is on your agenda, explore our Mortgage Loans & Refinancing services that can simplify the journey toward homeownership.

Digital & Online Banking

Convenient Online Access

Our online banking services are available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. Simply visit https://www.patriotfcu.org/ to get started. You'll find everything you need right at your fingertips.

Easy Management with Real-Time Updates

With all these tools at your disposal, managing your finances has never been easier. You'll enjoy real-time updates on account activity, enabling you to make informed decisions quickly. At Patriot, we're committed to providing accessible, user-friendly solutions that cater to all your banking needs. Dive into the world of digital banking today!

Go Paperless with E-Statements

Reduce clutter and help the environment by opting for e-statements. With Yes, you can access your statements digitally whenever you need them, all while keeping your information secure.

Mobile Banking on the Go

Stay connected with our mobile application, available for download on major platforms. Whether you're out running errands or relaxing at home, our mobile app offers features like mobile payments and person-to-person transfers. You can send money to friends or family instantly no cash needed!

Secure Transactions Made Easy

Security is our top priority. We utilize electronic signature authorization, ensuring that your transactions are safe and verified. This means you can sign documents electronically without any hassle, making it easier than ever to manage your accounts.

Financial Strength

Growing Member Base

We currently manage a total of 150,304 share and deposit accounts, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $473,262, further highlighting our ability to support our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot is your trusted partner. Visit us at 140 S Federal St Chambersburg Pa 17201 or call (717) 263-4444 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $366,166,328 in share certificates and $178,139,880 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,477,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 208 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $131,635,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $20,145 in used auto loans and $880,047,588 in total loans and leases, supporting your financial goals across various sectors.

Strong Financial Health

With a net worth of $135,130,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,168 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,359,256 in used vehicle loans and $178,265,226 in new vehicle loans already helping members get on the road. Whether it's for a reliable used vehicle or the latest model, we have flexible financing options tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $100,432,503 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey.

Credit Lines

Additionally, our total credit lines amounting to $289,220,487 offer you the flexibility to borrow what you need when you need it, ensuring that you're never caught off guard financially. If you're considering refinancing or exploring eligibility options for any of these products, our team is here to guide you through the process. For more information about our loan offerings or assistance with your application, feel free to reach out at (717) 263-4444, or visit us at 140 S Federal St Chambersburg Pa 17201 in Chambersburg, PA. Your financial success is our priority! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,865,853, make buying or refinancing simple. We provide competitive rates and terms that can be customized to fit your budget.

Unsecured Credit Cards

Managing your finances effectively is essential. We also offer flexible terms on unsecured credit card loans, with a total of $14,686,186 in loans helping members navigate their expenses without the burden of high-interest rates.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. By leveraging verified data, LendMesh guarantees that all loan offers come from legitimate financial institutions, fostering trust among users.

Key Benefits of Using LendMesh

LendMesh stands out in the market for several reasons: - Verified Data: All loan offers are sourced from credible financial institutions, ensuring transparency and reducing the risk of misleading information. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make informed decisions that align with their financial goals. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for competitive loan rates without the hassle, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Patriot