Patriot Credit Union Chambersburg PA | Convenient ATM Services

Introduction

Welcome to Patriot your trusted financial partner since 1965. Located at 800 Wayne Ave, Chambersburg, PA 17201, our mission is to provide exceptional banking services while fostering a sense of community and support for our members. With over 79,152 satisfied members and $1,154,763,622 in total assets, we take pride in being a cornerstone of financial stability in the area. At Patriot, we understand that your financial goals are unique. That's why we offer a wide range of services tailored to meet your needs, whether you're looking for personal loans or business financing solutions. Currently, we have facilitated 44,438 loans and leases, empowering our members to achieve their dreams. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address at P.O. Box 778, Chambersburg, PA 17201. Our dedicated team is here to assist you from Monday to Friday, between 8:00 a.m. and 4:30 p.m., so feel free to reach out at 717-263-4444. Under the leadership of CEO Ron Celaschi and Board President Dennis Coons, we prioritize member satisfaction and community engagement. With a net worth of $135,130,077 and cash reserves of $7,582,052, we are well-equipped to serve you now and into the future. Join us today and experience the difference that a member-focused credit union can make in your financial journey. Visit our website at www.patriotfcu.org or call us for more information on how we can help you achieve your financial aspirations!

Branch History & Mission

Community Focus

Patriot isn't just about transactions; it's about building relationships. We actively participate in community outreach programs and partner with local organizations to give back to those in need. Whether it's sponsoring events or volunteering time and resources, we strive to make a positive impact right here in Chambersburg. As part of our commitment to accessibility, we ensure compliance with ADA standards so that every member can benefit from our services without barriers.

Join Us

We invite you to become part of the Patriot family! Experience firsthand the difference a member-focused credit union can make in your financial journey. If you're looking for a supportive community that prioritizes your needs, look no further than Patriot. Visit us today or explore more about what we offer at patriotfcu.org. Together, let's build a brighter future!

Our Mission

At the heart of Patriot is our mission: to empower our members by providing affordable financial solutions while fostering community growth and well-being. We believe that everyone deserves access to quality financial services and support. Our focus on helping individuals achieve their dreams whether it's buying a home, starting a business, or planning for retirement drives everything we do. We are committed to being accessible and innovative. Though we currently do not offer drive-thru banking or ATM services at this location, we provide modern solutions such as online banking and mobile payments to ensure that managing your finances is convenient and secure.

Our Story

From humble beginnings, Patriot has evolved into a trusted credit union with total assets exceeding $1.15 billion. Our branch is located at 800 Wayne Ave, Chambersburg, PA 17201, easily accessible for all members. As you visit us, you'll find that we're not just about numbers; we're about people. Each milestone in our journey from the opening of our doors to becoming an essential part of the community reflects our dedication to providing top-notch financial services. While members can visit us at 800 Wayne Ave, official correspondence should be sent to P.O. Box 778, Chambersburg, PA 17201 if needed.

Branch Location & Accessibility

Get in Touch

Have questions? Don't hesitate to call us at (717) 263-4444. We look forward to welcoming you to Patriot and helping you achieve your financial goals! Come visit us today!

Operating Hours

We're here to serve you during the week! Visit us Monday through Friday from 8:00 a.m. to 4:30 p.m. Our friendly staff is always ready to assist you with any banking needs you may have.

Parking and Accessibility

Parking at Patriot is hassle-free, with ample space available for all visitors. Our facility is ADA compliant, featuring ramps and accessible entrances to ensure everyone can access our services comfortably.

Services Offered

While we currently do not have ATM services or drive-thru banking at this location, we offer essential member services inside the branch. Feel free to stop by for any inquiries about loans, accounts, or other financial services tailored just for you.

Member Eligibility

At Patriot, we believe in fostering a welcoming community where everyone can thrive. Becoming a member is easy and open to individuals who meet certain criteria, which often includes living, working, or attending school in the area. We invite you to join us at our branch located at 800 Wayne Ave Chambersburg Pa 17201, where you'll gain access to a variety of financial services designed with your needs in mind. Membership comes with fantastic benefits like lower loan rates and personalized service that truly makes you feel valued. To get started, simply check out the detailed eligibility requirements on our website at . If you're ready to take the next step, you can open an account easily through our online application available at https://www.patriotfcu.org/apply-for-loan/ or give us a call at (717) 263-4444 for assistance. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services offer practical solutions that make daily operations smoother. Imagine being able to accept payments effortlessly while managing cash flow efficiently. Our services help you focus on what you do best running your business. Located at 800 Wayne Ave Chambersburg Pa 17201 in Chambersburg, PA, we invite you to explore how our tailored solutions can meet your specific needs. Connect with us today at (717) 263-4444 to learn more!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,432,503, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

A Community-Centric Approach

As part of our commitment to serving the community, we strive to ensure that every member feels valued and supported. Our team is always ready to assist with any questions or concerns you may have about your accounts or services. We pride ourselves on building lasting relationships with our members, helping them achieve their financial goals one step at a time.

Banking Made Easy

Navigating your finances shouldn't be complicated. That's why we focus on offering services that simplify your banking experience. One of our key offerings is ATM Services Only. Whether you need to withdraw cash, check your balance, or deposit funds, our ATMs are designed for quick and easy transactions. This way, you can manage your money without the hassle.

Digital Solutions for Your Convenience

In today's fast-paced world, convenience is essential. At Patriot, we understand that many of our members prefer digital options. That's why we provide online banking capabilities that let you access your accounts from anywhere at any time. You can transfer funds, view statements, and even pay bills with just a few clicks. For those who enjoy using their smartphones, our mobile application offers features like mobile payments and person-to-person transfers, making it easier than ever to handle your finances on the go. With these digital banking tools, you can stay in control of your money without having to visit the branch.

Get In Touch

We invite you to experience the difference at Patriot. If you're ready to take advantage of our ATM services or explore more about what we offer, don't hesitate to reach out! You can contact us at (717) 263-4444 during our operating hours from Monday through Friday, 8:00 a.m. to 4:30 p.m. We're here to help you navigate your financial journey with ease and confidence. Visit us today at 800 Wayne Ave Chambersburg Pa 17201 or check out our website at Corporate Center for more information on how we can assist you!

Digital & Online Banking

Key Features for Your Convenience

Our online banking includes features like e-statements, which allow you to view and download your account statements electronically no more waiting for paper copies in the mail! This not only saves time but also helps you stay organized and environmentally friendly. Plus, if you ever need to sign documents, our electronic signature authorization makes it simple and secure. Need to send money quickly? Our person-to-person transfer feature lets you send funds to friends or family without any hassle. And for those who prefer using their phones for transactions, our mobile payments feature allows you to make purchases directly from your device.

Online Banking Services

With our 24/7 online banking services available at https://www.patriotfcu.org/, you can access your accounts anytime, anywhere. Whether you're checking your balance, paying bills, or transferring funds, our platform is designed with ease of use in mind. You can even manage your accounts on the go using our mobile application, making it easier than ever to keep track of your finances.

Security You Can Trust

We prioritize your security every step of the way. Our digital banking services incorporate advanced security measures so that you can bank with peace of mind. Whether you're logging in from home or while out shopping, know that your information is protected. In summary, at Patriot, our digital and online banking services are crafted to provide you with easy access to your finances while ensuring top-notch security. Experience the freedom of banking at your convenience today!

Financial Strength

Growing Member Base

We currently manage a healthy number of accounts with total share accounts reaching 150,304, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $473,262, underscoring our capacity to support your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot is your trusted partner. Visit us at 800 Wayne Ave Chambersburg Pa 17201 or call (717) 263-4444 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investments in Member Services

With $131,635,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our lending capacity: we offer $20,145 in used auto loans and have a robust total of $880,047,588 across various loans and leases.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $366,166,328 in share certificates and $178,139,880 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,477,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $135,130,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,168 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $332,359,256 in used vehicle loans and $178,265,226 in new vehicle loans, helping our members get on the road smoothly. Whether you're considering a brand-new vehicle or a reliable used one, we can tailor an auto loan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $100,432,503 provide the capital needed to grow and expand. Whether you need funding for equipment purchases or working capital, we are dedicated to supporting local businesses with competitive lending options.

Credit Lines

We also offer credit lines with a total value of $289,220,487, providing additional flexibility for managing cash flow and unexpected expenses. This can be an excellent option if you prefer having access to funds as needed without committing to a specific loan amount upfront. At Patriot, our goal is to support our members at every step of their financial journey. We encourage you to explore our various loan offerings tailored just for you. For more information on eligibility or to apply for a loan, feel free to contact us at (717) 263-4444 or visit our website at https://www.patriotfcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $65,865,853, ensuring you have access to the funds needed for your dream home. Our experienced team is here to guide you through the mortgage process, making it straightforward and stress-free.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $14,686,186 in loans helping members effectively manage their finances, these cards provide peace of mind when unexpected costs arise.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers. One of the key benefits of using LendMesh is its commitment to Verified Data. Loan offers are sourced only from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh features No Sponsored Listings, meaning lenders are not prioritized based on paid promotions our goal is to provide unbiased results. Users benefit from Real-Time Rate Comparisons, which present up-to-date loan rates from multiple institutions, helping them make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Patriot