Patriot Credit Union Chambersburg PA | Best Auto Loans & Business Banking

Introduction

Welcome to Patriot, where community spirit and financial strength come together to serve you better! Located at 800 Wayne Ave, Chambersburg, PA 17201, our branch has been a cornerstone of support since we opened our doors in 1965. With a thriving membership of 79,152, we pride ourselves on being more than just a credit union; we're your financial partner dedicated to helping you achieve your goals. At Patriot, we manage assets totaling an impressive $1,154,763,622, ensuring that your money is not only safe but also working for you. Our commitment to our members shines through in our total deposits of $113,949,911 and robust loan offerings with a total of 44,438 loans and leases available. Whether you're looking for personal banking solutions like checking accounts or auto loans, or business services such as merchant services and business loans, we've got you covered. Our leadership team is here for you. Led by CEO Ron Celaschi and Board President Dennis Coons, the dedicated staff of 217 employees works tirelessly to provide exceptional service tailored to meet your individual needs. You can count on us to treat you like family while striving for excellence in every interaction. While members can visit us at our convenient location on Wayne Avenue, official correspondence should be sent to our mailing address: P.O. Box 778, Chambersburg, PA 17201-3810. We invite you to reach out with any questions or visit us today! Call us at 717-263-4444 or explore our website at patriotfcu.org for more information about our services and how we can help you thrive financially. Join the Patriot family today where your success is our mission!

Branch History & Mission

Commitment to Modern Banking

In today's fast-paced world, we understand the importance of digital banking solutions. That's why we offer robust online and mobile banking options that allow you to manage your finances anytime, anywhere. From online applications for loans to mobile payments and electronic statements, we ensure that your banking experience is efficient and user-friendly.

Join Us

While members can visit us at 800 Wayne Ave, official correspondence should be sent to P.O. Box 778, Chambersburg, PA 17201-3810. Our operating hours are convenient: Lobby hours run from Monday to Thursday from 8:30 a.m. to 4:30 p.m., with extended hours on Friday until 7:00 p.m., and Saturday from 8:30 a.m. until noon. We invite you to join us at Patriot Credit Union and experience firsthand how we can help you achieve your financial goals while being part of a supportive community. For any inquiries or assistance, feel free to call us at 717-263-4444 or visit our website at patriotfcu.org. Together, let's build a brighter future!

Our Mission

At Patriot, our mission is simple yet powerful: to empower our members through accessible financial services while fostering a strong sense of community. We believe that when our members succeed financially, the entire community thrives. We strive to provide personalized service that meets the unique needs of each individual or business we serve. Our commitment extends beyond just providing financial products. We actively participate in local events and initiatives aimed at enhancing the well-being of Chambersburg residents. Whether it's sponsoring local sports teams or participating in community fairs, we are dedicated to giving back to those who support us.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your comfort in mind. We have ample parking available right outside, and our facility meets ADA compliance standards, ensuring that everyone can access our services without hassle. Whether you prefer to walk in or need assistance getting inside, we're here to help!

Get in Touch

If you have any questions or want to learn more about how we can support your financial journey, don't hesitate to give us a call at 717-263-4444. We're excited to welcome you into our branch, where friendly service and community focus come together!

Operating Hours

We understand that your schedule can be busy. That's why our lobby hours are set to accommodate various needs: we're open Monday through Thursday from 8:30 a.m. to 4:30 p.m., with extended hours on Friday until 7:00 p.m., and we're also here on Saturday from 8:30 a.m. to noon. Feel free to drop by during these hours for all your banking needs.

Services Offered

At Patriot Credit Union, we offer a wide range of services tailored just for you. From personal checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is ready to assist you with whatever you need. Plus, we have ATM services available for quick cash withdrawals or balance checks anytime!

Member Eligibility

At Patriot, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Franklin County, Pennsylvania, you're eligible to join us. We also welcome immediate family members of current members. This means that when you choose Patriot, you're not just opening an account; you're gaining access to a range of benefits tailored to help you achieve your financial goals. From competitive loan rates to personalized service, our team is here for you every step of the way. Ready to take the next step? Opening an account with us is a breeze! You can find all the details you need on how to get started by visiting our website at https://www.patriotfcu.org/apply-for-loan/. If you have any questions or want more information about eligibility, feel free to give us a call at (717) 263-4444. Your journey with Patriot begins here at 800 Wayne Ave, Chambersburg, PA 17201. Check out the full eligibility criteria here. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Lending Options to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,432,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services are designed to streamline your payment processes and enhance customer satisfaction. Imagine easily accepting payments from various platforms without hassle whether it's in-person or online. This allows you to focus more on what you do best: running your business. Located at 800 Wayne Ave Chambersburg Pa 17201, Chambersburg, PA 17201, we're here to partner with you on your journey toward success. Reach out today at (717) 263-4444 and discover how Patriot can support your vision!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATM services ensure easy access to your funds whenever you need them. With basic ATM access for withdrawals and balance checks, you'll always have quick access to your money. We invite you to explore these services further by visiting us at 800 Wayne Ave Chambersburg Pa 17201 or calling us at (717) 263-4444. At Patriot, we're here not just as your financial institution but as partners in your financial journey. Discover how our comprehensive services can make a difference in your life today!

Auto Loans & Vehicle Financing

If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing services can make the process straightforward and stress-free. With flexible terms and competitive rates, we help you drive away in the vehicle you want without breaking the bank.

Business Banking

For our business members, we offer specialized banking solutions such as merchant services and business loans. Running a small business comes with its challenges, and having reliable financial support can make all the difference. Our team is dedicated to helping local businesses thrive by providing the necessary tools and resources.

Credit Cards with Rewards

Looking for a credit card that rewards you for everyday purchases? Check out our credit cards with rewards programs that let you earn points for every dollar spent. Use them wisely for cash back or travel rewards making your spending work for you!

Mortgage Loans & Refinancing

Homeownership is a significant milestone, and at Patriot, we are here to assist you every step of the way. Our mortgage loans cater to first-time homebuyers as well as those looking to refinance their current mortgages. Picture yourself settling into your dream home with a mortgage solution that suits your budget.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Pay bills, transfer funds, and check balances directly from your smartphone or computer saving time and making banking easier than ever.

Personal Banking

Our personal banking options include checking and savings accounts designed to fit your lifestyle. Imagine easily managing your daily expenses with a checking account that offers no monthly fees, or watching your savings grow with competitive interest rates on our savings accounts. We understand that everyone's financial journey is unique, which is why we also offer personal loans and debt consolidation options to help you tackle any unexpected expenses or consolidate your bills into manageable payments.

Digital & Online Banking

Key Features

Our user-friendly mobile application makes banking even simpler. You can download it to make payments through mobile payments and enjoy the convenience of person-to-person transfers. Imagine sending money to a friend or family member in seconds it's as easy as sending a text! For those who prefer paperless options, we offer electronic signature authorization and e-statements, allowing you to sign documents digitally and receive your statements electronically. This not only saves trees but also keeps everything organized and easily accessible right at your fingertips. Security is a top priority for us at Patriot. Our online services are equipped with robust security measures to protect your information, giving you peace of mind as you manage your finances. In short, whether you're using our mobile application or logging into online banking, we're committed to making your experience straightforward and secure. Join us today and discover how easy banking can be!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 150,304 show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $473,262 demonstrate our ability to provide valuable resources for your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot is your trusted partner. Visit us at 800 Wayne Ave Chambersburg Pa 17201 or call (717) 263-4444 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing Back into Our Community

With $131,635,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $20,145 in used auto loans and $880,047,588 in total loans and leases, supporting your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $366,166,328 in share certificates and $178,139,880 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,477,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 208 full-time employees and 9 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support.

Solid Financial Health

With a net worth of $135,130,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,168 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,359,256 in used vehicle loans and $178,265,226 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a reliable used vehicle or want to drive off in a brand-new model, our team is here to assist you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,865,853, make buying or refinancing simple. We provide personalized service to guide you through the process, ensuring that you find the right solution for your unique situation.

Other Loan Products

In addition to these offerings, we also provide business loans for entrepreneurs looking to expand their operations. Our outstanding commercial loans totaling $100,432,503 deliver essential capital to help your business thrive. If you're interested in refinancing any existing loans or exploring eligibility options for our various products, feel free to reach out. We are committed to ensuring that our services meet your financial needs. For more information about our loan offerings or to apply today, please visit us at 800 Wayne Ave Chambersburg Pa 17201 in Chambersburg, PA, or call us at (717) 263-4444. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial success!

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's where our flexible terms on unsecured credit card loans come into play. With a total of $14,686,186 in loans helping members manage their finances effectively, our credit cards are designed to give you peace of mind while shopping or covering unexpected costs.

Loan Aggregator

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