Patriot Credit Union Hagerstown MD | Affordable Auto Loans & Business Banking

Introduction

At Patriot, we believe that financial services should be as reliable and supportive as your community. Located at 11067 Robinwood Dr, Hagerstown, MD 21742, our branch has been serving members since 1965, providing a personal touch to banking that truly makes a difference. With over 79,152 members and total assets amounting to an impressive $1,154,763,622, we pride ourselves on being a cornerstone of the Hagerstown community. Our commitment to you goes beyond just numbers. We understand that every member has unique financial needs, which is why we offer a wide range of services from checking and savings accounts to auto loans and mortgage refinancing. Our total deposits stand at $113,949,911, reflecting the trust our members place in us every day. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 778, Chambersburg, PA 17201. This ensures that all communication remains secure and timely. Under the leadership of CEO Ron Celaschi and Board President Dennis Coons, our dedicated team of 217 employees is here to help you navigate your financial journey with ease. We take pride in being responsive and accessible; feel free to reach out to us at 717-263-4444 or visit our website at www.patriotfcu.org for more information. Join us in building a brighter financial future together! Whether you're looking to open a new account or need advice on loans, we're here for you every step of the way. Come see how Patriot Credit Union can empower your financial goals today!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, staying current with technology is crucial. That's why we have embraced digital advancements like online banking and mobile payments to ensure that our members can manage their finances easily and securely from anywhere. We are also committed to ADA compliance so that everyone can access our services without barriers. Our drive-thru service offers convenience for quick transactions without leaving your vehicle, while our ATM availability further enhances your banking experience.

Get Involved

As we look towards the future, we invite you to become part of the Patriot family. Join us and experience firsthand how our member-focused approach makes all the difference in achieving your financial aspirations. Visit us during our operating hours Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 7:00 PM, and Saturday from 8:30 AM to 1:00 PM or give us a call at (717) 263-4444 for more information. Together, let's build a brighter financial future!

Our Journey

Located at 11067 Robinwood Dr, Hagerstown, MD 21742, we have always strived to provide exceptional services that cater to the diverse financial needs of our community. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage financing, and business banking solutions. Each milestone in our journey reflects our commitment to making banking accessible and beneficial for everyone in the area. While members can visit us at 11067 Robinwood Dr Hagerstown Md 21742, official correspondence should be sent to PO Box 778, Chambersburg, PA 17201. This dual-address system ensures that all communications are handled efficiently while keeping our branch accessible for your everyday banking needs.

Our Mission

At Patriot, we believe in putting people first. Our mission is simple yet powerful: to provide our members with high-quality financial services while fostering a sense of community and belonging. We understand that banking is not just about transactions; it's about building relationships based on trust and support. This mission drives us to offer services that not only meet financial goals but also uplift the community through outreach programs and partnerships. We take pride in being more than just a credit union; we aim to empower individuals and families by providing resources that help them achieve their dreams whether it's buying a car, purchasing a home, or starting a business.

Branch Location & Accessibility

Banking Hours that Fit Your Schedule

We understand that life can get busy, which is why we offer flexible operating hours to accommodate your schedule. Visit us Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 7:00 PM, and Saturday from 8:30 AM to 1:00 PM. Our team is ready to assist you during these hours, ensuring that you can manage your finances without any hassle.

Easy Access and Parking

Our branch is designed with accessibility in mind. Whether you prefer to walk in or use our drive-thru service, we've got you covered! There's ample parking available right outside our doors, making it easy for you to pop in for all your banking needs. For those who require assistance, we have ADA-compliant features, including ramps and designated parking spaces.

Let’s Connect!

We invite you to stop by our Robinwood branch today or give us a call at 717-263-4444. Our dedicated staff looks forward to helping you achieve your financial goals with personalized service every step of the way!

Services Tailored for You

At Patriot, we offer a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Need quick cash? Our ATM is available for withdrawals and balance checks right at the branch. Plus, if you're on the go, our online and mobile banking services make managing your accounts easier than ever. While members can visit us at our Hagerstown location for all transactions and inquiries, please note that official correspondence should be sent to our mailing address at PO Box 778, Chambersburg, PA 17201.

Member Eligibility

Becoming a member of Patriot is like joining a family that truly cares about your financial well-being. Located at 11067 Robinwood Dr Hagerstown Md 21742, we welcome individuals from various backgrounds to explore the benefits of membership. To qualify, you simply need to meet certain criteria that reflect our commitment to serving our community. This includes being employed by or affiliated with specific organizations, residing in particular areas, or having family members who are already part of our credit union family. For detailed eligibility information, feel free to visit . Joining us is easy! You can open your account online or visit us in person whichever works best for you. If you have any questions along the way, don't hesitate to reach out at (717) 263-4444. We're excited to help you on your financial journey and show you all the advantages that come with being part of Patriot!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $246 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $100,432,503, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine a bustling café where customers enjoy their coffee while seamlessly paying with their mobile devices. Our merchant services offer just that easy payment processing that helps your business run smoothly. From accepting credit cards to providing online payment options, we ensure you can focus on what matters most: serving your customers. Located at 11067 Robinwood Dr Hagerstown Md 21742 in Hagerstown, MD, our dedicated team is here to guide you through your business banking journey. Contact us at (717) 263-4444 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

If you're a business owner, we also provide comprehensive Business Banking solutions. From Merchant Services to Business Loans, we're here to support your business goals and growth. We know how important it is for businesses to have reliable banking options that can keep up with their demands.

Credit Cards with Rewards

Who doesn't love rewards? With our Credit Cards featuring rewards programs, you earn points for every purchase you make. It's a win-win situation where your spending turns into valuable benefits.

Digital Banking Convenience

We are committed to making banking easy and accessible for everyone. With Online & Mobile Banking, managing your accounts has never been simpler. You can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere! Don't forget about our ATM & Cash Withdrawal Services! With several ATMs available for quick cash access and Basic Drive-Thru Banking options for deposits and withdrawals, we ensure convenience is always within reach.

Engaging with Us

Whether you're visiting us at Patriot or reaching out by phone at (717) 263-4444, our team is eager to assist you with any questions or needs. Explore how our services can benefit you today by visiting us online at Robinwood. Ready to take the next step? We invite you to join our community of satisfied members who are enjoying all the benefits we offer. Don't hesitate contact us today!

Loans and Financing

When it comes to loans, we understand that each member's situation is unique. That's why we offer Auto Loans & Vehicle Financing tailored to fit different budgets and needs. Whether you're purchasing a new car or refinancing an existing loan, our friendly team is here to guide you through the process. If you're considering home ownership or looking to refinance, our Mortgage Loans & Refinancing options can make that dream more attainable than ever. We provide personalized assistance so that you understand every step of the process. For those unexpected expenses or plans you want to finance, our Personal Loans & Debt Consolidation services can help you manage your finances better.

Personal Banking

Our personal banking options include Checking & Savings Accounts designed to help you manage your day-to-day finances easily. Imagine having a checking account that offers easy online access and no monthly fees perfect for those who want to keep their money working for them. Our savings accounts come with competitive interest rates, giving you a great way to grow your savings over time.

Digital & Online Banking

Convenient Online Services

Our online banking services at https://www.patriotfcu.org/ are available 24/7, allowing you to check balances, make payments, and transfer funds whenever it suits you. Need to send money to a friend? With our person-to-person transfer feature, it's quick and simple. You can also enjoy the convenience of mobile payments, making it easier than ever to pay for purchases using your phone.

Mobile Application Access

For those who prefer banking on their smartphones, our mobile application is here to help. Available for download, it provides all the features you need right at your fingertips. Whether you're checking your account balance or depositing checks remotely, everything is just a tap away. At Patriot, we prioritize both security and ease of use in all our digital offerings. Enjoy real-time account management with peace of mind knowing that your financial information is protected. Discover how our online banking services can enhance your banking experience today!

Stay Organized with E-Statements

We believe in keeping things simple, which is why we offer e-statements. This feature not only helps you stay organized by providing electronic copies of your statements but also contributes to a more eco-friendly approach. Plus, with electronic signature authorization available, signing documents is a breeze no need for printing or mailing.

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 208 full-time employees and 9 part-time employees ready to serve you with a knowledgeable, committed team.

Investment in Growth

Our commitment to growth is evident with $131,635,840 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $20,145 in used auto loans and $880,047,588 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $366,166,328 in share certificates and $178,139,880 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,477,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $135,130,077, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,168 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Experience

With a total of 150,304 share and deposit accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $473,262, reinforcing our capacity to meet your needs as they arise. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Patriot is your trusted partner. Visit us at 11067 Robinwood Dr Hagerstown Md 21742 or call (717) 263-4444 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $332,359,256 in used vehicle loans and $178,265,226 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $100,432,503 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade existing operations, our dedicated team is ready to assist.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $65,865,853, make buying or refinancing simple. We're here to guide you through the process, ensuring you find a solution that fits your lifestyle.

Refinancing Options

If you're considering refinancing any of your existing loans, we can help you explore options that may lower your monthly payments or reduce your interest rate. Our team is knowledgeable about various eligibility requirements and can guide you through the process smoothly. At Patriot, we're committed to providing personalized service and making banking easy for our members. If you have any questions or need assistance with loan applications, feel free to reach out at (717) 263-4444 or visit us at 11067 Robinwood Dr Hagerstown Md 21742 in Hagerstown, MD. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,686,186 in loans helping members manage their finances effectively. These cards can provide you with the purchasing power you need while allowing you to build your credit history.

Loan Aggregator

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