Pasadena Credit Union CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Pasadena, your trusted financial partner since 1935! Located at 1285 N Lake Ave, Pasadena, CA 91104, our branch is dedicated to serving over 25,521 members with a range of personalized banking solutions. At Pasadena Credit Union, we believe in building strong relationships within the community while providing financial services that make a real difference in people's lives. With total assets of $364,712,289 and deposits exceeding $8,404,210, we pride ourselves on being a stable and secure choice for your banking needs. Our commitment to you is reflected in our total loans and leases amounting to 13,230, ensuring that we can support you whether you're looking for an auto loan, mortgage refinancing, or personal loans. Led by CEO James Chang and Board President James McDermott, our team of 48 dedicated employees works tirelessly to provide exceptional service every day. We understand that trust is earned through transparency and reliability. That's why we maintain a net worth of $37,219,756 and keep $1,515,055 in cash on hand to ensure we're always ready to serve you. While members can visit us at our branch location for their banking needs, official correspondence should be sent to the same address: 1285 N Lake Ave, Pasadena, CA 91104. At Pasadena Credit Union, we're not just about numbers; we're about people. Join us as we continue to grow together supporting our members and investing in the local community. Feel free to reach out at (626) 799-0882 or visit our website at www.pfcu.org for more information about our services or to open an account today!

Branch History & Mission

Welcome to Pasadena in beautiful Pasadena, CA! Since opening our doors in 1935, we have proudly served the financial needs of our community, growing together and creating a legacy of trust and support. Our journey began with a simple goal: to provide accessible financial services that empower individuals and families. Over the years, we have expanded our offerings and built a strong membership base of over 25,521 members. Today, we manage total assets exceeding $364,712,289 a testament to our commitment to sound financial practices and community-focused growth. Our branch is conveniently located at 1285 N Lake Ave Pasadena Ca 91104, making it easy for you to drop by for any banking needs or inquiries. If you prefer, official correspondence can be sent to our mailing address at 1285 N Lake Ave, Pasadena, CA 91104. At Pasadena, we believe in putting people first. Our mission is not just about providing financial products; it's about fostering a supportive environment where everyone feels valued. Whether you're seeking personal banking solutions like checking and savings accounts, auto loans, or mortgage options, or looking for business banking services, we're here to help you achieve your goals. We also understand the importance of convenience in today's world, which is why we offer online and mobile banking options along with person-to-person payment services. Our commitment extends beyond traditional banking services. We actively engage with local organizations and participate in community outreach efforts that aim to uplift those around us. By collaborating with various groups, we strive to make a positive impact on lives within our neighborhood. As we continue to grow and adapt, we remain dedicated to enhancing our facilities and services. Although we currently do not have ATM or drive-thru availability, we are focused on ensuring our branch remains ADA compliant and welcoming to all members. Join us at Pasadena and experience the difference of being part of a credit union that truly cares about its members and the community. Together, let's build a future filled with financial success and shared prosperity! If you have any questions or want more information about membership opportunities, don't hesitate to reach out at (626) 799-0882. We're excited to welcome you!

Branch Location & Accessibility

Connect With Us

Got questions? We're just a phone call away at (626) 799-0882. Our team is eager to help you navigate your financial journey and ensure you feel supported every step of the way. We invite you to visit us soon and discover how Pasadena can be your trusted partner in achieving your financial goals!

Convenient Access

At Pasadena, we prioritize accessibility. Our location features ADA-compliant entrances and ample parking to ensure everyone can visit us comfortably. If you're planning to send us official correspondence, please use our mailing address at 1285 N Lake Ave, Pasadena, CA 91104 it's the same as our branch address for your convenience.

Operating Hours

We understand that life gets busy! That's why we offer flexible operating hours to serve you better: Monday through Wednesday from 8 AM to 5 PM, Thursday from 9 AM to 5 PM, and Friday from 9 AM to 6 PM. Feel free to stop by during these times; we're here to help with personal banking, auto loans, mortgages, credit cards with rewards, and more!

Services Available

While we currently do not have ATM services or drive-thru banking at this location, our dedicated staff is always available inside the branch to assist with your banking needs. From opening checking and savings accounts to discussing loan options and financial advice, we aim to provide a personal touch that enhances your experience.

Member Eligibility

Joining the community at Pasadena is a wonderful way to gain access to personalized financial services and support. To become a member, you'll find that eligibility is straightforward and welcoming. Generally, anyone who lives, works, or attends school in the area can join us. We value inclusivity, so if you have family members already with us, that's another great reason to consider membership! By becoming a part of Pasadena, you're not just opening an account; you're joining a supportive network that prioritizes your financial well-being. Ready to take the next step? You can easily open an account by visiting our website at https://pfcu.myori.com/app/ola/ola-consumer-loan-type. If you have any questions or need assistance along the way, feel free to reach out to us at (626) 799-0882. For more detailed information on eligibility criteria, check out our resource page at . We look forward to welcoming you to our family at Pasadena, located conveniently at 1285 N Lake Ave Pasadena Ca 91104!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $18 in non-member commercial loans, providing flexible financing solutions. Imagine being able to invest in new equipment or expand your storefront without the stress of financial constraints. With our tailored loan options, you can focus on what matters most growing your business.

Merchant Services that Matter

In addition to loans, we offer merchant services that simplify payment processing. Picture this: your customers can pay easily and securely using their preferred methods, which boosts satisfaction and loyalty. By streamlining transactions, you free up time to focus on serving your customers better. Located at 1285 N Lake Ave Pasadena Ca 91104 in Pasadena, CA, we're here to partner with you in driving your business forward. Let's work together to turn your vision into reality! For inquiries, call us at (626) 799-0882.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? With our auto loans and vehicle financing options, you can drive away in your dream vehicle without breaking the bank. We offer competitive rates that help keep your monthly payments manageable. Plus, our straightforward application process means less time waiting and more time enjoying your new ride.

Business Banking

For those running their own businesses, we have specialized services including merchant services and business loans. We know how important it is for entrepreneurs to have reliable financial support. Let us help you find the right solutions that empower your business growth.

Credit Cards with Rewards

Who doesn't love earning rewards? Our credit cards come with benefits that allow you to earn points on everyday purchases points that can be redeemed for travel, merchandise, and more! It's an easy way to get something back while spending on what you already need.

Mortgage Loans & Refinancing

Owning a home is one of life's greatest achievements, and at Pasadena, we provide mortgage loans and refinancing solutions that cater to both first-time homebuyers and seasoned homeowners. Whether you're purchasing a new property or looking to refinance for better terms, our team is here to guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we prioritize digital banking features such as online banking and mobile app access. You can check balances, transfer funds, and even make deposits from the comfort of your home or on the go whenever it suits you best. At Pasadena, we strive to meet all your financial needs under one roof. From personal banking essentials to comprehensive business services, our dedicated team is here to help you succeed. Don't hesitate to reach out at (626) 799-0882 or visit us today! Explore all these services and see how they can enhance your financial well-being at Lake Branch Office!

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. Imagine having easy access to your funds through online and mobile banking, allowing you to manage your finances anytime, anywhere. Our accounts come with features that make budgeting and saving easier, ensuring that your money works hard for you.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come into play. Whether it's for home repairs or consolidating debt, we offer flexible loan options that fit your needs. By choosing debt consolidation through us, you can simplify your payments into one manageable monthly bill.

Digital & Online Banking

Enjoy Mobile Payments

With our mobile payments feature, making purchases is convenient and secure. Just link your account and start enjoying cashless transactions wherever you go. It's a hassle-free way to manage your spending while keeping your personal information safe. In summary, Pasadena is committed to providing accessible and efficient digital banking solutions that fit into your lifestyle. Explore all the benefits we offer by visiting us online at https://www.pfcu.org/ today!

Key Features

Our online banking platform allows you to check balances, transfer funds, and pay bills all from the comfort of your home or on the go. You can access e-statements whenever you need them, making it easy to keep track of your financial history without the clutter of paper documents. Plus, with our mobile application, you can manage your accounts right from your smartphone whether you're at work or out running errands.

Security and Accessibility

Security is a top priority for us. While we don't offer electronic signature authorization just yet, our systems are designed to protect your information and transactions. Our user-friendly interface makes it simple for everyone to navigate their accounts with ease. And if you need to send money to friends or family, our person-to-person transfer feature lets you do that quickly and securely. Whether it's splitting a bill or sending a gift, it's as easy as a few taps on your phone.

Financial Strength

Growing Together

The strength of our credit union is evident with a total of 46,029 share and deposit accounts, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) stand at $213,269. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Pasadena is your trusted partner. Visit us at 1285 N Lake Ave Pasadena Ca 91104 or call (626) 799-0882 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $19,643,106 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,012 in used auto loans and $208,429,466 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $69,322,601 in share certificates and $54,106,394 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,290,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 48 full-time employees and 0 part-time employees who are always ready to assist you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $37,219,756, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,020 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Pasadena, we understand that financial needs vary, whether you are looking to buy a new car, purchase your dream home, or manage everyday expenses. That's why we offer a diverse range of loan products tailored to help our members achieve their financial goals. Located at 1285 N Lake Ave Pasadena Ca 91104 in Pasadena, CA, we are committed to providing personalized service and competitive rates. With over 13,230 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans stand out with over $32,078,781 in used vehicle loans and $23,525,349 in new vehicle loans already helping members get on the road. If you're thinking about buying a car, our auto loans provide some of the lowest rates in the industry, making it easier than ever to drive away in the vehicle you desire. For those considering homeownership, our mortgage options include Junior Lien 1-4 Family Residential Property loans totaling $25,075,869. We make buying or refinancing simple and straightforward, ensuring you have the support you need every step of the way. If you're looking for flexible financing options, our unsecured credit card loans can help manage your finances effectively. With a total of $10,868,570 in unsecured credit card loans available, we provide terms that fit your budget and lifestyle. We also recognize the needs of business owners. While we currently do not have outstanding commercial loans, we remain dedicated to supporting local businesses through various financial services. At Pasadena, refinancing options are available for many of our loan products, allowing you to potentially lower your monthly payments or access cash when you need it most. Eligibility for these programs is designed to be straightforward; reach out to us at (626) 799-0882 for more information or visit us during our operating hours: Mon-Wed 8am-5pm; Thurs 9am-5pm; Fri 9am-6pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to explore how our loan offerings can meet your needs today!

Loan Aggregator

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Pasadena