Panhandle Credit Union Lynn Haven FL | Best Auto Loans & ATM Services

Introduction

Welcome to Panhandle Credit Union, where your financial journey is our top priority! Located at 1912 S Highway 77, Lynn Haven, FL 32444, we have proudly served our community since 1957. With a commitment to trust and reliability, we understand that every member's needs are unique. Whether you're seeking personal banking solutions, auto loans, or business financing, we are here to help you thrive. At Panhandle Credit Union, we are more than just a financial institution; we are a community partner. With over 15,894 members and total assets of $329,041,556, we provide a solid foundation for your financial goals. Our dedicated team of 71 employees works tirelessly to ensure that each interaction is meaningful and impactful. Under the leadership of CEO Justin Hall and Board President Herman Daniels, we focus on fostering relationships built on transparency and support. We take pride in offering a range of services tailored to meet your needs, including checking and savings accounts, mortgage loans, credit cards with rewards, and online banking options. As a member-focused credit union, your satisfaction is paramount. Our total deposits stand at an impressive $38,502,553, ensuring that your money is safe and sound. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1912 S Highway 77, Lynn Haven, FL 32444. If you ever have questions or need assistance, don't hesitate to reach out to us at (850) 271-1711. Join us today at Panhandle Credit Union where your success is our mission! Explore our website at panhandlecu.org for more information or to get started on your financial journey with us.

Branch History & Mission

Join Us!

As we continue on this journey together, we invite you to become part of the Panhandle family. Experience firsthand how our dedication to your financial success can make a difference in your life. Visit us today or call us at (850) 271-1711 for more information on how you can benefit from being a member of Panhandle Credit Union!

Our Journey

Our journey began at our current location, 1912 S Highway 77, where we have established ourselves as a reliable resource for personal banking and loan services. Nestled near the heart of Lynn Haven, we're easily accessible to the community we serve. Over the years, we've expanded our offerings to include auto loans, mortgages, credit cards with rewards, and business banking services. We strive to meet the diverse needs of our members while maintaining a personal touch that sets us apart. As technology has evolved, so have we. Our commitment to innovation ensures that our members enjoy convenient access to their accounts through online and mobile banking options. We prioritize accessibility by providing ADA-compliant facilities and offering services like mobile payments and electronic signatures for ease of use.

Our Mission

At the core of Panhandle Credit Union is our mission: to provide exceptional financial services while fostering community growth and support. We believe in empowering our members with the tools they need to achieve their financial goals. Whether it's through personalized advice or competitive rates on loans and savings accounts, we're here to help you succeed. Moreover, we actively engage with the local community through various outreach initiatives. By partnering with local organizations and schools, we aim to promote financial literacy and provide resources that uplift those around us. Our drive-thru service makes banking even more accessible for those on the go, while our ATM availability ensures you have cash when you need it. While members can visit us at 1912 S Highway 77 Lynn Haven Fl 32444, official correspondence should be sent to 1912 S. Highway 77, Lynn Haven, FL 32444 if different from our branch address.

Branch Location & Accessibility

Accessibility Features

At Panhandle Credit Union, we pride ourselves on being accessible to everyone. Our branch is designed with ADA compliance in mind, featuring ramps and accessible parking to ensure that all members of our community can visit us without any hassle. Plus, our drive-thru service allows for quick transactions without leaving your vehicle.

Convenient Operating Hours

We know that life can get busy! That's why our lobby hours are designed for your convenience: we're open Monday through Thursday from 8:30 AM to 5:00 PM and Friday from 8:30 AM to 5:30 PM, with our drive-thru available during these times as well. Need assistance? Don't hesitate to give us a call at 850-271-1711.

Services Tailored for You

Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and even business banking services, we have something for everyone. Plus, with an ATM available on-site, you can easily manage cash withdrawals and balance checks whenever you need. While members can visit us at 1912 S Highway 77 Lynn Haven Fl 32444, official correspondence should be sent to 1912 S. Highway 77, Lynn Haven, FL 32444 if needed. We encourage you to stop by or give us a call today. The friendly team at Panhandle Credit Union looks forward to helping you achieve your financial goals!

Member Eligibility

At Panhandle, we believe that everyone deserves a chance to join our supportive community and enjoy the many benefits of membership. If you live, work, worship, or attend school in Bay County, you're likely eligible to become a member with us! We welcome individuals from all walks of life, so whether you're looking for personal banking solutions, auto loans, or simply a place to save, you'll find a home here. You can explore more about the specific eligibility requirements on our website at . Joining is straightforward and friendly just visit us at our branch located at 1912 S Highway 77 Lynn Haven Fl 32444 or give us a call at (850) 271-1711 for any questions you might have. Our team is here to guide you through the account opening process and help you take the first step toward becoming part of the Panhandle family. Don't hesitate to reach out; we're excited to welcome you aboard!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools to accept payments seamlessly from your customers. Our merchant services provide exactly that. Whether it's credit card processing or mobile payments, we equip your business with the technology needed to thrive in today's market. This allows you to focus on what matters most growing your business. Visit us at 1912 S Highway 77 Lynn Haven Fl 32444 in Lynn Haven, FL, or give us a call at (850) 271-1711 to learn more about how we can help your business flourish!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $131 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $45,487,833, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? We provide ATM services for withdrawals and balance checks along with basic drive-thru banking for deposits and simple transactions. Our goal is to ensure that your banking experience is as smooth as possible. If you're looking for reliable financial services with a personal touch, visit us at 1912 S Highway 77 Lynn Haven Fl 32444 or call us at (850) 271-1711. Join our community today and experience all that Panhandle has to offer!

Business Banking Support

For our business members, we provide comprehensive banking solutions including merchant services and business loans. We understand how vital it is for local businesses to have the right tools at their disposal, which is why we strive to offer support tailored specifically for them.

Digital Banking Convenience

At Panhandle Credit Union, convenience is key. Our online and mobile banking platforms give you access to your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, managing your money has never been easier.

Home Financing Options

Thinking about buying a home? Our mortgage loans and refinancing options provide competitive rates and personalized support throughout the process. We understand that navigating the housing market can be overwhelming, so our experienced staff is here to guide you every step of the way.

Loans for Every Need

In addition to auto and mortgage loans, we also offer personal loans and debt consolidation solutions. Whether you need extra funds for unexpected expenses or want to streamline your current debts, we can help create a plan that works for you.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, we have options that fit your lifestyle. Our personal banking services offer flexible accounts that help you manage your finances effectively. If you're considering purchasing a new car, our auto loans and vehicle financing are designed to make your dreams a reality without breaking the bank.

Rewarding Credit Card Choices

Our credit cards with rewards offer more than just purchasing power; they allow you to earn benefits on everyday spending. Imagine earning points every time you buy groceries or gas rewards that can lead to exciting travel experiences or cash back.

Digital & Online Banking

Additional Benefits

We also offer electronic signature authorization, making it simpler than ever to complete important documents without the need for paper. E-statements are readily available as well; enjoy the benefit of going green while keeping track of your account activity effortlessly. For those who love using their phones for payments, our mobile payments feature is perfect for quick transactions. Whether it's buying coffee or splitting a dinner bill, you'll find it convenient and efficient. At Panhandle, we're committed to providing accessible and user-friendly banking solutions that fit seamlessly into your lifestyle. Experience all these features and more by visiting us online today!

Key Features

Our online banking provides a user-friendly experience, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can enjoy the peace of mind that comes with knowing your information is secure. We use advanced security measures to protect your data, ensuring that your transactions are safe. Need to send money to a friend? Our person-to-person transfer feature makes it easy. Just enter their details, and the money is on its way no hassle involved! Plus, with our mobile application available for download, you can take your banking on-the-go. Whether you're making payments or checking statements, everything is right at your fingertips.

Financial Strength

Commitment to Growth and Innovation

With $42,158,071 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals; with $2,165 in used auto loans and $194,811,319 in total loans and leases, we have the capacity to help you finance your dreams.

Growing Member Base

We value the trust placed in us by our community. Currently, we manage a total of 32,438 share and deposit accounts. This growing member base reflects the confidence our community has in Panhandle, further assuring you of our stability. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Panhandle is your trusted partner. Visit us at 1912 S Highway 77 Lynn Haven Fl 32444 or call (850) 271-1711 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member Savings Security

Members' savings are secured through $68,771,436 in share certificates and $34,497,968 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 3 part-time employees ready to assist you with knowledgeable service.

Strong Financial Position

With a net worth of $42,905,062, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,301 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $43,330 in total auto loans already helping members get on the road. We provide competitive options for both new and used vehicles, totaling $10,641,038 in new vehicle loans and $43,043,824 in used vehicle loans. Whether you're purchasing your first car or upgrading to something more spacious, our flexible terms can help you drive away satisfied.

Commercial Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $45,487,833 are designed to provide the capital needed for expansion and operational needs. If you're considering refinancing any of these options or want to know about eligibility requirements for our loan products, don't hesitate to reach out. Our dedicated team is here to assist you with all your inquiries. You can contact us at 850-271-1711 during our operating hours: Monday - Thursday from 8:30 AM - 5:00 PM and Friday from 8:30 AM - 5:30 PM (Drive-Thru until 5:00 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the perfect loan product tailored just for you!

Credit Lines and Unsecured Loans

For those needing financial flexibility, we also provide credit lines with a total value of $92,244,750. Additionally, our unsecured credit card loans amounting to $4,540,949 offer members a way to manage their finances effectively without the need for collateral. With various repayment options available, you can choose what works best for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $8,419,209. Whether you're looking to purchase a new home or refinance an existing mortgage, our team is here to guide you through every step of the process.

Loan Aggregator

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Ensuring Accurate Comparisons

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Panhandle