Oklahoma Central CU Catoosa OK | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Oklahoma Central, your trusted financial partner in the heart of Catoosa, OK! Located at 5220 N Highway 167, we have proudly served our community since 1941. As a member-focused credit union, we prioritize your needs and work tirelessly to help you achieve your financial goals. With a total membership of 43,189 and assets exceeding $686,299,309, we are here to support you every step of the way. At Oklahoma Central, we understand that banking should be more than just transactions; it should be about building relationships. Under the leadership of our CEO, Gina Wilson, and Board President, Joel Dollar, our dedicated team of 133 employees is committed to providing exceptional service. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking solutions, we've got you covered. Our branch is equipped with modern amenities including online and mobile banking services for convenience on the go. You can also take advantage of our ATM services and drive-thru banking to make your experience as smooth as possible. While members can visit us at our physical location in Catoosa, any official correspondence should be sent to the same address: 5220 N Hwy 167, Catoosa, OK 74015. With total deposits amounting to $32,441,284 and a net worth of $98,591,427, we're proud to maintain a strong financial position that allows us to invest back into our community. Our commitment goes beyond just numbers; it's about making a positive impact where it matters most right here at home. Ready to explore what we can do for you? Don't hesitate to reach out at 918-664-6000 or visit our website at oklahomacentral.org for more information. We look forward to welcoming you into the Oklahoma Central family!

Branch History & Mission

Join Us!

As we look towards the future, we invite you to become part of the Oklahoma Central family. Experience firsthand how our member-focused approach sets us apart from traditional banks. Whether you're interested in opening an account or simply want more information about what we offer, don't hesitate to reach out at 918-664-6000 or visit us online at oklahomacentral.creditunion. Together, let's build a brighter financial future!

Our Evolution

Since opening our doors more than 80 years ago, we have evolved significantly to meet the changing needs of our members. From offering basic savings accounts to providing a wide range of services such as auto loans, mortgages, and business banking solutions, we have always prioritized the financial well-being of our community. Our commitment to innovation is evident through our adoption of digital banking solutions and mobile applications that make managing finances easier than ever. While members can visit us at our physical location for personal service or use our convenient drive-thru for quick transactions, we also understand the importance of accessibility in today's world. That's why we've ensured that our services are available online and through mobile platforms. Our aim is to provide a safe and user-friendly experience that empowers you to manage your finances on your own terms.

Our Mission

At the core of Oklahoma Central's mission is a dedication to enriching the lives of our members. We believe that everyone deserves access to quality financial services tailored to their individual needs. Whether you're looking to save for your future or seeking financing options to achieve your goals, we are here to support you every step of the way. We also recognize that community support goes beyond financial transactions. Our outreach efforts include partnerships with local organizations and initiatives aimed at improving lives in Catoosa and surrounding areas. We strive to create a positive impact by participating in community events and offering educational resources that help empower individuals and families. As part of our commitment to ADA compliance, we ensure that all our facilities are accessible so that every member can utilize our services comfortably.

Branch Location & Accessibility

Accessibility Features

At our Catoosa branch, we prioritize accessibility for all members. The location is ADA compliant, with ramps and designated parking spaces available. You can enjoy hassle-free access to our services and facilities.

Connect with Us

If you have any questions or need assistance, don't hesitate to give us a call at 918-664-6000. Our friendly team is ready to help you with any inquiries you may have. While you can visit us at our branch address for all your banking needs, please remember that official correspondence should be sent to our mailing address: 5220 N Hwy 167, Catoosa, OK 74015. We invite you to come visit us soon! Experience the welcoming atmosphere and discover how we can assist you in achieving your financial goals.

Operating Hours and Services

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9:00 AM to 5:00 PM, while our drive-thru service runs from 8:00 AM to 6:00 PM on the same days. This gives you plenty of options to manage your banking needs at your convenience. We offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking solutions. Plus, with an ATM on-site and drive-thru banking available for simple transactions like deposits and withdrawals, accessing your funds has never been easier.

Member Eligibility

Joining the Oklahoma Central community is an exciting opportunity to gain access to a range of financial services tailored just for you. If you're wondering about membership eligibility, let me share that it's open to anyone who lives, works, worships, or attends school in the communities we serve. This means you could be part of a supportive group that truly cares about your financial well-being. To find out more about specific eligibility criteria and any requirements you might need to meet, I encourage you to visit our detailed page at www.oklahomacentral.org/get-more-from-membership. Becoming a member at Oklahoma Central isn't just easy; it's also rewarding! Once you're eligible, opening an account is a breeze just follow the simple steps provided on our account opening page at internetloanapplication.cudl.com/oklahomacentral. Our friendly team is here to help if you have questions or need assistance; feel free to reach out at 918-664-6000. We can't wait for you to join us at 5220 N Highway 167, Catoosa, OK 74015!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine having a reliable partner that simplifies payment processing, allowing you to focus on what you do best running your business. Our merchant services offer you easy credit card processing and payment solutions tailored to fit your operations, whether you're at a storefront or online. Located conveniently at 5220 N Highway 167 Catoosa Ok 74015, Catoosa, OK 74015, we're here to help you unlock your business's full potential. For more information or assistance, call us at (918) 664-6000. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $44 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $4 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,959,320, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering buying a new car or refinancing your current vehicle, look no further! We offer competitive auto loans and vehicle financing options that fit your budget. With straightforward application processes and flexible repayment terms, getting behind the wheel has never been easier.

Business Banking

For our business members, we offer specialized banking services including merchant services and business loans. Whether you're just starting out or looking to expand, our team is ready to partner with you on your journey toward success.

Convenient Access

To make banking even more convenient, we provide ATM services for cash withdrawals and balance checks without hassle. Our drive-thru banking allows for quick deposits and simple transactions without leaving your car. We invite you to experience all that Oklahoma Central has to offer at Port Of Catoosa! For any questions or assistance, feel free to reach out to us at (918) 664-6000 during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and drive-thru from 8:00 AM to 6:00 PM. Explore how we can help meet your financial goals today! Visit us online at our website or come see us in person!

Credit Cards with Rewards

With our credit cards, not only do you have purchasing power at your fingertips, but you also earn rewards on everyday spending. Use it for groceries or gas and watch those points add up! It's a great way to get more from what you already buy.

Mortgage Loans & Refinancing

Thinking about purchasing a home? Our mortgage loans provide the support you need every step of the way. We also offer refinancing options that can lower your monthly payments or help you tap into your home's equity. Our team is here to guide you through the process, ensuring you understand each option available.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine having the flexibility to access your money whenever you need it, supported by features like online banking and mobile payments for quick transactions on the go. You can also set up e-statements for easy tracking of your account activity.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and when it does, our personal loans are here to help. Whether it's for home repairs, medical bills, or consolidating debt into one manageable payment, we have solutions tailored for you. Let us assist you in finding the right loan that fits your situation.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.oklahomacentral.creditunion/, you can check balances, transfer funds, and pay bills with just a few clicks. It's all about making your banking experience more accessible and efficient. Plus, our mobile application lets you bank on the go, ensuring you have access to your finances right from your smartphone.

Easy Transactions and Security

You can send money to friends or family with ease through our person-to-person transfer feature. No more waiting for checks to clear; just quick transfers when you need them most! And rest assured, security is our priority. With electronic signature authorization available, signing documents has never been easier or safer.

Mobile Payments Made Simple

For those who love convenience, our mobile payments feature lets you make purchases directly from your phone. Whether you're shopping in-store or online, this option makes transactions fast and easy. In summary, at Oklahoma Central, we're committed to providing modern banking solutions that are not only convenient but also secure. Explore all our digital banking options today and see how we can help simplify your financial life!

Stay Updated with E-Statements

We also provide e-statements that allow you to receive important financial information without the clutter of paper. You'll have access to your statements whenever you need them, all while helping the environment by going green.

Financial Strength

Committed Workforce

Our team is dedicated to serving you effectively. We take pride in having 123 full-time employees and 10 part-time employees, ensuring our branches are always ready to assist you with knowledgeable support.

Investing in Your Future

With $97,518,232 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $58,864 in used auto loans and a total of $321,509,837 in loans and leases.

Secure Savings Options

Members' savings are secured through $99,894,784 in share certificates and $97,600,578 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $98,591,427, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1436 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

We currently have 69,356 total share accounts, showing a strong and growing member base that trusts us with their finances. This trust reflects the confidence our community has in Oklahoma Central as a reliable partner for all their banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oklahoma Central is your trusted partner. Visit us at 5220 N Highway 167 Catoosa Ok 74015 or call 918-664-6000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing or exploring eligibility options for any of our loan products, we're here to assist you every step of the way. Visit us at our branch located at 5220 N Highway 167 Catoosa, OK 74015, or give us a call at 918-664-6000 during our operating hours Monday through Friday from 9:00 AM to 5:00 PM for lobby services and from 8:00 AM to 6:00 PM for drive-thru services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how Oklahoma Central can support your financial journey today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $100,544,139 in used vehicle loans and $41,132,605 in new vehicle loans already helping members get on the road. We provide financing options that fit your budget and lifestyle, making it easier than ever to drive away in the vehicle you want.

Business Financing

For business owners looking to expand or invest in their operations, our outstanding commercial loans total $27,959,320. These loans provide the capital necessary for growth and innovation in your business ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and affordable. We offer Junior Lien 1-4 Family Residential Properties loans totaling $32,375,729, which means you can find a plan that works for you whether you're purchasing your first home or refinancing an existing mortgage.

Unsecured Credit Card Loans

Managing everyday expenses is crucial. That's why we also offer flexible terms on unsecured credit card loans. While currently we have $0 in unsecured credit card loans available, our approach focuses on helping members manage their finances effectively without unnecessary burdens.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users receive fair and transparent offers tailored to their needs.

Key Benefits of Using LendMesh

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