Oahu Honolulu HI Credit Union | Best Auto Loans & Mortgage Rates

Introduction

Welcome to Oahu Federal Credit Union, where we believe that your financial journey deserves the utmost care and attention. Located at 2219 Pauoa Rd, Honolulu, HI 96813, our credit union has been a steadfast part of the community since 1936. With a commitment to providing exceptional service, we proudly serve over 3,171 members and manage total assets amounting to an impressive $49,653,381. At Oahu Federal Credit Union, we understand that every member's financial needs are unique. That's why we offer a wide range of services, including personal banking solutions like checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our goal is to support you in achieving your financial aspirations while ensuring you feel valued as part of our family. Led by our dedicated CEO, Barton Saxton, and Board President Thomas Metcalf, our team of 6 employees is here to guide you through your financial decisions with expertise and warmth. We take pride in fostering a welcoming atmosphere where members can ask questions and find solutions tailored specifically for them. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: 2219 PAUOA Rd, HONOLULU, HI 96813-1511. Whether you're looking to secure a loan or simply want more information about how we can assist you, don't hesitate to reach out! Call us today at (808) 521-6727 or visit our website at OAHUFCU.ORG. Experience the difference of being part of a credit union that truly cares about its members join us today!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of staying current with technology. That's why we offer online and mobile banking services tailored for your convenience. Even though we currently do not have ATM availability or drive-thru services at this branch, we ensure that our digital platforms are user-friendly and secure so that you can manage your finances anytime, anywhere. As we continue forward into the future, our focus will remain on innovation while upholding our core values of trust and integrity. We're proud of our legacy and excited about what lies ahead. If you're looking for a supportive financial partner who genuinely cares about your success and well-being, consider joining Oahu Federal Credit Union today. Experience firsthand how we can help you navigate your financial journey with confidence and ease. For any inquiries or assistance, feel free to call us at 808-521-6727 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. Welcome to Oahu Federal Credit Union where your future begins!

Our Mission

Our mission at Oahu Federal Credit Union is simple yet profound: we aim to provide exceptional financial services while fostering a strong sense of community support. We believe that everyone deserves access to affordable banking options that empower them to achieve their financial goals. Whether it's through personal banking solutions like checking and savings accounts or specialized services such as auto loans and mortgages, we strive to meet the diverse needs of our members. We are dedicated not only to providing high-quality financial products but also to supporting initiatives that enhance the lives of those in our community. From partnerships with local organizations to outreach programs designed to educate and uplift, we work hard every day to make a positive impact.

Branch Location & Accessibility

Accessibility and Features

At Oahu Federal Credit Union, we prioritize making banking easy and accessible for everyone. Our branch features ADA-compliant facilities, ensuring that all members can navigate the space comfortably. Parking is available nearby, making it simple for you to visit without worrying about where to leave your vehicle.

Operating Hours

We're here for you during convenient hours! Visit us Monday through Thursday from 9:00 AM to 5:00 PM and on Fridays until 6:00 PM. Our team is ready to assist you with a wide range of services designed to fit your financial lifestyle.

Services Offered

Oahu Federal Credit Union offers an array of personal banking services including checking and savings accounts, auto loans, mortgage loans and refinancing options, as well as credit cards with rewards. We also provide business banking solutions such as merchant services and business loans. Although we currently do not have ATM or drive-thru services at this location, our dedicated staff is always available to help with cash withdrawal needs during lobby hours. If you're looking for a reliable partner for your financial journey, come visit us or give us a call at 808-521-6727. We can't wait to meet you and help you achieve your financial goals!

Member Eligibility

At Oahu, we believe that everyone deserves to be part of a community that cares. Joining us as a member is not just about banking; it's about becoming part of a supportive family dedicated to your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is open to anyone living, working, or worshipping in the beautiful areas we serve. This means if you're part of our local community, you're already on the right track! To learn more about the specific eligibility criteria, you can visit our website at . Becoming a member at Oahu brings numerous advantages, from personalized service to competitive rates on loans and savings accounts. Opening an account is straightforward and welcoming our friendly staff are here to guide you through every step of the process. If you're ready to take the next step or have any questions, feel free to reach out at (808) 521-6727. We're excited to help you join our family at Oahu, located at 2219 Pauoa Rd Honolulu Hi 96813!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. For those who aren't members yet, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to your needs.

Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services simplify transactions so you can focus on what matters most growing your business. Imagine being able to accept payments seamlessly from customers using their preferred methods. This not only enhances customer satisfaction but also helps increase sales. If you're looking for a reliable partner in your business journey, look no further than Oahu at 2219 Pauoa Rd Honolulu Hi 96813 in Honolulu, HI. We're here to help you succeed every step of the way! For more information or assistance, don't hesitate to call us at (808) 521-6727.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans make it easy and affordable. We provide competitive rates and flexible terms so you can drive away in the vehicle of your dreams without breaking the bank. Whether you're looking for new or used vehicle financing, we are here to guide you through the process.

Business Banking Services

For our business members, we offer specialized banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is ready to support your business's financial health.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. Manage your accounts anytime, anywhere! Check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go with just a few taps on your smartphone. If you have any questions about these services or need assistance choosing what's right for you, feel free to reach out by calling us at (808) 521-6727 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM. We invite you to experience the difference at Oahu where our commitment is towards making your financial journey smoother and more rewarding!

Credit Cards with Rewards

Maximize your spending with our credit cards that come with rewards! Enjoy cashback on purchases and earn points towards travel or merchandise. It's an excellent way to make the most out of every dollar spent while building credit at the same time.

Mortgage Loans & Refinancing

When it comes to purchasing a home or refinancing your existing mortgage, Oahu is ready to assist. Our mortgage loans cater to various needs and budgets, ensuring that you find the right fit for your situation. Imagine lowering your monthly payments or accessing cash from your home's equity our refinancing options can help make that possible.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effectively. Imagine having a reliable place to deposit your paycheck, save for a vacation, or simply set aside funds for emergencies. With our checking accounts, you can easily access your money whenever needed, while our savings options offer competitive interest rates to help your funds grow over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, but with our personal loans and debt consolidation options, you can take control of your finances again. Whether it's medical bills or home repairs, we offer loans that can help alleviate financial stress and provide peace of mind.

Digital & Online Banking

Convenient Mobile App

Our mobile application brings banking right to your fingertips. Whether you're checking your account balance or making payments, everything you need is just a tap away. Plus, our user-friendly design ensures that navigating through your finances is simple and intuitive.

Easy Access Anytime

With our 24/7 online banking services available at , you can check balances, pay bills, and transfer money with just a few clicks. Need to send money to a friend? Our person-to-person transfers make it easy to send cash quickly and securely.

Secure Transactions

Security is a top priority at Oahu. We use advanced technology to protect your information during every transaction. While we currently do not offer electronic signature authorization or mobile payments, rest assured that your data is safeguarded through our reliable systems. Experience the ease of managing your money digitally with us. Join Oahu today and take control of your financial journey with confidence!

Stay Informed with E-Statements

Stay organized and reduce clutter with our e-statements feature. You'll receive your account statements electronically, making it easier to keep track of your finances without the hassle of paper statements.

Financial Strength

At Oahu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining robust financial health, ensuring that your funds are safe and that you have access to the services you need. With a net worth of $3,661,032, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $737 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,290,783 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $945,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,468,943 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $145 in used auto loans and $19,944,950 in total loans and leases, supporting members' financial goals across various sectors. Even though our net income is -$-2,820,444, which reflects recent challenges, it also highlights our commitment to improving operational efficiency for future growth. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. In total, we have 5,280 share accounts which show a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $124,240, further highlighting our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Oahu is your trusted partner. Visit us at 2219 Pauoa Rd Honolulu Hi 96813 or call (808) 521-6727 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,251,465 in used vehicle loans and $2,300,472 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $285,755 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to suit your spending habits.

Credit Lines

For those looking for additional flexibility in managing their expenses, our total credit lines amount to $1,500,000. This provides you with quick access to funds when you need them most. Our dedicated team is ready to assist you every step of the way. If you're considering refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. For more information about our loan offerings or to discuss how we can help you meet your financial goals, please contact us at (808) 521-6727 or visit us at 2219 Pauoa Rd Honolulu Hi 96813. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,871,495, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that they are viewing fair and transparent offers. The platform prioritizes accuracy, giving users peace of mind when making financial decisions.

Oahu