O Bee Tacoma WA Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to O Bee, your trusted partner in financial well-being, located at 5062 Main St, Tacoma, WA 98407. Since our establishment in 1955, we've been dedicated to providing exceptional service and fostering a sense of community among our 34,696 members. With total assets amounting to an impressive $616,818,206 and total deposits of $53,633,066, we pride ourselves on stability and reliability. At O Bee, we understand that every member's financial journey is unique. That's why we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. Our commitment to you goes beyond just transactions; we aim to build lasting relationships grounded in trust and transparency. Our team is led by CEO Andrew Downin and Board President Prabakaran Manoharan, both of whom are passionate about enhancing the financial health of our members. Together with our dedicated staff of 148 employees, we ensure that you receive personalized support every step of the way. While members can visit us at our branch in Tacoma for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O Box 5000, Lacey, WA 98509. We invite you to explore our website at O Bee for more information about how we can assist you in achieving your financial goals. Whether you're looking to open an account or have questions about loans, feel free to call us at 360-943-0740. Join us today and experience the O Bee difference!

Branch History & Mission

Community Impact

We take pride in being an integral part of the Tacoma community. Through various partnerships and outreach programs, we aim to give back and support local initiatives that make a difference. Our focus on customer-centric initiatives includes embracing digital advancements such as online banking and mobile payments, ensuring convenience and accessibility for all members.

Join Us

As we look toward the future, we invite you to join O Bee Credit Union and experience firsthand the benefits of being part of a community-focused institution. Together, let's build a brighter financial future! Visit us today or explore more about membership options at O Bee. For any questions or assistance, feel free to call us at (360) 943-0740.

Our Evolution

Over the years, O Bee has evolved significantly. With total assets now exceeding $616 million, our commitment to member service remains unwavering. We strive not just to provide banking services but also to enhance the lives of our members through financial education and community outreach. Our headquarters in Lacey, WA is where we continue to foster innovation while staying true to our mission. We understand that accessibility is vital for our members. That's why we offer an ATM for easy cash withdrawal and basic transactions. Although we do not have a drive-thru service at this location, our shared service center allows members of partner credit unions to access essential services conveniently.

Our Mission

Our mission is simple yet powerful: to empower our members by providing personalized financial solutions that meet their unique needs. We believe in building lasting relationships based on trust and transparency. Whether you are looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, O Bee is here for you. While members can visit us at 5062 Main St, official correspondence should be sent to P.O Box 5000, Lacey, WA 98509 if different from our branch address. Our dedicated team is available Monday through Friday during specified hours to assist you with any inquiries or needs you may have.

Branch Location & Accessibility

Operating Hours That Work for You

We understand that life can be busy! That's why our lobby is open Monday through Thursday from 9:00 AM to 5:30 PM and on Friday from 9:00 AM to 6:00 PM. We are closed on Saturdays, so plan your visit during our business hours when it suits you best.

Our Commitment to Convenience

At O Bee, we prioritize making your visit as easy as possible. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can navigate comfortably. If you need assistance, our friendly staff is always ready to help. While members can visit us at 5062 Main St, official correspondence should be sent to P.O Box 5000 in Lacey, WA if needed.

Services Tailored for You

Our branch offers a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Plus, we provide ATM access for quick cash withdrawals and basic shared branch transactions for members of partner credit unions. Feel free to give us a call at 360-943-0740 if you have any questions or would like more information about what we offer. We invite you to stop by and experience the O Bee difference today!

Member Eligibility

At O Bee, we believe in creating a welcoming community where everyone can feel at home. Becoming a member is an exciting step towards accessing a range of financial services designed to support your goals and dreams. If you live, work, worship, or attend school in the area around 5062 Main St Tacoma Wa 98407, you're likely eligible to join us! We also embrace family members of current members, making it easy for loved ones to benefit from our services as well. For detailed information about eligibility, feel free to visit our website at https://www.obee.com/membership/. Joining O Bee opens the door to a variety of advantages, including competitive rates on loans and savings accounts, personalized service, and community-focused initiatives that truly make a difference. When you're ready to open an account, the process is straightforward! You can get started by visiting our account opening page at https://my.obee.com/enroll or simply give us a call at (360) 943-0740 if you have any questions. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $117 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $57,207,755, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to purchase new equipment or upgrade your facilities with ease. Our flexible loan options can make those goals achievable, providing you the capital you need when you need it most.

Merchant Services

In addition to loans, we offer comprehensive merchant services tailored for businesses like yours. Picture this: your customers can pay easily using various methods credit cards, mobile payments, and more. This convenience not only enhances customer satisfaction but also boosts your sales potential. With streamlined processing and competitive rates, our merchant services allow you to focus on what you do best running your business! If you're ready to take your business to the next level, visit us at 5062 Main St Tacoma Wa 98407, Tacoma, WA, or give us a call at (360) 943-0740. Let's work together towards your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or looking to refinance your current vehicle, our auto loans offer competitive rates and flexible terms. We understand that buying a car is an important decision, so our friendly team is here to guide you through the process. Picture driving off in that new car without any financial stress!

Business Banking

For our business members, we offer specialized banking solutions including merchant services and business loans. We understand that running a business requires reliable financial support, which is why we tailor our services to help you grow and succeed.

Convenient Access

With access to ATMs and cash withdrawal services across various locations, managing your money has never been easier. Plus, if you're a member of another participating credit union, basic shared branch transactions allow you to deposit or withdraw funds without hassle. We invite you to visit us at 5062 Main St Tacoma Wa 98407 or call us at (360) 943-0740 to learn more about how our comprehensive list of services can benefit you today. Join us at Point Ruston where we prioritize your financial well-being!

Credit Cards with Rewards

Looking for a credit card that offers more? Our credit cards come with rewards that give back every time you spend. Use them for everyday purchases and watch the benefits add up whether it's cash back, travel points, or other perks.

Mortgage Loans & Refinancing

Buying a home is one of the biggest investments you'll make. At O Bee, we provide mortgage loans with favorable terms to help you secure your dream home. If you already have a mortgage, consider refinancing with us for better rates or lower monthly payments. Our experienced staff will walk you through every step, ensuring you feel confident about your decisions.

Personal Banking

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances with ease. With online and mobile banking options, you can check your balance, transfer money, and pay bills anytime, anywhere. Imagine being able to take care of your banking needs right from your smartphone while waiting in line or relaxing at home.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to help you cover those costs or consolidate debt into manageable payments. We're here to listen to your needs and find the best solution for your financial situation.

Digital & Online Banking

Accessibility & Security

At O Bee, we prioritize your security. Our electronic signature authorization feature ensures that all transactions are authenticated and secure. Additionally, we offer e-statements so you can easily keep track of your finances without the clutter of paper statements. With these digital tools at your disposal, you'll enjoy real-time account management wherever life takes you. Whether it's checking your account balance before making a purchase or managing loans and deposits with just a few clicks, we're here to support you every step of the way. Experience the future of banking today with O Bee's comprehensive digital banking services!

Key Services

With our online banking platform available at https://www.obee.com/, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer money anytime you need to, all from the comfort of your device. Our user-friendly interface ensures that even if you're not tech-savvy, you'll find navigating through your options a breeze. Need to make a quick payment? Our mobile payments feature allows you to send money seamlessly to friends or family with just a few taps. Plus, with person-to-person transfers, sharing costs for that group dinner or paying back a friend is simple and instant. For those who prefer managing their finances on their smartphones, our dedicated mobile application makes banking on the go easy. You can view e-statements, authorize electronic signatures for transactions, and even set up automatic payments all while knowing that your data is protected by advanced security measures.

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $149,507. Total Share and Deposit Accounts: 53,185, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, O Bee is your trusted partner. Visit us at 5062 Main St Tacoma Wa 98407 or call (360) 943-0740 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $37,480,183 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity includes $5,413 in used auto loans and $533,165,230 in total loans and leases, supporting your financial goals across various sectors.

Member Savings and Investments

Members' savings are secured through $189,670,467 in share certificates and $82,538,621 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 140 full-time employees and 8 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $52,880,576, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $866 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At O Bee, we understand that financial needs can arise at any moment, whether you're looking to buy a new car, purchase your first home, or manage everyday expenses. That's why we offer a variety of loan products tailored to help you meet your financial goals. Our commitment is to provide competitive rates and flexible terms to fit your individual circumstances. With over 18,273 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly noteworthy. If you're looking to buy a new car, our rates are some of the lowest in the industry. We have already issued over $30,353,285 in new vehicle loans and $101,422,547 in used vehicle loans, helping many members get on the road with confidence. Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $167,590,686. We make buying or refinancing simple and accessible for our members. For those managing day-to-day expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans, with a total of $17,797,401 in loans helping members manage their finances effectively. Additionally, business owners can benefit from our outstanding commercial loans totaling $57,207,755, providing the capital needed to grow and expand. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out! Our knowledgeable team is here to assist you every step of the way. For more information or to apply for a loan today, visit us at our branch located at 5062 Main St Tacoma Wa 98407, or give us a call at 360-943-0740. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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O Bee