North Star Community Credit Union Willow City ND | Quick Personal Loans & Top Checking

Introduction

Welcome to North Star Community, your trusted financial partner in Willow City, ND! Located at 386 Main St, we have proudly served our community since 1940. As a member-focused credit union, we believe in putting people first and offering personalized banking solutions that truly meet your needs. With a total membership of over 22,000 individuals, we're more than just a bank; we're a community dedicated to helping you achieve your financial goals. At North Star Community, we are committed to ensuring your financial well-being. Our current assets total an impressive $463,648,895, which allows us to offer a wide range of services from checking and savings accounts to auto loans and mortgages. We have successfully funded 16,428 loans, empowering our members to take significant steps toward their dreams. Our leadership team, led by CEO Bob Herrington and Board President Michael Black, works tirelessly to maintain the trust and satisfaction of our members. With a net worth of $58,371,272 and cash in hand amounting to $2,346,972, we ensure that your deposits currently totaling $9,685,767 are safe and secure. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: PO Box 36, Willow City, ND 58384-0036. We invite you to explore how we can support your financial journey. Whether you're looking for personal banking solutions or business services like merchant accounts and business loans, we're here for you. Feel free to reach out at 701-366-4508 or visit our website at northstarccu.com for more information. Join us at North Star Community where your financial future is bright!

Branch History & Mission

At North Star Community, we are proud of our rich legacy and commitment to serving the Willow City community in North Dakota. Since opening our doors in 1940, we have grown from a small financial institution into a trusted partner for over 22,000 members. Our branch is conveniently located at 386 Main St, Willow City, ND 58384, a place where our members can feel at home while accessing essential financial services. Over the years, North Star Community has adapted to meet the evolving needs of our members. We began with a handful of services and have expanded significantly, now offering everything from personal banking and auto loans to mortgage options and business banking solutions. Our total assets have grown impressively to $463,648,895, reflecting our stability and trustworthiness in managing your finances. Our mission is simple yet profound: to provide affordable financial services while enhancing the well-being of our community. We believe that everyone deserves access to quality financial products that empower them to achieve their goals. This commitment goes beyond just banking; it includes actively supporting local initiatives and charities that make Willow City a better place to live. While members can visit us at 386 Main St, official correspondence should be sent to PO Box 36, Willow City, ND 58384-0036. Our operating hours are designed for your convenience, open Monday through Friday from 9 AM to 4:30 PM. Unfortunately, we currently do not offer ATM or drive-thru services, but we ensure that your banking experience remains friendly and efficient. In today's digital world, we strive to provide modern solutions that enhance accessibility. Our online banking platform allows members to manage their accounts with ease. Additionally, we offer mobile payments and electronic statements for those who prefer managing their finances on the go. At North Star Community, we understand that partnerships strengthen our impact. That's why we engage with local organizations to support community development and outreach efforts. Together with our members and partners, we aim to foster an environment where everyone can thrive financially. We invite you to join North Star Community today! Experience firsthand the dedication we bring to serving you and your family. Together, let's build a brighter future for Willow City! For more information or assistance, feel free to call us at (701) 366-4508 or visit our website at North Star Community.

Branch Location & Accessibility

Convenient Access and Amenities

At our Willow City location, you'll find ample parking available right outside our doors. The branch is designed with accessibility in mind, ensuring that everyone can easily access our services. While we don't currently offer ATM or drive-thru banking options, our friendly staff is ready to assist you directly inside during our lobby hours. You can visit us Monday through Friday from 9:00 AM to 4:30 PM.

Services Tailored for You

At North Star Community, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards there's something for everyone! If you have any questions about what we offer or need assistance with your accounts, feel free to give us a call at 701-366-4508.

We’re Here for You!

While members can visit us at the branch address mentioned above, please note that official correspondence should be sent to PO Box 36, Willow City, ND 58384-0036. We invite you to stop by and see how we can help you achieve your financial goals. Join the North Star Community family today!

Member Eligibility

Welcome to the North Star Community! Joining our credit union is more than just opening an account; it's about becoming part of a caring community that supports your financial journey. To become a member at North Star Community, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in Bottineau County or are related to someone who does, you're already on the right path! We believe in making banking accessible and inclusive for everyone. Opening an account with us is straightforward and convenient. You can find all the details about eligibility by visiting our website at this link. Once you're ready to take that next step, applying is easy just head over to this page to get started. If you have any questions or need assistance, don't hesitate to give us a call at 701-366-4508. We're excited to welcome you into our North Star family at 386 Main St, Willow City, ND 58384!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments quickly and easily, whether your customers are paying with cards or mobile wallets. Our solutions can help streamline your operations, allowing you to focus on what you do best running your business. Located at 386 Main St Willow City Nd 58384, Willow City, ND, we invite you to explore how our tailored financial products can empower your business journey. Connect with us today at (701) 366-4508 to learn more!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we do not currently have ATMs available at this branch location, we ensure that accessing cash is straightforward through other means. At North Star Community, located at 386 Main St Willow City Nd 58384, we're here to support all your financial needs with personalized service and dedication. If you have any questions or would like to learn more about how we can help you achieve your financial goals, please don't hesitate to reach out at (701) 366-4508. Ready to start? Visit us today or explore more about our offerings on our website: https://www.northstarccu.com/. Your journey towards better financial health begins here!

Auto Loans & Vehicle Financing

Thinking about buying a car? Our auto loans and vehicle financing options provide flexible terms that fit your budget. Imagine driving away in your dream car without the stress of complicated loan processes. We guide you every step of the way, ensuring you get the best deal possible.

Business Banking

For entrepreneurs, we provide comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our customized solutions can help fuel your business growth.

Credit Cards with Rewards

Our credit cards with rewards not only allow you to make purchases but also earn points on every dollar spent. Picture enjoying cashback or travel rewards just for using your card for everyday expenses.

Mortgage Loans & Refinancing

Homeownership can be within reach with our mortgage loans and refinancing options. Whether you're purchasing your first home or looking to refinance an existing mortgage for better rates, our experienced team will assist you in finding the right solution that meets your needs.

Online & Mobile Banking

In today's busy world, convenience is key. With our robust online and mobile banking, managing your finances is easier than ever. You can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere.

Personal Banking

We understand that everyone has different financial needs. That's why we offer personal banking services, including various checking and savings accounts designed to help you save and manage your money effectively. Whether you're saving for a vacation or need an account for daily transactions, we've got you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our personal loans, you can cover those costs easily. If you're feeling overwhelmed by multiple debts, consider our debt consolidation options to simplify your payments into one manageable monthly bill.

Digital & Online Banking

Key Features

We offer a range of features to enhance your banking experience. You can set up electronic signatures for documents, making processes quicker and more convenient. Plus, with e-statements available, you'll have access to your account statements anytime without the clutter of paper. Need to send money to a friend? Our person-to-person transfer option allows you to do just that with ease. And if you're out shopping, take advantage of mobile payments through our mobile application, which is designed to keep your transactions safe while providing flexibility in how you pay.

Security and Accessibility

Security is a top priority for us at North Star Community. Our online banking services include advanced security measures to protect your information. We ensure that each transaction is secure so you can bank with confidence. Whether you prefer using a desktop computer or a mobile device, our services are designed for easy navigation. Download our mobile application to manage your accounts on the go! With real-time updates and notifications, you'll always be in tune with your finances. At North Star Community, we're committed to making banking accessible and convenient for everyone. Join us today and explore the full potential of our digital banking services!

Financial Strength

Growing Community Trust

Total Share and Deposit Accounts stand at 46,060, showing a strong and growing member base that trusts us with their finances. Additionally, Net Shares available for lending and investments amount to $14,248,816. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 386 Main St Willow City Nd 58384 or call (701) 366-4508 to learn more about how we can help you achieve your financial goals.

Investing in Growth

With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; with $5,494 in used auto loans and $353,561,589 in total loans and leases, we support members' financial goals across various sectors.

Member Savings Secured

Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,614,797 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,259 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our flexible terms make it easier for you to hit the road with confidence.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $134,914,784 provide the capital needed to expand and succeed. We understand that every business has unique challenges and we're here to support you with tailored financing solutions. If you're interested in refinancing any existing loans or would like to learn more about eligibility options for our various products, don't hesitate to reach out! You can find us at 386 Main St Willow City ND 58384, or give us a call at 701-366-4508. We're here to assist you during our lobby hours from 9:00 AM to 4:30 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let North Star Community guide you towards achieving your financial aspirations today!

Credit Lines

In addition to traditional loans, we provide access to credit lines with a total amount of $85,509,188 available. This flexibility allows you to borrow what you need when you need it while only paying interest on the amount utilized.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, make buying or refinancing simple. We offer a variety of mortgage products that can be customized based on your financial situation and long-term goals.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $6,866,187 in loans helping members manage their finances effectively. This option is perfect for those who want the convenience of a credit card without tying up their assets.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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