North Star Community Credit Union Tolna ND

Introduction

Welcome to North Star Community in Tolna, ND! Located at 200 Main St N, our branch has been serving the community since 1940. With a strong commitment to our members, we pride ourselves on providing personalized financial services that cater to your unique needs. As of today, we are honored to support 22,241 members with a robust total asset base of $463,648,895. Whether you're looking for an auto loan or want to open a savings account, we've got you covered with a variety of services designed just for you. Our loans and leases total 16,428, while our deposits stand at an impressive $9,685,767. At North Star Community, we understand the importance of trust and reliability in your financial journey. Under the leadership of our CEO, Bob Herrington, and Board President, Michael Black, we strive to ensure that every member feels valued and empowered. Our dedicated team of 106 employees is here to assist you from 9 AM to 1 PM, Monday through Friday. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 8, Tolna, ND 58380. For any inquiries or assistance, feel free to call us at 701-262-4726. Join us today and experience the difference of banking with a credit union that truly cares about its members! Visit our website at northstarccu.com for more information on how we can help you achieve your financial goals.

Branch History & Mission

Community Focus

Our involvement in the community goes beyond providing banking services. We pride ourselves on building partnerships with local organizations and participating in outreach programs that uplift those around us. Whether it's sponsoring events or contributing to local charities, North Star Community is dedicated to making a positive impact. As we look toward the future, we invite you to join us on this journey. Explore how becoming a member can benefit you and your family. Experience firsthand the support that comes from being part of a community-focused credit union where your financial success is our priority. To learn more about joining North Star Community or to explore our services further, please reach out at 701-262-4726 or visit our website at www.northstarccu.com. Together, let's continue building a brighter future for Tolna!

Our Mission

At North Star Community, our mission is clear: we strive to empower our members by offering personalized financial services while actively supporting local initiatives. We believe that by helping individuals achieve their financial goals, we contribute to the overall well-being of Tolna and its residents. We are committed to ensuring that everyone can access financial resources in a welcoming environment. This commitment extends beyond traditional banking; it includes digital advancements like online and mobile banking options that make managing finances easier than ever.

Our Story

North Star Community began its journey with a commitment to providing accessible banking solutions tailored to the needs of our members. Over the years, we have adapted and evolved alongside the community we serve. Our branch is located at 200 Main St N, Tolna, ND 58380 conveniently positioned for easy access. While members can visit us here for all their banking needs, official correspondence should be sent to PO BOX 8, Tolna, ND 58380. Our growth reflects not only our dedication but also the trust our members place in us. With each passing year, we have expanded our services from checking and savings accounts to auto loans and mortgages ensuring that we meet the diverse financial needs of our community.

Branch Location & Accessibility

Easy Access and Convenience

Our location offers ample parking and features designed to ensure everyone can visit us comfortably, including ADA-compliant access points. While you can reach us at our branch address, please note that any official correspondence should be sent to PO BOX 8, Tolna, ND 58380.

Get in Touch!

If you have questions or need more information about our services, feel free to give us a call at 701-262-4726. We look forward to welcoming you into our branch soon! Stop by today and discover how we can help you achieve your financial goals with personalized service tailored just for you.

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 1 PM. Whether you need assistance with personal banking, auto loans, or business services, our team is here to help during these hours.

Services Tailored for You

At North Star Community, we offer a variety of services such as checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards. Although we currently do not have ATM or drive-thru services available, our friendly staff is always ready to assist you inside the branch.

Member Eligibility

At North Star Community, we believe that everyone deserves a chance to join our friendly community and enjoy the benefits of being a member. Becoming part of our family is easy! If you live, work, or go to school in the area, you're likely eligible to become a member. We welcome individuals who share our values and are looking for a supportive financial partner. To learn more about specific eligibility criteria, feel free to check out this page for all the details. Opening an account with us is just as simple! Whether you're interested in checking or savings accounts, loans, or other services, we've got you covered. To get started on your journey with North Star Community, visit our account opening page at this link or give us a call at (701) 262-4726. We're excited to help you take this step towards financial well-being!

Business Banking & Commercial Services

At North Star Community, we understand that every business has its own unique challenges and opportunities. Whether you're launching a startup or looking to expand an established company, having the right financial partner can make all the difference. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify payment processing for your business. Imagine easily accepting credit cards and mobile payments at your shop, allowing you to focus on what you do best serving your customers. Located at 200 Main St N Tolna Nd 58380 in Tolna, ND, our team is ready to help you navigate your financial journey. Reach out to us today at (701) 262-4726!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans tailored to support your growth. We know how hard you work; let us help make managing your finances easier.

Cash Withdrawal Services

While we don't have ATMs at our branch, we ensure that cash withdrawal services are available for our members when needed. Our lobby hours are convenient for busy schedules open from 9 AM to 1 PM Monday through Friday making it easy for you to stop by whenever you need assistance. At North Star Community, we're committed to helping you navigate your financial journey. Our friendly staff is always ready to assist you with any questions or concerns. We believe in building strong relationships with our members based on trust and transparency. Ready to explore what North Star Community can do for you? Give us a call at 701-262-4726 or visit us online at North Star Community to learn more about opening an account or applying for a loan today!

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can check balances, pay bills, and transfer funds right from your smartphone or computer.

Loans Tailored to You

We understand that life can sometimes present financial challenges. That's why we provide personal loans and debt consolidation options that are straightforward and accessible. Need a little extra cash for unexpected expenses? Our personal loans can give you the support you need without the stress. For those interested in building credit while enjoying benefits, our credit cards with rewards allow you to earn points on everyday purchases, giving you more value from your spending.

Personal Banking Solutions

Our personal banking services include checking and savings accounts designed to help you save more effectively and manage your money with ease. For those looking to purchase a new vehicle, we offer competitive auto loans and vehicle financing options that can fit various budgets. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans come with flexible terms that can help make your dream a reality.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform allows you to easily check your account balances, pay bills, and transfer money anytime, anywhere. Plus, with our electronic signature authorization feature, you can complete necessary documents securely without needing to visit a branch. For those who prefer paperless transactions, e-statements are available, making it simple to keep track of your finances while being environmentally friendly. We know that mobile convenience is essential in today's fast-paced world. That's why our mobile application is ready for download on your smartphone. You can enjoy features like mobile payments and person-to-person transfers right from the app, allowing you to send money to friends or family quickly and securely.

Security and Accessibility

Your security is our priority. All our digital banking services are built with robust security measures to protect your personal information. We strive to make banking not only secure but also user-friendly so you can manage your accounts effortlessly. In summary, whether you're checking your balance on the go or managing transactions at home, North Star Community's digital banking services provide the accessibility and ease-of-use you need for real-time account management. Join us today and experience the future of banking right from your fingertips!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 46,060, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $14,248,816, demonstrating our commitment to supporting your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 200 Main St N Tolna Nd 58380 or call (701) 262-4726 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,614,797 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; with $5,494 in used auto loans and $353,561,589 in total loans and leases, we support members' financial goals across various sectors.

Solid Financial Health

With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,259 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our flexible terms ensure that you can find an option that fits your budget.

Commercial Loans

For business owners in our community, we offer outstanding commercial loans totaling $134,914,784. These loans provide the capital needed for growth and expansion of your business operations. If you're looking to invest in equipment or need working capital for your enterprise, we're here to help.

Credit Lines and Unsecured Credit Card Loans

Managing everyday expenses can be easier with our credit lines and unsecured credit card options. We currently have $85,509,188 in total credit lines available and $6,866,187 in unsecured credit card loans helping members manage their finances effectively. With flexible repayment terms and competitive rates, our credit products are designed to support your financial well-being.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232. Whether you're stepping into your first home or looking to refinance your current mortgage for better terms, we can assist you every step of the way.

Refinancing Options

We also provide refinancing options across various loan types. If you're considering refinancing an existing loan for better rates or terms, reach out to us for personalized assistance tailored to your situation. For more information on eligibility or to explore our offerings further, feel free to visit us at 200 Main St N Tolna ND 58380, or give us a call at 701-262-4726. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At North Star Community, we're dedicated to helping you navigate your financial journey with confidence and ease.

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