North Star Community Credit Union Rugby ND

Introduction

Welcome to North Star Community, your trusted financial partner located at 241 Highway 2 SE, Rugby, ND 58368. Since our establishment in 1940, we have proudly served the Rugby community and beyond, building lasting relationships with over 22,000 members. Our commitment to providing personalized service and exceptional financial products has helped us grow to an impressive $463,648,895 in total assets. At North Star Community, we understand that every member's financial journey is unique. That's why we offer a wide range of services tailored to meet your needs whether you're looking for checking and savings accounts, auto loans, or business banking solutions. With total loans reaching 16,428 and deposits amounting to $9,685,767, our robust financial foundation allows us to support you every step of the way. Our dedicated team of 106 employees, led by CEO Bob Herrington and Board President Michael Black, is here to ensure you receive the best service possible. We believe in making banking accessible and convenient; that's why we offer online and mobile banking options along with an ATM and drive-thru services for your ease. While members can visit us at 241 Highway 2 SE, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out by calling us at 701-776-5869. We invite you to explore our website at North Star Community for more information about our offerings. Join us today as we continue our mission of serving the community with integrity and dedication!

Branch History & Mission

At North Star Community, located at 241 Highway 2 SE in Rugby, ND, we pride ourselves on a rich history that began in 1940. Since our inception, we have grown to serve over 22,000 members, creating a thriving community of individuals and families who trust us with their financial needs. With total assets amounting to $463,648,895, our branch stands as a testament to our commitment to providing quality service and support. Our mission is clear: to empower our members through excellent financial services while actively contributing to the well-being of the Rugby community. We believe in not just being a bank but a partner in every member's financial journey. Whether it's offering personal banking options like checking and savings accounts or facilitating auto loans and mortgage refinancing, we are here to help you achieve your financial goals. North Star Community has always been about more than just numbers; it's about people. From day one, we have focused on building strong relationships with our members. Our team works hard to create an inclusive environment where everyone feels valued and supported. We understand that life can be unpredictable, which is why we offer solutions tailored to individual needs from basic banking services to more complex business solutions. As we look back at our journey since opening our doors, we've continually adapted to meet the changing needs of our community. Our operating hours reflect this flexibility: lobby hours are available from 9:00 AM to 4:30 PM Monday through Friday, with drive-thru banking open from 8:00 AM to 5:00 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays. Plus, with ATM availability and user-friendly online banking options, accessing your funds has never been easier. While members can visit us at our main address for all their banking needs, official correspondence should be sent to the same location at 241 Highway 2 SE, Rugby, ND 58368. We strive for excellence in everything we do from ensuring ADA compliance to embracing digital advancements that make banking more accessible for everyone. Our commitment extends beyond banking; we're dedicated to giving back through various community outreach efforts. By partnering with local organizations and supporting initiatives that uplift our neighbors, we aim to foster a spirit of unity and growth within Rugby. We invite you to join the North Star Community family today! Experience firsthand how we can help you navigate your financial journey while being an active part of this wonderful community. For more information or assistance, don't hesitate to call us at 701-776-5869 or visit our website at www.northstarccu.com. Together, let's reach for the stars!

Branch Location & Accessibility

Convenient Access

Our branch is designed with your needs in mind. We offer ample parking for easy access, and our facility complies with ADA standards, ensuring that everyone can visit us comfortably. If you prefer quick transactions, take advantage of our drive-thru service, available Monday through Friday from 8:00 AM to 5:00 PM and Saturdays from 9:00 AM to 12:00 PM.

Get in Touch

Have questions? Don't hesitate to give us a call at 701-776-5869! Our team is eager to assist you with any inquiries or concerns. We invite you to visit us soon and experience the personal touch that sets North Star Community apart. Your financial journey begins here!

Operating Hours

We know how busy life can be, so we've made our hours flexible. Our lobby is open from 9:00 AM to 4:30 PM on weekdays, allowing you to drop by at your convenience. Whether you're here to open an account, make a deposit, or simply ask questions about our services, we're ready to help!

Services Offered

At North Star Community, we pride ourselves on offering a range of services tailored for every member. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. If you ever need to send us official correspondence, please note that it should be directed to the same address as our branch 241 Highway 2 SE, Rugby, ND 58368.

Member Eligibility

At North Star Community, we believe that becoming a member is like joining a close-knit family where everyone looks out for one another. If you're wondering how to join us, it's simple! To be eligible, you should either live, work, worship, or attend school in our local community, or have a family member who already enjoys the benefits of membership. This inclusive approach means that we welcome individuals from all walks of life to experience our supportive services and financial solutions. For a detailed look at the eligibility criteria, feel free to check out our website at http://www.northstarccu.com/save/open-an-account. Getting started is just as easy. You can open an account with us online by visiting http://www.northstarccu.com/borrow/apply-online, or you can give us a call at (701) 776-5869 if you have any questions or need assistance. Our friendly team at North Star Community, located at 241 Highway 2 Se Rugby Nd 58368, is here to help you every step of the way. Join us today and discover the many advantages of being part of our vibrant community!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced environment, efficient transactions are key. Our merchant services help you accept payments easily and securely, whether it's in-person or online. Imagine being able to streamline your payment processes, reduce waiting times for customers, and manage transactions seamlessly all essential aspects that can elevate your customer experience. Located at 241 Highway 2 Se Rugby Nd 58368 in Rugby, ND, we're here to assist you every step of the way. Connect with us at (701) 776-5869 to learn more about how our services can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs are conveniently located and allow for quick withdrawals and balance checks anytime you need them. Plus, with basic drive-thru banking available for deposits and simple transactions, accessing your funds has never been easier. We invite you to explore all these services and more at North Star Community in Rugby! If you have questions or would like assistance getting started with any of our offerings, don't hesitate to call us at 701-776-5869. Your financial journey begins here let us partner with you every step of the way!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans offer competitive rates and flexible terms that can help get you behind the wheel without breaking the bank. We understand that buying a vehicle is a big decision, and we're here to guide you through the financing process smoothly.

Business Banking

For our business members, we offer specialized banking services including merchant services and business loans. From managing daily transactions with ease to securing funding for growth opportunities, we support local businesses in achieving their goals.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase you make can earn you points toward future rewards. Whether it's for travel, shopping, or dining out, enjoy the benefits of earning as you spend.

Mortgage Loans & Refinancing

Homeownership is one of life's biggest milestones. At North Star Community, we provide mortgage loans with favorable rates to help make your dream home a reality. If you're already a homeowner, consider our refinancing options that could lower your monthly payments or provide access to cash for home improvements.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why North Star Community provides robust online and mobile banking features. You can pay bills, transfer money between accounts, and even access person-to-person payment options all at your fingertips.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are designed with you in mind. With options for everyday banking needs, you can easily manage your finances with our online and mobile banking tools. Imagine being able to check your balance or transfer funds right from your smartphone while enjoying a coffee at your favorite café.

Personal Loans & Debt Consolidation

Need extra cash for an unexpected expense or looking to consolidate debt? Our personal loans can be tailored to fit your specific situation. We're here to help simplify your finances and reduce stress by combining multiple debts into one easy payment.

Digital & Online Banking

Key Services

You can start by accessing our online banking services at https://www.northstarccu.com/. Here, you can check your account balances, view transaction history, and transfer funds all from the comfort of your home or on the go. Our 24/7 online banking ensures that you have full control over your finances whenever you need it. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy to share funds without any hassle. Plus, with our mobile application available for download, everything you need is right in your pocket. You can even make payments using mobile payments, which adds another layer of convenience to your everyday transactions.

Security and Ease of Use

We prioritize your security with electronic signature authorization, allowing you to complete important transactions securely online. E-statements are also available, so you can easily manage your documents digitally without the clutter of paper statements. All these features are designed with you in mind to provide accessibility and real-time account management that fits into your busy life. Whether you're at work or relaxing at home, you'll find that managing your finances is as straightforward as it gets at North Star Community. Embrace the future of banking today; visit us at https://www.northstarccu.com/ and experience the ease of digital banking tailored for you!

Financial Strength

Efficient Operations

Our $2,614,797 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 46,060, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $14,248,816, further enhancing our ability to support your financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 241 Highway 2 Se Rugby Nd 58368 or call (701) 776-5869 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing for You

With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,494 in used auto loans and $353,561,589 in total loans and leases.

Solid Financial Foundation

With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,259 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options are here to support you.

Business Loans

For business owners, our outstanding commercial loans totaling $134,914,784 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are here to support your entrepreneurial journey.

Eligibility and Refinancing Options

If you're unsure about eligibility or want more information on refinancing options for any of our loan products, don't hesitate to reach out. Our team at North Star Community is ready to assist you with personalized service tailored to meet your needs. For more details on our loan offerings or to apply online today, visit us at 241 Highway 2 Se, Rugby ND 58368 or call us at 701-776-5869. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how North Star Community can help you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, make buying or refinancing simple. We are committed to guiding you through the process every step of the way. If you're interested in refinancing your existing mortgage, we have various options available as well.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,866,187 in loans helping members manage their finances effectively. Our credit cards come with rewards and competitive interest rates designed to suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers displayed are fair and transparent. By verifying the sources of its data, LendMesh helps users trust that they are viewing legitimate offers.