North Star Community Credit Union Minot ND | Quick Personal Loans & Business Banking

Introduction

Welcome to North Star Community, your trusted partner in financial growth and community support, conveniently located at 210 Summit Dr, Minot, ND 58705. Established in 1940, we have proudly served our members for over eight decades. With a commitment to fostering strong relationships and enhancing the financial well-being of our community, we now boast a membership of 22,241 individuals who rely on us for their banking needs. At North Star Community, we understand that every dollar counts. That's why we're proud to manage a robust portfolio with total assets of $463,648,895 and total deposits reaching $9,685,767. Our dedication to providing valuable services is reflected in our lending capabilities, with 16,428 loans and leases issued to help our members achieve their dreams whether it's purchasing a vehicle or securing a home. While you can visit us at our branch in Minot for all your banking needs, please note that official correspondence should be directed to PO Box 1987, Minot, ND 58702-1987. Our team is led by CEO Bob Herrington and Board President Michael Black, both dedicated to ensuring you receive exceptional service tailored to your financial goals. We invite you to explore our wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. With online and mobile banking options available for your convenience, managing your finances has never been easier! Feel free to reach out to us at 701-727-6111 or visit our website at northstarccu.com for more information. We're here to help you navigate your financial journey with confidence!

Branch History & Mission

Commitment to Service

North Star Community is dedicated to providing modern conveniences alongside traditional banking values. We offer online banking and mobile payments for ease of access. With an ATM available on-site and drive-thru service for quick transactions, we prioritize convenience for our members. Furthermore, our commitment goes beyond banking as we actively engage with local organizations and events. Through partnerships and outreach efforts, we strive to make a difference in the lives of those around us.

Join Us

As we move forward into the future, North Star Community remains steadfast in its mission to support you our valued member. Whether you are looking for reliable banking solutions or seeking guidance in your financial journey, we invite you to join us today. Experience firsthand how North Star Community can be your partner in achieving your financial goals. For more information about becoming a member or opening an account with us, please visit our website or call us at 701-727-6111. Together, let's continue building a brighter future for our community!

Our Journey

From our humble beginnings, North Star Community has grown into a trusted financial partner for many families and businesses in Minot. Over the years, we have expanded our services to include personal banking options like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our journey reflects our dedication to not just being a bank but a community partner invested in your success.

Our Mission

Our mission is simple yet profound: to provide exceptional financial services while supporting our community's growth. We believe that everyone deserves access to quality financial resources that empower them to achieve their dreams. At North Star Community, we are committed to fostering relationships built on trust and transparency. Our focus extends beyond transactions; we aim to uplift individuals and families through education and outreach initiatives. While members can visit us at 210 Summit Dr, official correspondence should be sent to PO Box 1987, Minot, ND 58702-1987 if needed.

Branch Location & Accessibility

Come Visit Us Today!

At North Star Community, we're more than just a credit union; we're part of your community. We invite you to stop by and see how we can help meet your financial needs today!

Convenient Access and Amenities

Our branch is designed with your needs in mind. We offer ample parking for all our members and visitors. If you have any accessibility concerns, rest assured that our facility is ADA compliant, featuring ramps and clear pathways to ensure everyone can easily access our services. Need to grab cash or check your balance? You're in luck! We have an ATM available right at our location. Plus, for those who prefer a quick visit without leaving their vehicle, we provide drive-thru banking services for simple transactions like deposits and withdrawals.

Operating Hours Tailored for You

We understand that life can be busy, so we offer flexible operating hours to suit your schedule. Our lobby is open from 9:00 AM to 4:30 PM on weekdays, while the drive-up service runs from 8:00 AM to 5:00 PM. Whether you're stopping by before work or during your lunch break, we're here for you! If you need assistance or have questions about our services ranging from personal banking options like checking and savings accounts to loans and credit cards don't hesitate to give us a call at 701-727-6111. While members can visit us at 210 Summit Dr, official correspondence should be sent to PO Box 1987, Minot, ND 58702-1987.

Member Eligibility

Becoming a member of North Star Community is like joining a warm, welcoming family where everyone is valued and supported. If you live, work, or worship in the Minot area, you're already on your way to enjoying all the benefits we offer! We believe that banking should be accessible to everyone, so whether you're looking for a checking account, a loan for your dream car, or simply want to save for the future, we have options tailored just for you. To learn more about our eligibility requirements, check out this helpful resource: http://www.northstarccu.com/save/open-an-account. Opening an account with us is straightforward and can be done online at your convenience. Just visit http://www.northstarccu.com/borrow/apply-online to start your journey with us today! If you have any questions or need assistance along the way, feel free to call us at (701) 727-6111. We can't wait to welcome you into the North Star Community community at 210 Summit Dr Minot Nd 58705!

Business Banking & Commercial Services

Business Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced market, efficient payment processing is crucial. Our merchant services help you accept payments easily, whether in-store or online. Imagine a local coffee shop that can quickly ring up orders while keeping track of customer preferences our solutions make this possible. By streamlining transactions, we help you focus more on serving your customers and less on managing payments. Visit us at 210 Summit Dr Minot Nd 58705 in Minot, ND, or call us at (701) 727-6111 to learn more about how our business banking services can elevate your operations today!

Comprehensive List Of Services

Business Banking

For our business-minded members, we offer tailored solutions through our business banking services. From merchant services that simplify payment processing to business loans that help expand your ventures, we're committed to supporting local businesses.

Contact Us

If you have any questions about these services or how they can work for you, feel free to give us a call at (701) 727-6111. Our friendly staff is ready to assist you from 9 AM to 4:30 PM during lobby hours or 8 AM to 5 PM at the drive-thru.

Convenience Features

We know life can be busy, which is why we've made banking easy and convenient. Our branch offers ATM access, allowing you quick cash withdrawals and balance checks anytime. If you're on the go, take advantage of our drive-thru banking for simple transactions without leaving your car.

Credit Cards

Don't forget about our credit cards with rewards! These cards not only provide convenience but also allow you to earn points on everyday purchases. Picture earning rewards while shopping for groceries or dining out it's like getting paid to spend!

Final Thoughts

At North Star Community, we're more than just a credit union; we're a community partner dedicated to helping you reach your financial goals. Explore all the ways we can serve you today by visiting us online at our website or stopping by our branch in person. Your financial journey starts here!

Loans and Financing

When it comes time to make significant purchases, our team is here to help. We provide auto loans and vehicle financing that can get you on the road quickly, along with mortgage loans and refinancing options that make home ownership achievable. Have unexpected expenses? Our personal loans and debt consolidation services can assist in easing financial burdens.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a dream vacation or just looking for a reliable account for daily transactions, we have options that suit different needs. Imagine having the ability to easily transfer funds or check balances right from your smartphone with our online and mobile banking features.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://www.northstarccu.com/, allows you to check balances, pay bills, and transfer money anytime, anywhere. With 24/7 online banking services, you have real-time access to your accounts whenever you need it. If you prefer using your smartphone, our mobile application provides all the features you enjoy on our website right in your pocket. Need to send money to a friend? Our person-to-person transfer service makes it quick and simple. Just a few taps on your screen can get money to someone else without any hassle. Plus, if you're looking for an efficient way to manage documents, our electronic signature authorization lets you sign important forms from the comfort of your home.

Security and Accessibility

We take your security seriously. Our systems are designed with advanced protections to keep your information safe while ensuring ease of use. You can also opt for e-statements, which not only help reduce paper clutter but also allow you to access your statements quickly and securely online. And let's not forget about mobile payments! If you're out shopping or dining, you can make transactions directly from your phone without needing cash or cards on hand. At North Star Community, we strive to provide a banking experience that is both user-friendly and secure. Explore all that our digital banking services have to offer today!

Financial Strength

At North Star Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong financial foundation that allows us to serve you effectively. With a net worth of $58,371,272, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,259 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $5,494 in used auto loans and $353,561,589 in total loans and leases; this supports our members' financial goals across various sectors. Our operational efficiency is reflected in our $2,614,797, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $14,248,816. Total Share and Deposit Accounts: 46,060, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 210 Summit Dr Minot Nd 58705 or call (701) 727-6111 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used car, we have financing options designed for you.

Business Loans

For business owners, our outstanding commercial loans totaling $134,914,784 provide the capital needed to grow and expand. We know that businesses are vital to our community's economy and are committed to supporting local entrepreneurs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,866,187 in loans helping members manage their finances effectively. This option provides an easy way to cover everyday expenses while earning rewards along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, which can help turn your dream of owning a home into reality. Our experienced team can guide you through the process and ensure you understand all of your options.

Refinancing Options

If you're considering refinancing your current loans for better rates or terms, we are here to assist you with that as well. Contact us today for more details on eligibility and how we can help streamline your financial commitments. At North Star Community Credit Union, our goal is to provide you with straightforward solutions and personalized service throughout your borrowing experience. If you're ready to explore our loan offerings further or have any questions about eligibility or application processes, don't hesitate to reach out at 701-727-6111. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority!

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Ensuring Accurate Loan Comparisons

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