North Star Community Credit Union Minot ND | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to North Star Community, your trusted partner in financial wellness, located at 1819 S Broadway, Minot, ND 58701. Since opening our doors in 1940, we have proudly served our community with a focus on member satisfaction and financial growth. With a current membership of over 22,241 individuals, we are more than just a credit union; we are a community hub dedicated to enhancing the lives of our members. At North Star Community, we understand that your financial needs are as unique as you are. Our total assets stand impressively at $463,648,895, which allows us to offer a wide range of services tailored to meet your goals. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans, mortgages, or business banking solutions, we've got you covered. Under the leadership of our CEO, Bob Herrington, and Board President, Michael Black, our team of 106 employees is committed to ensuring you receive personalized service and expert guidance every step of the way. Our dedicated staff is here to support you through every transaction and decision because your success is our success. While members can visit us at our main branch location, official correspondence should be sent to PO Box 1987, Minot, ND 58702. We invite you to reach out via phone at 701-838-5141 or explore our website at northstarccu.com for more information about how we can help you achieve your financial dreams. Join us today and experience the North Star difference where community meets commitment!

Branch History & Mission

Community Engagement

North Star Community thrives on partnerships with local organizations and businesses. Through these collaborations, we aim not only to provide excellent financial products but also to contribute positively to the community's growth. Whether it's sponsoring local sports teams or hosting financial literacy workshops, we are dedicated to making a lasting impact in Minot.

Join Us

We invite you to experience the North Star difference! If you're looking for personalized service from a credit union that truly cares about its members and community, consider joining us today. Explore how North Star Community can help you achieve your financial goals by visiting our website or calling us at 701-838-5141. Together, let's illuminate your path to financial success!

Our Mission

Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services, which is why we offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. With total assets amounting to an impressive $463,648,895, we are well-equipped to meet the needs of our growing membership base. While members can visit us at 1819 S Broadway, official correspondence should be sent to PO Box 1987, Minot, ND 58702. We are proud to provide modern conveniences such as online banking and mobile payment options to ensure that managing finances is straightforward and accessible for all.

Branch Location & Accessibility

Get in Touch

If you have any questions or need further assistance, don't hesitate to reach out! You can call us at 701-838-5141. We invite you to come visit us at North Star Community your trusted partner in banking!

Nearby Landmarks and Features

Our branch is situated near popular local spots, so you can easily fit your banking errands into your day. With ample parking available right outside our doors, visiting us is hassle-free. We are dedicated to ensuring accessibility for all members, featuring ADA-compliant entrances and ramps.

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to accommodate your schedule. Our lobby is open Monday through Friday from 9 AM to 4:30 PM and Saturday from 9 AM to 12 PM. If you need assistance outside of these times, our drive-thru service operates from 8 AM to 6 PM on weekdays and from 9 AM to 12 PM on Saturdays.

Services Offered

At North Star Community, we provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, you'll find everything under one roof. Our ATM is available for quick cash withdrawals and balance checks whenever you need them. Plus, our drive-thru allows for simple transactions like deposits and withdrawals without leaving your vehicle. While members can visit us at our branch location, official correspondence should be sent to PO Box 1987, Minot, ND 58702.

Member Eligibility

At North Star Community, we believe that becoming a member is like joining a family where you can thrive together. If you're wondering whether you can join us, let's make it simple! Membership is open to anyone who lives, works, or worships in our community. Plus, we welcome immediate family members of existing members. This means that if you're connected to someone already part of our North Star Community, you're welcome to join too! You'll enjoy access to our range of personal banking services, from checking and savings accounts to loans and credit cards, all designed with your needs in mind. Getting started is easy! Just visit us at 1819 S Broadway Minot ND 58701 or give us a call at 701-838-5141 for more information. For detailed eligibility requirements, check out our resource at this link. When you're ready to open an account, you can find everything you need online at this page. We can't wait to welcome you into the North Star Community!

Business Banking & Commercial Services

Commercial Loans That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Designed for Success

In today's fast-paced market, having reliable merchant services is crucial. Imagine a small café that can accept various payment methods quickly and easily this not only enhances customer satisfaction but also boosts sales. Our merchant services offer just that, enabling businesses to focus on what they do best while we handle the payments efficiently. Located at 1819 S Broadway Minot Nd 58701 in Minot, ND, we're here to provide personalized service and expert guidance. For more information, give us a call at (701) 838-5141 or visit our website at North Star Community. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we offer robust Business Banking services. Whether you're looking for Merchant Services to help streamline payments or need Business Loans to expand your operations, we're here to support your growth and success.

Credit Cards and Rewards

In today's world, having a credit card can be incredibly useful. Our Credit Cards with Rewards allow you to earn points or cash back while making everyday purchases. This means that every time you swipe your card, you're getting closer to rewards that can make life a little sweeter!

Digital Banking Convenience

In addition to traditional banking options, we recognize the importance of digital access in today's fast-paced world. Our Online & Mobile Banking platforms provide a user-friendly experience, allowing you to check balances, transfer funds, and pay bills right from your phone or computer. Plus, with features like ATM & Cash Withdrawal Services, accessing your money is easy and efficient.

Drive-Thru and ATM Services

We also offer basic drive-thru banking for quick deposits and withdrawals without leaving your car. Need cash? Our ATMs provide easy access for withdrawals and balance checks whenever you need them. At North Star Community, we are committed to enhancing your financial well-being through personalized service and innovative solutions. If you have any questions about our offerings or want to get started on your financial journey, please don't hesitate to reach out at 701-838-5141. Join us today at North Star Community where your financial future shines bright!

Personal Banking

We understand that managing finances can sometimes feel overwhelming. That's why our Personal Banking options include everything from Checking & Savings Accounts to Auto Loans & Vehicle Financing. Imagine driving off in your dream car with a loan that fits your budget! We also offer Mortgage Loans & Refinancing, helping you secure that perfect home while saving on interest. If you find yourself needing quick cash or wish to consolidate debt, our Personal Loans & Debt Consolidation services are designed just for that.

Digital & Online Banking

Easy Access Anytime

With our 24/7 online banking services available at https://www.northstarccu.com/, you can access your accounts whenever it suits you. Need to check your balance, pay bills, or transfer money? It's all just a tap away! Plus, our mobile application makes it even simpler to manage your finances right from your smartphone.

Go Paperless with E-Statements

Opting for e-statements is not only eco-friendly but also keeps your financial information organized and accessible. With our e-statements availability, you can review your account statements anytime without cluttering up your mailbox.

Quick Payments and Transfers

Want to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds directly from your account to theirs, making splitting bills or paying back loans a breeze. And if you're into mobile payments, you'll love how easy it is to pay for purchases using just your phone. At North Star Community, we are committed to providing you with user-friendly digital banking solutions that enhance your financial experience. Explore all these features today and see how we can help simplify your banking needs!

Secure Transactions

Your security is our top priority. We utilize advanced encryption methods to ensure that your personal information stays safe. You can also use electronic signature authorization for added convenience when completing transactions or applying for loans. This means fewer trips to the branch and more time for what matters most in your life.

Financial Strength

Dedicated Team

We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our workforce is dedicated to providing personalized assistance tailored to your needs.

Growing Membership Base

Total Share Accounts stand at 46,060, showing a strong and growing member base that trusts us with their finances. This trust is built on our dedication to serving every member with integrity. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 1819 S Broadway Minot Nd 58701 or call 701-838-5141 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $5,494 in used auto loans and a total of $353,561,589 in loans and leases available. Our operational efficiency is reflected in our net income of $2,614,797, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member-Centric Resources

Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Growth

With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment not only helps us grow but also ensures that you receive the best possible service.

Strong Financial Health

With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of financial strength is crucial for our ability to serve you effectively and reliably.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we have financing options that fit your budget.

Credit Lines and Personal Financing

We also understand the importance of having access to credit when unexpected expenses arise. With a total of $85,509,188 available in credit lines loans, our solutions can help you manage cash flow more effectively. Additionally, our unsecured credit card loans totaling $6,866,187 provide flexible terms to help you handle daily purchases without breaking the bank. For business owners seeking growth opportunities, our outstanding commercial loans amounting to $134,914,784 are designed to provide the capital needed for expansion and operational needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan products or want to explore refinancing options further, please visit us online or stop by our branch. We're here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, make buying or refinancing simple. We aim to provide competitive rates and flexible terms that suit your situation. If you're considering refinancing your existing mortgage, we can guide you through the eligibility process as well.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users.