North Star Community Credit Union Minot ND

Introduction

Welcome to North Star Community, your trusted financial partner since 1940! Nestled in the heart of Minot, ND, at 1400 S Broadway, we are proud to serve over 22,241 members with a commitment to provide personalized service and community-focused financial solutions. Our team, led by CEO Bob Herrington and Board President Michael Black, understands the unique needs of our members and strives to foster a welcoming environment. At North Star Community, we believe in empowering our members to achieve their financial goals. With total assets reaching an impressive $463,648,895 and total deposits of $9,685,767, we are well-equipped to offer a variety of loans and financial products tailored just for you. Currently, we have issued 16,428 loans and leases, showcasing our dedication to helping you find the right financial support. While you can visit us at our Minot branch for all your banking needs, if you need to send any official correspondence, please use the mailing address: 1400 S Broadway, Minot, ND 58701. Feel free to reach out at 701-858-9300 during our convenient operating hours 8 AM to 6 PM on weekdays and 9 AM to 2 PM on Saturdays. Join us at North Star Community and experience a credit union that truly cares about its members! Visit our website at North Star Community or stop by today to learn how we can help you thrive financially!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we recognize the importance of keeping up with technological advancements while ensuring accessibility for all members. At North Star Community, we offer online banking options and mobile applications that allow you to manage your finances conveniently. We're committed to being ADA compliant and creating an inclusive environment where everyone can feel welcome. While members can visit us at 1400 S Broadway for all their banking needs, official correspondence should be sent to the same address. Our friendly team is available during operating hours from 8 AM to 6 PM on weekdays and from 9 AM to 2 PM on Saturdays. As we continue on this journey together, we invite you to join our family at North Star Community. Experience firsthand how we can support your financial aspirations while strengthening our local community. Call us today at 701-858-9300 or visit us online at North Star Community to learn more about becoming a member!

Our Mission

Our mission at North Star Community is simple yet powerful: to empower our members through accessible financial services while fostering a strong sense of community. We believe that everyone deserves the opportunity to achieve their financial goals without barriers. Whether you're looking for loans, savings accounts, or investment options, we're here to guide you every step of the way. We understand that banking is more than just transactions; it's about building relationships and supporting each other. That's why we actively engage in community outreach and partnerships that uplift those around us. Our efforts extend beyond traditional banking as we strive to make a positive impact in Minot and its surrounding areas.

Branch Location & Accessibility

Accessibility Features

At North Star Community, we understand the importance of accessibility. Our branch is designed with ADA compliance in mind, ensuring that all members can easily navigate through our doors. Ample parking is available nearby, so you can visit us without any hassle.

Get In Touch

Have questions or need assistance? Feel free to give us a call at 701-858-9300. We invite you to visit us at our Minot branch for all your financial needs. We're excited to serve you and help you achieve your financial goals!

Operating Hours

We want to make banking as convenient as possible for you! Our lobby hours are from 8 AM to 6 PM Monday through Friday, and we're open from 9 AM to 2 PM on Saturdays. This schedule allows you plenty of time during the week and weekend to take care of your banking needs.

Services Offered

While we currently do not offer ATM services or a drive-thru option, our dedicated staff is always ready to assist you inside the branch. Whether you're looking for account information or need help with loans, we are here for you.

Member Eligibility

Joining the North Star Community is like becoming part of a family that truly cares about your financial well-being. To become a member, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in our community, you're likely already on your way to enjoying all the benefits we offer. Whether you're looking for savings accounts, loans, or just a supportive place to manage your finances, we welcome you with open arms. For more details about specific eligibility requirements, feel free to visit our website at North Star Community. Opening an account is easy and straightforward! Just head over to this link to get started. Our team is here for you every step of the way; if you have questions, don't hesitate to reach out by calling us at 701-858-9300. We're excited to help you embark on this journey with us at our branch located at 1400 S Broadway, Minot, ND 58701!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a streamlined way to accept payments, manage your transactions, and grow your customer base. Our merchant services do just that! Whether you're a local café or a retail store, our solutions simplify payment processing, allowing you to focus on what you do best serving your customers. Located conveniently at 1400 S Broadway Minot Nd 58701 in Minot, ND, we're here to discuss how our business banking services can help fuel your growth. Reach out to us at (701) 858-9300 today!

Comprehensive List Of Services

At North Star Community, located at 1400 S Broadway, Minot, ND 58701, we are dedicated to providing a wide range of financial services that cater to the needs of our members. We understand that managing your finances can be challenging, which is why we strive to make your banking experience as smooth and convenient as possible. Imagine being able to access your accounts anytime, anywhere. With our online banking services, you can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our mobile application takes this convenience a step further, allowing you to manage your finances right from your smartphone. You can even make mobile payments or send money to friends through our person-to-person service, making it easier than ever to handle everyday transactions. For those who prefer in-person banking, our friendly staff is here to assist you during lobby hours from 8 AM to 6 PM on weekdays and from 9 AM to 2 PM on Saturdays. While we currently offer ATM services only at this branch, we ensure that each interaction with our team is helpful and informative. If you're looking for loans, whether it's for a new car or other personal needs, we are here to help you explore your options. Our knowledgeable loan officers can guide you through the process and help you find the right loan solution tailored just for you. At North Star Community, we prioritize accessibility and member satisfaction. If you have any questions about our services or how we can assist you further, feel free to reach out at 701-858-9300. We look forward to supporting your financial journey! Whether you're visiting us in person or using our digital platforms, we want every member of our community to feel welcomed and valued. Join us today and discover how easy banking can be! For more information about opening an account, visit here.

Digital & Online Banking

Key Features

One of the standout features of our digital banking services is the ability to sign documents electronically. Our electronic signature authorization feature simplifies paperwork, so you can complete transactions quickly without needing to visit a branch. You can also take advantage of e-statements for a paperless way to keep track of your financial statements. Enjoy the benefit of having all your important documents securely stored online while contributing to a greener planet. For those on the go, our mobile application is perfect for managing your money from anywhere. You can make mobile payments with ease and even send money directly to friends or family with our person-to-person transfer feature. It's simple just a few taps on your smartphone, and you're done!

Security You Can Trust

Your security is our priority at North Star Community. We use advanced security measures to ensure that your personal information is protected while you bank online. From secure logins to encryption technology, you can have peace of mind knowing that your data is safe. We aim to empower you with real-time account management tools that keep you informed and in control. Experience hassle-free banking with us today! Visit https://www.northstarccu.com/ to get started and see how our digital services can simplify your financial life.

Financial Strength

At North Star Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which reflects our commitment to serving you with reliability and trust. With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,830,060 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,494 in used auto loans and an impressive $353,561,589 in total loans and leases. Additionally, our net income of $2,614,797 reflects our operational efficiency and enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 46,060, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 1400 S Broadway Minot ND 58701 or call 701-858-9300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your auto financing experience straightforward and affordable.

Credit Lines and Business Loans

For those looking for more flexibility, our credit lines total $85,509,188, giving you access to funds as needed. Additionally, business owners can benefit from our outstanding commercial loans totaling $134,914,784, providing the capital necessary to grow and expand your operations. At North Star Community, we're committed to supporting our members through every step of their financial journey. If you're interested in refinancing or exploring eligibility options for any of our loan products, feel free to reach out! For more details or assistance with your loan application process, please contact us at 701-858-9300 or visit us at 1400 S Broadway Minot ND 58701. You can also explore our services online at North Star Community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, make buying or refinancing simple. We work closely with you to ensure you understand all your options and find the right fit for your budget.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $6,866,187 in loans helping members manage their finances effectively. This option provides you with the ability to handle unexpected costs without stress.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what is presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This commitment helps users compare loans purely based on their merits. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them make better-informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the platform's dedication to delivering value and peace of mind in the loan search process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing is carefully verified to guarantee accuracy, making it easier for users to trust the comparisons provided.