North Star Community Credit Union Maddock ND | Best Auto Loans & ATM Services

Introduction

Welcome to North Star Community, your trusted partner in financial success located at 109 Central Ave N, Maddock, ND 58348. Established in 1940, we have proudly served our members for over eight decades, building a strong community bond that goes beyond banking. With a total membership of 22,241 and assets exceeding $463,648,895, we are committed to providing personalized financial solutions tailored to your needs. At North Star Community, we understand that every member's journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. With total deposits amounting to $9,685,767, you can trust us to keep your money safe while helping you achieve your financial goals. Under the guidance of our dedicated CEO, Bob Herrington, and Board President Michael Black, our team of 106 employees is always ready to assist you with friendly service and expert advice. Whether you're looking for a new vehicle loan or seeking advice on debt consolidation, we're here for you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at PO Box 10, Maddock, ND 58348. Explore how we can help enhance your financial well-being by visiting our website at North Star Community or give us a call at 701-438-2222. Join us today and experience the difference of community-focused banking!

Branch History & Mission

North Star Community in Maddock, ND, has a rich history that dates back to its founding in 1940. Since then, we have been dedicated to serving our community with integrity and support. With a unique branch identifier of 28729, we proudly stand at 109 Central Ave N, right in the heart of Maddock. Our branch has grown steadily over the years, now boasting a total membership of 22,241 and total assets reaching an impressive $463,648,895. From humble beginnings, North Star Community has evolved into a vital financial institution for our members. We believe that banking should be accessible and beneficial to everyone. Our mission is clear: to provide high-quality financial services while also fostering a sense of community. We strive not only to meet the financial needs of our members but also to make a positive impact on the lives of those around us. Our operating hours reflect our commitment to convenience; we are open Monday through Friday from 9 AM to 4:30 PM and offer Saturday hours from 9 AM to 12 PM for drive-thru services. Additionally, our ATM is readily available for those who need access outside regular business hours. While members can visit us at 109 Central Ave N, official correspondence should be sent to PO Box 10, Maddock, ND 58348. This ensures that all communications are handled promptly and efficiently. At North Star Community, we take pride in our efforts toward digital advancements that enhance member experiences. With features like online banking and mobile payments available, managing your finances has never been easier or more accessible. We are also committed to being ADA compliant, ensuring that everyone can benefit from our services. Community outreach is at the heart of what we do. We actively seek partnerships and programs that uplift local organizations and individuals alike. Whether it's sponsoring local events or providing financial literacy workshops, we aim to strengthen our community ties. Join us at North Star Community and experience firsthand how we're more than just a credit union; we're your partners in progress. Together, let's build a brighter financial future! If you're ready to get started or have questions about membership options, feel free to reach out at 701-438-2222 or visit us online at North Star Community.

Branch Location & Accessibility

Accessibility Features

At North Star Community, we believe in making banking accessible for everyone. Our facility includes ADA-compliant features and ramps, ensuring that all members can navigate comfortably. Parking is ample and convenient, so you won't have any trouble finding a spot when you arrive.

Get in Touch

If you have any questions or need assistance before visiting us, don't hesitate to call us at 701-438-2222. We look forward to welcoming you into our branch and helping you achieve your financial goals! Come by North Star Community today your trusted partner in banking!

Operating Hours

We understand that life can be busy! That's why our lobby hours are designed with your schedule in mind: we're open from 9 AM to 4:30 PM on weekdays and from 9 AM to 12 PM on Saturdays. This gives you flexibility in choosing the best time to stop by and take care of your banking needs.

Services Offered

Our team is ready to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions. We also offer ATM access for quick cash withdrawals and balance checks. Unfortunately, we do not currently have a drive-thru service available.

Visit Us

While you can visit us at our main address, official correspondence should be sent to PO Box 10, Maddock, ND 58348. Our branch is situated close to several well-known landmarks, making it easy to find and a convenient stop during your day. Whether you're heading out for errands or just passing through, we're here for you!

Member Eligibility

At North Star Community, we believe that everyone deserves a chance to be part of our close-knit community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in Benson County, you're already eligible to join us. Plus, family members of current members can also sign up! By choosing North Star Community, you'll gain access to personalized financial services tailored just for you, including competitive rates on loans and savings options designed with your needs in mind. To get started on your membership journey, just visit us at 109 Central Ave N Maddock Nd 58348 or give us a call at (701) 438-2222. You can find more detailed eligibility criteria by checking out this link: http://www.northstarccu.com/save/open-an-account. Once you're ready to open an account, head over to our account opening page here: http://www.northstarccu.com/borrow/apply-online. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Real-World Merchant Services

Imagine owning a local café where customers can pay quickly and easily. Our merchant services make this possible, allowing you to accept payments seamlessly, whether it's through credit cards or mobile wallets. This means happier customers and smoother operations for your business. Visit us at 109 Central Ave N Maddock Nd 58348 in Maddock, ND or call us at (701) 438-2222 to discover how our tailored solutions can support your business journey today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience matters in today's fast-paced world. That's why we offer ATM services where you can easily withdraw cash or check balances whenever you need it. Our locations are designed for accessibility so that getting cash is hassle-free. At North Star Community, we believe in empowering our members with the tools and resources necessary for financial success. With our commitment to excellent service and community support right here in 109 Central Ave N Maddock Nd 58348, feel free to give us a call at (701) 438-2222 or visit us online at our website to learn more about how we can assist you today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options are designed with you in mind. With competitive rates, you can drive off the lot feeling confident that you've made a smart financial choice. We work with you every step of the way to ensure that financing your vehicle is as smooth as possible.

Business Banking

If you're a business owner, we have tailored services just for you! From merchant services that make accepting payments seamless to business loans that support growth initiatives, we're committed to helping local businesses thrive. Your success is important to us!

Credit Cards with Rewards

For those who enjoy making purchases while earning benefits, our credit cards come with rewards programs that let you earn points on everyday spending. Whether it's cashback on groceries or travel rewards for future trips, you'll appreciate how easy it is to benefit from responsible card usage.

Mortgage Loans & Refinancing

Owning a home is a big milestone, and at North Star Community, we make the mortgage process straightforward. Whether you're looking to buy your first home or refinance an existing mortgage for better terms, our team will guide you through the available options. We want to help turn your dream of homeownership into reality.

Personal Banking

When it comes to personal banking, we offer checking and savings accounts tailored for everyday use. Imagine having the ability to manage your money effortlessly our accounts come equipped with online and mobile banking features, allowing you to check balances, transfer funds, and pay bills right from your smartphone or computer. Whether you're saving for a special occasion or just need a reliable place for your paycheck, we've got you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way be it medical bills or home repairs. Our personal loans provide quick access to cash when you need it most. Additionally, if you're juggling multiple debts, consider our debt consolidation services. We can help simplify your payments by combining them into one manageable loan.

Digital & Online Banking

Key Features

For added convenience, we offer electronic signature authorization, making it quick and easy to complete transactions without the hassle of paperwork. Want to stay updated? Our e-statements are available so you can view your account information digitally, helping you keep track of your finances while reducing clutter. If you're always on the move, our mobile application ensures that you have everything you need right in your pocket. With features like mobile payments and person-to-person transfers, sending money to friends or family is as simple as a few taps on your screen. You can even make payments securely and swiftly right from your device.

Security & Accessibility

We prioritize your security with robust systems in place to protect your personal information while ensuring that using our services remains user-friendly. This means you can enjoy peace of mind knowing that your transactions are secure while having the freedom to manage your accounts effortlessly. At North Star Community, we're committed to providing accessible financial services that work for you. Explore our digital options today and experience how easy managing your money can be!

Financial Strength

Commitment to Growth

With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $5,494 in used auto loans and $353,561,589 in total loans and leases to support your financial goals across various sectors.

Growing Trust

We currently manage 46,060 share and deposit accounts, highlighting the trust placed in us by a growing member base. Our net shares available for lending and investments stand at $14,248,816, further reinforcing our commitment to providing you with excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 109 Central Ave N Maddock Nd 58348 or call (701) 438-2222 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Your savings are secure with us. We have $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance shows through our $2,614,797, reflecting our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further illustrated by our net worth ratio of $1,259, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. Whether you're considering a new or used vehicle, our competitive rates can make financing easier for you.

Business Financing

For business owners, our outstanding commercial loans totaling $134,914,784 provide the capital needed to grow and expand. We are committed to supporting local businesses and offering tailored solutions that fit their unique needs. If you're interested in refinancing options or eligibility details for any of our loan products, feel free to reach out. Our team is here to assist you with any questions you might have. For more information or to apply for a loan today, visit us at 109 Central Ave N Maddock ND 58348 or call us at 701-438-2222. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan that meets your needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, make buying or refinancing simple. We provide clear terms and guidance throughout the process to help you find the right solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,866,187 in loans helping members manage their finances effectively. These credit options are designed to give you the flexibility you need without tying you down.

Loan Aggregator

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