North Star Community Credit Union Grafton ND | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to North Star Community, your trusted financial partner located at 1225 Hill Ave, Grafton, ND 58237. Since our establishment in 1940, we have proudly served our community by fostering a sense of belonging and providing reliable financial services tailored to meet the needs of our 22,241 members. With total assets reaching an impressive $463,648,895 and total deposits of $9,685,767, we are committed to ensuring your financial well-being. At North Star Community, we understand that every member's journey is unique. That's why we offer a diverse range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our dedication to helping you achieve your financial goals is matched only by our commitment to serving the community we cherish. Our leadership team, headed by CEO Bob Herrington and Board President Michael Black, works tirelessly to maintain a strong foundation for our credit union. With a dedicated staff of 106 employees, we are here to support you every step of the way. Whether you're looking to open a new account or need assistance with loans our friendly team is just a phone call away at 701-379-2002. While members can visit us at our branch location, official correspondence should be sent to the same address: 1225 Hill Ave, Grafton, ND 58237. Join us in experiencing what it means to be part of a credit union that truly cares about its members. Visit our website at northstarccu.com or stop by today! Your financial future starts here with North Star Community.

Branch History & Mission

At North Star Community, we are proud of our rich history and unwavering mission to serve the community of Grafton, ND. Established in 1940, our branch has been a cornerstone of financial support for over eight decades. Located at 1225 Hill Ave, we have grown alongside our members, adapting to their needs while maintaining a strong focus on personal service and community engagement. Since our inception, North Star Community has evolved significantly. From humble beginnings, we now proudly serve 22,241 members with total assets reaching an impressive $463,648,895. Our growth is a testament to the trust our community places in us, and it fuels our commitment to provide accessible and beneficial financial services. Our mission at North Star Community is straightforward yet impactful: we aim to empower individuals and families by offering a range of financial services that promote financial well-being and security. We believe that everyone deserves access to quality banking services, whether it's personal banking like checking and savings accounts or loans for cars and homes. We strive to make every interaction meaningful and supportive. While you can visit us at 1225 Hill Ave, official correspondence should be sent to the same address as our mailing address. Our branch operates Monday through Friday from 8:00 AM to 5:00 PM, with special drive-thru hours on Saturday from 9:00 AM to 12:00 PM. We are here for you when you need us most. North Star Community also embraces technology to enhance your banking experience. With options like online banking, mobile payments, and ATMs available on-site, we ensure that managing your finances is convenient and efficient. Our commitment extends beyond just banking; we actively engage in partnerships and outreach initiatives aimed at strengthening our local community. As we look ahead, we invite you to join us at North Star Community. Experience firsthand how we can help you achieve your financial goals while supporting the growth of Grafton and its residents. Together, let's build a brighter future! If you're ready to take the next step, feel free to reach out at 701-379-2002 or visit us online at North Star Community.

Branch Location & Accessibility

Accessibility and Features

Our location is designed with your comfort in mind. We offer ample parking right outside, making it simple for you to pop in whenever you need assistance. The branch is fully ADA compliant, ensuring that everyone can access our services without any barriers. Whether you're visiting our lobby or utilizing our drive-thru service, we aim to provide a welcoming environment for all members.

Operating Hours

We understand that life can be busy, which is why we're here for you during flexible hours. Our lobby is open from 8:00 AM to 5:00 PM on weekdays and our drive-thru service runs from 9:00 AM to 12:00 PM on Saturdays. This means you can choose a time that works best for you whether that's during your lunch break or on the weekend!

Services Offered

At North Star Community, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we're dedicated to helping you achieve your goals. Plus, with ATM availability right on-site, you can access cash quickly and conveniently whenever you need it. While members can visit us at 1225 Hill Ave for all their banking transactions, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 701-379-2002. We look forward to welcoming you into our branch! Come by today and discover how North Star Community can support your financial journey.

Member Eligibility

At North Star Community, we believe that everyone deserves to be part of a welcoming community where your financial goals are supported. Joining us is easy and open to many! If you live, work, worship, or attend school in the Grafton area, you're likely eligible to become a member. Our friendly team is here to guide you through the process and help you enjoy all the benefits that come with membership, including personalized service and access to a variety of financial products tailored just for you. To learn more about specific eligibility criteria, feel free to check out our detailed guidelines at http://www.northstarccu.com/save/open-an-account. Once you're ready to take the next step, opening an account is simple! You can start your journey with us by visiting http://www.northstarccu.com/borrow/apply-online or giving us a call at (701) 379-2002. We're excited to welcome you to North Star Community at 1225 Hill Ave, Grafton ND 58237, where we're committed to helping you thrive financially.

Business Banking & Commercial Services

Merchant Services that Make Transactions Easy

In addition to loans, we offer merchant services designed to simplify your daily operations. Imagine being able to accept payments from customers effortlessly, whether they pay with a card or through mobile wallets. Our merchant services ensure you can focus on what you do best running your business while we handle the transactions smoothly. Located at 1225 Hill Ave Grafton Nd 58237 in Grafton, ND, we are here to provide the tools and resources you need to thrive. For more information, give us a call at (701) 379-2002 or visit our website at North Star Community. Let's work together to build a brighter future for your business!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We are located at 1225 Hill Ave in Grafton, ND conveniently situated to serve our community's needs. If you have questions about any of our services or want to learn more about how we can assist you, feel free to reach out at 701-379-2002 during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 9 AM to 12 PM. At North Star Community, we're not just a credit union; we're a part of the community. Join us today and experience how our comprehensive financial services can enhance your life! For more information on opening an account or exploring loan options, visit us online at North Star Community.

Business Banking

For business owners, North Star Community offers a comprehensive suite of business banking services. From merchant services that streamline payment processing to business loans that help fuel growth, we're here to support your success. We understand that every business has unique needs, and our team is ready to work with you to find the right solutions.

Digital Banking Convenience

In today's fast-paced world, we know that convenience is key. That's why we provide robust online and mobile banking options. You can easily manage your accounts from anywhere, at any time. Our features include mobile payments for quick transactions, person-to-person payments for sharing costs with friends or family, and e-statements that keep your information organized without the clutter of paper. For those who prefer traditional banking methods, we have ATM access for withdrawals and balance checks right at your fingertips. Our drive-thru service allows for quick deposits and simple transactions without leaving your car.

Personal Banking

Starting with personal banking, we offer checking and savings accounts designed to help you manage your finances effectively. Need a new car? Our auto loans and vehicle financing options can get you behind the wheel quickly and affordably. We also provide mortgage loans and refinancing solutions to help you secure your dream home or reduce your current mortgage payments. If you're facing unexpected expenses or need some extra cash flow, consider our personal loans and debt consolidation services. These can help simplify your finances and give you peace of mind. Plus, our credit cards come with rewards that can benefit you in everyday purchases.

Digital & Online Banking

E-Statements for Easy Access

Say goodbye to paper clutter! Our e-statements are readily available, allowing you to view your financial statements whenever you need them. Not only does this feature help the environment, but it also makes keeping track of your finances easier than ever.

Online Banking Made Simple

Our online banking services are available 24/7 at https://www.northstarccu.com/. This means you can check balances, pay bills, and transfer funds with just a few clicks. Whether you're on your computer or using our mobile app, managing your accounts has never been easier.

Security You Can Trust

We prioritize the security of your information. Our online banking platform employs advanced security measures so you can feel safe while banking from home or on the go. Your financial safety is our top concern. At North Star Community, we're committed to providing you with accessible and user-friendly online banking solutions that make managing your money simple and secure. Explore all these features today by visiting us at https://www.northstarccu.com/!

Stay Connected with Mobile Features

With our mobile application, you can carry your bank right in your pocket! Enjoy features like mobile payments for quick transactions and person-to-person transfers to send money to friends or family instantly. Plus, with electronic signature authorization, signing important documents is straightforward and hassle-free no more printing or mailing!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 46,060, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments stand at $14,248,816, further solidifying our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 1225 Hill Ave Grafton Nd 58237 or call (701) 379-2002 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $2,614,797, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well offering $5,494 in used auto loans and $353,561,589 in total loans and leases supports members' financial goals across various sectors.

Strong Financial Health

With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,259 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates tailored to fit your budget. Plus, if you're considering refinancing your existing auto loan, we can assist you with eligibility options that might save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $134,914,784 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, we're here to support your business journey.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $6,866,187 in loans helping members manage their finances effectively. These cards come with various benefits to help you keep track of your spending while earning rewards.

Financial Insights

Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We encourage potential borrowers to explore all our offerings and see how they can benefit from our services. If you're ready to take the next step towards your financial goals or want more information about our loan products, feel free to reach out to us at 701-379-2002 or visit us at 1225 Hill Ave Grafton Nd 58237. Let North Star Community be part of your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, make buying or refinancing simple. We guide you through each step of the process so you can focus on making your new house a home.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all loan offers are fair and transparent.