North Star Community Credit Union Devils Lake ND | Low Mortgage Rates & Auto Loans

Introduction

Welcome to North Star Community located at 1324 Highway 2 E, Devils Lake, ND 58301. Since opening our doors in 1940, we have been dedicated to serving our members and the community with a strong commitment to financial well-being and support. With a proud membership of over 22,000 individuals, we've built a trusted relationship with the community, ensuring that we are not just a credit union but a partner in achieving your financial goals. At North Star Community, we pride ourselves on our solid financial foundation. Our total assets stand at an impressive $463,648,895, reflecting our stability and reliability in the ever-changing financial landscape. We're here to provide you with a range of services tailored to your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. With $9,685,767 in total deposits and a net worth of $58,371,272, we ensure that your money is safe while also working hard for you. Our leadership team is committed to guiding North Star Community toward continued success. Under the stewardship of CEO Bob Herrington and Board President Michael Black, we focus on fostering community engagement while providing exceptional service. Our dedicated staff of 106 employees works tirelessly to meet your needs whether it's through traditional banking services or modern conveniences like online and mobile banking. We understand that every member has unique needs. That's why we offer personalized solutions designed to help you thrive financially. If you have any questions or would like assistance, don't hesitate to reach out at 701-662-2195 or visit us in person during our lobby hours from 8 AM to 6 PM (Monday - Friday) and 9 AM to 12 PM (Saturday). While members can visit us at our branch location in Devils Lake, official correspondence should be sent to the same address: 1324 Highway 2 E, Devils Lake, ND 58301. Explore more about our offerings by visiting our website at North Star Community. Join us today as we continue to build a brighter financial future together!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of convenience. That's why we've embraced technology by offering online and mobile banking options. You can manage your finances from anywhere with features like e-statements and person-to-person payments at your fingertips.

Join Us!

We invite you to become part of the North Star Community family. Experience firsthand how we can support your financial journey while making a difference in our community. For more information or to open an account, visit us online at North Star Community or call us at 701-662-2195. Together, let's reach for the stars!

Our Mission

At North Star Community, our mission is simple yet powerful: to empower our members through exceptional financial services while actively supporting our local community. We believe in fostering relationships that help individuals achieve their financial goals. Our services include checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions all designed with your needs in mind. Beyond just banking, we are deeply invested in community outreach. From partnering with local organizations to hosting financial literacy programs, we strive to make a positive impact in the lives of those around us.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Situated along Highway 2, our location is easy to reach for both local residents and those traveling through the area. We're close to popular spots like the historic Fort Totten State Park and just a short drive from the scenic Devils Lake itself. You'll find ample parking right outside our branch, making it easy for you to drop by without any hassle. Accessibility is a priority for us. Our branch meets ADA compliance standards, ensuring that all members can access our services comfortably. We also offer a drive-thru service for quick transactions, so you can take care of banking on-the-go without leaving your vehicle.

Operating Hours and Services

At North Star Community, we understand that life can get busy, which is why we have flexible operating hours. You can visit us Monday through Friday from 8 AM to 6 PM and enjoy our drive-thru service on Saturdays from 9 AM to 12 PM. We provide a wide range of services designed for personal and business banking needs. From checking and savings accounts to auto loans, mortgage options, and credit cards with rewards, we've got something for everyone. Plus, with ATM availability on-site, accessing cash has never been easier. If you have questions or need assistance, don't hesitate to give us a call at 701-662-2195. Our team is always ready to assist you!

Visit Us Today!

We invite you to come visit North Star Community at our Devils Lake branch. Experience the difference of banking with a local credit union that truly cares about its members. Whether you're looking to open an account or simply want more information about our services, we're here for you!

Member Eligibility

Becoming a member of North Star Community is like joining a welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Devils Lake area, you're likely eligible to join us! We believe that everyone deserves access to affordable banking services, and our community-focused approach means we're here to support you every step of the way. To learn more about specific eligibility criteria, feel free to check out our detailed guidelines at http://www.northstarccu.com/save/open-an-account. Opening an account with us is simple and straightforward. Just visit our website for more information on how to get started: http://www.northstarccu.com/borrow/apply-online. If you have any questions or need assistance, don't hesitate to reach out at (701) 662-2195. We're excited to have you as part of our community at North Star Community, located at 1324 Highway 2 E Devils Lake Nd 58301, where we prioritize your financial success!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine having the ability to accept various payment methods easily, boosting customer satisfaction while streamlining your operations. Our services ensure that you can focus on what you do best running your business. Visit us at 1324 Highway 2 E Devils Lake Nd 58301 in Devils Lake, ND, or call us at (701) 662-2195 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Accessibility Services

Accessibility is key in today's banking environment. At North Star Community, we offer ATM and cash withdrawal services, along with basic drive-thru banking where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle. With ATMs available for quick access to your funds, managing money has never been easier.

Business Banking

For our business members, we offer comprehensive banking solutions including merchant services and business loans. We understand how crucial it is for businesses to have reliable support; that's why our team is here to assist you in navigating financial decisions that will help your business thrive.

Credit and Loans

Managing debt can be daunting, but with our personal loans and debt consolidation services, we aim to make it manageable. Our credit cards come with rewards that add value every time you use them perfect for everyday purchases or special treats!

Digital Banking Features

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. Manage your accounts anytime and anywhere with just a few taps on your smartphone or computer. You can easily check balances, transfer funds, and even make person-to-person payments without having to visit the branch.

Get Started Today!

We invite you to experience all that North Star Community has to offer. Whether you're walking through our doors or accessing us online, we're here to provide the support you need for all your financial goals. For more information about our services or to speak with one of our friendly staff members, give us a call at 701-662-2195 or visit us at northstarccu.com. Your journey toward better banking starts here!

Personal Banking Solutions

Our personal banking offerings are crafted to simplify your financial life. You can choose from various checking and savings accounts that suit your lifestyle. Need a new vehicle? Explore our auto loans and vehicle financing options that come with competitive rates, making it easier for you to drive away in your dream car. If homeownership is on your mind, our mortgage loans and refinancing services can help you secure the perfect home loan tailored to your budget.

Digital & Online Banking

Accessible Support

If you ever have questions or need assistance, our dedicated team is just a call away at (701) 662-2195. We're here to help you navigate all the benefits of digital banking while ensuring that your experience remains user-friendly and secure. In summary, the digital and online banking services at North Star Community are designed with you in mind providing accessibility, ease-of-use, and real-time management of your finances so you can focus on what really matters in life!

Mobile Banking Features

Our mobile application adds another layer of convenience. You can manage your accounts on the go, with features like mobile payments that let you pay for goods and services right from your phone. Plus, person-to-person transfers make sending money to friends and family quick and easy no cash needed!

Online Banking Services

With our 24/7 online banking services available at https://www.northstarccu.com/, you can check your account balances, transfer funds, and pay bills without having to visit a branch. This means no more waiting in lines or rushing before closing time. Whether it's early morning or late at night, your bank is open for business.

Secure Transactions

Safety is a top priority at North Star Community. We offer electronic signature authorization for secure document signing, so you can handle important transactions with peace of mind. And if you prefer paperless banking, our e-statements are available for easy access to your financial statements whenever you need them.

Financial Strength

At North Star Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial position reflects our commitment to providing you with exceptional service and support. With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further demonstrated by our net worth ratio of 1259, which ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,830,060 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is significant: we have $5,494 in used auto loans and an impressive total of $353,561,589 in loans and leases. This means that whether you're looking to purchase a vehicle or consolidate debt, we're here to support your financial goals. Our operational efficiency is reflected in our net income of $2,614,797, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. In addition to this strong workforce, we have $14,248,816 available for lending and investments (Net Shares). Total Share Accounts stand at an impressive 46,060, showcasing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 1324 Highway 2 E Devils Lake Nd 58301 or call 701-662-2195 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

For business owners looking to expand or improve their operations, our outstanding commercial loans totaling $134,914,784 provide the capital needed to grow. We also have credit lines available for those who need quick access to funds. If you're considering refinancing or want to learn more about eligibility options for any of our products, don't hesitate to reach out. You can contact us at 701-662-2195 during our operating hours from 8 am to 6 pm Monday through Friday and from 9 am to 12 pm on Saturday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let North Star Community help you find the right loan solution today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have financing solutions that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, allowing you to take the next step toward owning your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $6,866,187 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that make everyday spending more rewarding.

Loan Aggregator

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