North Star Community Credit Union Cavalier ND | Affordable Vehicle Loans & Personal Banking

Introduction

Welcome to North Star Community, your trusted financial partner located at 202 Division Ave S, Cavalier, ND 58220. Since our establishment in 1940, we've been dedicated to serving our community with personalized banking solutions that truly make a difference. With a total membership of 22,241, we pride ourselves on fostering strong relationships and providing exceptional service tailored to each member's needs. At North Star Community, we understand that managing your finances can sometimes feel overwhelming. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Whether you're looking to save for the future or need assistance with a loan, our friendly team is here to guide you every step of the way. With total assets reaching an impressive $463,648,895 and total deposits of $9,685,767, we are well-equipped to support your financial journey. Our commitment to our members is evident in our robust offerings and dedication to responsible lending having issued a total of 16,428 loans to date. We also maintain a net worth of $58,371,272, ensuring stability and trust in our operations. While members can visit us at our branch location, official correspondence should be sent to PO Box 176, Cavalier, ND 58220. If you have any questions or need assistance, don't hesitate to reach out by calling us at 701-265-4355. Our team is eager to help you navigate your financial goals. Join us at North Star Community today where your success is our mission! To learn more about what we offer or how you can become a member, visit us online at northstarccu.com.

Branch History & Mission

Engage With Us

While members can visit us at 202 Division Ave S for all their banking needs like utilizing our drive-thru or accessing ATM services official correspondence should be sent to PO Box 176, Cavalier, ND 58220. As we look forward to the future, we invite you to join us on this journey. Experience the difference of being part of a credit union that truly cares about its members. Reach out to us at 701-265-4355 or visit our website to learn more about how North Star Community can help you achieve your financial aspirations!

Mission Statement

At North Star Community, our mission is clear: We aim to empower our members by providing accessible financial services while fostering a sense of community. We prioritize understanding the unique needs of each member and strive to offer personalized solutions that help them achieve their goals. We also focus on embracing technology for your convenience. With features like online banking, mobile payments, and e-statements available, managing your finances has never been easier. Additionally, our facility is ADA compliant to ensure everyone can access our services comfortably.

Our Evolution

From our humble beginnings, we have consistently strived to provide exceptional service and innovative financial solutions. Over the years, we've expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our total assets now stand at an impressive $463,648,895, a testament to our commitment to growth and stability for our members. Our dedication to community support is evident in our partnerships and outreach initiatives. We believe that when our members thrive, so does the entire community. Whether it's sponsoring local events or supporting small businesses with tailored banking solutions, we take pride in making a positive impact in Cavalier and beyond.

Branch Location & Accessibility

Get in Touch

Have questions or want more information? Feel free to call us at 701-265-4355! Our friendly staff is always ready to assist you with any inquiries you may have. We invite you to visit us at North Star Community where your financial well-being is our top priority!

Operating Hours

We understand that your time is valuable. That's why our lobby is open from 9:00 AM to 4:30 PM Monday through Friday, with Saturday hours from 9:00 AM to 12:00 PM. If you prefer banking on the go, our drive-thru service operates from 8:00 AM to 5:00 PM on weekdays, giving you flexibility in managing your banking needs.

Services We Offer

At North Star Community, we provide a range of services designed for every member of our community. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, we're here to help. With an ATM available for quick cash withdrawals and basic transactions as well as drive-thru banking for your convenience, we make it easy for you to manage your finances.

Visit Us

While members can visit us at our branch address, official correspondence should be sent to PO Box 176, Cavalier, ND 58220. We are proud to offer a welcoming environment with ample parking and ADA-compliant features to ensure everyone can access our services comfortably.

Member Eligibility

Joining the North Star Community feels like becoming part of a warm, welcoming family. If you live, work, or worship in Cavalier or the surrounding areas, you're likely eligible to join us! We believe in supporting our members with personalized services and financial solutions tailored to your unique needs. Whether you're looking for savings accounts, loans, or convenient banking options, we have something for everyone. To get the full details on eligibility criteria, check out our resource at this link. Becoming a member is as easy as reaching out to us. You can visit our branch at 202 Division Ave S, Cavalier, ND 58220 or give us a call at 701-265-4355. We're here to help guide you through the account opening process and answer any questions you may have. Dive into a community that prioritizes your financial well-being join North Star Community today! For more information on opening an account, visit this page.

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer a suite of merchant services designed to simplify payment processing for your business. Whether you need point-of-sale solutions or online payment options, our tools make transactions smooth and efficient, allowing you to focus on what truly matters growing your business. Located at 202 Division Ave S Cavalier Nd 58220 in Cavalier, ND, our friendly team is ready to assist you every step of the way. Reach out today at (701) 265-4355 and discover how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide specialized services including merchant services and business loans. We aim to support local businesses in their growth by offering flexible financing solutions tailored to their unique needs.

Easy Access to Your Money

We understand that sometimes you need cash on the go. With our ATM services available for withdrawals and balance checks, along with basic drive-thru banking for deposits and simple transactions, accessing your funds has never been easier.

Join Us Today!

At North Star Community, located at 202 Division Ave S Cavalier Nd 58220, we are committed to serving our members with exceptional care and attention. If you're ready to take control of your financial journey or simply have questions about any of our services, don't hesitate to reach out at (701) 265-4355. Visit us today or explore more about what we offer online at Cavalier. We look forward to welcoming you into our community!

Personal Banking Made Simple

When it comes to personal banking, we understand that convenience and accessibility are key. That's why we offer checking and savings accounts tailored to fit your lifestyle. You can easily manage your money through our online and mobile banking platforms, allowing you to check balances, make transfers, and pay bills anytime, anywhere. If you're planning to purchase a vehicle or refinance your current one, our auto loans and vehicle financing options are designed with competitive rates that suit your budget.

Rewarding Credit Options

We know that credit cards can be more than just a payment method; they can be a valuable tool for managing expenses. That's why we offer credit cards with rewards that give back as you spend. It's our way of saying thank you for choosing us as your financial partner.

Support for Homeowners

Owning a home is a significant milestone, and at North Star Community, we make it easier for you with our mortgage loans and refinancing options. Our knowledgeable staff will guide you through the process, ensuring you understand each step. We also provide personalized support for those seeking personal loans and debt consolidation, helping you achieve financial peace of mind.

Digital & Online Banking

Accessibility at Your Fingertips

We believe banking should be easy for everyone. With our digital offerings, whether you're using a smartphone or a desktop computer, you'll find everything is laid out clearly and simply. Our team is always here to help if you have questions about any of these features. In summary, North Star Community offers a comprehensive digital banking experience that emphasizes convenience, security, and accessibility. Discover all that we have to offer by visiting us at https://www.northstarccu.com/ today!

Convenient Online Services

With our online banking platform, accessible at https://www.northstarccu.com/, you can manage your accounts anytime, anywhere. Whether you're checking your balance, paying bills, or transferring money, our services are available 24/7. You'll enjoy real-time access to your accounts, allowing you to make informed financial decisions on the fly.

Enhanced Features for Security and Ease

Security is our top priority. We offer electronic signature authorization, making it simpler and safer for you to complete transactions without the hassle of paperwork. Plus, our e-statements give you instant access to your account statements while helping the environment by reducing paper waste. Want to send money quickly? Our person-to-person transfer feature makes it easy to send funds to friends and family with just a few taps on your phone or computer. And for those who prefer managing their finances on the go, we provide a user-friendly mobile application that supports mobile payments so you can shop securely from wherever you are.

Financial Strength

At North Star Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength demonstrates our commitment to providing you with reliable services and exceptional value. With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.59% showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,830,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $5,494 in used auto loans and a total of $353,561,589 in loans and leases. Our impressive net income of $2,614,797 reflects our operational efficiency. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $14,248,816. Total Share Accounts: 46,060, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 202 Division Ave S Cavalier Nd 58220 or call 701-265-4355 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our dedicated team is here to assist you throughout the process.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans total $134,914,784, providing the capital needed to expand operations or invest in new ventures. We're committed to supporting local businesses and their success within the community. At North Star Community, we also recognize that refinancing options may be available for many of our loan products. If you're interested in exploring these possibilities or checking your eligibility for any of our loan offerings, feel free to reach out. You can contact us at 701-265-4355 or visit us at 202 Division Ave S Cavalier ND 58220 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan products today and see how we can help you achieve your financial goals!

Credit Lines and Personal Loans

We also offer flexible credit lines and personal loans to meet various financial needs. With a total of $85,509,188 available in credit lines, our members can access funds for unexpected expenses or planned purchases without hassle. If you're looking to consolidate debt or cover personal costs, our unsecured credit card loans amounting to $6,866,187 are designed to help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, giving you the support you need as you take this important step toward owning your home.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows users to make informed decisions without the pressure of hidden fees or misleading offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance guarantees that all offers presented on the platform are fair and transparent. One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced only from legitimate financial institutions, which helps maintain a high level of trust among users. Additionally, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. The goal is straightforward: to provide unbiased results that empower consumers. With real-time rate comparisons, users can access up-to-date loan rates from multiple institutions at their convenience. This feature is crucial for helping individuals navigate their options and select loans that best fit their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of the platform in connecting borrowers with competitive loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*