North Star Community Credit Union Butte ND | Affordable Auto Loans & Business Banking

Introduction

Welcome to North Star Community in Butte, ND, where we prioritize your financial well-being! Since our establishment in 1940, we've been dedicated to serving our members with integrity and commitment. Located at 310 Main St E, Butte, ND 58723, we invite you to experience the personalized service that sets us apart from traditional banks. With a robust membership base of over 22,241 individuals, we take pride in our strong community ties. Our total assets have reached an impressive $463,648,895, showcasing our stability and growth. We are here to support you through various financial needs, offering everything from personal banking solutions to business loans. While members can visit us at our branch for all their financial needs, official correspondence should be sent to PO Box 199, Butte, ND 58723-0199. Our dedicated team of 106 employees, led by CEO Bob Herrington and Board President Michael Black, is always ready to assist you. Our mission goes beyond just numbers; it's about making a meaningful impact in our community. With total loans reaching 16,428 and deposits standing at $9,685,767, we are positioned to help you achieve your financial goals while ensuring your investments are secure. At North Star Community, we believe in transparency and accessibility. With a net worth of $58,371,272 and cash on hand amounting to $2,346,972, you can trust that your finances are in good hands. Our diverse range of services includes checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We encourage you to reach out! Whether you want to learn more about our services or have questions regarding your account, don't hesitate to call us at 701-626-7153. Join us at North Star Community where your financial journey shines bright!

Branch History & Mission

Commitment to Innovation

As times change, so do we. North Star Community is committed to integrating modern technology into our services while ensuring ADA compliance for all members. Our online and mobile banking platforms allow you to manage your finances conveniently from anywhere. With features like electronic signatures and mobile payments, your banking experience is designed for ease.

Join Us

Whether you're looking for a reliable place to save or seeking financing options for your next vehicle or home purchase, North Star Community is here for you. We invite you to become part of our growing family. Experience firsthand the benefits of membership where your financial goals meet community spirit. For any inquiries or assistance, please don't hesitate to reach out at 701-626-7153. Join us today at North Star Community and let us help you shine brighter!

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community among our members. At North Star Community, we believe that everyone deserves access to quality financial products that meet their needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we strive to make banking easy and accessible. We also recognize the importance of supporting our local community. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us and contribute positively to the well-being of our neighbors.

Branch Location & Accessibility

Accessibility Features

At North Star Community, we prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and wide doorways to ensure everyone can enter comfortably. Plus, there's ample parking available right outside for your convenience.

Get in Touch!

Have questions? Feel free to give us a call at 701-626-7153! Our dedicated team is eager to assist you with any inquiries or concerns you may have. We invite you to stop by North Star Community today we look forward to serving you!

Operating Hours and Services

We welcome you to visit us during our lobby hours from 9 AM to 1 PM on weekdays. Our friendly staff is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking options. We understand that life can get busy, so we aim to make your banking experience as smooth as possible. Unfortunately, we currently do not offer ATM services or drive-thru banking at this branch. However, you can still enjoy online and mobile banking features that allow you to manage your accounts from the comfort of your home or on-the-go.

Member Eligibility

At North Star Community, we believe that everyone deserves a chance to be part of a caring community. Joining us as a member is an easy and welcoming process. If you live, work, or worship in the Butte area, you're already eligible! We also invite family members of existing members to join our growing family. By becoming a member at North Star Community, you gain access to personalized financial services tailored to meet your needs, including competitive loan rates and exceptional customer support. Ready to take the next step? Opening your account is straightforward just visit us at 310 Main St E Butte Nd 58723 or give us a call at (701) 626-7153 for more details. You can also check out our eligibility criteria by visiting http://www.northstarccu.com/save/open-an-account for the most up-to-date information. Join us today and discover the benefits that come with being part of the North Star Community community!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools to effortlessly process payments, manage inventory, and provide excellent customer service all from one platform. Our merchant services simplify transactions so you can focus on what matters: running your business. With user-friendly options tailored for local enterprises, we make it easy to accept payments anytime, anywhere. Discover how North Star Community, located at 310 Main St E Butte Nd 58723 in Butte, ND, can partner with you for success. Reach out today at (701) 626-7153 to learn more about our offerings!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,170 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $134,914,784, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our local entrepreneurs, we offer specialized services under our business banking umbrella. From merchant services that simplify payment processing to accessible business loans, we aim to empower your business goals and support the growth of our community's economy.

Digital Banking

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. With just a few clicks on your phone or computer, you can manage your accounts anytime, anywhere. You can check balances, transfer funds, and even pay bills without stepping foot outside. We also provide easy-to-use options like ATM and cash withdrawal services, although currently, we do not have an ATM on-site. However, rest assured that many ATMs in the area accept cards from North Star Community.

Get Started Today!

With so many options available at North Star Community, there's no better time to take control of your financial future. We invite you to visit us at 310 Main St E, Butte, ND 58723, or give us a call at 701-626-7153 to learn more about how our services can benefit you. Explore what we offer online at northstarccu.com or take the first step towards opening an account by visiting this link. Let us help you navigate your financial journey with confidence!

Personal Banking

For personal banking, we offer various checking and savings accounts designed to fit any lifestyle. Imagine having a checking account that helps you manage your daily expenses effortlessly while earning interest on your savings. Our auto loans and vehicle financing options make it simple to drive away in the car of your dreams with flexible terms that work for you. If you're thinking about purchasing a home or refinancing an existing mortgage, our mortgage loans are here to guide you through every step of the process. We understand that life can sometimes bring unexpected expenses, so our personal loans and debt consolidation services are perfect for those moments when you need extra support. Don't forget about our credit cards with rewards! These cards not only help you build credit but also reward you for your everyday purchases with points that can be redeemed for exciting benefits.

Digital & Online Banking

Go Paperless

Want to simplify your life? Sign up for e-statements and enjoy instant access to your account statements without the clutter of paper. It's an eco-friendly choice that keeps your information organized and easily accessible.

Key Features

Our online banking is not just about convenience; it also prioritizes your security. Enjoy the peace of mind that comes with knowing your financial information is protected with advanced security measures. Plus, with features like electronic signature authorization, signing documents has never been easier or more secure.

Mobile Convenience

For those on the go, our mobile application offers all the features you need right at your fingertips. Make mobile payments effortlessly, whether you're shopping or splitting a bill with friends using our person-to-person transfer feature. You can manage your accounts and make payments anytime, anywhere. With all these tools available at North Star Community, staying on top of your finances is easier than ever. Join us in embracing the future of banking today!

Financial Strength

At North Star Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to transparency and reliability, we are proud to share key insights into our financial health. With a net worth of $58,371,272, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 12.59% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $165,902,113 in share certificates and $60,620,756 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,728,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $42,830,060 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $5,494 in used auto loans and total loans and leases amounting to $353,561,589, we support members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $2,614,797, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 100 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $14,248,816, while total share accounts reflect the trust of our community with 46,060 accounts. These figures showcase a strong and growing member base that relies on us for their financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, North Star Community is your trusted partner. Visit us at 310 Main St E Butte Nd 58723 or call 701-626-7153 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $92,508,142 in used vehicle loans and $21,536,740 in new vehicle loans already helping members get on the road. We also provide flexible terms for refinancing options if you're looking to lower your monthly payments or interest rates on your existing auto loan.

Business Loans

For business owners, our outstanding commercial loans totaling $134,914,784 provide the capital needed to grow and expand your business. Whether you need funds for equipment purchases or operational costs, we are here to support your entrepreneurial journey. At North Star Community located at 310 Main St E Butte Nd 58723, our team is dedicated to providing personalized service and expert guidance throughout the loan application process. If you're interested in learning more about our products or checking eligibility options, feel free to give us a call at 701-626-7153. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,296,232, make buying or refinancing simple. We can help you navigate the process and find the right loan that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $6,866,187 in loans helping members manage their finances effectively. This can be a great way to cover unexpected costs without the burden of high-interest rates.

Loan Aggregator

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