Neighbors Credit Union Saint Peters MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Neighbors Credit Union in Saint Peters, where our commitment to serving our community runs deep. Established in 1928, we have proudly grown into a trusted financial partner for over 49,000 members. Located at 4745 Mexico Rd, Saint Peters, MO 63376, we're here to help you navigate your financial journey with personalized solutions tailored just for you. At Neighbors Credit Union, we understand that each member has unique needs. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. With total assets exceeding $521 million and deposits amounting to $43,887,291, your money is in safe hands. Our dedicated team of 124 employees works tirelessly to provide exceptional service, led by our CEO, Jason Heath, and Board President, Kenneth Leach. We take pride in our strong financial foundation which includes a net worth of $66,020,095 and cash reserves of $10,180,441 to support our members effectively. While our branch is the perfect place for personal banking needs, official correspondence should be directed to the same address: 4745 Mexico Rd, Saint Peters, MO 63376-2461. Whether you visit us in person or reach out by phone at 636-939-9843, you'll experience a welcoming environment focused on your financial success. Join us today and discover how Neighbors Credit Union can support your financial goals. Visit us online at neighborscu.org or stop by our branch we're excited to serve you!

Branch History & Mission

Join Us

If you're looking for a financial partner who genuinely cares about your success and the well-being of your community, consider becoming a member of Neighbors today. Experience firsthand how we prioritize your needs while actively contributing to making Saint Peters an even better place to live and work. Visit us or contact us at 636-939-9843; together, we can build a brighter financial future!

Our Journey

From our modest beginnings nearly a century ago, Neighbors has continually evolved to meet the changing needs of our members. Our location on Mexico Road is easily accessible and provides a welcoming environment for all who enter. We are proud to offer services such as personal banking, auto loans, mortgage loans, and business banking solutions. Throughout the years, we've embraced technological advancements while maintaining our core values of service and support. As we expanded our offerings, we also ensured our facilities became more accessible. We proudly provide ADA-compliant services to ensure everyone in our community can benefit from what we offer. With features like drive-thru banking and ATM availability, we strive to make banking convenient and efficient for all.

Our Mission

At Neighbors, our mission is simple yet powerful: to empower our members financially while supporting the communities we serve. We believe that by investing in local initiatives and partnering with organizations that uplift those around us, we can create lasting positive change. Whether it's through educational programs or community outreach events, our focus remains on enhancing the quality of life for everyone. While members can visit us at 4745 Mexico Rd for all their banking needs, official correspondence should be sent to 4745 Mexico Rd, Saint Peters, MO 63376-2461. Our dedicated team is available during lobby hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM ready to assist you with your financial journey.

Branch Location & Accessibility

Accessibility Features

At Neighbors, we prioritize accessibility for all our members. Our branch is ADA compliant, ensuring that everyone can easily navigate our facilities. We have ample parking available, including designated spaces for those who need them. Whether you're visiting us for a quick transaction or to discuss more complex financial matters, you'll find our location inviting and accommodating.

Get In Touch

Have questions or want more information? Don't hesitate to give us a call at 636-939-9843. We're always happy to help! Come visit us at Neighbors Credit Union in St. Peters today we look forward to serving you!

Operating Hours

We're here when you need us! Our lobby hours are designed to fit your schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Feel free to drop by during these hours; our friendly team is ready to assist you with a smile!

Services Offered

Our St. Peters branch offers a wide range of services tailored to meet the needs of our community. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions for everyone. Need cash? Our ATM is available on-site for easy access to your funds. Plus, we offer drive-thru banking for quick deposits and withdrawals without leaving your vehicle. For those who may need shared services, we proudly participate in shared branching, allowing members from partner credit unions to conduct basic transactions at our location.

Member Eligibility

At Neighbors, we believe that joining our community is about more than just banking it's about being part of a supportive family. If you're interested in becoming a member, it's great to know that eligibility is quite welcoming! We invite anyone who lives, works, worships, or attends school in the area to consider joining us. It's all about creating connections and fostering relationships that matter. For those looking for detailed information on specific criteria, please check out our eligibility guidelines here. Becoming a member at Neighbors opens up a world of benefits, from personalized financial services to competitive loan rates. The account opening process is straightforward and designed with you in mind; whether you're interested in checking accounts, savings options, or loans, we're here to help every step of the way. You can reach out to us at (636) 939-9843 for any questions or assistance. We're excited to welcome you to our community at 4745 Mexico Rd Saint Peters Mo 63376!

Business Banking & Commercial Services

Merchant Services that Make Sense

In addition to loans, we offer practical merchant services designed to streamline your operations. Imagine having a simple way to accept payments from customers be it in-store or online. Our merchant solutions make transactions smoother, allowing you more time to focus on what truly matters: running your business. Visit us at 4745 Mexico Rd Saint Peters Mo 63376 in Saint Peters, MO, or call us at (636) 939-9843 to learn how our business banking and commercial services can benefit you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,997,881, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? We have an ATM available for easy withdrawals and balance checks without stepping inside the branch. Additionally, our basic drive-thru banking service allows for deposits and withdrawals on the go perfect for those busy days when time is tight.

Business Banking Services

For entrepreneurs and business owners, we understand the importance of reliable banking solutions. Our Business Banking services include merchant services and business loans that can help your company thrive. Whether you're just starting out or looking to expand, Neighbors is here to support your journey.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that allow you to bank anytime, anywhere. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can check balances, transfer funds, and even deposit checks right from your smartphone!

Personal Banking Solutions

For those looking to manage their finances efficiently, our Personal Banking options include checking and savings accounts designed to fit your lifestyle. Imagine having an account that not only helps you save but also rewards you for every purchase our Credit Cards with Rewards do just that! If you're planning to buy a new car or refinance your current vehicle, our Auto Loans & Vehicle Financing can help you drive away with confidence. Additionally, if you're considering purchasing a home or refinancing your mortgage, our Mortgage Loans & Refinancing services make the process straightforward and stress-free.

Shared Branching Benefits

We also participate in basic shared branch transactions for partner credit union members. This means you can make deposits and withdrawals at other participating branches conveniently. At Neighbors, we pride ourselves on offering comprehensive financial services that cater to all aspects of your life. We're here to help simplify your banking experience while ensuring that your financial goals are within reach. If you're interested in learning more about how Neighbors can serve you better or want to explore our full range of services, don't hesitate to reach out! Call us at 636-939-9843 or visit us online at Neighbors Credit Union. Your financial well-being is our priority!

Support for Your Financial Goals

Sometimes life throws unexpected challenges your way. That's why we offer Personal Loans & Debt Consolidation services that provide a helping hand when you need it most. These loans can assist with everything from managing medical expenses to consolidating debt into one manageable payment.

Digital & Online Banking

Accessibility and Support

We pride ourselves on making banking accessible for everyone. Our digital services are designed for ease of use, ensuring that even if you're not tech-savvy, you'll find navigating your accounts simple and straightforward. And if you ever need assistance, our dedicated support team is just a phone call away at (636) 939-9843. Experience the convenience of modern banking today with Neighbors where managing your finances is made easy!

Key Features

One of the standout features is the ability to set up e-statements, which means you can view your account statements electronically instead of waiting for them in the mail. This not only helps you stay organized but also reduces paper waste an eco-friendly choice! Plus, our electronic signature authorization feature allows you to sign documents digitally, making transactions quicker and more efficient. For those who love using their smartphones, our mobile application makes banking even easier. You can make mobile payments, send money through person-to-person transfers, and access all your accounts with just a tap on your phone. The app is user-friendly and designed with security in mind so that you can bank confidently wherever you are.

Financial Strength

At Neighbors, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is strong and reliable can make all the difference. With a net worth of $66,020,095, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $138,432,202 in share certificates and $79,943,378 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $65,353,901 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further supported by $67,607 in used auto loans and $375,542,271 in total loans and leases, empowering our members to achieve their financial goals across various sectors. Our operational efficiency is reflected in our -$291,316 net income, which highlights areas for improvement as we strive to provide competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With total share accounts reaching 100,742, it's clear that more members trust us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 4745 Mexico Rd Saint Peters Mo 63376 or call 636-939-9843 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,087,511 in used vehicle loans and $27,430,388 in new vehicle loans already helping members get on the road. Whether you're financing a new or used vehicle, we provide straightforward options that can fit into your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $31,997,881 provide the capital needed to grow and expand. We understand that running a business comes with its unique challenges, and we're here to help you navigate them with tailored financial solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,930,317, make buying or refinancing simple. We aim to guide you through every step of the process, so you feel confident and informed as you make one of life's biggest decisions.

Refinancing Options

If you're considering refinancing any of your existing loans, talk to us about eligibility options that may lower your monthly payments or help you access additional funds. We're dedicated to ensuring that our members find the best possible financial solutions for their unique circumstances. At Neighbors, we're committed to providing exceptional service and support as you explore your borrowing options. For more information or assistance with applying for a loan, please reach out to us at (636) 939-9843. You can also visit us at our branch located at 4745 Mexico Rd Saint Peters Mo 63376, Saint Peters, MO. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $22,388,622 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Users can feel confident knowing that loan offers are sourced from credible financial institutions. - No Sponsored Listings: Unlike some platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real impact LendMesh has had on its users' financial lives. To start your journey towards finding the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. Each loan comparison is built on verified data, meaning that all offers originate from legitimate financial institutions, which adds an extra layer of trust.

Neighbors