Neighbors Credit Union Saint Louis MO | Top Credit Cards & Auto Loans

Introduction

Welcome to Neighbors, your trusted financial partner located at 1720 Market St, Saint Louis, MO 63166. Since our establishment in 1928, we've dedicated ourselves to serving our community with integrity and commitment. With a current membership of 49,252, we pride ourselves on being more than just a credit union; we are a vital part of our members' lives, helping them achieve their financial goals. At Neighbors, we understand the importance of providing personalized services. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, our team is here to support you every step of the way. With total assets exceeding $521 million and total deposits of $43,887,291, we have the resources to offer competitive rates and reliable services. Under the leadership of CEO Jason Heath and Board President Kenneth Leach, we focus on building long-lasting relationships with our members. Our dedicated staff of 124 employees is always ready to assist you with any questions or concerns you may have. If you need assistance or want to learn more about what we offer, feel free to call us at 314-231-1549 during our operating hours from 9 am to 5 pm, Monday through Friday. For any official correspondence, please use our mailing address: 1720 Market Street, Room 1001, Saint Louis, MO 63166. Join us at Neighbors Credit Union and experience the difference that comes with being part of a community-focused financial institution! Visit our website at www.neighborscu.org for more information on how we can help you today!

Branch History & Mission

Welcome to the Neighbors Credit Union, a cornerstone of financial service in Saint Louis, MO. Established in 1928, our branch has a rich history of supporting our community and helping our members achieve their financial goals. Over the decades, we have grown from a small cooperative into a trusted financial institution with assets totaling $521,272,636 and a membership base that now includes over 49,252 individuals. Located at 1720 Market St, Saint Louis, MO 63166, our branch is easy to find near local landmarks like the historic Gateway Arch and bustling downtown shops. Our commitment to providing exceptional service has been unwavering since our inception. While members can visit us at this address, official correspondence should be sent to 1720 Market Street, Room 1001, Saint Louis, MO 63166. Our mission is simple yet profound: we strive to empower our members by offering comprehensive financial services tailored to their unique needs. We believe that everyone deserves access to quality banking solutions whether it's personal banking through checking and savings accounts or financing options like auto loans and mortgages. We also prioritize community support through various outreach initiatives and partnerships aimed at fostering local growth and development. In today's digital age, we ensure that our services are accessible to everyone. Members can enjoy the convenience of online banking and mobile payments while knowing that we maintain a commitment to ADA compliance. Additionally, we offer an ATM for quick cash withdrawals and balance checks, ensuring your banking experience is seamless. At Neighbors Credit Union, we recognize that our strength lies in our community-focused approach. Our team actively engages with local organizations and participates in events that benefit Saint Louis residents. By prioritizing both financial wellness and community support, we aim to make a real impact on the lives of those around us. We invite you to join us on this journey! Experience firsthand how Neighbors Credit Union can help you navigate your financial future. Reach out at 314-231-1549 or visit us during our operating hours from 9 am to 5 pm Monday through Friday. Together, let's build a brighter future for you and your community!

Branch Location & Accessibility

Accessible Facilities

At Neighbors, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can navigate our space comfortably. Plus, we offer ample parking nearby, so you won't have to worry about finding a spot when visiting us.

Operating Hours

We're open Monday through Friday from 9 AM to 5 PM, ready to help you with your banking needs. Whether you're looking to set up a new account or inquire about loan options, our team is here during these hours to provide personalized support.

Services Offered

Our Downtown branch offers a wide range of services tailored to meet your financial goals. From personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. We also provide online and mobile banking options for added convenience perfect for managing your finances on the go! While you can visit us at 1720 Market St for all your banking needs, please note that any official correspondence should be sent to our mailing address: 1720 Market Street, Room 1001, Saint Louis, MO 63166. We invite you to come by or give us a call at 314-231-1549 if you have any questions or need assistance. At Neighbors, your financial well-being is our priority!

Member Eligibility

At Neighbors, we believe that becoming a member is like joining a family where everyone supports each other. If you're looking to enjoy the benefits of a credit union, you've come to the right place! To become a member of Neighbors, you simply need to meet a few friendly eligibility criteria. Generally, anyone who lives, works, worships, or attends school in the local community can join us. We also welcome immediate family members of current members and those who are part of certain organizations we partner with. For more detailed information about eligibility requirements, feel free to visit our website at Neighbors Credit Union Eligibility. Opening an account is easy and straightforward. Once you confirm your eligibility, you can start the process online or visit us at our branch located at 1720 Market St, Saint Louis, MO 63166. Our team is here to help you every step of the way! If you have any questions or need assistance, don't hesitate to call us at 314-231-1549. We're excited to welcome you into our community and help you achieve your financial goals!

Business Banking & Commercial Services

Financing Solutions for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,997,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine running your retail shop and effortlessly processing payments at the counter or online. Our merchant services simplify transactions, allowing you to focus more on serving your customers and less on payment hassles. With secure payment options, you can build trust with your clients while enjoying quicker access to your funds. Located at 1720 Market St Saint Louis Mo 63166 in Saint Louis, MO, we're ready to partner with you. Call us today at (314) 231-1549 to explore how we can help your business reach its full potential!

Comprehensive List Of Services

Business Banking Made Easy

For small business owners, we also offer tailored business banking solutions that include merchant services and business loans. Whether you're just starting out or looking to expand, our team is here to help you make informed decisions that align with your vision.

Convenient Access Anytime

Convenience is key in today's fast-paced world, which is why we prioritize ease of access through various digital channels. With online and mobile banking features, managing your accounts has never been easier. You can pay bills, transfer money between accounts, or even set up person-to-person payments all at the touch of a button! Additionally, our ATM services allow for quick cash withdrawals and balance checks whenever you need them. With locations available across the area, accessing your money is straightforward and hassle-free.

Join Our Community

We invite you to experience all the benefits of being a member at Neighbors. With friendly staff ready to assist and comprehensive services designed just for you, we're here to support every step of your financial journey. Don't hesitate reach out today at (314) 231-1549 or visit us at Downtown to learn more about how we can help you thrive financially!

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking options are tailored for everyone. Imagine being able to easily manage your day-to-day expenses while earning interest on your savings. Our accounts come with features that make banking easy, including online and mobile banking, so you can check your balance or transfer funds right from your phone. When it comes time to purchase a vehicle, our auto loans and vehicle financing options are designed with you in mind. We offer competitive rates and flexible terms that allow you to drive away in the car of your dreams without breaking the bank. Plus, if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans provide the support you need to navigate this important milestone.

Support for Your Financial Journey

Sometimes life brings unexpected expenses, and that's where our personal loans and debt consolidation services come into play. These options can help you manage those costs effectively, giving you peace of mind when you need it most. And don't forget about our credit cards with rewards! They offer great benefits for everyday purchases while allowing you to earn points for future rewards.

Digital & Online Banking

Accessibility and Ease-of-Use

Whether you're at home or out running errands, our user-friendly interface ensures that you have real-time access to your finances. Need assistance? Our team is just a phone call away at 314-231-1549 during business hours. At Neighbors, we prioritize making banking accessible for everyone while keeping your information secure. Join us today and experience the benefits of modern banking tailored just for you!

Key Features

Our online banking platform allows you to view your account balances, transfer funds, and pay bills without ever needing to step foot in a branch. Plus, with the option for e-statements, you can go paperless and access your statements securely from your device. Enjoy peace of mind knowing that your information is protected with our electronic signature authorization feature. If you're always on the go, our mobile application makes it even easier to manage your accounts right from your smartphone. You can make person-to-person transfers quickly perfect for splitting bills or sending money to friends. And if you love the convenience of mobile payments, you're in luck! Our mobile payments feature lets you pay with just a tap.

Financial Strength

At Neighbors, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial standing, which underlines our commitment to serving you well. With a net worth of $66,020,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $138,432,202 in share certificates and $79,943,378 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safety means your hard-earned money is working for you while remaining protected. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Furthermore, with $65,353,901 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $67,607 in used auto loans and $375,542,271 in total loans and leases. Each loan represents an opportunity for you to achieve your dreams whether that's purchasing a new vehicle or funding other personal projects. While we recognize the challenges posed by the current economic climate, our operational efficiency is reflected in our $-291,316. This allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 3 part-time employees who are always ready to assist you with their expertise. Our total share accounts stand at 100,742, showing a strong and growing member base that trusts us with their finances. With net shares (funds available for lending and investments) at $1,228,423, we have the flexibility to support your needs now and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 1720 Market St Saint Louis Mo 63166 or call (314) 231-1549 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

At Neighbors, we understand that financial needs vary greatly among our members. That's why we offer a wide range of loan products designed to help you achieve your goals, whether you're looking to buy a new car, purchase a home, or manage unexpected expenses. With over 110781 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular. Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,087,511 in used vehicle loans and $27,430,388 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or saving money on a reliable used vehicle, we've got options that can suit your needs. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $74,930,317, which can provide you with the support needed to secure your dream home. For those who might need quick access to funds for personal projects or emergencies, we also have flexible unsecured credit card loans available. With a total of $22,388,622 in unsecured credit card loans helping members manage their finances effectively, our products are designed with your convenience in mind. If you're considering expanding your business or starting a new venture, our outstanding commercial loans totaling $31,997,881 provide the capital needed to grow and expand. Refinancing options are available across many of our loan products as well. If you're currently holding a higher interest loan elsewhere, it may be worth exploring how we can help you save money through refinancing with us. At Neighbors Credit Union located at 1720 Market St Saint Louis Mo 63166, we prioritize our members' financial wellness. Our experienced team is here to assist you through every step of the loan process. Feel free to reach out at 314-231-1549 during our operating hours from 9 AM to 5 PM for personalized service and guidance tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to discover how our competitive rates and member-focused approach can work for you today!

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