Neighbors Credit Union Saint Louis MO | Best Auto Loans & Business Banking

Introduction

At Neighbors Credit Union, we believe that financial services should be as supportive and personal as your neighbor next door. Established in 1928, our commitment to serving the community has been unwavering. Located at 6300 S Lindbergh Blvd, Saint Louis, MO 63123, we are proud to provide a welcoming environment where members can feel secure and empowered in their financial decisions. With over 49,252 members and a solid asset base of $521,272,636, Neighbors Credit Union stands strong as a trusted resource for personal and business banking needs. Our total deposits amount to $43,887,291, showcasing the confidence our members place in us. Under the leadership of CEO Jason Heath and Board President Kenneth Leach, we strive to foster financial wellness through tailored products like auto loans, mortgage financing, and personalized checking accounts. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 6300 S Lindbergh Blvd, Saint Louis, MO 63123-7804. We pride ourselves on being more than just a credit union; we are part of the fabric of the community. With dedicated staff comprising 124 employees, we are here to assist you with everything from simple transactions to complex loan inquiries. Our services include mobile banking options, drive-thru access, and shared branch transactions for added convenience. Join us on this journey towards financial empowerment. We invite you to call us at 314-892-5400 or visit our website at Neighbors Credit Union to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future!

Branch History & Mission

At Neighbors Credit Union, we pride ourselves on a rich legacy that dates back to 1928. Since our founding, we have grown from a small cooperative aimed at providing essential financial services to our local community in Saint Louis, MO, into a trusted partner for nearly 50,000 members. Our branch, located at 6300 S Lindbergh Blvd, offers an inviting space where members can access a range of financial products and services designed to meet their unique needs. Our mission is clear: to improve the financial well-being of our members and the communities we serve. We believe that everyone deserves access to quality banking services without compromising personal touch or community support. This commitment drives us every day as we work to provide not just banking products, but also financial education and resources that empower our members. Over the years, Neighbors Credit Union has achieved significant milestones. With total assets exceeding $521 million, we have positioned ourselves as a strong financial institution ready to support our members in their journey towards achieving their goals whether it's buying a new car, purchasing a home, or planning for retirement. We understand the importance of accessibility. That's why we offer convenient features such as ATM availability and drive-thru banking services for our members' ease. You can visit us during our lobby hours from 9 AM to 5 PM, Monday through Friday. While members can visit us at our main location on S Lindbergh Blvd, official correspondence should be sent to the same address: 6300 S Lindbergh Blvd, Saint Louis, MO 63123-7804. Neighbors Credit Union is more than just a place to bank; it's a community hub where we actively engage with local initiatives and partnerships that make a difference. From sponsoring events to supporting local charities, we strive to give back and foster growth within Saint Louis. As we look forward to the future, we remain committed to advancing our digital capabilities while ensuring ADA compliance for all our services. Our goal is always centered around providing exceptional service tailored for each member's needs whether they prefer online banking or face-to-face interactions. Join us at Neighbors Credit Union and discover how you can benefit from being part of our family-oriented financial cooperative. We invite you to experience firsthand the impact of membership with us where your financial health is at the heart of everything we do! For more information or assistance, feel free to reach out at 314-892-5400.

Branch Location & Accessibility

Convenient Access and Features

At Neighbors Credit Union, we prioritize accessibility for all our members. Our branch offers ample parking and is designed with ADA-compliant features, ensuring that everyone can access our services comfortably. If you prefer drive-thru banking, you'll find that available too! This feature allows for quick and simple transactions without leaving your vehicle. Plus, we have an ATM on-site for added convenience, so you can manage your finances anytime.

Get in Touch

Ready to experience exceptional service? We invite you to visit us at Neighbors Credit Union or give us a call at 314-892-5400 if you have any questions or need assistance before your visit. We look forward to welcoming you!

Operating Hours and Services

We understand that life gets busy, which is why our lobby hours are designed with your schedule in mind. You can visit us from 9 am to 5 pm, Monday through Friday. Our friendly staff is always ready to assist you with a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, we offer business banking services including merchant solutions and business loans. For those who need shared services, we proudly participate in a shared service network that allows members from partner credit unions to conduct basic transactions like deposits and withdrawals right here at our branch.

Member Eligibility

Joining the Neighbors community is more than just opening an account it's about becoming part of a supportive family that values your financial well-being. At Neighbors, located at 6300 S Lindbergh Blvd, Saint Louis, MO 63123, we welcome individuals who live, work, or worship in our local area. Whether you're looking for personal banking solutions or business services, there's a place for you here. If you're curious about specific eligibility criteria, we encourage you to visit our detailed resource at . Becoming a member is simple and straightforward. You can start your journey by reaching out to us at 314-892-5400 during our operating hours from 9 am to 5 pm. Our friendly team is ready to assist you with the account opening process and answer any questions you may have. We can't wait for you to experience the benefits of membership, including personalized service and a range of financial products tailored just for you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,997,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine a bustling restaurant where customers can pay seamlessly with credit or mobile payments. Our merchant solutions make transactions easier, allowing you to focus on serving your customers without the hassle of complicated payment systems. At Neighbors located at 6300 S Lindbergh Blvd, Saint Louis, MO 63123, we're dedicated to helping local businesses succeed. Contact us at 314-892-5400 to explore how we can support your business goals today!

Comprehensive List Of Services

Business Banking

For our business members, Neighbors Credit Union offers robust solutions like merchant services and business loans designed to help you thrive. Whether you're just starting out or looking to expand, we have resources available that cater specifically to small businesses.

Connect With Us

We invite you to explore all that Neighbors Credit Union has to offer! For more information about our services or if you'd like assistance in opening an account, please call us at 314-892-5400. Our dedicated team is here to help Monday through Friday from 9 AM to 5 PM. Join us today and discover how we can support your financial journey! Visit us online at Neighbors Credit Union for more details on all our services!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Neighbors Credit Union. Our online platform allows you to bank anytime and anywhere. You can easily access ATM services for cash withdrawals or use basic drive-thru banking for quick deposits and withdrawals without leaving your vehicle. If you're a member of another credit union, don't worry! We provide basic shared branch transactions so that you can still enjoy hassle-free banking wherever you go.

Loans and Debt Solutions

We understand that life can sometimes present unexpected expenses. That's why our personal loans and debt consolidation options are here to help you regain control over your finances. Our friendly representatives will work with you to find the right solution that fits within your financial plan. Additionally, if you're considering using credit for everyday purchases or building rewards, our credit cards come with attractive benefits that can enhance your spending power while rewarding you along the way.

Personal Banking

When it comes to personal banking, we have you covered. Our checking and savings accounts are straightforward and come with features that help you manage your finances effortlessly. Imagine having a dedicated space for your savings goals while enjoying the convenience of online and mobile banking. With Neighbors Credit Union, you can check balances, make transfers, and pay bills from the comfort of your home or on the go. If you're in the market for a vehicle, our auto loans and vehicle financing options are competitive and designed with your budget in mind. Whether it's a new car or a used one, our team will guide you through the process. For those looking to purchase a home or refinance their current mortgage, we offer tailored mortgage loans that fit your specific needs.

Digital & Online Banking

Key Services to Simplify Your Banking

Our online banking features allow you to view account balances, transfer funds, and pay bills without needing to visit a branch. Plus, with our 24/7 online banking services, you can take control of your finances on your schedule. Whether you're at home or on the go, managing your money is hassle-free. Need to send money to friends or family? Our person-to-person transfers feature makes it simple and fast. Just a few taps on your mobile device, and the funds are sent securely. Speaking of mobile devices, don't forget about our dedicated mobile application! It puts all of these powerful tools right at your fingertips, making banking as easy as checking your email.

Secure and User-Friendly Experience

Security is paramount when it comes to online banking. At Neighbors, we prioritize protecting your information. Our electronic signature authorization feature ensures that your transactions are secure and verified, giving you peace of mind every time you bank online. Additionally, we offer e-statements for those who prefer going paperless. You'll receive your monthly statements directly in your inbox no more waiting for mail delivery! You can also enjoy the convenience of mobile payments, allowing you to make purchases directly from your phone. With all these features combined, you'll have real-time access to manage your accounts effectively while enjoying a user-friendly experience. At Neighbors, we're committed to providing the digital tools that fit into your lifestyle, so you can focus on what matters most to you!

Financial Strength

Focused on Member Success

With $65,353,901 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending capacity as well; with $67,607 in used auto loans and $375,542,271 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $-291,316, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 100,742, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,228,423. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 6300 S Lindbergh Blvd Saint Louis Mo 63123 or call (314) 892-5400 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $138,432,202 in share certificates and $79,943,378 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $66,020,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $111,087,511 in used vehicle loans and $27,430,388 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options tailored just for you.

Commercial Loans

For business owners seeking capital to grow and expand their ventures, our outstanding commercial loans total $31,997,881. These loans are designed to support your business needs effectively. If you're considering refinancing or want to explore eligibility options for any of these products, please reach out to us at 314-892-5400 during our lobby hours from 9 am to 5 pm on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Neighbors Credit Union, we aim to make borrowing straightforward and accessible for all our members. Whether it's for a car loan or home mortgage, we're here to support you every step of the way!

Credit Lines and Unsecured Loans

For those looking for flexibility in managing finances, we offer various credit lines totaling $149,450,688. Additionally, our unsecured credit card loans amounting to $22,388,622 provide an easy way to manage your expenses without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $74,930,317. This means you can take significant steps toward owning your dream home with flexible terms and competitive rates.

Loan Aggregator

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Neighbors