Neighbors Credit Union Manchester MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Neighbors at our Manchester branch, located conveniently at 14422 Manchester Rd, Manchester, MO 63011. Since our establishment in 1928, we have been dedicated to serving our community with a strong commitment to trust and reliability. With over 49,000 members, we pride ourselves on offering personalized financial solutions that meet the unique needs of each individual and business. At Neighbors, your financial well-being is our top priority. Our total assets exceed $521 million, showcasing our stability and strength in providing a wide range of services, including personal banking, auto loans, mortgage financing, and business loans. With total deposits amounting to $43,887,291 and a net worth of $66,020,095, you can rest assured that your money is in safe hands. Our team is led by CEO Jason Heath and Board President Kenneth Leach, both of whom are deeply invested in the success of our members. We currently employ 124 dedicated professionals who work tirelessly to ensure that you receive the best possible service. Whether you're looking for assistance with checking accounts or seeking guidance on investment options, we're here to help. While members can visit us at our branch location, official correspondence should be sent to 14422 Manchester Rd, Ballwin, MO 63011. Feel free to reach out to us at 314-892-5400 for any inquiries or visit our website at Neighbors Credit Union for more information. Join us today and experience the difference that comes from being part of a community-focused credit union! Your financial future starts here.

Branch History & Mission

Community Impact

Our shared service center makes it easier for members of partner credit unions to access their funds and conduct transactions right here at Neighbors. This collaboration reflects our belief in mutual aid within the credit union movement helping each other strengthens us all. While members can visit us at 14422 Manchester Rd Manchester Mo 63011, official correspondence should be sent to 14422 Manchester Rd, Ballwin, MO 63011 if different. For any questions or assistance, feel free to call us at (314) 892-5400.

Join Us Today!

We invite you to become part of the Neighbors family and experience firsthand the benefits of membership with us. Whether you're looking for reliable savings options or tailored loan products, we're here for you every step of the way. Together, let's build a brighter financial future one member at a time! Visit our website at Neighbors Credit Union for more information on how you can join us today!

Our Journey

From our humble beginnings nearly a century ago, Neighbors has continuously evolved to meet the changing needs of our members. Originally founded to provide accessible financial services to local residents, we have expanded our offerings over the years to include personal banking, auto loans, mortgage financing, and business banking solutions. We understand that financial needs vary widely among our members, and we strive to cater to those diverse requirements with compassion and expertise. Located conveniently near local landmarks in Manchester, our branch is easy to access. Our operating hours are designed with your schedule in mind: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those who prefer digital interactions or require assistance outside regular hours, we offer Personal Teller ITM services until 7 PM on weekdays.

Our Mission

At Neighbors, our mission is simple yet powerful: we aim to provide exceptional financial services while fostering community support and engagement. We believe that everyone deserves access to financial tools that empower them toward better living. Our commitment extends beyond banking; it includes partnerships with local organizations and outreach programs that uplift our community. As part of our mission, we ensure that all members enjoy ADA-compliant facilities and a welcoming environment. We also embrace technology by offering online banking and mobile payment options for added convenience. This commitment enables us to serve you effectively whether you visit us in-person or connect digitally.

Branch Location & Accessibility

Accessibility Features

At Neighbors Credit Union, we understand the importance of accessibility. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking to ensure that everyone can access our services comfortably.

Address and Mailing Information

While members can visit us at our main branch address, please direct any official correspondence to our mailing address at 14422 Manchester Rd, Ballwin, MO 63011.

Contact Us

If you have any questions or would like to learn more about what we offer, feel free to reach out! You can give us a call at 314-892-5400. We're excited to assist you in achieving your financial goals! So why wait? Visit us today at Neighbors Credit Union in Manchester and experience friendly service tailored just for you!

Operating Hours

We are here for you during flexible hours to fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM and extends its hours until 6 PM on Fridays. For those needing assistance outside regular hours, our Personal Teller ITM is available daily from 9 AM to 7 PM.

Services Offered

Our branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have you covered. Need quick transactions? Enjoy our drive-thru banking for deposits, withdrawals, and simple transactions without leaving your car!

Member Eligibility

Becoming a member of Neighbors is like joining a welcoming family that genuinely cares about your financial well-being. We invite everyone who lives, works, worships, or attends school in our community to consider membership. It's all about connecting with you and supporting your journey, whether you're looking for personal banking solutions or planning for future goals. If you're curious about the specific eligibility criteria, you can find detailed information at . Opening an account is straightforward and designed to fit your lifestyle. With just a few simple steps, you can start enjoying the benefits of being part of Neighbors, located at 14422 Manchester Rd Manchester Mo 63011. Our friendly team is ready to assist you every step of the way! If you have any questions, don't hesitate to reach out at (314) 892-5400. We're here to help you thrive as a valued member of our community!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,997,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced market, having reliable payment processing is crucial. Our merchant services allow you to accept payments easily, whether online or in-store. Imagine a local café using our system to process orders quickly during the morning rush, ensuring customers enjoy their coffee without delays. This is just one way we help businesses operate smoothly and efficiently. Visit us at 14422 Manchester Rd Manchester Mo 63011 in Manchester, MO, or call us at (314) 892-5400 to learn how our business banking and commercial services can help your enterprise flourish!

Comprehensive List Of Services

Accessing Your Accounts Made Easy

Whether you prefer visiting us at the branch or using digital solutions, we've got you covered. Our ATMs provide basic access for withdrawals and balance checks around the clock. With all these options available at your fingertips, managing your money has never been easier. If you have any questions or want more information about how our services can benefit you, don't hesitate to reach out! Give us a call at (314) 892-5400, or visit us online at Manchester to learn more about what we offer. We're here to support your financial journey every step of the way!

Business Banking

For small business owners, we offer specialized services like merchant services and business loans. These tools can help you run your business smoothly and efficiently, ensuring you have the necessary resources to grow.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With just a few clicks on your smartphone or computer, you can manage your accounts anytime, anywhere. Our offerings include ATM and cash withdrawal services, along with mobile payments for quick transactions on the go. If you're ever in need of face-to-face assistance but can't make it during regular hours, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your vehicle. Additionally, we participate in shared branch transactions for partner credit union members, so you can access essential services even when you're away from home.

Personal Banking

Our personal banking services include various options like checking and savings accounts tailored to help you manage everyday expenses while building your savings. If you're considering purchasing a new vehicle, our auto loans and vehicle financing are designed to help you hit the road without breaking the bank. We also provide flexible mortgage loans and refinancing options, making homeownership more accessible. For those who need financial assistance for unexpected expenses or wish to consolidate debt, our personal loans and debt consolidation services are here for you. Plus, don't forget about our credit cards with rewards, which allow you to earn points on your purchases while enjoying the convenience of cashless transactions.

Digital & Online Banking

Mobile Banking On the Go

For those who prefer banking at their fingertips, our mobile application makes it easy to handle transactions from anywhere. Need to make a quick payment? Want to send money to a friend? With our mobile payments feature and person-to-person transfers, it's all just a tap away. Whether you're at home or on the move, Neighbors ensures that banking is not just efficient but also enjoyable. Join us today and experience the future of banking with services tailored to fit your lifestyle!

Online Banking Made Easy

With our 24/7 online banking services available at https://www.neighborscu.org/home/home, you can check balances, transfer funds, and pay bills without stepping foot in a branch. Whether it's day or night, your financial information is just a click away. Plus, our user-friendly interface makes navigation a breeze, so you can focus on what really matters your financial goals.

Security You Can Trust

We prioritize your security. Our electronic signature authorization process ensures that all transactions are safe and verified. You can complete important documents online without worry, making your banking experience smoother than ever.

Stay Organized with E-Statements

Say goodbye to paper clutter! With e-statements available, you can access your account statements electronically. This not only helps the environment but also gives you easy access to track your spending and manage your budget effectively.

Financial Strength

Member Savings and Investments

Members' savings are secured through $138,432,202 in share certificates and $79,943,378 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our -$291,316 net income, which shows our commitment to providing quality services while managing costs effectively. We also take pride in having 121 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $66,020,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $65,353,901 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $67,607 in used auto loans and a total of $375,542,271 in loans and leases, we support members' financial goals across various sectors.

Strong Member Base

Total Share Accounts stand at 100,742, showcasing a strong and growing member base that trusts us with their finances. Our Net Shares (funds available for lending and investments) amount to $1,228,423, further reinforcing our ability to support your financial needs. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Neighbors is your trusted partner. Visit us at 14422 Manchester Rd Manchester Mo 63011 or call 314-892-5400 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,087,511 in used vehicle loans and $27,430,388 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used option, our flexible financing solutions can fit any budget.

Business Financing

For business owners, our outstanding commercial loans totaling $31,997,881 provide the capital needed to grow and expand your business. We understand that every dollar counts when it comes to building your future.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $22,388,622 in loans helping members manage their finances effectively. These cards come with various rewards and benefits designed to make everyday purchases more rewarding.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,930,317, make buying or refinancing simple. We guide you through every step of the process to ensure you find the right mortgage that fits your lifestyle and budget.

Refinancing Options

If you're considering refinancing your current loans for better rates or terms, we can assist with that too. Our team is here to help you explore eligibility options and find solutions tailored to your specific situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To learn more about how our loan offerings can benefit you or to get started with an application, give us a call at 314-892-5400 or visit us at 14422 Manchester Rd Manchester Mo 63011. We're here to help you take the next step towards achieving your financial dreams!

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Neighbors