Neighbors Credit Union Florissant MO | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Neighbors Credit Union, located at 11899 New Halls Ferry Rd, Florissant, MO 63033. Since our establishment in 1928, we have been dedicated to serving our community with trust and reliability. With a total membership of 49,252 and assets exceeding $521 million, we pride ourselves on being a financial partner that truly cares about your well-being. At Neighbors, we understand the importance of financial stability and growth. Our commitment is reflected in our robust offerings, which include personal banking services like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. With total deposits reaching $43,887,291 and a net worth of $66,020,095, we are well-equipped to meet your financial needs. While you can visit us at our branch for face-to-face assistance, official correspondence should be directed to our mailing address at 11899 New Halls Ferry Road, Florissant, MO 63033. We also make it easy for you to manage your finances anytime with online and mobile banking options. Under the leadership of our CEO, Jason Heath, and Board President, Kenneth Leach, our team of 124 dedicated employees is here to support you every step of the way. Whether you're looking for guidance on loans or seeking advice on savings strategies, we're just a phone call away at 314-838-4666. Join us in building a brighter financial future together! Explore more about what Neighbors Credit Union has to offer by visiting our website at neighborscu.org or stop by today. Your journey towards financial empowerment starts here!

Branch History & Mission

Community Engagement

Neighbors isn't just about numbers; it's about people. We are proud to offer shared service centers that allow members from partner credit unions to utilize our services as well. This collaboration strengthens our community ties and promotes a sense of unity among local financial institutions. As we look to the future, we invite you to join Neighbors and experience firsthand the benefits of being part of a cooperative that truly cares about its members. With operating hours from 9 am to 5 pm Monday through Friday, we're here for you when you need us most. For any inquiries or assistance, feel free to reach out at 314-838-4666. Together, let's build a stronger financial future!

Mission Statement

Our mission at Neighbors is simple yet powerful: to empower our members by offering accessible financial services that foster growth and stability. We believe that everyone deserves the opportunity to achieve their financial goals. Our commitment extends beyond banking; we actively engage in community outreach initiatives that uplift those around us. Whether it's through financial education workshops or partnerships with local organizations, we are dedicated to making a positive impact.

Modern Banking Experience

In today's fast-paced world, we understand the importance of convenience. That's why we've embraced digital advancements in banking while ensuring ADA compliance for all our facilities. Our members can enjoy online banking, mobile payments, and electronic statements all designed to make managing finances easier than ever. Additionally, with an ATM on-site and drive-thru banking available, accessing your funds is quick and hassle-free.

Our Journey

Since our inception, Neighbors has focused on building strong relationships with our members. Over the years, we have achieved significant milestones, including reaching total assets of ${total_assets}. This growth reflects our dedication to providing exceptional financial services while maintaining a personal touch. We strive to adapt to the changing needs of our members and embrace advancements that enhance their banking experience.

Branch Location & Accessibility

Convenient Access and Amenities

At Neighbors, we prioritize accessibility for our members. Our branch is ADA compliant, ensuring that everyone can navigate our space comfortably. Plus, we have ample parking available right outside the entrance so you won't have to worry about finding a spot. If you're in a hurry, take advantage of our drive-thru service for quick deposits and withdrawals without leaving your vehicle.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at 314-838-4666. We look forward to welcoming you at Neighbors and helping you achieve your financial goals!

Operating Hours

We are here for you during the week! Our lobby hours are from 9 AM to 5 PM, Monday through Friday. Whether you need assistance with setting up a new account or exploring loan options, our team is ready to help during these hours.

Services Offered

Neighbors provides a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. We also offer credit cards with rewards and business banking solutions for entrepreneurs looking to grow their ventures. For your convenience, we have an ATM on-site as well as shared services with partner credit unions for those who may need additional banking options. While members can visit us at 11899 New Halls Ferry Rd, official correspondence should be sent to our mailing address at 11899 New Halls Ferry Road, Florissant, MO 63033.

Member Eligibility

Joining the Neighbors community at our Florissant branch is a fantastic step toward enhancing your financial well-being! To become a member of Neighbors, you simply need to meet certain eligibility criteria that are designed to welcome individuals who live, work, worship, or attend school in the areas we serve. This means if you're part of our local community, we invite you to join us and enjoy the benefits of membership. Becoming a member not only gives you access to a variety of financial services but also connects you with a supportive network that prioritizes your needs. The process of opening an account with us is straightforward and friendly. You can find all the details on eligibility by visiting this link, where you'll get the latest information tailored just for you. Should you have any questions or need assistance, feel free to reach out at 314-838-4666; we're here to help! Join us at 11899 New Halls Ferry Rd, Florissant, MO 63033, and take your first step toward being part of something special!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,997,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services are tailored to help you manage transactions effortlessly. Imagine being able to accept payments from customers anytime and anywhere. Whether it's through point-of-sale systems or online payment solutions, we provide the tools that simplify your daily operations so you can focus on what you do best running your business. Located at 11899 New Halls Ferry Rd, Florissant, MO 63033, our branch is ready to partner with you on your journey to success. For more information or assistance, give us a call at 314-838-4666. Let's work together to achieve your business goals!

Comprehensive List Of Services

Additional Services

We also provide basic drive-thru banking for quick deposits and withdrawals as well as shared branch transactions for members of partner credit unions. Our ATMs allow for easy access to cash with balance checks available right at your fingertips. If you're interested in learning more about how we can assist with your financial journey, don't hesitate to reach out! Call us at 314-838-4666 or visit us online at Neighbors Credit Union. We look forward to serving you!

Business Banking Services

For local entrepreneurs and business owners, our Business Banking services include merchant solutions and business loans that help you grow and manage your operations effectively. We're committed to supporting small businesses because they are vital to our community's economy.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts from anywhere at any time. Pay bills, transfer funds, or check balances all from the comfort of your home or on-the-go using our user-friendly mobile app. Plus, with features like ATM & Cash Withdrawal Services, accessing your money has never been easier.

Home Financing and More

If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are designed with your needs in mind. We understand that purchasing a home is one of the biggest decisions you'll make, which is why we offer personalized support throughout the process. Our Personal Loans & Debt Consolidation options can also help you take control of your finances by simplifying payments and potentially lowering interest rates.

Personal Banking Solutions

For those seeking personal banking options, we offer Checking & Savings Accounts that help you manage your money effortlessly. Imagine having the ability to set aside funds for emergencies while enjoying easy access for everyday purchases. Additionally, our Auto Loans & Vehicle Financing make it simple to get behind the wheel of your dream car without breaking the bank. With competitive rates and flexible terms, we ensure that financing a vehicle is straightforward and stress-free.

Rewarding Credit Options

Credit cards can be a powerful tool when used wisely. That's why we offer Credit Cards with Rewards, allowing you to earn points on everyday purchases. Whether it's cash back on groceries or travel rewards for your next vacation, our credit card options are tailored to fit your lifestyle.

Digital & Online Banking

Key Services

With our online banking platform, you can access your accounts 24/7. This means you can check balances, pay bills, and transfer money whenever it suits you. Plus, our electronic signature authorization makes signing documents a breeze no more printing or mailing paperwork! E-statements are available too, allowing you to view your account statements electronically. Not only does this save paper, but it also provides a quick and easy way to keep track of your finances. And if you're someone who loves using mobile apps, you'll be pleased to know we have a user-friendly mobile application. With it, you can make mobile payments and even conduct person-to-person transfers with just a few taps on your phone.

Security and Accessibility

Your security is our priority. Our online banking services are built with advanced security features to protect your personal information while giving you peace of mind. You can manage your accounts in real time, ensuring that you always know where your money is going. Whether you're using our website or mobile app, accessing your account is simple and straightforward. No technical jargon here just easy navigation designed for everyone. In today's fast-paced world, having reliable digital banking options is essential. At Neighbors, we are committed to providing tools that help you stay on top of your finances effortlessly. Join us today and experience the convenience of digital banking!

Financial Strength

At Neighbors, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial performance reflects our commitment to you, ensuring that your hard-earned money is in safe hands. With a net worth of $66,020,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $138,432,202 in share certificates and $79,943,378 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also take pride in having 121 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 100,742, reflecting a strong and growing member base that trusts us with their finances. Our $65,353,901 in undivided earnings means we reinvest in innovative banking tools and stronger lending options to serve our members better. With $67,607 in used auto loans and $375,542,271 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Even amidst challenges reflected by our recent net income of -$291,316, we remain focused on operational efficiency and long-term strategies to provide competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 11899 New Halls Ferry Rd Florissant Mo 63033 or call us at 314-838-4666 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $111,087,511 in used vehicle loans and $27,430,388 in new vehicle loans, helping members get on the road with confidence. Whether you're eyeing a reliable used car or a brand-new model, our competitive rates make it easier than ever to drive away happy.

Business Loans

For business owners looking for support, our outstanding commercial loans totaling $31,997,881 provide the capital needed to grow and expand your business operations. At Neighbors located at 11899 New Halls Ferry Rd Florissant MO 63033, we're dedicated to providing personal service and effective solutions tailored to your needs. If you have any questions or would like more information about our loan offerings, please don't hesitate to reach out at 314-838-4666 during our operating hours from 9 AM to 5 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $74,930,317. We aim to make buying or refinancing simple and accessible for all our members. If you're considering refinancing your current mortgage or exploring eligibility options, we're here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $22,388,622 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying the freedom of repayment flexibility.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh serves as a trusted tool for anyone looking to make informed borrowing decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that users receive fair and transparent offers based on the latest available information (Source: https://www.ncua.gov). By prioritizing integrity in its data collection process, LendMesh stands out in an industry often clouded by confusion. One of the key benefits of using LendMesh is its commitment to providing Verified Data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring users can trust the information they see. Additionally, LendMesh features No Sponsored Listings lenders are not prioritized based on paid promotions, which means users receive unbiased results. This level of objectivity empowers individuals to make choices based solely on their needs and preferences. Another significant advantage is Real-Time Rate Comparisons. Users can access up-to-date loan rates from multiple institutions at any time, enabling them to stay informed about the best options available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and user-friendly LendMesh is for those navigating their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Neighbors