Neighbors Credit Union Florissant MO | Affordable Auto Loans & ATM Services

Introduction

Welcome to Neighbors Credit Union at 355 Howdershell Rd, Florissant, MO 63031! Since our establishment in 1928, we have proudly served our community, growing into a trusted financial partner for over 49,000 members. With total assets reaching an impressive $521,272,636, we are committed to providing exceptional banking services tailored to your needs. At Neighbors, we understand that every financial journey is unique. That's why we offer a wide range of products including personal and business loans, checking and savings accounts, and credit cards with rewards. Whether you're looking to purchase a vehicle or consolidate debt, our dedicated team is here to help you achieve your goals. Our leadership team, led by CEO Jason Heath and Board President Kenneth Leach, is passionate about supporting our members and the community. We take pride in not just meeting but exceeding expectations through personalized service and innovative solutions. Our team of 124 employees is always ready to assist you with any inquiries you may have. While members can visit us at 355 Howdershell Rd, official correspondence should be sent to the same address for your convenience. For any questions or assistance, feel free to reach out at 314-837-3279. Join us today and experience the Neighbors difference! Explore our offerings online at Neighbors Credit Union or stop by our branch to see how we can support your financial future. Your journey begins here!

Branch History & Mission

Community Focus

Neighbors is more than just a credit union; it's part of the fabric of Florissant. We actively engage in community outreach initiatives and partnerships that reflect our commitment to social responsibility. From sponsoring local events to supporting charitable organizations, we strive to make a positive impact on the lives of those around us. While members can visit us at 355 Howdershell Rd for their banking needs, official correspondence should be sent to the same address. We welcome you during our operating hours from 9 am to 5 pm on weekdays. Additionally, we offer convenient ATM access and drive-thru services for quick transactions.

Join Us

As we look toward the future, Neighbors invites you to join us on this journey of growth and community engagement. Experience firsthand the benefits of being a member at Neighbors Credit Union where your financial success is our priority. Reach out today at 314-837-3279 or visit us online at Neighbors Credit Union for more information about how we can serve you better!

Our Story

Located at 355 Howdershell Rd, Florissant, MO 63031, our branch has become synonymous with trust and reliability. As we opened our doors nearly a century ago, we aimed to provide accessible financial services that empower individuals and families. From humble beginnings, we have reached significant milestones along the way: expanding our services to include personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and business banking solutions. Our mission is clear: to enhance the financial well-being of our members while fostering a sense of community. We believe in not just providing financial products but also offering guidance and support that helps our members achieve their goals. Whether it's through basic drive-thru banking or advanced online services such as mobile payments and electronic statements, we are dedicated to meeting our members' evolving needs.

Branch Location & Accessibility

Welcome to Neighbors, your friendly financial partner located at 355 Howdershell Rd in Florissant, MO! Our branch is perfectly situated to serve the local community, making it easy for you to access all your banking needs. Whether you're heading from nearby parks or local shops, our convenient location ensures that you can stop by with ease. While members can visit us at 355 Howdershell Rd, official correspondence should be sent to 355 Howdershell Road, Florissant, MO 63031. When you arrive, you'll find ample parking available, along with features designed for accessibility making it easy for everyone to come in and talk to our team. At Neighbors, we pride ourselves on being open and ready to assist you during our lobby hours from 9 AM to 5 PM, Monday through Friday. If you prefer the convenience of banking without leaving your car, we also offer drive-thru services for quick deposits and withdrawals. For those who need cash on the go, our ATM is available right at the branch. Plus, with our shared service center option, members of partner credit unions can also take advantage of basic transactions here. If you have questions or need assistance before visiting us, feel free to call at 314-837-3279. We're excited to help you with everything from personal banking and auto loans to business services. Come see us today at Neighbors we can't wait to meet you!

Member Eligibility

Becoming a member of Neighbors is more than just opening an account it's about joining a supportive community that cares about your financial well-being. If you're looking to become part of our family, you'll be pleased to know that eligibility is designed to be inclusive. Generally, anyone who lives, works, or worships in the Florissant area is welcome to join us. We believe everyone deserves access to personalized financial services and resources tailored just for them. For more specific details about eligibility requirements, feel free to visit our website at Neighbors Credit Union where you can find all the information you need. Opening an account with us is straightforward and hassle-free! You can reach out to us directly at 314-837-3279 during our business hours if you have any questions or need assistance. We're here to help you every step of the way as you take this exciting step towards securing your financial future with Neighbors at 355 Howdershell Rd, Florissant, MO 63031. Come see how we can support you on your journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,997,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that can simplify your payment processes. Imagine being able to accept payments quickly and securely, allowing you to focus on what matters most growing your business. With our tools and resources, managing transactions becomes easier than ever. Located at 355 Howdershell Rd, Florissant, MO 63031, our team is ready to assist you in navigating your financial needs. Contact us at 314-837-3279 or visit us online at Neighbors Credit Union for more information!

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer in-person transactions without the hassle of long lines, we have an ATM available along with drive-thru banking services. You can handle deposits and withdrawals quickly while enjoying the comfort of your vehicle. Additionally, if you're a member of partner credit unions, our shared branch transactions allow you to make deposits and withdrawals at participating locations. At Neighbors Credit Union in Florissant, MO (phone number: 314-837-3279), we're committed to providing personalized service alongside our comprehensive offerings. No matter what financial goals you have in mind whether it's saving for the future or managing day-to-day expenses our friendly team is ready to assist you. Ready to explore how we can help? Visit us at Neighbors Credit Union today!

Business Banking Services

If you're a business owner, Neighbors has the solutions you need. We provide merchant services that streamline transactions so you can focus on what matters most growing your business. Our business loans are available for various purposes, from expanding operations to purchasing equipment.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can check balances, transfer funds, pay bills, and even send money to friends through person-to-person payment options. You can access these features anytime and anywhere, ensuring that managing your finances fits seamlessly into your busy life.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that fit various lifestyles, making it easy to manage your day-to-day finances. Need funds for a new car? Our auto loans and vehicle financing options can get you on the road quickly and affordably. If you're dreaming of owning a home or need to refinance your existing mortgage, our mortgage loans are structured to provide competitive rates and flexible terms. For those looking to consolidate debt or make a large purchase, our personal loans come with straightforward terms and manageable payments. Plus, enjoy the benefits of our credit cards that offer rewards for your everyday purchases, giving you more value for your spending.

Digital & Online Banking

Convenient Online Services

With our user-friendly online banking platform, available at https://www.neighborscu.org/home/home, you can access your accounts 24/7. Check balances, transfer funds, and pay bills with just a few clicks. Plus, you can sign documents securely from anywhere using our electronic signature authorization feature. This means no more printing or mailing forms everything is done quickly and safely online.

Mobile Banking Made Easy

Our mobile application takes banking even further. With features like mobile payments, you can make purchases directly from your phone without needing cash or cards. You also have the ability to send money to friends and family through person-to-person transfers, making it easy to split bills or send gifts instantly.

Security You Can Trust

Your security is our top priority. Our digital banking solutions include robust security measures to protect your personal information and transactions. With secure logins and monitoring systems in place, you can bank with confidence. Join us at Neighbors today and discover how our digital and online banking services can simplify your financial life! Visit us at https://www.neighborscu.org/home/home for more information or call us at (314) 837-3279 if you have any questions.

Stay Updated with E-Statements

In an effort to help you stay organized while being eco-friendly, we offer e-statements that provide a clear view of your transactions whenever you need them. No more cluttered mailboxes everything you need is neatly stored online for easy access.

Financial Strength

Commitment to Growth

Our strength is further reflected in our $65,353,901 in undivided earnings, which allows us to reinvest in innovative banking tools and stronger lending options. With $67,607 in used auto loans and $375,542,271 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 100,742, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $1,228,423, highlighting our commitment to enhancing the financial wellbeing of our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 355 Howdershell Rd Florissant Mo 63031 or call (314) 837-3279 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our ability to operate efficiently is demonstrated by our $-291,316. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $138,432,202 in share certificates and $79,943,378 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; with non-member deposits at $0, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $66,020,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,087,511 in used vehicle loans and $27,430,388 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we've got you covered with competitive terms and conditions.

Credit Lines and Unsecured Loans

For those who prefer flexibility in managing their finances, we offer total credit lines of $149,450,688. These lines of credit allow you to borrow what you need when you need it without going through the application process each time. Additionally, we have flexible terms on unsecured credit card loans with a total of $22,388,622 helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $74,930,317, tailored to fit your needs. Our knowledgeable team is here to guide you through the process and ensure you find a mortgage that works for you.

Refinancing Options

If you're already carrying loans from other lenders and are looking for better rates or terms, our refinancing options may be perfect for you. We encourage members to explore how refinancing could potentially save them money on monthly payments or overall interest costs. At Neighbors, we're dedicated to supporting our members' financial journeys with transparent and fair lending practices. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or call us at 314-837-3279 to learn more about how our loan offerings can help you take the next step towards achieving your financial goals!

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Neighbors