Neighbors Credit Union Fenton MO | Best Auto Loans & Business Banking

Introduction

Welcome to Neighbors Credit Union, your trusted financial partner located at 612 Gravois Rd, Fenton, MO 63026. Since our establishment in 1928, we have been dedicated to serving our community with integrity and care. With a strong membership base of 49,252 members and total assets reaching an impressive $521,272,636, we are proud to provide personalized banking solutions tailored to your needs. At Neighbors Credit Union, we believe in the power of community. Our commitment is reflected not only in our services but also in our financial health. We currently offer total loans and leases amounting to 110,781, while maintaining total deposits of $43,887,291. This stability allows us to support our members effectively and ensure their financial success. Our leadership team, led by CEO Jason Heath and Board President Kenneth Leach, is here to guide you through every financial decision. Whether you're looking for checking accounts, auto loans, or mortgage options, we strive to make banking convenient and accessible. In addition to our friendly service, we offer modern conveniences like online banking and mobile payments for a seamless experience. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at 612 Gravois Road, Fenton, MO 63026. Ready to take the next step? Give us a call at 636-305-8010 or explore more about our services on our website: Neighbors Credit Union. Join us today and see how we can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

As technology evolves, so do we. Our focus on digital advancements ensures that members can enjoy convenient banking experiences through online and mobile platforms. We provide secure online banking services, mobile payments, and e-statements making it easier for you to manage your finances anytime and anywhere. For those who prefer in-person interactions, our drive-thru service and shared service center provide easy access for simple transactions. Whether you're making deposits or withdrawals or simply need assistance with account management, we're here for you.

Join Us Today!

With a legacy rooted in service since 1928 and a commitment to innovation and community support, Neighbors is excited about what lies ahead. We invite you to join us on this journey as we continue to grow together. Experience the benefits of membership today by visiting us at our branch or exploring more online at Neighbors Credit Union. Let's build a brighter financial future together!

Our Mission

At Neighbors, our mission is simple yet profound: we aim to empower our members by providing personalized financial services while fostering a sense of community and support. We believe in making banking accessible and straightforward for everyone. From checking and savings accounts to auto loans and credit cards with rewards, our offerings cater to various financial needs. We are also committed to giving back to the communities we serve. Through partnerships and outreach programs, we strive to make a positive impact beyond just banking. By supporting local events and initiatives, we reinforce our dedication to being more than just a credit union; we are your neighbors.

Branch Location & Accessibility

Convenience and Accessibility

At Neighbors Credit Union, we prioritize your convenience. Our branch features ample parking and is fully accessible for everyone, including those with mobility challenges. You'll find ADA-compliant ramps and spacious interiors designed to make your visit as comfortable as possible.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 636-305-8010. We invite you to visit us at our Fenton location soon! Let Neighbors Credit Union help you achieve your financial goals with personalized service tailored just for you.

Operating Hours

We are open Monday through Friday from 9 am to 5 pm, ensuring you have plenty of time during the week to take care of your banking. Whether you want to open an account or discuss loan options, our friendly staff is ready to assist you.

Services We Offer

In addition to personal banking services like checking and savings accounts, we also offer auto loans, mortgage options, and credit cards with rewards. For those who prefer flexibility, we provide online and mobile banking services so you can manage your finances on the go. Plus, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle. We're proud to be part of the community and offer shared services for members of partner credit unions as well. This means even more convenience when it comes to accessing your funds!

Member Eligibility

At Neighbors, we believe that everyone deserves a chance to be part of a caring financial community. Joining us is easy! If you live, work, worship, or attend school in the Fenton area, you're likely eligible for membership. We welcome individuals and families alike, and we're excited to offer you a range of financial services tailored just for you. With personalized support and a focus on helping our members achieve their goals, becoming part of our family means you'll have access to competitive rates on loans, savings products, and much more. To get started with your membership journey at Neighbors, simply visit us at 612 Gravois Rd Fenton Mo 63026 or give us a call at (636) 305-8010. For more detailed information about eligibility requirements, feel free to check out our website at . We can't wait to help you take the next step toward your financial future!

Business Banking & Commercial Services

Business Loans that Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $31,997,881, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Imagine making payments easier for your customers while streamlining your operations. Our merchant services offer just that enabling you to accept various payment methods effortlessly, from credit cards to mobile payments. This not only enhances customer satisfaction but also boosts your sales potential. Let Neighbors be your partner in progress. Whether you're looking for a loan or need reliable merchant services, we're here to help you thrive in today's competitive market. Visit us at 612 Gravois Rd Fenton Mo 63026 or call us at (636) 305-8010 to learn more!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash quickly? Our branch features an ATM for easy withdrawals and balance checks, ensuring you have access to funds when you need them most. Additionally, our drive-thru banking allows for quick deposits and withdrawals without leaving your car perfect for those busy days!

Business Banking Solutions

For our business members, we offer comprehensive business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. Manage your accounts anytime, anywhere with our user-friendly app. You can make transfers, pay bills, and even send money to friends using person-to-person payment options all from the comfort of your home or on the go.

Personal Banking Services

We understand that managing your finances can be challenging. That's why we offer checking and savings accounts designed to help you save for the future while maintaining easy access to your money. Whether you're budgeting for a new home or planning a family vacation, our accounts can fit your lifestyle. Need a new vehicle? Our auto loans and vehicle financing options make it simple to drive away in your dream car without breaking the bank. Plus, if you already have a loan elsewhere, we can help with refinancing to potentially lower your monthly payments. For those looking to invest in real estate, our mortgage loans and refinancing solutions provide competitive rates and flexible terms. We'll guide you through the process so you can focus on finding the perfect home. If unexpected expenses arise or if you're looking to consolidate debt, consider our personal loans and debt consolidation options. We work with you to find solutions that fit your budget. And don't forget about our credit cards with rewards! Enjoy benefits like cash back or travel points while making everyday purchases.

Shared Branch Transactions

We also participate in shared branching services, allowing members from partner credit unions to conduct basic transactions like deposits and withdrawals at our location. This collaboration ensures that no matter where you are, you can still manage your finances easily. --- At Neighbors in Fenton, MO, we're committed to providing a full spectrum of financial services that cater to both individual and business needs. If you'd like more information about any of these offerings or how we can assist you further, don't hesitate to reach out! Call us at 636-305-8010 or visit us online at Neighbors Credit Union. We're excited to help you achieve your financial goals!

Digital & Online Banking

Accessibility and Ease of Use

Managing your finances shouldn't be complicated. Our user-friendly interface ensures that everyone from tech-savvy users to those new to online banking can navigate our services comfortably. Whether it's checking your account balance or setting up automatic payments, everything is designed for ease of use. In short, Neighbors is committed to providing you with all the tools you need for effective financial management right from your smartphone or computer. Embrace the convenience of modern banking today!

Key Features

Our mobile application makes banking even simpler. With features like mobile payments, you can make purchases directly from your phone no cash or cards needed! If you want to send money to friends or family, our person-to-person transfer service allows you to do so easily and quickly. For those who prefer to receive their statements electronically, we offer e-statements that are not only eco-friendly but also help you keep track of your transactions effortlessly. And if you're looking to sign documents without the hassle of printing and mailing, our electronic signature authorization feature lets you do that securely from anywhere.

Financial Strength

Commitment to Excellence

Our $-291,316 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 121 full-time employees and 3 part-time employees dedicated to providing exceptional service at every branch visit.

Member Savings Securely Managed

Your savings are important to us. Members' savings are secured through $138,432,202 in share certificates and $79,943,378 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

We believe in reinvesting in our community. With $65,353,901 in undivided earnings, we enhance our banking tools, lending options, and security measures to serve you better. Our lending capacity supports members' financial goals across various sectors, with $67,607 in used auto loans and $375,542,271 in total loans and leases available for your needs.

Solid Financial Health

With a net worth of $66,020,095, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,289 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Over Time

We have established a strong relationship with our members, as shown by our total share accounts of 100,742, indicating a growing base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,228,423 further demonstrate our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 612 Gravois Rd Fenton Mo 63026 or call (636) 305-8010 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $111,087,511 in used vehicle loans and $27,430,388 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $31,997,881 provide the capital needed to grow and expand. We understand the unique challenges businesses face and strive to offer solutions that support your success. Our commitment extends beyond just offering loans. We also provide refinancing options and eligibility assessments to help you find the best solution tailored for your financial situation. For any inquiries or assistance regarding our loan products or services, feel free to reach out to us at 636-305-8010 during our operating hours from 9 am - 5 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Neighbors, we aim not only to meet your needs but also to help you achieve your financial aspirations. Let us partner with you on this journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $74,930,317, make buying or refinancing simple. Whether you are purchasing your first home or looking to refinance an existing mortgage, our dedicated team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $22,388,622 in loans helping members manage their finances effectively. These cards provide a convenient way to handle everyday expenses while earning rewards along the way.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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Neighbors