Neighbors Credit Union Zachary LA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Neighbors, your trusted financial partner located at 6016 Main St, Zachary, LA 70791. Since our establishment in 1954, we have dedicated ourselves to serving our community and ensuring that every member feels valued and supported. With over 82,000 members, we take pride in being a cornerstone of the Zachary community, providing personalized banking solutions that help you achieve your financial goals. At Neighbors, we believe in making banking accessible and beneficial for everyone. Our total assets exceed $1.3 billion, showcasing our strong commitment to financial stability and growth for our members. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, and business banking options tailored to meet your unique needs. Currently, we manage around $93 million in deposits and have facilitated more than 54,000 loans, empowering you to invest in your future confidently. Our leadership team is here to guide you every step of the way. Under the direction of CEO Steve Webb and Board President Keith Bennett, we are committed to fostering a welcoming environment where your financial well-being is our top priority. If you ever need assistance or advice, don't hesitate to reach out to us at (225) 819-2178. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: PO Box 2831, Baton Rouge, LA 70821. We invite you to experience the difference with Neighbors Credit Union where community meets opportunity! Whether you're looking to open an account or explore loan options, we're here for you. Visit us today or check out our website at neighborsfcu.org for more information on how we can assist you on your financial journey.

Branch History & Mission

Welcome to Neighbors, your trusted credit union in Zachary, Louisiana. Since opening our doors in 1954, we have dedicated ourselves to serving our community with integrity and compassion. With over 82,000 members and assets totaling more than $1.3 billion, we have grown from a small institution into a pillar of support for families and businesses alike. Located at 6016 Main St, Zachary, LA 70791, our branch is easily accessible for all your banking needs. We proudly offer services such as personal banking, auto loans, mortgage loans, and business financing. Our commitment to customer service can be seen in our operating hours: Lobby hours from 9:00 AM to 5:00 PM and Drive-Thru hours from 8:30 AM to 5:30 PM, Monday through Friday. At Neighbors, our mission is clear: we strive to provide affordable financial services while fostering a sense of community. We believe that everyone deserves access to the tools they need to achieve financial stability and success. This means not only offering competitive rates on loans and savings accounts but also engaging actively with local initiatives that uplift our neighborhoods. While members can visit us at our branch address, official correspondence should be sent to PO Box 2831, Baton Rouge, LA 70821 if needed. We take pride in our modern facilities that are ADA compliant and equipped with advanced technology for online banking and mobile applications. Our members enjoy the convenience of ATM availability and drive-thru banking options. Our history is rich with milestones that reflect our commitment to growth and innovation. Over the years, we have developed partnerships with various organizations in the area to enhance our community outreach efforts. These collaborations allow us to support local charities, schools, and events ensuring that we give back to those who have supported us throughout the decades. As you explore what Neighbors has to offer, we invite you to join us on this journey toward financial empowerment. Experience firsthand the benefits of becoming a member of our cooperative family. Together, we can build a brighter future for all. For any inquiries or assistance, feel free to call us at 225-819-2178. Discover why so many have chosen Neighbors as their trusted financial partner!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is close to local landmarks such as the Zachary Community School District and the scenic Zachary City Park. This makes it easy for families and individuals in the area to combine errands with leisure activities. We prioritize accessibility for all our members. Our branch features ADA-compliant facilities and ramps for easy entry. You'll find ample parking available right outside, ensuring a hassle-free visit whether you're coming in for quick banking or a more detailed financial discussion.

Operating Hours

At Neighbors Credit Union, we understand that convenience matters. That's why our lobby hours are designed to fit your busy schedule: Monday through Friday from 9:00 AM to 5:00 PM. If you prefer drive-thru banking, we've got you covered with extended hours from 8:30 AM to 5:30 PM on weekdays.

Services Offered

We offer a wide range of services tailored to meet your needs from checking and savings accounts to auto loans and mortgage refinancing. Our ATM is available for quick cash withdrawals and balance checks anytime you need it. Plus, our drive-thru service makes deposits and simple transactions easy when you're on the go. If you're looking for reliable banking with a personal touch, don't hesitate! Come visit us at Neighbors Credit Union today or give us a call at 225-819-2178. We're here to help you with all your financial needs!

Member Eligibility

At Neighbors, we believe that everyone deserves a supportive financial partner, and becoming a member is a wonderful way to join our community. If you live, work, or worship in the areas we serve, you may already be eligible! We welcome individuals from various backgrounds and walks of life, making it easy for you to enjoy the benefits of membership. For more detailed information about eligibility criteria, please check out our resource at . Joining Neighbors not only opens the door to personalized banking services but also connects you to exclusive member benefits like competitive rates on loans and savings accounts. The process is straightforward, allowing you to start your journey with us without hassle. If you're ready to take this step, visit us at our branch located at 6016 Main St Zachary La 70791 or give us a call at (225) 819-2178. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $54,876,583, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Beyond loans, we offer essential merchant services tailored for today's businesses. Imagine being able to accept payments easily, manage transactions smoothly, and keep track of sales all while having a dedicated team at your side to help troubleshoot any issues. Our services ensure that you can focus on what matters most: running your business. Visit us at 6016 Main St Zachary La 70791 in Zachary, LA, or call us at (225) 819-2178 to explore how we can partner in your business journey!

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and small business owners, our business banking services include merchant services and business loans tailored to help your venture thrive. We understand the unique challenges businesses face and are committed to being a reliable partner in your success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. From transferring funds to paying bills with just a few clicks, banking has never been easier. You can also access cash easily through our ATM and drive-thru services for quick deposits or withdrawals. At Neighbors, we believe that banking should be accessible for everyone. Our branch hours are convenient too: we're open from 9:00 AM to 5:00 PM (Monday-Friday) for lobby services and from 8:30 AM to 5:30 PM for drive-thru transactions. We invite you to visit us at 6016 Main St, Zachary, or give us a call at 225-819-2178 to learn more about how we can help you achieve your financial goals. Join the Neighbors family today!

Home Financing Options

If homeownership is on your radar, we provide mortgage loans and refinancing solutions. Our experienced team will guide you through every step, ensuring you understand your options. Whether you're buying a new home or looking to refinance an existing mortgage for better rates, we are here to assist.

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for the future, our personal banking services are designed with you in mind. We offer checking and savings accounts that cater to various lifestyles and financial goals. Imagine having easy access to your funds whenever you need them, whether it's for daily expenses or unexpected emergencies. For those considering a new vehicle, our auto loans and vehicle financing options can help make your dream car a reality without breaking the bank. With competitive rates and flexible terms, financing your next car is straightforward.

Personal Loans and Credit Cards

Need extra cash? Our personal loans and debt consolidation services can help you manage expenses or consolidate debt into one easy payment. Plus, our credit cards with rewards make everyday purchases rewarding think cash back or points for travel!

Digital & Online Banking

Easy Account Management

With our user-friendly online platform, you can check your account balances, transfer funds, and pay bills anytime you need to. Our electronic signature authorization feature makes it simple and secure to sign documents without ever needing to visit a branch. Plus, say goodbye to paper clutter with e-statements available at Yes that you can access whenever you want.

Mobile Banking on the Go

For those who prefer banking from their smartphones, our mobile application offers all the same features as our online banking service. Whether you're out running errands or relaxing at home, you can manage your accounts with just a few taps. You can even make person-to-person transfers easily through our app, allowing you to send money directly to friends and family in seconds.

Security You Can Trust

Security is a top priority at Neighbors. We utilize advanced encryption technologies to protect your information, so you can feel confident when banking online or via our mobile app. Your financial safety is our commitment. In summary, whether you're accessing your accounts through our website or on the go with our mobile application, Neighbors ensures that banking is accessible, easy-to-use, and secure. Experience the future of banking today!

Financial Strength

Growing Community Trust

The strength of our community is evident through our 197,283 total share accounts, showing a strong and growing member base that trusts us with their finances. With net shares available for lending at $0, we are prepared to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 6016 Main St Zachary La 70791 or call (225) 819-2178 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Investment in Growth

With $109,922,030 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $10,153 in used auto loans and $1,100,765,057 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $350,239,703 in share certificates and $29,211,224 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $160,944,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 231 full-time employees and 9 part-time employees. This dedicated team ensures our branches are always ready to serve you with knowledgeable support.

Solid Foundation

With a net worth of $157,095,794, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $217,874,138 in used vehicle loans and $275,909,853 in new vehicle loans already helping members get on the road. We also provide refinancing options for existing auto loans, making it easier for you to save money and enhance your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $54,876,583 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are here to support you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan with competitive rates or seeking assistance with a mortgage or credit card options, Neighbors Credit Union is here for you. For more information about our loan offerings or to discuss eligibility options, feel free to reach out at (225) 819-2178 or visit us at 6016 Main St Zachary LA 70791. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $115,405,145, make buying or refinancing simple. We are committed to helping our members navigate the mortgage process smoothly.

Unsecured Credit Cards

We offer flexible terms on unsecured credit card loans, with a total of $20,589,026 in loans helping members manage their finances effectively. Our credit cards come with various benefits designed to make your everyday purchases more rewarding.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all loan offers are fair and transparent. By working only with verified financial institutions, LendMesh guarantees that users receive accurate information to make informed decisions.

Neighbors