Neighbors Credit Union Denham Springs LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Neighbors Credit Union, your trusted financial partner in Denham Springs, Louisiana! Located conveniently at 175 Rushing Rd W, we have been proudly serving our community since 1954. With a strong commitment to our members, we strive to provide personalized banking solutions that cater to your unique needs. At Neighbors, we understand the importance of financial security and growth. That's why we manage over $1.34 billion in total assets and offer a wide range of services, including personal banking, auto loans, mortgages, and business banking solutions. Our dedication is reflected in our robust membership of 82,195 individuals who trust us with their finances. While you can visit us at our branch for all your banking needs, official correspondence should be directed to our mailing address: P O Box 2831, Baton Rouge, LA 70821. Our leadership team, headed by CEO Steve Webb and Board President Keith Bennett, is committed to fostering a welcoming environment where every member feels valued. Together with our team of 240 employees, we work hard to ensure that your experience with us is nothing short of exceptional. With total deposits exceeding $93.96 million and a net worth of $157.1 million, Neighbors Credit Union stands strong as a pillar of financial stability within our community. We encourage you to take advantage of our many services designed just for you whether it's applying for an auto loan or exploring our credit card options with rewards. Ready to get started? Call us at 225-819-2178 or visit our website at neighborsfcu.org today! Join the Neighbors family and discover how we can help you achieve your financial goals while making a positive impact in the community.

Branch History & Mission

Commitment to Innovation

As technology advances, so do we. Our digital banking platforms offer convenience through online banking and mobile applications. Members can manage their finances anytime and anywhere while benefiting from features like electronic signatures and person-to-person payment options. Additionally, our ADA-compliant facilities ensure accessibility for all members. While you can visit us at our branch location for face-to-face assistance during lobby hours (Monday-Friday from 9:00 AM to 5:00 PM) or take advantage of our drive-thru services (open until 5:30 PM), we also encourage you to explore our online resources for added convenience. In closing, we invite you to join us at Neighbors Credit Union. Experience the difference of being part of a credit union that prioritizes your needs while giving back to the community we cherish. Together, let's build a brighter financial future! For more information or assistance, please reach out at 225-819-2178 or visit us online at Neighbors FCU.

Our Mission

At Neighbors, we believe that financial services should be more than just transactions; they should empower individuals and strengthen communities. Our mission is clear: to provide exceptional personal banking solutions while fostering financial literacy and growth for all our members. We understand the unique needs of our community and strive to offer tailored services that include checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking options. We are proud of our initiatives that go beyond traditional banking. Our partnerships with local organizations allow us to support various community outreach programs aimed at improving lives in Denham Springs and the surrounding areas. Whether it's through educational workshops or sponsorships for local events, we are committed to making a positive impact.

Branch Location & Accessibility

Call or Visit Us Today!

If you have any questions or would like more information about our services, please don't hesitate to reach out! You can give us a call at 225-819-2178. We're here to help and would love for you to visit us soon at Neighbors Credit Union in Denham Springs! Remember, while members can visit us at 175 Rushing Rd W Denham Springs La 70726, official correspondence should be sent to P O Box 2831, Baton Rouge, LA 70821. Come see how we can make your banking experience better!

Getting Here and Accessibility

Our Denham Springs branch is designed with accessibility in mind. You'll find ample parking available right outside the entrance, including ADA-compliant ramps for easy access. We want every member of our community to feel welcome and supported when they visit us.

Operating Hours and Services

We understand that life can be busy, so we offer flexible operating hours to suit your schedule. Our lobby is open from 9:00 AM to 5:00 PM, Monday through Friday, while our drive-thru service extends from 8:30 AM to 5:30 PM on those same days. This means you can manage your banking needs at a time that works best for you! At Neighbors Credit Union, we provide a wide range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you every step of the way. Additionally, our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without having to leave your vehicle. For those on the go, we also offer ATM access right at our branch. You can easily withdraw cash or check your balance any time you need.

Member Eligibility

At Neighbors, we believe that everyone deserves a chance to be part of a supportive community. Joining us as a member is simple and welcoming! If you're a resident or work in our vibrant area, you may already qualify for membership. We're here for individuals and families who want to achieve their financial goals with the help of a friendly team. Plus, being a member means you gain access to a variety of services designed just for you, from checking and savings accounts to loans and credit cards with great rewards. To learn more about eligibility criteria and see if you qualify, please visit our website at . It's an easy way to check if you're ready to join our family at Neighbors, located at 175 Rushing Rd W Denham Springs La 70726. If you have any questions or need assistance, don't hesitate to give us a call at (225) 819-2178. We can't wait to welcome you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $54,876,583, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner who helps simplify your transactions. Our merchant services make it easy for you to accept payments from customers, whether they're shopping online or in-store. This means faster sales, happier customers, and more time for you to focus on what you do best running your business. Located at 175 Rushing Rd W Denham Springs La 70726 in Denham Springs, LA, we invite you to explore how our tailored financial solutions can help your business thrive. For more information, give us a call at (225) 819-2178. Your success is our priority!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash in a hurry? Our ATM services allow for quick withdrawals and balance checks right when you need them. For more personal service, take advantage of our basic drive-thru banking options where you can handle deposits, withdrawals, and simple transactions without leaving your vehicle. With all these services available at Neighbors, we're here to make banking as straightforward as possible for you. If you have questions or would like to learn more about how we can assist you further, please don't hesitate to reach out at 225-819-2178. Join us at Neighbors today! Your financial journey starts here let's navigate it together.

Business Banking Services

At Neighbors, we understand that running a business comes with its own set of challenges. Our business banking services, including merchant services and business loans, are designed to support local entrepreneurs like you. We strive to provide flexible solutions that help your business grow and thrive.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features so you can manage your accounts anytime, anywhere. With easy access to account information, bill payments, and money transfers through our mobile app or website, staying on top of your finances has never been easier.

Credit Cards and Rewards

Our credit cards come with attractive rewards programs that fit your spending habits. Whether it's for everyday purchases or special occasions, having a credit card with rewards can enhance your buying power while earning points towards exciting benefits.

Personal Banking Solutions

Whether you're just starting out or planning for the future, our personal banking services cover everything you need. We offer checking and savings accounts that are easy to manage and help you build a secure financial foundation. If you're in the market for a new vehicle, our auto loans and vehicle financing options make it simple to drive away in the car you want without breaking the bank. For those looking to purchase a home or refinance their current mortgage, we provide competitive mortgage loans and refinancing solutions. Additionally, if you're managing multiple debts, our personal loans and debt consolidation services can simplify your finances and give you peace of mind.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make financial management a breeze. You can enjoy the benefits of e-statements, which provide a quick and eco-friendly way to access your account statements. Plus, with our electronic signature authorization option, signing documents online is simple and safe. For those on the go, our mobile application allows you to manage your accounts right from your smartphone. Whether you're checking transactions or making payments, everything is just a tap away. While we currently do not support mobile payments directly through this app, we still provide other convenient options for handling your finances.

Real-Time Management

Need to send money to a friend or family member? Our person-to-person transfer feature makes it effortless. Just a few clicks, and you're done! It's perfect for splitting bills or sending gifts without the hassle of cash. We prioritize your security by employing advanced measures to keep your information safe while you bank online. This means you can focus on what really matters your life without worrying about your financial safety. With all these features available at your fingertips, managing your finances has never been easier or more secure than with Neighbors. Discover the convenience of digital banking today!

Financial Strength

Commitment to Growth

With $109,922,030 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have a diverse lending capacity with $10,153 in used auto loans and $1,100,765,057 in total loans and leases, supporting your financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 231 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings for Members

Members' savings are secured through $350,239,703 in share certificates and $29,211,224 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $160,944,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $157,095,794, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

We are honored to have built a strong community with 197,283 total share accounts, showing a growing member base that trusts us with their finances. Our commitment to serving you means that we're always working hard to provide the best possible experience. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 175 Rushing Rd W Denham Springs La 70726 or call (225) 819-2178 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Offerings

If you're considering refinancing or checking eligibility options for any of our products, don't hesitate to reach out. We're committed to making this process as straightforward as possible. For more information or to start your application today, please call us at (225) 819-2178. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to serving you!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $217,874,138 in used vehicle loans and $275,909,853 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used car, we're here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $54,876,583 provide the capital needed to grow and expand. We know how crucial it is for businesses to access funding when they need it most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $115,405,145, make buying or refinancing simple. We provide personalized service to ensure you understand your options and can choose the best fit for your financial situation.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $20,589,026 in loans helping members manage their finances effectively. These cards are perfect for those who want a little extra purchasing power without tying up collateral.

Loan Aggregator

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Neighbors