Neighbors Credit Union Baton Rouge LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Neighbors Credit Union, your trusted financial partner located at 12529 Perkins Rd, Baton Rouge, LA 70810. Established in 1954, we have proudly served our community for decades, growing to a membership of over 82,195 individuals who rely on us for their banking needs. With total assets reaching an impressive $1,347,788,332, we are dedicated to providing our members with exceptional financial services and support. At Neighbors Credit Union, we believe in the power of community and the importance of building strong relationships with our members. Whether you're looking for personal banking solutions like checking accounts and auto loans or business services such as merchant accounts and business loans, we have you covered. Our commitment to excellence is reflected in our total deposits of $93,956,208 and net worth of $157,095,794, showcasing our stability and reliability. Led by CEO Steve Webb and Board President Keith Bennett, our team of 240 employees is here to ensure you receive personalized service tailored to your unique needs. We understand that financial decisions can be overwhelming, which is why we're committed to making your experience as smooth as possible. While members can visit us at the above address for all their banking needs, please note that official correspondence should be directed to our mailing address: PO Box 2831, Baton Rouge, LA 70821. Explore our website at www.neighborsfcu.org for more information about our services or feel free to call us at (225) 819-2178. We invite you to join us in creating a brighter financial future together!

Branch History & Mission

A Commitment to Innovation

In today's fast-paced world, we understand the importance of convenience. That's why we offer online banking services and mobile applications that allow you to manage your finances anytime, anywhere. With features like electronic signatures and person-to-person payments, we aim to simplify your banking experience while ensuring compliance with ADA standards.

Join Us!

As we look towards the future, we invite you to become part of the Neighbors family. Experience firsthand how a credit union can make a meaningful difference in your life and community. Visit us during our operating hours Monday through Friday from 9:00 am to 5:00 pm and discover how we can help you achieve your financial dreams. For any inquiries or assistance, feel free to call us at (225) 819-2178. Together, let's build a brighter tomorrow!

Our Mission

At Neighbors Credit Union, our mission goes beyond just offering financial products. We strive to empower our members by providing tools and resources that foster financial literacy and independence. Our focus is not only on helping you manage your money but also on supporting community initiatives that create lasting positive impacts. We believe in the power of connection and actively participate in various outreach programs designed to uplift those around us. Whether it's supporting local schools or partnering with organizations that assist those in need, we're committed to making Baton Rouge a better place for everyone.

Our Story

Located at 12529 Perkins Rd, our branch has witnessed significant milestones in its journey. From the day we opened our doors, we have been dedicated to providing accessible financial services that help individuals and families achieve their goals. Over the years, we've expanded our offerings to include everything from checking and savings accounts to auto loans, mortgages, and business banking solutions. This evolution reflects our commitment to meet the diverse needs of our community. While members can visit us at 12529 Perkins Rd Baton Rouge La 70810, official correspondence should be sent to PO Box 2831, Baton Rouge, LA 70821. Our branch is conveniently situated near local landmarks that make it easy for you to reach us.

Branch Location & Accessibility

Convenient Access and Services

At Neighbors, we understand that your time is valuable. That's why we offer ample parking right outside our branch for your convenience. Plus, our location is fully ADA compliant, ensuring that everyone can easily access our services. Our lobby hours are designed with your schedule in mind join us Monday through Friday from 9:00 AM to 5:00 PM. If you're on the go, take advantage of our drive-thru banking services available from 8:30 AM to 5:30 PM during the same days. Whether you need to deposit a check or withdraw cash, we're here to make banking as simple as possible.

Features That Matter

At Neighbors, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Our ATM is also available for quick cash withdrawals and balance checks whenever you need it. If you have any questions or need assistance, don't hesitate to give us a call at 225-819-2178. Our friendly team is always ready to help! While members can visit us at our Perkins location, please remember that official correspondence should be sent to our mailing address: PO Box 2831, Baton Rouge, LA 70821. We invite you to stop by and discover how Neighbors Credit Union can help you achieve your financial goals!

Member Eligibility

Becoming a member of Neighbors means joining a warm and welcoming community that's dedicated to your financial well-being. If you live, work, or attend school in our service area, you're already on your way to enjoying all the benefits we offer. Our membership is open to individuals who meet certain criteria, which can include family members of current members and those employed by select organizations. To see if you qualify, take a look at our eligibility details here: . Opening an account with us is straightforward and hassle-free. You can start the process by visiting us at 12529 Perkins Rd Baton Rouge La 70810, or feel free to give us a call at (225) 819-2178 for any questions you might have. We're here to support you every step of the way as you take advantage of everything Neighbors has to offer!

Business Banking & Commercial Services

Loan Options that Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $90 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $22 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $54,876,583, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Operations

In addition to loans, we provide essential merchant services that simplify payment processing and enhance customer experiences. Imagine being able to accept payments seamlessly, whether online or in-person, allowing you to focus on what you do best running your business. Our services are designed to save you time and help you manage cash flow efficiently. Visit us at 12529 Perkins Rd Baton Rouge La 70810 in Baton Rouge, LA, or call us at (225) 819-2178 to learn more about how our business banking and commercial services can help your company flourish!

Comprehensive List Of Services

Business Banking Solutions

Running a business comes with its own set of challenges. At Neighbors, we offer specialized services like merchant services and business loans to help streamline operations and support growth. We know that every business is unique; that's why we work closely with each member to tailor solutions that fit specific needs.

Convenient Access

At Neighbors, convenience is key. Our branch features include basic drive-thru banking for deposits and withdrawals, along with an ATM available for quick cash access. You can rely on us for all your banking transactions without long waits or complicated processes. We invite you to explore these services further by calling us at 225-819-2178 or visiting our website at http://www.neighborsfcu.org. Our team is dedicated to providing friendly assistance as you navigate your financial journey. Join us today and experience how Neighbors makes banking personal!

Loans Made Simple

When life calls for bigger investments, like buying a car or purchasing a home, we are here to help with flexible financing options. Our auto loans and vehicle financing make it easy for you to get behind the wheel without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our experienced team will guide you through the process with competitive rates and personalized service. For those moments when unexpected expenses arise, our personal loans and debt consolidation options provide quick access to cash while helping you manage existing debts effectively.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer a variety of checking and savings accounts tailored to fit different lifestyles and goals. With our user-friendly online and mobile banking, you can easily monitor your accounts, transfer funds, and pay bills from the comfort of your home or on the go. Plus, our credit cards with rewards allow you to earn points for your everyday purchases, making it easier to treat yourself or save for future expenses.

Digital & Online Banking

Convenience and Security

Our commitment to security means that every transaction is protected with the latest technology. You can feel confident knowing that your information is safe while you enjoy the convenience of banking online 24/7. At Neighbors, we strive to make banking not just accessible but also enjoyable. Embrace the future of banking today with us!

Key Features

Our online banking services provide you with real-time account management right at your fingertips. Need to check your balance or make a payment? It's all just a click away! Plus, with our electronic signature authorization, signing documents is as simple as a few taps on your screen, making the whole process more convenient for you. We also offer e-statements, so you can go paperless and keep track of your finances without clutter. Not only does this help save trees, but it also gives you instant access to your statements whenever you need them. If you're always on the move, you'll love our mobile application. Whether you're waiting in line or enjoying a coffee break, our app allows you to manage your accounts on the go. You can even send money quickly through our person-to-person transfer feature, making it easy to split bills or send gifts to friends and family.

Financial Strength

Committed Team

We also take pride in having 231 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Total Share and Deposit Accounts: 197,283, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neighbors is your trusted partner. Visit us at 12529 Perkins Rd Baton Rouge La 70810 or call (225) 819-2178 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $109,922,030 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,153 in used auto loans and $1,100,765,057 in total loans and leases.

Secure Savings Options

Members' savings are secured through $350,239,703 in share certificates and $29,211,224 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $160,944,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $157,095,794, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,164 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $217,874,138 in used vehicle loans and $275,909,853 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our dedicated team is here to guide you through the process.

Credit Lines and Commercial Loans

In addition to personal loans, we cater to business owners with outstanding commercial loans totaling $54,876,583. If you're looking for capital to grow your business or manage cash flow effectively, our commercial loan solutions are tailored to meet your requirements. At Neighbors in Baton Rouge, LA (12529 Perkins Rd), we're committed to supporting our members' financial journeys. You can reach us at 225-819-2178 during our lobby hours from 9:00 AM to 5:00 PM on weekdays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can work for you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $115,405,145, make buying or refinancing simple. We provide personalized service to help you find the right loan that fits your needs. Plus, if you're considering refinancing your current mortgage, we have options available to help reduce your monthly payments or access equity in your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,589,026 in loans helping members manage their finances effectively. These cards come with features designed to make everyday purchases easier while allowing you to build credit responsibly.

Loan Aggregator

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Neighbors