Navy Federal Credit Union Bel Air MD: Affordable Vehicle Loans & Mortgage Refinancing

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial wellness located at 5 Bel Air South Pkwy, Bel Air, MD 21015. Since our establishment in 1947, we have been dedicated to serving our members with personalized financial solutions and a commitment to community growth. With a total membership of over 14 million, we are proud to be one of the largest credit unions in the nation, fostering a sense of belonging and support among our members. At Navy Federal, we understand that financial decisions can be overwhelming. That's why we offer an array of services tailored to meet your needs, from checking and savings accounts to auto loans and mortgages. Our total assets exceed $180 billion, ensuring that we have the resources to help you achieve your financial goals. With over $2.3 billion in total deposits, our members trust us to safeguard their money while providing competitive rates and outstanding service. Leadership plays a crucial role in our success. Under the guidance of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we continuously strive for excellence and innovation in all our offerings. Our team of over 24,500 employees is here to provide expert advice and support whenever you need it. While you can visit us at our branch address, official correspondence should be sent to 5 Bel Air South Pkwy, Ste 101, Bel Air, MD 21015 if different from our physical location. We invite you to explore our services by visiting Navy Federal's website or calling us at 888-842-6328. Join us today and discover how Navy Federal Credit Union can help you thrive financially!

Branch History & Mission

Join Us

We invite you to become part of the Navy Federal family. Experience the benefits of membership where your financial well-being is our priority. Whether you're looking for assistance with loans or seeking reliable banking services tailored just for you, we are here every step of the way. Explore what Navy Federal Credit Union can do for you today! For any inquiries or assistance, please reach out at (888) 842-6328. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Navy Federal Credit Union has evolved into one of the largest credit unions in the country. We opened our doors at 5 Bel Air South Pkwy, Bel Air, MD 21015, strategically located to serve our members conveniently. Our branch features modern amenities like ATM availability and drive-thru banking to ensure that your banking experience is efficient and accessible. Throughout the years, we have embraced advancements in technology while maintaining a strong commitment to personal service. We offer online and mobile banking options that allow members to manage their accounts anytime, anywhere. As part of our dedication to inclusivity, we also ensure ADA compliance across all services.

Our Mission

At Navy Federal Credit Union, our mission is simple: to provide exceptional financial services while making a positive impact in the communities we serve. We aim to empower our members by offering personalized solutions such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. But beyond just financial products, we are deeply invested in community outreach initiatives that foster growth and support for local organizations. Our leadership team is passionate about serving you Dietrich Kuhlmann leads us as CEO with a vision focused on member satisfaction and community involvement. Under his guidance, we continue to strengthen partnerships with local businesses and engage in charitable activities that benefit everyone around us. While members can visit us at our branch address for all their banking needs during our operating hours Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 5:30 PM; and Saturday from 9 AM to 1:30 PM official correspondence should be sent to our mailing address: 5 Bel Air South Pkwy, Ste 101, Bel Air, MD 21015.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union branch located at 5 Bel Air South Pkwy in beautiful Bel Air, MD! Our convenient location makes it easy for members to access all the banking services they need. Whether you're stopping by for a quick transaction or seeking financial advice, our friendly staff is ready to assist you. For those needing to send official correspondence, please note that you can also reach us at our mailing address: 5 Bel Air South Pkwy, Ste 101, Bel Air, MD 21015. This ensures your documents find their way to us smoothly. Situated close to local landmarks and easily accessible from major roads, our branch is designed with your convenience in mind. We offer ample parking and are equipped with features that comply with ADA standards, including ramps for easy access. Our operating hours are designed to fit your busy schedule. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 1:30 PM. Need a little extra help? Our drive-thru service is available during the same hours, making it easier for you to handle deposits and withdrawals without leaving your car. In addition to traditional banking services like checking and savings accounts, we provide a range of options including auto loans, mortgage loans, personal loans, credit cards with rewards, and more. If you're looking for cash after hours or just prefer some quick transactions on the go, our ATM is also available. We invite you to visit us at Navy Federal Credit Union in Bel Air today! For any questions or assistance before your visit, feel free to give us a call at 888-842-6328. We're here to help you achieve your financial goals!

Member Eligibility

At Navy Federal Credit Union, we believe that joining our community is more than just opening an account; it's about becoming part of a family that supports your financial journey. If you're curious about how to become a member, you'll be pleased to know that eligibility is quite accessible! Generally, if you're affiliated with the military or a Department of Defense employee, you can easily join us. Family members of current members also qualify, making it a great way to stay connected and financially empowered together. For detailed eligibility criteria, take a moment to explore our website at https://www.navyfederal.org/membership/eligibility.html. Once you see that you meet the requirements, opening an account is a breeze! You can get started right away by visiting us at our branch located at 5 Bel Air South Pkwy Bel Air Md 21015 or simply give us a call at (888) 842-6328. We're here to guide you through every step of the process and ensure you feel welcomed from day one. Don't hesitate to reach out if you have any questions or need assistance; we're excited to help you on your path to membership at Navy Federal Credit Union!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Imagine a local café that needs efficient payment processing to keep up with its busy mornings. Our merchant services provide easy-to-use payment solutions that help you serve customers better while managing your transactions seamlessly. From credit card processing to online payments, we ensure your business runs smoothly every day. Visit us at 5 Bel Air South Pkwy Bel Air Md 21015 in Bel Air, MD or call us at (888) 842-6328 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans. We understand how vital it is to have reliable financial support when running a business, so we're here to help you succeed.

Convenience at Your Fingertips

We prioritize convenience with our Online & Mobile Banking features. Manage your accounts from anywhere using our secure mobile app or website. Need cash? Our ATMs offer easy access for withdrawals and balance checks right when you need it.

Credit Cards

Enjoy rewards with our variety of Credit Cards with Rewards programs. Whether you're earning points on everyday purchases or looking for cashback opportunities, we have options that cater to various spending habits.

Drive-Thru Services

For those who prefer face-to-face interactions without stepping inside the branch, we offer basic drive-thru banking services for deposits and simple transactions. It's about making banking accessible no matter what your preference is. At Navy Federal Credit Union, we are committed to helping you reach your financial goals with personalized service and comprehensive solutions tailored just for you. If you're ready to explore what we can do for you or have any questions about our services, feel free to give us a call at 888-842-6328 or visit us at our branch in Bel Air!

Home Loans

For those ready to purchase a home or refinance their mortgage, our Mortgage Loans & Refinancing services are tailored to help you achieve your homeownership goals. Our experienced team will guide you through the process, ensuring you understand all available options to find the best fit for your financial situation.

Personal Banking Solutions

Our Personal Banking services include checking and savings accounts that help you manage your money effectively. Imagine being able to effortlessly keep track of your spending and savings through our user-friendly online and mobile banking platforms. You can also enjoy features like e-statements and mobile payments that make accessing your funds easier than ever.

Personal Loans

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services allow you to consolidate debt or cover emergency costs easily. With straightforward terms and quick access to funds, we help relieve some of that financial stress.

Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing options offer competitive rates and flexible terms. Picture yourself driving away in your dream vehicle with an affordable monthly payment that fits your budget. We also provide refinancing options if you're looking to lower your current auto loan payments.

Digital & Online Banking

Go Green with E-Statements

Say goodbye to paper statements! With our e-statements availability, you can opt for digital statements that are easy to access and environmentally friendly. You'll receive notifications when your statements are ready, ensuring you stay updated without cluttering your mailbox.

Key Features for Your Convenience

With our online banking platform, accessible at https://www.navyfederal.org/, you can check your account balances, transfer money, pay bills, and much more all from the comfort of your home or on the go. Our 24/7 online banking services ensure you have access to your accounts whenever you need it. Whether it's day or night, your financial information is just a few clicks away. We also provide electronic signature authorization, making it easier than ever to sign important documents without needing to visit a branch. This feature adds an extra layer of convenience while keeping everything secure.

Mobile Banking at Your Fingertips

Our mobile application makes banking on the go a breeze. With features like mobile payments, you can make purchases directly from your phone no cash or cards needed! Plus, our person-to-person transfer option allows you to send money quickly and securely to friends and family right from your device. In today's fast-paced world, having real-time access to your financial resources is crucial. That's why our user-friendly interface is designed with you in mind. Navigating through transactions or checking account details has never been easier. At Navy Federal Credit Union, we're committed to providing a safe, accessible, and enjoyable banking experience for all our members. Experience the convenience of modern banking today!

Financial Strength

Dedicated Team

We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Your experience matters to us; we want you to feel supported every step of the way.

Growing Membership Base

Total Share and Deposit Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 5 Bel Air South Pkwy Bel Air Md 21015 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have provided $1,023,510 in used auto loans and have a total of $131,920,000,000 in loans and leases available to help you achieve your dreams.

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our ability to generate income effectively. Although our current net income is $0, this is part of our strategic approach to reinvesting back into member services rather than prioritizing short-term profits.

Reinvestment for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach helps us foster growth while ensuring your funds remain safe and sound.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business. We know how important it is to have access to funds for operational needs or new ventures.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer tailored solutions to help you find the right mortgage product that fits your budget and long-term goals.

Refinancing Options

If you're considering refinancing an existing loan, we can assist with various options tailored to your situation. Our dedicated team will work closely with you to explore eligibility and find the best solution that could save you money over time. For more information on our loan products or to discuss your financial needs, feel free to reach out at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

Managing your finances effectively is essential, and we also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans available. This option allows you to handle expenses while enjoying the benefits of rewards and easy repayment plans.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive reflects current market conditions. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every comparison is based purely on user needs rather than advertising dollars. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions are available, allowing users to make informed decisions quickly. This feature helps ensure that users do not miss out on competitive rates. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers without any hidden agendas.