Navy Federal Credit Union Vacaville CA: Low Mortgage Rates & Auto Loans

Introduction

Join Us Today

With a strong net worth of over $21.5 billion, Navy Federal Credit Union remains committed to providing top-notch services while prioritizing the needs of our members. We invite you to reach out at 888-842-6328 or visit our website at navyfcu.org to learn more about how we can assist you on your financial journey. Your future starts here!

Our Services

Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans, mortgages, or credit cards with rewards, we have you covered. With more than 8 million loans available for our members and total cash in hand amounting to $2.19 billion, we offer the resources necessary for all your financial endeavors. We also understand that convenience matters. That's why we provide online and mobile banking services that allow you to manage your finances anytime, anywhere.

Branch History & Mission

Navy Federal Credit Union has a rich legacy that spans over seven decades, beginning its journey in 1947. Located at 2040 Harbison Dr, Vacaville, CA 95687, our branch has grown alongside the community, providing exceptional financial services to our members. With a total membership of over 14 million and assets exceeding $180 billion, we are proud to be the largest credit union in the nation. Our mission is simple yet powerful: to serve our members and their families by delivering high-quality financial services while fostering a sense of community. At Navy Federal, we believe that banking should not just be about transactions but also about building relationships. Our commitment to supporting our members extends beyond financial products; we actively participate in community outreach programs and initiatives designed to uplift those around us. As technology advances, so do we. Our digital banking options allow members to manage their accounts conveniently through online and mobile platforms. We ensure accessibility with features like electronic signatures, mobile payments, and person-to-person transfers. We are also dedicated to ADA compliance so that all members can enjoy seamless banking experiences. While you can visit us at our branch location for personal service, please note that official correspondence should be directed to our mailing address: 2040 Harbison Dr, Vacaville, CA 95687-3906. At Navy Federal Credit Union, we understand the importance of being available when you need us. That's why we offer ATM services for easy cash access and maintain lobby hours from Monday to Friday from 9 AM to 5:30 PM and on Saturdays from 9 AM to 4 PM. We invite you to join the Navy Federal family and discover how our range of services like checking and savings accounts, auto loans, mortgages, personal loans, and credit cards can help you achieve your financial goals. Experience the difference of a credit union that truly cares about its members. Come visit us today!

Branch Location & Accessibility

Accessibility and Features

Our branch is designed with accessibility in mind. We offer ADA-compliant features such as ramps and spacious parking to ensure that everyone can visit us comfortably. Speaking of parking, there's ample space available for our members, so you can park with ease when you come in.

Get in Touch!

If you have any questions or need assistance before your visit, feel free to call us at 888-842-6328. We're excited to help you with your banking needs! So why wait? Come visit us today and experience the friendly service at Navy Federal Credit Union!

Operating Hours

We're here for you during convenient hours! Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 4:00 PM. We know how busy life can get, so we aim to accommodate your schedule.

Services Offered

At Navy Federal Credit Union, we provide a variety of services to meet your financial needs. Whether you're interested in checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we've got you covered. Additionally, we offer ATM access for easy cash withdrawals and balance checks. While we don't have drive-thru service at this location, our friendly team is always ready to assist you inside. For those who may need to send official correspondence, please note that while members can visit us at our branch address, official mail should be directed to our mailing address: 2040 Harbison Dr Ste E, Vacaville, CA 95687-3906.

Member Eligibility

At Navy Federal Credit Union, we believe in creating a warm, inviting community where everyone can thrive. Becoming a member is simple and open to anyone who meets our eligibility criteria. If you live, work, or worship in the area, or if you have family members who are already part of our credit union family, you can easily join us. This means that whether you're just starting out in your financial journey or looking for a place that understands your needs, we're here for you. Being a member at Navy Federal Credit Union comes with great benefits like competitive rates on loans and savings accounts, personalized service, and access to a variety of financial products designed just for you. Ready to take the next step? You can check out all the detailed eligibility requirements by visiting https://www.navyfederal.org/membership/eligibility.html. If you're excited to join us, opening an account is straightforward! Just visit https://mymembership.navyfederal.org/#/milestones for more information on how to get started. If you have any questions along the way, feel free to reach out to us at (888) 842-6328. We can't wait to welcome you into our community at 2040 Harbison Dr Vacaville Ca 95687!

Business Banking & Commercial Services

Financing Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services designed to streamline your operations. Picture this: accepting payments easily from customers, managing transactions efficiently, and tracking sales all from one platform. Our merchant services help you focus more on growing your business instead of getting bogged down in administrative tasks. Located at 2040 Harbison Dr Vacaville Ca 95687, Vacaville, CA, our team is ready to assist you in navigating your business financial needs. Reach out to us at (888) 842-6328 to learn more about how we can support your journey toward success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new car, our Auto Loans & Vehicle Financing services make it simple. We provide competitive rates and flexible terms that allow you to drive off in your dream vehicle without breaking the bank. Our team is ready to help you navigate through the financing process smoothly.

Business Banking Services

For small business owners, we provide tailored solutions under our Business Banking offerings. From merchant services that simplify transactions to business loans that help fuel growth, we're committed to supporting local businesses in Vacaville and beyond.

Convenient Access and Support

At Navy Federal Credit Union, convenience is key. Our members enjoy easy access through ATM & Cash Withdrawal Services, which includes basic ATM access for withdrawals and balance checks. Plus, with both online and mobile banking features available, managing your finances has never been easier. We invite you to visit us at our Vacaville branch or give us a call at 888-842-6328 for personalized assistance or inquiries about any of our services. Your financial journey matters to us, and we look forward to being part of it!

Credit Cards with Rewards

Our Credit Cards with Rewards program offers benefits that can help you maximize your spending power. You can earn rewards on everyday purchases which can be redeemed for travel, cash back, and more turning your everyday spending into something rewarding.

Mortgage Loans & Refinancing

For those thinking about homeownership or refinancing their current mortgage, we have comprehensive Mortgage Loans & Refinancing options available. Picture securing a low-interest rate on your dream home or lowering your monthly payments through refinancing all while receiving expert guidance from our knowledgeable staff.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options like checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances and transfer money anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can consolidate debt or fund personal projects with ease. We understand the importance of having access to cash when you need it most, and we're here to support you.

Digital & Online Banking

E-Statements and Mobile Features

Say goodbye to paper clutter! With e-statements available at Yes, you'll receive your bank statements electronically, making it easier to stay organized and environmentally friendly. You can also enjoy our mobile application, which brings banking right into your pocket. Need to make quick payments? Our mobile payments feature allows you to pay friends and family easily. Want to send money instantly? Use our person-to-person transfer service; it's a quick way to handle transactions without any hassle.

Security You Can Trust

We prioritize your security with state-of-the-art measures in place to protect your information. Feel confident knowing that your data is safe while you enjoy the ease of digital banking. At Navy Federal Credit Union, we believe that managing money should be simple and straightforward. With tools like mobile apps, secure transfers, and e-statements, we're here to help you navigate your financial journey with confidence and ease. Explore all these features today by visiting us at https://www.navyfederal.org/!

Financial Strength

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192 trillion in total loans and leases and $1,023,510 in used auto loans.

Growing Membership Base

Total Share and Deposit Accounts stand at an impressive 30,809,321, showcasing a strong and growing member base that trusts us with their finances. This reflects not only our reliability but also our dedication to supporting each member's unique financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2040 Harbison Dr Vacaville Ca 95687 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, showing our commitment to providing value to our members rather than maximizing profits. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles to make your car-buying experience as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We also have refinancing options available if you're looking to lower your monthly payments or access equity in your home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with features that allow you to earn rewards while keeping track of your spending. For business owners looking to grow and expand, our outstanding commercial loans totaling $227,844,936 provide the capital needed for operations and investments. If you're interested in learning more about our loan products or checking your eligibility for membership at Navy Federal Credit Union located at 2040 Harbison Dr Vacaville Ca 95687, feel free to reach out to us at 888-842-6328. We're here to help you navigate through your financial journey! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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