MUNA Credit Union Meridian MS | Best Auto Loans & Business Banking

Introduction

Welcome to Muna Federal Credit Union, your trusted financial partner located at 4400 Highway 39 N, Meridian, MS 39301. Established in 1962, we have proudly served our community for over six decades, growing alongside our members. With a robust membership of 6,216 and total assets exceeding $52 million, we are committed to providing personalized financial solutions tailored to meet your needs. At Muna, we understand that banking is about more than just numbers; it's about people. Our dedicated team of 18 employees, led by CEO Biffle (Bo) Pittman, Jr. and Board President John Howell, is here to assist you every step of the way. We offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 3338, Meridian, MS 39303 if different from our physical address. We invite you to explore our offerings and experience the difference that comes with being part of a community-focused credit union. Our commitment goes beyond just providing excellent service; we also prioritize the well-being of our members through financial education and support. With total deposits amounting to $2,474,911 and a net worth of $6,330,016, we ensure that your funds are not only safe but also working hard for you. Ready to take control of your financial future? Visit our website at Muna Federal Credit Union or give us a call at 601-693-8563 today! Together, let's build a brighter tomorrow.

Branch History & Mission

At Muna Federal Credit Union, our story began in 1962, when a small group of dedicated individuals came together to create a financial institution that would serve the needs of the Meridian community. Over the years, we have grown from a humble start into a thriving credit union with over 6,200 members and total assets exceeding $52 million. Our branch is conveniently located at 4400 Highway 39 N, Meridian, MS 39301, making it easily accessible for all our members. Muna's mission has always been clear: to provide exceptional financial services while supporting our community. We believe in empowering our members with the tools they need to achieve their financial goals whether that's through personal banking, auto loans, mortgages, or business services. Our commitment to service goes beyond just banking; we aim to uplift the community through outreach programs and partnerships that foster growth and stability. While members can visit us at 4400 Highway 39 N, official correspondence should be sent to P.O. Box 3338, Meridian, MS 39303. This helps ensure we handle your inquiries promptly and efficiently. As we look back on our history, we are proud of the milestones we've achieved. From opening our doors in '62 to becoming a trusted financial partner for many families and businesses in Lauderdale County, Muna continues to adapt and innovate. We understand the importance of technology in today's world and offer online banking options that make managing finances easier than ever. Our operating hours from 9:00 AM to 5:00 PM ensure that we are available when you need us most. With ATM services and drive-thru banking available, accessing your funds has never been more convenient. At Muna Federal Credit Union, we are not just about numbers; we're about people. Our mission is rooted in community support and financial education helping you navigate your journey toward financial wellness. Join us today and discover how Muna can help you reach your goals while being part of a vibrant community-focused credit union. We invite you to experience the difference at Muna Federal Credit Union where your financial success is our priority! For more information or to become a member, please call us at 601-693-8563 or visit our website at www.munafederal.com. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Features

Getting to our branch is a breeze! With ample parking available, you won't have to worry about finding a spot when you arrive. We are also proud to be ADA compliant, featuring ramps and other accessibility options so everyone can easily use our services. For those who prefer the convenience of not leaving their vehicle, we offer drive-thru banking services for quick deposits and withdrawals. Plus, with an ATM on-site, cash withdrawal and balance checks are simple and efficient.

Friendly Hours for Your Convenience

We understand that life can get busy, which is why we've designed our operating hours with your schedule in mind. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM. This gives you plenty of time during the week to stop by and take care of your banking needs.

Services Tailored for You

At Muna Federal Credit Union, we provide a wide range of services tailored to meet your financial goals. From personal checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Additionally, we participate in shared service transactions for partner credit union members, making it even easier for you to manage your finances.

We're Here for You!

If you have any questions or need assistance, don't hesitate to give us a call at 601-693-8563. Our dedicated staff is ready to help you navigate your banking journey. Come visit us today at Muna Federal Credit Union where your financial well-being is our top priority!

Member Eligibility

At Muna, we believe in fostering a community where everyone feels welcome and supported. Becoming a member is easy and open to those who live, work, worship, or attend school in our area. If you're ready to join us at our branch located at 4400 Highway 39 N Meridian Ms 39301, you'll find that the advantages are plentiful. Membership not only gives you access to a wide range of financial services but also connects you with a team that truly cares about your financial well-being. To get started, simply check out the eligibility details available at https://forms.joinmycu.com/mop/820/newmember/eligibility. You can learn more about what it takes to become part of our family and even begin your account opening process through this link: https://loans.itsme247.com/820/home/start/. If you have any questions or need assistance along the way, don't hesitate to reach out at (601) 693-8563 we're here to help! Join us today and experience the benefits of being a valued member of Muna!

Business Banking & Commercial Services

Streamlined Merchant Services

Imagine having a reliable partner that simplifies your payment processes. Our merchant services allow you to accept payments effortlessly, whether in-store or online. This means you can focus on what truly matters growing your business while we handle the transactions smoothly. Located at 4400 Highway 39 N Meridian Ms 39301 in Meridian, MS, we invite you to reach out at (601) 693-8563 for more information about how we can assist your business thrive. Your success is our priority!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $2 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $701,688, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Branch Services

Accessing cash is easy with our ATM services available throughout the community. Our drive-thru banking allows for quick deposits and withdrawals without leaving your car, perfect for those busy days when time is of the essence. Members of partner credit unions can also utilize shared branch transactions for deposits and withdrawals, extending our service reach even further.

Business Banking

If you own a business, Muna also provides comprehensive business banking solutions, including merchant services and business loans. We understand the unique challenges small businesses face and are here to help foster growth through tailored financial products.

Conclusion

At Muna, we pride ourselves on being more than just a financial institution; we aim to be a trusted partner in your financial well-being. With friendly staff ready to assist you at every turn, plus digital tools designed for ease of use, managing your money has never been simpler. For more information or to explore how we can assist you further, don't hesitate to reach out at (601) 693-8563 or visit us online at Muna Federal Credit Union. Join us today and take the next step towards achieving your financial goals!

Credit Cards

For those seeking added flexibility in their spending, our credit cards come with rewards that can benefit you in everyday purchases. It's all about giving you options while helping build your credit history.

Loans and Financing

When it comes to big purchases like cars or homes, our auto loans and mortgage financing can help turn your dreams into reality. Whether you're looking for a new vehicle or refinancing your current mortgage, our competitive rates and flexible terms make it simple. Additionally, we offer personal loans for debt consolidation, ensuring that you have the tools needed to regain control over your finances.

Personal Banking

We understand that managing personal finances can be overwhelming at times. That's why we offer personal banking services that include checking and savings accounts tailored to fit your lifestyle. Need to make a purchase or manage bills? Our convenient online and mobile banking options allow you to handle transactions from anywhere, making it easier than ever to keep track of your funds.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that cater to your needs. You can enjoy the convenience of electronic signature authorization, allowing you to sign important documents quickly and securely from the comfort of your home. Plus, e-statements are available, helping you keep track of your financial activity while reducing paper clutter. If you need to send money to friends or family, our person-to-person transfer feature makes it a breeze. You can easily send funds directly from your account without any hassle. Although we currently do not offer mobile payments or a dedicated mobile application, our web-based services are fully optimized for mobile use, ensuring that you have access on-the-go.

Security and Support

Your security is our top priority. Our online banking services are equipped with advanced security measures to protect your personal information. Rest assured that your data is safe while you manage your accounts online. With Muna, you're never alone in navigating these services. Our friendly team is always ready to assist you if you have questions or need support. We believe in making banking accessible and straightforward for all our members. Discover the ease of digital banking with us today! Visit https://www.munafederal.com/ for more information about how we can help simplify your financial life.

Financial Strength

At Muna, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial partner, which is why we're committed to maintaining robust financial health. With a net worth of $6,330,016, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,238 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $5,123,458 in share certificates and $3,930,286 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,095,480 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to providing support for your financial goals with $753 in used auto loans and $36,080,322 in total loans and leases. Our operational efficiency is reflected in our $117,503, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 12,140, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $6,174. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Muna is your trusted partner. Visit us at 4400 Highway 39 N Meridian Ms 39301 or call (601) 693-8563 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Loan Options

If you're considering starting or expanding a business, our outstanding commercial loans totaling $701,688 are designed to provide the capital needed for growth. Whether you need funds for equipment purchase or working capital, we can assist you in finding the right solution. Additionally, if you're looking for ways to optimize your current loan situation, we have refinancing options available that may help lower your payments or adjust your terms according to your financial needs. At Muna Federal Credit Union, we're committed to providing personalized service and support as you navigate your financial journey. For more information about our loan products and how they can benefit you, visit us online at Muna Federal Credit Union or call us today. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,843,547 in used vehicle loans and $5,978,756 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easier for you to drive away with your dream vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $641,252, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $931,359 in loans helping members manage their finances effectively. These cards can provide an excellent way to build credit while enjoying rewards and benefits tailored to your lifestyle.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. Each comparison is backed by verified data from legitimate financial institutions, helping users make informed choices without the worry of misleading information.

Key Benefits of Using LendMesh

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Muna