Morgan City Credit Union LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Morgan City, where we believe in building strong relationships with our members and community! Located at 1205 Victor Ii Blvd, Morgan City, LA 70380, our credit union has been a cornerstone of financial support since we opened our doors in 1962. With a commitment to serving our 911 members, we offer a range of financial services tailored to meet your needs, from checking and savings accounts to auto loans and mortgages. As of now, we proudly manage total assets of $5,211,598 and have facilitated 295 loans to help our members achieve their dreams. Our total deposits stand at $207,296, reflecting the trust our community places in us. Under the leadership of CEO Candace LeBlanc and Board President Clayton Canty, we strive to provide personalized service that makes every member feel valued. At Morgan City, we are dedicated to fostering a healthy financial future for our members. Whether you need assistance with personal banking or business services, our knowledgeable staff is here to guide you every step of the way. And while you can visit us at our branch for any inquiries, please note that official correspondence should be sent to PO Box 610, Morgan City, LA 70381. We invite you to reach out to us at (985) 380-4722 during our lobby hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us as we continue to support each other in achieving financial success together!

Branch History & Mission

Community Engagement

We take pride in being an active participant in local events and initiatives that uplift our community. From partnerships with local schools to sponsoring community events, we strive to make a positive impact wherever we can. Our goal is not only to provide excellent service but also to build connections that enrich the lives of those around us.

Innovation and Accessibility

As part of our ongoing commitment to serve you better, we are continuously exploring ways to enhance your banking experience. Although currently we do not offer ATM services or drive-thru banking at this location, our friendly staff is here during our operating hours from Monday through Friday from 9:00 AM to 5:00 PM ready to assist you with all your financial needs.

Join Us Today!

We invite you to become part of the Morgan City family. Experience personalized service that puts your needs first while enjoying all the benefits that come with being a member of our credit union. Whether you're looking for guidance on your first loan or want expert advice on managing your finances, we're here for you every step of the way. Reach out today at (985) 380-4722 or visit us at 1205 Victor Ii Blvd Morgan City La 70380!

Our Mission

At Morgan City, our mission goes beyond offering personal banking services like checking and savings accounts, auto loans, and mortgages. We are committed to fostering financial literacy and providing support tailored to meet the unique needs of each member. We believe that by investing in our community, we can create lasting relationships built on trust and mutual success. While members can visit us at 1205 Victor Ii Blvd Morgan City La 70380, official correspondence should be sent to PO Box 610, Morgan City, LA 70381 if you need to reach out by mail.

Our Story

Located at 1205 Victor II Blvd, our branch is more than just a place for banking; it's a cornerstone of the community. Over the years, we have witnessed firsthand the ups and downs of life in Morgan City, supporting families through their financial journeys. Our mission has always been clear: to empower our members with the resources they need to achieve their dreams, whether it's buying a new home, financing a vehicle, or simply saving for the future.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located near popular spots in the area, our branch is just a short drive from local favorites. Whether you're grabbing a quick bite or running errands, stopping by is simple and convenient. We offer ample parking space, making it easy for you to visit us without any hassle. For those who may need assistance, our branch is ADA compliant with features like ramps for wheelchair access. We prioritize making sure everyone can bank comfortably with us.

Operating Hours and Services

We're open Monday through Friday from 9:00 AM to 5:00 PM, ready to assist you with a range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and even credit cards with rewards! While we don't currently have an ATM or drive-thru service available, our friendly team is dedicated to providing excellent customer service inside the branch. Feel free to give us a call at (985) 380-4722 if you have any questions or need assistance before your visit. We look forward to welcoming you at Morgan City!

Member Eligibility

At Morgan City, we believe that everyone deserves a chance to join our welcoming community. If you're looking to become a member, you'll find that the process is straightforward and open to many! Our eligibility criteria focus on those who live or work in our local area, as well as their family members. This means that if you're part of our community in any way, we'd love to have you with us! Being a member at Morgan City means access to a range of financial services designed to support your goals, from personal banking options like checking and savings accounts to loans and credit cards tailored for your needs. To get started, simply check out the detailed eligibility requirements at . If you're ready to take the next step toward membership, you can find all the information you need for opening an account through this link: . Should you have any questions or need assistance, feel free to give us a call at (985) 380-4722. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. If you're outside our membership, don't worry we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your specific situation.

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine running your shop without worrying about accepting payments or managing transactions our tools help you focus on what you do best: serving your customers. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in the heart of Morgan City, LA. Visit us at 1205 Victor Ii Blvd Morgan City La 70380 or call us at (985) 380-4722 to learn how we can partner in your success!

Comprehensive List Of Services

Business Banking Solutions

If you own a business or are planning to start one, Morgan City provides robust business banking solutions. From merchant services that make accepting payments simple to business loans that fuel your growth, we are dedicated to supporting local entrepreneurs.

Digital Access & Convenience

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services, allowing you to manage your accounts anytime, anywhere. While we currently do not have ATM facilities on-site, our team is always available by phone at 985-380-4722 during lobby hours (Monday through Friday from 9:00 AM to 5:00 PM) to assist with any inquiries. At Morgan City, we're more than just a credit union; we're a community partner focused on helping you achieve your financial aspirations. Explore our range of services today and see how we can help you thrive! For further information or assistance, feel free to reach out via phone or visit us at our branch. Your financial journey starts here!

Home Financing

For those looking to settle down or invest in real estate, we offer mortgage loans and refinancing options. Our team is here to help simplify the home buying process, making it easier for you to secure the right loan for your situation.

Personal Banking

We understand that everyone has unique financial goals. That's why our personal banking options are designed with you in mind. Open a checking or savings account that fits your lifestyle and helps you manage your money effectively. If you're considering purchasing a new car, our auto loans and vehicle financing can make that dream a reality with competitive rates and flexible terms.

Personal Loans & Credit Cards

Need extra cash for unexpected expenses? Our personal loans and debt consolidation services can help you regain control over your finances. Plus, don't forget about our credit cards with rewards perfect for earning points on everyday purchases!

Digital & Online Banking

At Morgan City, we understand that convenience and security are essential in managing your finances. That's why we offer a variety of digital and online banking services designed to make your banking experience as smooth as possible. While we currently do not have online banking services available at , we are committed to providing you with easy access to your accounts through traditional methods. Although features like electronic signature authorization, e-statements, mobile payments, person-to-person transfers, and a dedicated mobile application are not yet available, our team is continuously exploring ways to enhance your banking experience. We focus on ensuring that our members feel secure when handling their finances. Even without an online platform, our staff is here to assist you with any inquiries or transactions you may need help with during our operating hours. You can visit us in person at 1205 Victor II Blvd, Morgan City, LA 70380, or give us a call at (985) 380-4722. Your time matters, and we're dedicated to making sure you can manage your financial needs efficiently. As we move forward, stay tuned for updates regarding the introduction of more digital services that will empower you to take control of your banking from anywhere. At Morgan City, we're here to support you every step of the way!

Financial Strength

Committed Team

We also take pride in having 2 full-time employees and 1 part-time employees who are dedicated to providing you with knowledgeable service every day. With total share accounts reaching 1,055, it's clear that many trust us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Morgan City is your trusted partner. Visit us at 1205 Victor Ii Blvd Morgan City La 70380 or call (985) 380-4722 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $763,670 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $8 in used auto loans and $3,379,790 in total loans and leases. Our operational efficiency is reflected in our $17,360, allowing us to continue offering competitive loan rates and solid financial products tailored for our members.

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $781,030, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,499 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $120,319 in used vehicle loans and $2,222,326 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, ensuring that your journey toward vehicle ownership is as smooth as possible.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're looking for your first home or considering refinancing an existing loan, we have the right solutions for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while allowing you to build credit responsibly. At Morgan City, we prioritize your financial wellbeing and aim to provide accessible loan options that meet your needs. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to contact us for more information. For additional insights into our performance and data regarding our services, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to serving you and helping you take the next step toward achieving your financial dreams!

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Morgan City