Grenada MS Credit Union | Affordable Auto Loans & ATM Services

Introduction

Welcome to the Mississippi Credit Union, your trusted partner in financial growth and community support since 1958. Located at 960 Avent Dr, Grenada, MS 38901, we pride ourselves on being more than just a financial institution; we're a part of your neighborhood. With over 23,000 members and assets totaling $161,627,745, our commitment to providing personalized banking solutions is stronger than ever. At Mississippi Credit Union, we understand that every member's needs are unique. That's why we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our total deposits stand at $25,887,921, reflecting the trust our community places in us. Under the leadership of our CEO Brian Long and Board President Gary Armstrong, we strive to maintain transparency and accountability. We have a dedicated team of 52 employees ready to assist you with all your banking needs. Whether you're looking to open an account or apply for a loan our friendly staff is here to help. While you can visit us at our branch for in-person assistance, please send any official correspondence to the same address: 960 AVENT DR, GRENADA, MS 38901. We invite you to explore our website at www.msfcu.us for more information on our services or feel free to give us a call at 662-227-7153. Let's work together towards achieving your financial goals!

Branch History & Mission

At Mississippi, we take pride in our rich history and deep-rooted mission to serve the community of Grenada, MS. Established in 1958, our branch has been a cornerstone for financial services in the area, dedicated to fostering financial stability and growth among our members. Over the years, we have evolved alongside our community, growing from humble beginnings into a trusted credit union with a total membership of over 23,000 and total assets reaching an impressive $161,627,745. Located at 960 Avent Dr, Grenada, MS 38901, our branch is easily accessible for all your banking needs. We invite you to visit us during our operating hours: Monday through Friday from 11:30 AM to 3:30 PM. While members can visit us at this address for their banking needs, official correspondence should be sent to the same mailing address: 960 AVENT DR, GRENADA, MS 38901. Our mission at Mississippi is simple yet powerful: to provide exceptional financial services while empowering our community. We strive to offer a wide range of products including personal checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. Our goal is not just to help members manage their finances but also to enhance their quality of life through responsible lending and personalized support. In keeping pace with modern technology, we have embraced digital advancements that make banking easier and more accessible for everyone. Our services include online banking and mobile payments that allow you to manage your finances on the go. We ensure ADA compliance so all members can access our facilities without barriers. Our commitment goes beyond financial transactions; we actively engage in partnerships and outreach programs that uplift our community. By working together with local organizations and participating in events that support those in need, we aim to make a lasting impact. Join us at Mississippi today! Experience firsthand how we can assist you in achieving your financial goals while being part of a vibrant community-focused credit union. For inquiries or assistance, feel free to contact us at (662) 227-7153. We look forward to welcoming you into the Mississippi family!

Branch Location & Accessibility

Accessibility Features

At our Grenada Office, we prioritize accessibility for all members. Our branch complies with ADA standards, ensuring that everyone can visit us comfortably. We have ramps and designated parking spaces available for those who may require them.

Banking Services

The Mississippi Credit Union provides a range of services designed for your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our branch also features ATM availability for quick cash withdrawals and balance checks. While we don't currently offer drive-thru banking at this location, our shared service center allows basic transactions for members of partner credit unions. We're dedicated to making your banking experience smooth and efficient.

Call to Action

Ready to experience personalized banking? We invite you to visit us at the Grenada Office or give us a call at 662-227-7153. Our team looks forward to serving you! For more information about our services, feel free to check out our website at msfcu.us.

Operating Hours

We know your time is valuable. That's why we offer convenient lobby hours from Monday to Friday, opening at 11:30 AM and closing at 3:30 PM. Our staff is ready to assist you during these hours, so feel free to drop by whenever it's convenient for you!

Member Eligibility

At Mississippi, we believe that becoming a member means joining a family that supports you in achieving your financial goals. If you're interested in membership, you'll be pleased to know that eligibility is open to those who live, work, or worship in our community. This welcoming approach ensures that more individuals can take advantage of the personalized services we offer, from checking and savings accounts to auto loans and credit cards. You can find all the detailed criteria for membership at , which provides a clear overview of what it takes to join us. Opening an account is simple and straightforward! Just visit us at our branch located at 960 Avent Dr Grenada Ms 38901, or give us a call at (662) 227-7153 if you have any questions or need assistance with the process. We're here to help you every step of the way as you take this exciting step toward better banking with us. Don't hesitate to reach out or check the eligibility link for the most updated information!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine serving your customers without worrying about transaction hiccups. With our reliable systems, you can focus on what really matters growing your business and enhancing customer satisfaction. Visit us at 960 Avent Dr Grenada Ms 38901 or call us at (662) 227-7153 to learn more about how we can help your business succeed!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,254,272, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, we know that every dollar counts. That's why we offer comprehensive business banking services including merchant services and business loans to support your ventures. Whether you're starting a new project or expanding an existing one, we're here to help you succeed.

Convenient Access

In today's fast-paced world, convenience is key. Our digital banking features allow you to manage your accounts anytime, anywhere. Enjoy the ease of ATM access for cash withdrawals and balance checks without any hassle. Plus, if you're a member of another partner credit union, basic shared branch transactions like deposits and withdrawals are available for your convenience. At Mississippi, we strive to create an accessible banking experience that fits seamlessly into your life. We invite you to explore all our services and discover how we can help meet your financial goals. Ready to take the next step? Visit us today at 960 Avent Dr Grenada Ms 38901 or check out our website at https://msfcu.us/ for more information about how we can assist you!

Credit Options

For those unexpected expenses or projects around the house, our personal loans and debt consolidation options can help lighten your financial load. And don't forget about our credit cards with rewards perfect for earning points on everyday purchases!

Personal Banking Solutions

We understand that managing finances can be overwhelming at times. That's why we offer personal banking services such as checking and savings accounts designed for everyday use. Our accounts come with features like online banking and mobile access, making it easy for you to check balances, transfer funds, and pay bills right from your smartphone or computer. If you're planning to purchase a vehicle, explore our auto loans and vehicle financing options. With competitive rates and flexible terms, getting behind the wheel of your new car has never been easier. We also provide mortgage loans and refinancing solutions tailored to fit your lifestyle and budget, helping you make homeownership a reality.

Digital & Online Banking

Key Features

Our mobile application is another convenient option for those on the go. With just a few taps, you can access all your account information right from your smartphone. We also support mobile payments, so you can make purchases directly from your phone no cash or card needed! For quick transactions with friends or family, our person-to-person transfer feature makes sending money easy and fast. Plus, if you prefer to handle paperwork digitally, we offer electronic signature authorization to streamline processes like loan applications and document submissions.

Security and Accessibility

Security is a top priority at Mississippi. We ensure that all your transactions are protected with advanced security measures. Our e-statements provide an eco-friendly alternative to paper statements while keeping your information secure and easily accessible. We aim to provide a user-friendly experience that meets the needs of our members. With features like these, managing your finances has never been easier or more secure. Join us at Mississippi today and take advantage of our comprehensive digital banking services!

Financial Strength

At Mississippi, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, which reflects our commitment to serving you and your needs effectively. With a net worth of $21,470,617, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,327 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $29,340,576 in share certificates and $5,119,255 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. In addition to this strong foundation, we have $20,256,621 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also impressive; with $1,699 in used auto loans and $86,620,393 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 50 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The total number of share accounts stands at 38,033, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Mississippi is your trusted partner. Visit us at 960 Avent Dr Grenada Ms 38901 or call (662) 227-7153 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Information

If you're interested in refinancing options or checking your eligibility for any of our loan products, please don't hesitate to reach out. Our team is here to assist you every step of the way. Feel free to contact us at (662) 227-7153 or visit us at 960 Avent Dr Grenada Ms 38901 in Grenada, MS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us at Mississippi and let's work together towards achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,207,891 in used vehicle loans and $11,121,368 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, we have flexible financing options to suit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $1,254,272 provide the capital needed to grow and expand. We recognize the unique challenges faced by small businesses and are committed to supporting local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,112,605, make buying or refinancing simple. We provide competitive rates and personalized service to help guide you through the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $3,734,720 in loans helping members manage their finances effectively. Our credit cards come with various benefits tailored to fit your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This platform is designed to help you navigate the lending landscape with ease and confidence. LendMesh ensures accurate loan comparisons through a rigorous data sourcing process. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing from verified institutions guarantees that users receive fair and transparent offers. The benefits of using LendMesh are significant. First, all loan offers are derived from legitimate financial institutions, ensuring transparency in every comparison. Second, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower consumers to make informed choices. Additionally, LendMesh provides real-time rate comparisons, allowing users to stay updated with the latest loan rates across multiple institutions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the reliability and efficiency of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Mississippi