Millbury Credit Union MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Millbury, your trusted financial partner located at 50 Main St, Millbury, MA 01527. Since our establishment in 1934, we have proudly served our community, growing together with over 30,986 members who rely on us for their financial needs. With total assets amounting to an impressive $489,081,892, we are committed to providing stability and security to our members. At Millbury Credit Union, we believe in the power of community. Our dedicated team of 97 employees, led by CEO Joseph Barbato and Board President E. Bernard Plante, works tirelessly to ensure that you receive the best possible service. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we are here to help. While members can visit us at our branch location, official correspondence should be sent to the same address: 50 Main St, Millbury, MA 01527. We invite you to explore our range of services designed specifically for you. With total deposits reaching $39,012,311 and a net worth of $42,809,920, we prioritize your financial growth and well-being. Our commitment extends beyond just numbers; it's about making a positive impact in the lives of our members and the wider community. Join us today and experience what it means to be part of a credit union that truly cares. For any inquiries or assistance, don't hesitate to call us at 508-865-7600 or visit our website at Millbury Credit Union. Your journey towards better financial health starts here!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become part of the Millbury family. Experience firsthand how we prioritize your financial success while supporting the community around us. For more information on how to join or explore our services further, please visit Millbury's website or call us at 508-865-7600. Together, let's build a brighter future!

Our Journey

From its humble beginnings, Millbury has continuously evolved to meet the changing needs of its members and the community. Over the decades, we have expanded our services and embraced advancements in technology while maintaining our commitment to personal service. Our total assets now stand at an impressive $489,081,892, reflecting the trust placed in us by our members. We are proud of our strong foundation built on community values and member support. As we look back on our history, we also celebrate milestones such as introducing online banking and mobile applications that provide convenience and ease for our members.

Our Mission

At Millbury, our mission is clear: to provide exceptional financial services while fostering a sense of community. We believe that banking should be more than just transactions; it should empower individuals and strengthen connections within our community. Whether it's offering competitive auto loans or providing personalized business banking solutions, we strive to make a positive impact on the lives of those we serve. Our commitment extends beyond financial services; we actively engage in community outreach efforts and partnerships that enhance the well-being of Millbury residents. We understand that when our community thrives, so do we. While members can visit us at 50 Main St, official correspondence should be sent to 50 Main St, Millbury, MA 1527 if you prefer. We welcome you during our operating hours: Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 12:00 PM.

Branch Location & Accessibility

Welcome to Millbury! Conveniently located at 50 Main St Millbury Ma 01527 in the heart of Millbury, MA, our branch is designed to serve you better. Whether you're on your way to work or out running errands, stopping by is easy. Just a stone's throw away from local landmarks, you'll find us nestled among familiar spots that make Millbury special. At Millbury, we prioritize accessibility for all our members. Our location features ample parking and ADA-compliant entrances, ensuring everyone can visit us comfortably. Plus, with our drive-thru banking option, you can handle your transactions without ever leaving your vehicle. Need to withdraw cash or check your balance? Our ATM is available for your convenience too! We are open Monday through Wednesday from 9:00 AM to 4:00 PM, Thursdays until 5:00 PM, and Fridays till 6:00 PM. On Saturdays, we welcome you from 9:00 AM to 12:00 PM. Our friendly staff is ready to assist you during these hours with a range of services including personal banking, auto loans, mortgage options, and more. While members can visit us at 50 Main St Millbury Ma 01527, official correspondence should be sent to 50 Main St, Millbury, MA 1527 if it differs. If you have any questions or need assistance, don't hesitate to give us a call at (508) 865-7600. We look forward to serving you at Millbury!

Member Eligibility

At Millbury, we believe that becoming a member is like joining a welcoming family that supports you in your financial journey. If you're looking to take part in our community, the eligibility requirements are simple and friendly. You can become a member if you live, work, or worship in the area surrounding Millbury, or if you are a relative of an existing member. This means that whether you're a local resident or connected through family ties, we invite you to join us! Enjoy the benefits of personalized service and competitive rates on our wide range of financial products. To learn more about the specific eligibility criteria, feel free to visit us at https://www.millburycu.com/membership/ . Opening an account with us is just as easy! You can start your journey by visiting our website at https://www.millburycu.com/sign-up/ , or simply give us a call at (508) 865-7600 if you have any questions. Our friendly team is here to help you every step of the way as you become part of the Millbury community at 50 Main St Millbury Ma 01527. We can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having a payment solution that fits seamlessly into your daily operations. Our merchant services empower businesses like yours to accept payments easily, whether in-store or online. This means you can focus on what you do best serving your customers while we handle the financial transactions. Visit us at 50 Main St Millbury Ma 01527 in Millbury, MA, or call us at (508) 865-7600 to learn how our business banking solutions can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $110 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $9 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $43,302,407, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, you can feel confident knowing you're getting the best deal possible while staying within your budget.

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services, including merchant services and business loans. We understand the challenges of running a business, and our team is ready to help streamline your financial processes so you can focus on growth.

Convenient Access Services

In addition to our wide range of financial products, we also prioritize convenience with our ATM and cash withdrawal services, along with basic drive-thru banking for deposits, withdrawals, and simple transactions. You won't have to wait in line when managing everyday banking tasks! At Millbury, we strive not just to meet but exceed your expectations in all areas of banking. If you're ready to take the next step towards achieving your financial goals or simply want more information about our services, visit us online at Millbury or give us a call at (508) 865-7600 today! Your journey towards financial empowerment starts here!

Credit Cards with Rewards

Why not earn rewards while you spend? Our credit cards with rewards allow you to earn points on everyday purchases. Use them for cash back, travel discounts, or other perks that can enhance your spending experience.

Mortgage Loans & Refinancing

Purchasing a home is one of life's biggest milestones, and at Millbury, we're here to support you through it. Our mortgage loans and refinancing services offer tailored solutions that suit both first-time buyers and seasoned homeowners looking for better rates or terms.

Personal Banking

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking services cater to everyone. We offer various checking and savings accounts designed to fit your lifestyle. Imagine easily accessing your funds with our user-friendly online and mobile banking options, giving you the freedom to manage your finances anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but don't worry our personal loans and debt consolidation options are designed to help you navigate through tough times with ease. Whether it's for home improvements or consolidating debt, we aim to provide flexible solutions that fit your needs.

Digital & Online Banking

Convenient Online Banking Services

Our 24/7 online banking services allow you to check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, your financial information is always at your fingertips. Plus, for those who prefer paperless options, we provide e-statements that make it simple to keep track of your account activity without clutter.

Security You Can Trust

We take security seriously. Although we currently do not offer electronic signature authorization, rest assured that all your transactions are protected with advanced security measures. You can bank with confidence knowing that your personal information is safe. In summary, at Millbury, we're committed to providing you with accessible and user-friendly digital banking solutions that fit into your lifestyle. Explore all the features available through our online services today at https://www.millburycu.com/ !

User-Friendly Mobile Application

Stay connected with our mobile application, which offers the same great features as our online banking. You can manage your accounts conveniently from your smartphone or tablet. Even better, we support person-to-person transfers, so sending money to friends or family is a breeze!

Financial Strength

A Solid Foundation

With a net worth of $42,809,920, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $875 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

As a testament to our thriving community, we proudly maintain a strong member base with a total of 34,933 share accounts. This growing trust from our members fuels our mission to provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Millbury is your trusted partner. Visit us at 50 Main St Millbury Ma 01527 or call (508) 865-7600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Your Future

Our commitment to our members is reflected in our financial performance. With $40,981,779 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $4,306 in used auto loans and $361,602,930 in total loans and leases. Our operational efficiency shines through with a net income of $1,594,569, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 16 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Securing Your Savings

Your savings are secure with us. We have $139,407,273 in share certificates and $34,161,552 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $72,136,955 in used vehicle loans and $35,086,199 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you get the best deal possible for your next vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $43,302,407 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Credit Lines

Additionally, we offer flexible terms on credit lines totaling $197,406,700, which can serve as a safety net for unforeseen expenses or as a resource for planned expenditures. Our experienced team is ready to assist you with any questions about eligibility or refinancing options that may be available. Feel free to reach out at (508) 865-7600 or visit us at 50 Main St Millbury Ma 01527 in Millbury, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Millbury, we're committed to helping our members navigate their financial journeys with confidence and ease. Let us partner with you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $17,247,676, make buying or refinancing simple. We help guide you through the process and offer refinancing options to make it even easier for you to secure your dream home.

Personal Loans

For those unexpected expenses or to consolidate debt, our personal loans are designed to give you the financial flexibility you need. Although we currently do not offer unsecured credit card loans, our personal loan options can provide support when life throws curveballs.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This sourcing ensures that users receive fair and transparent offers tailored to their needs. Each listing undergoes verification to confirm that it originates from legitimate financial institutions, which fosters trust in the comparison process.

The Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers come from credible financial entities. This guarantees transparency and builds confidence in the information presented. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing users to make informed choices without hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions. This feature helps them navigate their options effectively and ensures they can seize the best available deals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

MILLBURY FEDERAL CREDIT UNION - Millbury, MA