Midland Credit Union Pleasant Hill IA | Best Auto Loans & Business Banking

Introduction

Welcome to Midland at Copper Creek, your trusted financial partner located at 1225 Copper Creek Dr Ste M, Pleasant Hill, IA 50327. Since our establishment in 1933, we have been committed to serving our community with integrity and care. With a total membership of 6,802 and assets exceeding $95 million, we pride ourselves on being a reliable source for all your banking needs. At Midland, we understand that every member's financial journey is unique. That's why we offer a variety of services tailored to meet your needs whether you're looking for personal banking options like checking and savings accounts, auto loans, or business banking solutions. Our team is dedicated to providing exceptional service, with 19 employees ready to assist you with any questions or concerns. While members can visit us at our branch for face-to-face assistance, official correspondence should be sent to our mailing address: 2891 106TH ST, URBANDALE, IA 50322-3772. We maintain a strong focus on the well-being of our members and the communities we serve, ensuring that your financial goals are always within reach. Led by CEO Randy Hass and Board President Frank Wimler, Midland has established a solid foundation based on trust and transparency. Our net worth stands at an impressive $10,380,920, reflecting our strong financial health and commitment to responsible lending practices. With total loans amounting to 3,507 and deposits reaching $7,930,273, we are here to support you in achieving your financial aspirations. Explore our wide range of offerings by visiting us online at midlandcu.org or give us a call at 515-278-5333. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Commitment to Community

Midland isn't just about transactions; we're about building relationships. Our team is dedicated to community outreach efforts and partnerships that uplift those around us. Whether through local sponsorships or educational workshops, we actively engage with our members and neighbors to create a supportive environment where everyone can succeed.

Innovations for You

As times change, so do we. We're proud to offer modern banking conveniences like online and mobile banking, e-statements, and person-to-person payment options. Our commitment also extends to ensuring accessibility for all; we prioritize ADA compliance in every aspect of our operations.

Join Us!

With total assets exceeding $95 million, we are well-equipped to help you achieve your financial goals. If you're looking for a credit union that truly values its members and community, look no further than Midland. Visit us during our lobby hours Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM; Wednesday from 9:30 AM to 5:00 PM or give us a call at 515-278-5333. We invite you to join the Midland family today! Discover the difference of being part of a credit union that cares deeply about your success and well-being. Let's build a brighter financial future together!

Our Mission

Our mission at Midland is simple yet powerful: to empower our members with accessible financial solutions while fostering a strong sense of community. We believe that everyone deserves a chance to thrive financially. That's why we offer a range of services including personal banking, auto loans, mortgages, and business banking options designed to meet your unique needs. While members can visit us at 1225 Copper Creek Dr Ste M, official correspondence should be sent to 2891 106TH ST, URBANDALE, IA 50322-3772. This ensures that your important documents are directed appropriately as we strive to provide exceptional service.

Branch Location & Accessibility

Welcome to Midland's Copper Creek branch, conveniently located at 1225 Copper Creek Dr Ste M in Pleasant Hill, IA! This vibrant area is easily accessible for all your banking needs. You can find us nestled near local favorites like Copper Creek Lake Park, making it a breeze to stop by while enjoying the beauty of the outdoors. At our Copper Creek branch, we are dedicated to ensuring that every member feels welcome and accommodated. Our location features accessible parking and ADA-compliant entrances, so everyone can access our services with ease. Plus, if you're in a hurry, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your car. We understand that life gets busy, which is why our lobby hours are designed to fit your schedule. We're open Monday, Tuesday, Thursday, and Friday from 8:30 AM to 5:00 PM, with extended hours on Wednesday starting at 9:30 AM. Whether you need to speak with a representative or handle transactions quickly, our team is here for you during these convenient hours. While members can visit us at this address for all their personal banking needs including checking and savings accounts, auto loans, mortgages, and more official correspondence should be sent to our mailing address at 2891 106TH ST in Urbandale, IA. If you're looking for a friendly place where you can manage your finances effectively or get assistance with loans and credit cards, look no further than Midland's Copper Creek branch. Have questions? Feel free to give us a call at 515-278-5333. We can't wait to help you achieve your financial goals!

Member Eligibility

At Midland, we believe that becoming a member is not just about opening an account; it's about joining a caring community that supports you at every step of your financial journey. If you live, work, worship, or attend school in the Pleasant Hill area, you're likely eligible to join us! We welcome individuals and families who share our values and vision for financial well-being. To learn more about specific eligibility requirements, check out this detailed resource: Membership Information. Joining Midland is simple and rewarding! Once you confirm your eligibility, opening an account is a breeze. You can start the process online by visiting Account Opening or give us a call at (515) 278-5333 if you have any questions or need assistance. We're here to help you take this important step toward enhancing your financial future right at our branch located at 1225 Copper Creek Dr Ste M Pleasant Hill Ia 50327. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $775,785, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable merchant services is essential. Whether you're accepting payments online or in-store, our solutions are designed to simplify transactions. Picture a busy café efficiently processing customer payments while managing inventory seamlessly. That's the difference our merchant services can make for you. Located at 1225 Copper Creek Dr Ste M Pleasant Hill Ia 50327 in Pleasant Hill, IA, we're here to help you navigate your financial journey with ease. Connect with us today at (515) 278-5333 to explore how we can assist your business!

Comprehensive List Of Services

Consolidate Debt Smartly

For those looking to manage their expenses better, our Personal Loans and Debt Consolidation services can help simplify monthly payments into one manageable sum. This not only helps reduce stress but also saves on interest costs in the long run.

Convenient Access Points

For transactions on-the-go, we provide essential ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. Our basic shared branch transactions also allow members from partner credit unions to easily access their accounts right here at Midland. At Midland, we believe in making banking convenient and accessible for everyone in Pleasant Hill and beyond. With our commitment to community engagement and member satisfaction, we invite you to experience all that we offer. Ready to get started? Reach out today at 515-278-5333 or visit us online at midlandcu.org for more information on how we can assist you!

Home Sweet Home

If buying a home is on your agenda, our Mortgage Loans and Refinancing services can guide you through this significant milestone. We provide personalized assistance to help find the right mortgage solution that aligns with your financial goals. If you already own a home but want to take advantage of lower rates, our refinancing options could save you money over time.

Personal Banking Services

We understand that managing personal finances can be overwhelming at times. That's why our Personal Banking services include both Checking and Savings Accounts designed to help you save for the future while enjoying easy access to your funds. With user-friendly Online and Mobile Banking, you can check your balances, transfer money, and pay bills from the comfort of your home or on the go.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards! Earn points on every purchase that can be redeemed for cash back, travel, or other exciting rewards. It's an excellent way to make your spending work for you.

Supporting Local Businesses

For entrepreneurs and small business owners, we offer robust Business Banking solutions including Merchant Services and Business Loans. Let us partner with you as you build or expand your business, offering customized support every step of the way.

Vehicle Financing Made Easy

Thinking about getting a new car? Our Auto Loans and Vehicle Financing options make it easier than ever to drive away in the vehicle you've always wanted. We offer competitive rates and flexible terms that fit your budget, making financing straightforward and stress-free.

Digital & Online Banking

Key Services

You can access our online banking platform at https://midlandcu.org/. This service allows you to view your account balances, transfer funds, pay bills, and more all from the comfort of your home or on the go. Our online banking is available 24/7, so you never have to worry about waiting for business hours. If you're always on your phone, you'll love our mobile application. It brings all the features of online banking right to your fingertips. Plus, we support mobile payments, making it simple to pay for purchases directly from your device.

Security and Convenience

Your safety is our priority. We offer electronic signature authorization for documents, ensuring that your transactions are secure yet convenient. You can also choose to receive e-statements instead of paper ones, which helps reduce clutter while keeping your information safe. Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy to send funds without any hassle. In summary, Midland provides robust digital banking solutions that emphasize convenience and security. Experience real-time account management today and see how effortless banking can be!

Financial Strength

At Midland, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is built on our financial strength, which is why we are committed to maintaining a robust and reliable banking environment. With a net worth of $10,380,920, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.91% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $8,943,488 in share certificates and $3,695,493 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $8,810,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $3,753,447 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is evident with $62,081,334 in total loans and leases available to support your financial goals across various sectors. This includes $12,406,240 in used auto loans alone. Our operational efficiency is reflected in our net income of $391,073, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 18 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 11,957, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending remain secure as well. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Midland is your trusted partner. Visit us at 1225 Copper Creek Dr Ste M Pleasant Hill IA 50327 or call 515-278-5333 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,864,672 in used vehicle loans and $9,941,784 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our flexible terms make it easy for you to drive away with confidence.

Business Loans

For business owners seeking to grow and expand, our outstanding commercial loans totaling $775,785 provide the capital needed to take your business to the next level. If you're considering refinancing or would like to learn more about eligibility options for any of our loan products, feel free to reach out. You can contact us at 515-278-5333 during our operating hours: Monday, Tuesday, Thursday, and Friday from 8:30 AM - 5:00 PM; Wednesday from 9:30 AM - 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Midland Credit Union, we're committed to supporting you every step of the way as you navigate your borrowing needs.

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we offer various credit lines totaling $6,480,010. Additionally, our unsecured credit card loans amounting to $2,072,138 help members manage their finances effectively with adaptable repayment options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,246,063, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the mortgage process seamlessly.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers when comparing loans.

Midland