Metro Credit Union Springfield MO | Best Auto Loans & Business Banking

Introduction

Welcome to Metro Credit Union, your trusted financial partner located at 3868 South Ave, Springfield, MO 65807. Since our establishment in 1935, we've been committed to providing our members with exceptional service and innovative financial solutions. With a strong membership base of 9,475 individuals, we pride ourselves on being more than just a credit union; we're a community hub where every member matters. At Metro Credit Union, we understand that financial stability is essential for achieving your dreams. That's why we've worked diligently to grow our total assets to an impressive $111,670,848, ensuring that we have the resources needed to support you. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to guide you every step of the way. Our leadership team, led by CEO Kevin Stubblefield and Board President David O'Dell, embodies our commitment to excellence and community service. Together with our 30 employees, we aim to foster an environment where everyone feels valued and empowered. In addition to traditional banking services, we offer online and mobile banking options for your convenience, allowing you to manage your finances anytime, anywhere. Our total deposits stand at $6,816,806, reflecting the trust our members place in us. While members can visit us at our branch location for personalized service, any official correspondence should be sent to the same address: 3868 South Ave, Springfield, MO 65807. If you have any questions or need assistance, don't hesitate to call us at (417) 887-3388. Join us today at Metro Credit Union where your financial success is our priority! Explore how we can help you achieve your goals by visiting our website at [metro.coop]( http://www.metro.coop ). We look forward to serving you!

Branch History & Mission

Community Focus

Metro Credit Union isn't just about numbers; it's about people. We actively engage in community outreach and partnerships that promote financial literacy and well-being among our members. Whether through educational workshops or sponsorships of local events, we strive to make a positive impact. We also embrace technology to enhance your banking experience. With features like online banking, mobile payments, and an ATM available for easy access to your funds, we ensure that you can manage your finances conveniently and securely. As we continue to grow and adapt to meet the needs of our members, we invite you to join us on this journey. At Metro Credit Union, you are not just another account; you are part of a family dedicated to helping one another succeed financially. Discover the benefits of membership today by visiting us or giving us a call at 417-887-3388! Together, let's build a brighter financial future.

Our Mission

At Metro Credit Union, our mission is clear: we aim to provide exceptional financial services while fostering community growth and support. We understand that our members' success is intertwined with the health of our local community. This belief drives us to offer not just personal banking services including checking and savings accounts, auto loans, mortgages, and credit cards but also initiatives aimed at uplifting those around us. Our operating hours reflect our commitment to accessibility: we are open from 7:30 AM to 5:30 PM Monday through Thursday for drive-thru services and from 9:00 AM to 5:30 PM on Fridays in our lobby. Additionally, we welcome members on Saturdays from 9:00 AM until 1:00 PM at the drive-thru.

Branch Location & Accessibility

Accessibility Features

At Metro Credit Union, we prioritize accessibility for everyone. Our branch is fully compliant with ADA standards, featuring ramps and designated parking to ensure that all members can visit us comfortably. Whether you're walking in or using our drive-thru services, we strive to make your experience smooth and welcoming.

Convenient Services and Hours

We know how busy life can get, so we offer flexible operating hours to fit your schedule. You can visit our lobby Monday through Friday from 9:00 AM to 5:30 PM, while our drive-thru is open earlier from 7:30 AM to 5:30 PM on weekdays and from 9:00 AM to 1:00 PM on Saturdays. Need cash? No problem! Our ATM is available for quick withdrawals and balance checks whenever you need it.

Stay Connected

If you have any questions or need assistance, don't hesitate to give us a call at 417-887-3388. We're here to help you with everything from checking and savings accounts to auto loans and mortgage refinancing. While members can visit us at 3868 South Ave for all banking transactions, official correspondence should be sent to the same address. Come by today and discover how Metro Credit Union can support your financial journey! We look forward to seeing you soon.

Member Eligibility

At Metro, we believe that everyone deserves a supportive financial community, and becoming a member is your first step to enjoying the many benefits we offer. If you're looking to join us at our branch located at 3868 South Ave Springfield Mo 65807, you'll be pleased to know that eligibility is designed to be inclusive and welcoming. Whether you live, work, or attend school in the area, you're likely eligible for membership. We're excited to offer personal banking services tailored just for you, including checking and savings accounts, auto loans, and even credit cards with rewards. To learn more about the specific eligibility requirements, feel free to check out our detailed information [here](). The process of opening an account is simple and straightforward just give us a call at (417) 887-3388 or visit us in person. We're here to help you every step of the way as you become part of our community at Metro!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $462,296, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, our merchant services simplify payment processing so you can focus on what matters most growing your business. Picture this: a seamless checkout experience that keeps your customers happy while ensuring you get paid quickly and efficiently. Located at 3868 South Ave Springfield Mo 65807 in Springfield, MO, we're here to partner with you every step of the way. For more information, give us a call at (417) 887-3388 or visit us online at [Metro Credit Union]( https://www.metrofcu.org/ ). Let's build your business together!

Comprehensive List Of Services

Business Banking Services

If you are a business owner, we have you covered too! Our business banking services include merchant services for easy payment processing and business loans that can help you grow your operations. With us by your side, managing your business finances becomes less daunting.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options so you can manage your accounts from anywhere. With features like mobile payments, person-to-person transfers, and electronic statements, accessing your funds has never been easier. You can even check balances or withdraw cash through our ATMs without stepping inside a branch.

Drive-Thru & ATM Access

At Metro, we also recognize the importance of quick transactions. Our basic drive-thru banking allows members to make deposits, withdrawals, and simple transactions without leaving their vehicles. For those who prefer self-service, our ATMs provide convenient access for cash withdrawals and balance checks anytime. No matter what financial service you need, we strive to make your experience as smooth as possible. Our dedicated staff is available during lobby hours from 9:00 AM to 5:30 PM Monday through Friday and from 9:00 AM until 1:00 PM on Saturdays at our branch located at 3868 South Ave Springfield Mo 65807 in Springfield, MO. Feel free to reach out at (417) 887-3388 for any questions or assistance regarding our services. Join us today at Metro Credit Union, where community meets convenience!

Personal Banking Solutions

We provide various personal banking options tailored to fit your lifestyle. Start with our checking and savings accounts, which offer competitive rates and easy access to your funds. If you're planning to buy a new vehicle, our auto loans and vehicle financing programs make it simple and affordable. We also offer mortgage loans and refinancing solutions for those looking to purchase their dream home or lower their current mortgage payment. For those unexpected expenses or projects, our personal loans and debt consolidation services can help ease financial stress. Plus, enjoy the benefits of our credit cards with rewards, allowing you to earn points on every purchase while enjoying flexible repayment options.

Digital & Online Banking

Accessibility and Ease-of-Use

We believe that banking should be straightforward. That's why our online platform is designed for all users, regardless of tech-savviness. From mobile payments to real-time account updates, every feature is crafted to make your banking experience smooth and efficient. At Metro, we are committed to providing services that fit your lifestyle. Whether you're at home or on the go, our digital and online banking options ensure that managing your finances is as easy as possible. Join us today and experience the freedom of banking at your fingertips!

Key Features

One of the standout features of our digital banking is the ability to send money easily through person-to-person transfers. This makes splitting bills or sending gifts to friends and family a breeze! Additionally, our mobile application offers even more flexibility. You can access your account on-the-go, making it simple to manage your finances anytime, anywhere. Security is a top priority for us at Metro. With electronic signature authorization available, you can sign documents securely without needing to visit a branch. Also, e-statements help you keep track of your transactions while reducing paper clutter it's not only good for you but also for the environment!

Financial Strength

At Metro, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a commitment to transparency and trustworthiness, we are proud to share our financial strength with you. With a net worth of $13,856,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $25,216,243 in share certificates and $11,170,973 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is reflected by the $6,398,637 in undivided earnings. This allows us to enhance innovative banking tools, improve lending options, and strengthen security measures to serve you better. With $28,533 in used auto loans and $78,681,744 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We take pride in our operational efficiency, as shown by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. Our dedicated team consists of 26 full-time employees and 4 part-time employees who are always ready to assist you with knowledge and care. Net Shares (Funds available for lending and investments): $412,908. We also boast a healthy member base with a total of 22,618 share accounts, reflecting the growing trust our members place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 3868 South Ave Springfield Mo 65807 or call (417) 887-3388 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing options or want to know more about eligibility requirements, feel free to reach out. Our team is here to assist you every step of the way. If you have any questions or need assistance with our loan offerings, don't hesitate to give us a call at (417) 887-3388. We're located at 3868 South Ave Springfield Mo 65807, Springfield, MO MO and ready to help you find the perfect loan product for your needs!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $24,675,233 in used vehicle loans and $24,564,897 in new vehicle loans, helping members get on the road confidently. Whether you are interested in financing a brand-new model or a reliable pre-owned vehicle, our competitive rates make it easier to drive away with your dream car.

Business Loans

For business owners, our outstanding commercial loans totaling $462,296 provide the capital needed to grow and expand your operations. We recognize the unique challenges businesses face and strive to support them through tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options simplify buying or refinancing your home. We provide Junior Lien 1-4 Family Residential Properties loans totaling $9,045,398, making it straightforward for you to take that next step toward owning your own place.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,242,981 in loans helping members manage their finances effectively. These cards provide an excellent way to build credit while enjoying convenience and rewards.

Loan Aggregator

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Metro

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans