Metro Credit Union Springfield MO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Metro Credit Union, your trusted financial partner located at 447 S Campbell Ave, Springfield, MO 65806. Established in 1935, we have been dedicated to serving our community for nearly nine decades, providing reliable banking solutions tailored to meet the needs of our 9,475 members. With a strong commitment to member satisfaction, we proudly manage total assets of $111,670,848 and maintain a robust net worth of $13,856,979. At Metro Credit Union, we believe in empowering our members with financial tools that make a difference. Our offerings include personal banking services like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. In addition to personal finance options, we support local businesses with our business banking services including merchant services and business loans. Our team is led by CEO Kevin Stubblefield and Board President David O'Dell, who share a vision of fostering a cooperative environment where every member feels valued. With a team of 30 dedicated employees, we strive to provide exceptional service whether you visit us in person or connect through our online banking platform. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address: 447 S Campbell Ave, Springfield, MO 65806-2009. Feel free to reach out at (417) 869-9654 if you have any questions or need assistance. Join us at Metro Credit Union and experience the difference that comes from being part of a community-focused financial institution. We invite you to explore our services and see how we can help you achieve your financial goals! Visit our website at [metro.coop]( https://www.metrofcu.org/ ) for more information or stop by today!

Branch History & Mission

Our Mission

At the core of Metro Credit Union's mission is a simple yet powerful goal: to empower our members through financial education and support. We believe that everyone deserves access to quality financial services tailored to their unique needs. Our mission extends beyond just transactions; it encompasses building strong relationships within the community and fostering financial well-being for all. We are committed to making a positive impact in Springfield and its surrounding areas through various outreach programs and partnerships. By supporting local initiatives and engaging with our members, we strive to create a thriving community where everyone can achieve their financial goals. While you can visit us at 447 S Campbell Ave, official correspondence should be sent to 447 S Campbell Ave, Springfield, MO 65806-2009 if different from our branch address. You can reach us at 417-869-9654 during our operating hours: Monday through Friday from 7:30 AM to 5:30 PM (with special Wednesday hours from 9:30 AM). Our facilities include convenient drive-thru banking and ATM availability for quick access to your accounts. We're proud of the strides we've made toward ADA compliance, ensuring all members feel welcome. Join us on this journey towards financial empowerment! Experience firsthand how Metro Credit Union can be your partner in achieving your dreams. Visit us today or explore more about what we offer at [Metro Credit Union]( https://www.metrofcu.org/ ).

Branch Location & Accessibility

Accessibility and Features

At Metro Credit Union, we strive to make your banking experience as smooth as possible. Our branch features accessible parking and ADA-compliant entrances so everyone can visit us with ease. If you're on the go, take advantage of our drive-thru banking service where you can handle simple transactions without leaving your vehicle. We also have an ATM available for quick cash withdrawals and balance checks anytime you need.

Operating Hours

We're open during flexible hours to fit your busy schedule! Visit us from 7:30 AM to 5:30 PM Monday through Friday. On Wednesdays, our lobby opens a bit later at 9:30 AM but stays open until the same time as usual. Whether you prefer coming in person or using our drive-thru, we're here for you.

Services Offered

Metro Credit Union offers a range of personal and business banking services designed to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got something for everyone. Plus, with online and mobile banking options available, managing your finances has never been easier. We invite you to come visit us or give us a call at 417-869-9654 if you have any questions. Experience the friendly service and support that Metro Credit Union is known for!

Member Eligibility

Becoming a member of Metro is like joining a family that truly cares about your financial well-being. We welcome individuals who live, work, or worship in our community, as well as their family members. This means that if you're part of our local area in Springfield, MO, you're already on the path to enjoying the benefits of membership! At Metro, we take pride in offering personalized service and a wide range of financial products designed to support your goals, whether it's saving for a dream vacation or financing a new car. To learn more about the specific eligibility criteria, feel free to visit [this resource]( https://www.metrofcu.org/ ). Once you're ready to join us, opening an account is straightforward. You can find all the details you need at (URL). If you have any questions or want to chat about becoming a member, don't hesitate to call us at (417) 869-9654. We look forward to welcoming you into our community at Metro, located at 447 S Campbell Ave Springfield Mo 65806!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $462,296, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

Managing transactions efficiently is crucial for any business. At Metro, we provide merchant services that simplify payments and enhance customer satisfaction. Imagine having the ability to accept various payment methods seamlessly, allowing you to focus on what matters most growing your business. If you're located at or near 447 S Campbell Ave Springfield Mo 65806, stop by or give us a call at (417) 869-9654 to learn more about how our business banking solutions can empower your success in Springfield, MO.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing services help make that dream a reality. With competitive rates and flexible terms, we work with you to find the perfect financing solution for your needs. Many members have found success in securing their vehicles through us, simplifying what can often be an overwhelming process.

Business Banking

For entrepreneurs and small business owners, our Business Banking services include merchant services and business loans designed to help grow your enterprise. We know how critical it is for businesses to have access to financial resources that facilitate growth and operational efficiency.

Convenient Access

Accessing your accounts has never been easier! With Online & Mobile Banking, as well as ATM & Cash Withdrawal Services available at numerous locations, managing your money is straightforward. Our basic drive-thru banking allows quick deposits and withdrawals without leaving your car perfect for those busy days when time is tight. In summary, whether you're looking for personal banking solutions or business services, Metro strives to provide everything under one roof. If you have any questions about our offerings or would like personalized advice, don't hesitate to reach out! Call us at (417) 869-9654 or visit us at 447 S Campbell Ave Springfield Mo 65806 in Springfield, MO. We're here to help you every step of the way!

Credit Cards with Rewards

For those looking to maximize their spending benefits, our Credit Cards with Rewards program offers great perks on everyday purchases. You can earn points for travel, cash back, or other rewards all while building your credit score responsibly.

Mortgage Loans & Refinancing

If you're ready to buy a home or consider refinancing your current mortgage, our Mortgage Loans & Refinancing options provide you with the support needed to navigate these significant decisions. We guide you through each step, ensuring you're informed and comfortable with your choices.

Personal Banking

We understand that managing personal finances can be challenging, which is why we offer Personal Banking services that include checking and savings accounts. Whether you're saving for a big purchase or just need a reliable place to store your money, we have options that fit your lifestyle. Our members appreciate the convenience of our online and mobile banking features, allowing you to check balances, transfer funds, and pay bills right from your phone.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. We help members consolidate debt into manageable payments or secure funds for emergencies or special projects. Your financial peace of mind is important to us.

Digital & Online Banking

Key Features

Stay organized and informed with our e-statements, which provide a clear view of your account activity whenever you need it. You won't have to worry about missing any important updates since everything is right at your fingertips. If you're always on the move, our mobile application allows for quick access to your accounts. You can pay bills, deposit checks, and even use mobile payments for added convenience. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. Just enter their details, and the money is sent instantly no hassles involved. With all these features working together, managing your finances has never been easier or more secure. At Metro, we're committed to providing accessible tools that fit into your lifestyle while ensuring your information remains protected. Enjoy the peace of mind that comes with knowing you have full control over your financial journey right from your pocket!

Financial Strength

Commitment to Growth

With $6,398,637 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $28,533 in used auto loans and $78,681,744 in total loans and leases.

Growing Trust

Total Share Accounts: 22,618, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $412,908. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 447 S Campbell Ave Springfield Mo 65806 or call (417) 869-9654 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $25,216,243 in share certificates and $11,170,973 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $249,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $13,856,979, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,241 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $24,564,897 in new vehicle loans and $24,675,233 in used vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away with your dream vehicle without breaking the bank.

Business Financing

For business owners, our outstanding commercial loans totaling $462,296 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we have financing solutions that can help set your business on the path to success. At Metro Credit Union, we are committed to providing accessible financial products that empower our members. For any questions or to learn more about our loan offerings, feel free to reach out at (417) 869-9654 during our operating hours from 8:00 AM to 5:30 PM Monday through Friday (with extended hours on Wednesdays). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $9,045,398. If you're considering refinancing your current mortgage, we can help you explore eligibility options and find a plan that suits your financial situation.

Unsecured Credit Cards

Managing everyday expenses can be easier with our unsecured credit cards. We offer flexible terms on unsecured credit card loans, with a total of $2,242,981 in loans helping members manage their finances effectively. This means you can have peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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Metro

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans