Metro Credit Union Tewksbury MA | Quick Personal Loans & Auto Financing

Introduction

At Metro, located at 1527 Main St, Tewksbury, MA 01876, we pride ourselves on being more than just a financial institution. Since our establishment in 1926, we've dedicated ourselves to serving our community and helping our members achieve their financial goals. With a robust membership of 216,366 individuals, we are committed to providing personalized service and support tailored to your unique needs. Metro has grown significantly over the years, now boasting total assets of $3,443,279,071 and total deposits amounting to $88,435,184. Our strength lies not only in these numbers but also in the trust we've built with our members. Whether you're looking for auto loans where we currently manage 68,862 loans or personal banking services like checking and savings accounts, our team is here to guide you every step of the way. Our leadership is pivotal in creating a welcoming atmosphere. Under the guidance of CEO Robert Cashman and Board President Mark Smoller, we strive to foster a culture of transparency and reliability. Our dedicated team of 323 employees is always ready to assist you with any inquiries or services you may need. While members can visit us at 1527 Main St, official correspondence should be sent to the same address for your convenience. If you have any questions or would like more information about our offerings, please don't hesitate to reach out at 877-696-3876. Explore how Metro can help you navigate your financial journey today! For more details about our services and account openings, visit us online at Metro Credit Union. We look forward to welcoming you into the Metro family!

Branch History & Mission

Community Engagement

Community engagement is at the core of what we do at Metro. We actively participate in local events and initiatives designed to foster growth and development within Tewksbury and surrounding areas. Our partnerships with local organizations aim to address pressing issues such as financial literacy and housing stability. With total assets reaching an impressive $3,443,279,071, we stand ready to support you in achieving your financial goals whether it's buying your first car or planning for retirement. Our branch also features convenient ATM availability for easy access to your funds. As we look forward to the future, we invite you to join us on this journey. Experience the benefits of membership with Metro, where your financial success is our priority. Reach out today at 877-696-3876 or visit us online at www.metrocu.org for more information on how we can help you thrive financially!

Our Mission

At Metro, our mission is simple yet profound: to empower our members by providing accessible financial services that foster economic growth and stability. We believe in making a positive impact on the lives of those we serve. This mission drives everything we do from offering competitive loan rates to engaging in community outreach programs that uplift local families. Our commitment extends beyond financial transactions. We strive to create an inclusive environment where everyone feels valued. Whether through personalized service at our branch or innovative digital banking options like online and mobile banking, we are dedicated to meeting the diverse needs of our members. While members can visit us at 1527 Main St, official correspondence should be sent to 1527 Main St, Tewksbury, MA 01876-2043. We invite you to experience our welcoming atmosphere during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday and Friday from 9:00 AM to 6:00 PM; and Saturday from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Accessibility Features

We prioritize making our services accessible to everyone. Our branch is ADA compliant and features ramps and designated parking for those with mobility challenges. You can expect a welcoming atmosphere that ensures every member feels comfortable during their visit.

Get in Touch!

If you have questions or need assistance before visiting, feel free to call us at 877-696-3876. We look forward to welcoming you to the Metro branch in Tewksbury soon! Your financial journey starts here come see how we can help you today!

Operating Hours

We understand that life can get busy, which is why our operating hours are designed to accommodate your schedule. Visit us from Monday through Wednesday between 9:00 AM and 5:00 PM, or stop by on Thursday and Friday when we're open until 6:00 PM. On Saturdays, we are available from 9:00 AM to 1:00 PM, giving you ample time to take care of your banking needs.

Services Available

At Metro, we offer a variety of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to vehicle financing and credit cards with rewards, our team is ready to help you find the right solutions. Plus, with ATM availability at our location, accessing cash is just a quick visit away.

Member Eligibility

Becoming a member of Metro is like joining a close-knit family that's dedicated to your financial well-being. If you live, work, worship, or attend school in the Tewksbury area, you're already on the path to membership! We believe everyone deserves access to quality financial services, so our eligibility criteria are designed to be inclusive and straightforward. When you join us at our branch located at 1527 Main St Tewksbury Ma 01876, you'll gain access to a wide range of benefits, from personal banking and auto loans to credit cards with rewards and online banking options. Opening an account is simple and welcoming. Just give us a call at (877) 696-3876, and our friendly team will guide you through the process. For more detailed information about eligibility, feel free to check out our website at . We're excited to help you take this important step toward financial empowerment!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

Managing payments shouldn't be a headache. Our merchant services offer simple solutions for accepting payments from customers, whether online or in-store. Imagine having the ability to easily track sales and manage transactions all from one platform this is what we aim to provide at Metro. By partnering with us, you can focus on what matters most: growing your business. Visit us at 1527 Main St Tewksbury Ma 01876 in Tewksbury, MA or call us at (877) 696-3876 to learn more about how we can assist you in achieving your business goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer tailored solutions including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our team is equipped to assist with all aspects of business banking.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking services that let you manage your accounts from anywhere at any time. You can check balances, transfer funds, and even make payments without stepping foot in the branch. For those times when you need cash or want to withdraw money quickly, our ATM & Cash Withdrawal Services are readily available for your use.

Easy Access and Support

Your comfort is important to us, which is why we ensure basic ATM access for withdrawals and balance checks right here at Tewksbury. Have questions? Don't hesitate to reach out at (877) 696-3876 during our operating hours: Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM.

Join Us Today!

We invite you to explore all that Metro has to offer. Whether you're managing personal finances or running a business, we're here every step of the way. Visit us in person or online at https://www.metrocu.org/ today! Let us help you achieve your financial goals with services tailored just for you!

Personal Banking Solutions

Whether you're opening your first checking account or planning for retirement, we offer a variety of personal banking options. Our Checking & Savings Accounts are designed to meet your everyday needs while helping you save for the future. If you're considering a new car, our Auto Loans & Vehicle Financing can get you on the road quickly and affordably. For those looking to buy a home, we provide Mortgage Loans & Refinancing to make homeownership attainable.

Support for Your Financial Goals

Life can bring unexpected challenges, and that's where our Personal Loans & Debt Consolidation come into play. If you find yourself needing extra support, these loans can help alleviate financial stress by combining existing debts into one manageable payment. Plus, don't forget about our Credit Cards with Rewards, which allow you to earn while you spend perfect for anyone who loves to travel or shop.

Digital & Online Banking

Key Features for Your Convenience

We provide electronic signature authorization, making it easier for you to complete transactions without the hassle of paperwork. Plus, our e-statements feature ensures that you can receive and manage your account statements digitally, saving paper and allowing for quick access whenever you need them. For those who prefer using their smartphones, our mobile application offers the flexibility to handle banking tasks right from your device. You can even send money easily through person-to-person transfers perfect for splitting bills or sending gifts. While we currently do not support mobile payments, we continuously seek ways to enhance our services to meet your needs. Rest assured that security is a top priority; your personal information is protected with advanced measures so that you can bank with confidence. Embrace the freedom of real-time account management with Metro's digital banking solutions. Visit us online at https://www.metrocu.org/ today and take advantage of these convenient tools designed just for you!

Financial Strength

At Metro, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you well. With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $268,761,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident with $27,984 in used auto loans and $2,978,446,625 in total loans and leases. Although our current net income stands at $0, this reflects our operational efficiency and ongoing commitment to providing competitive products for our members. We also take pride in having 319 full-time employees and 4 part-time employees dedicated to serving you with knowledge and care. Total Share and Deposit Accounts: 356,472, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 1527 Main St Tewksbury Ma 01876 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. We have flexible terms available, making it easier than ever to drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. We understand the challenges that come with running a business and are here to support your journey toward success. At Metro, we prioritize transparency and customer service. If you're interested in refinancing or have questions about eligibility options, our dedicated team is ready to assist you every step of the way. Feel free to reach out by calling us at (877) 696-3876 or visiting us at our location: 1527 Main St Tewksbury Ma 01876 in Tewksbury, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together to find the right loan product for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, we can guide you through the process with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. These cards provide an excellent way for members to build credit while enjoying convenient purchasing power.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means users receive fair and honest offers without hidden fees or misleading terms.

Metro

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans